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<h1><span style="font-size: 48px"><strong>Consult. Educate. Elevate.</strong></span></h1><p>?<em>Shaping Extraordinary Outcomes in Your Real Estate Journey</em></p><p><br></p><p><br></p>

<h1><span style="font-size: 48px"><strong>Consult. Educate. Elevate.</strong></span></h1><p>​<em>Shaping Extraordinary Outcomes in Your Real Estate Journey</em></p><p><br></p><p><br></p>

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Navigating Life's Transitions with Keller Williams Lifestyle Legacy Consultants (Powered by Keller Williams: Signature Partners)

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Here at Keller Williams Lifestyle Legacy Consultants, I get it — every homeowner's path is one of a kind. I know that selling your home isn't always a straight line. From the daunting piles of personal items to the unexpected costs of prepping for sale, it's normal to feel overwhelmed. And for buyers? Diving into the market can feel like a puzzle, especially with questions about credit, costs, and just figuring out how to begin. I'm here to navigate these waters together, making sure you're informed and confident every step of the way.

We love Maria! She is very nice, helpful, quick to respond, and knowledgeable in what she does. She goes above and beyond what’s expected! Couldn’t have asked for a better real estate agent! Thank you Maria!

 Couldn’t have asked for a better real estate agent!

Wow!!! Words can’t describe how amazing Maria is!!! Maria is a go getter, hard worker and so kind. We worked with maria for about 4 months as first home buyers. Maria walked us step by step making sure we knew exactly what was going on. She kept us updated with everything. She has great recommendations and your best interest at heart. I will be recommending Maria to everyone. You need her as your agent you won’t be disappointed!!! She’s truly incredible thank you again Maria !!!

She’s truly incredible thank you again Maria !!!

Officially a homeowner! Thank you Maria for dealing with my grumpy attitude at times and always remembering the things that were most important to me when it came to buying a house! I strongly recommend her (she is always looking out for you) and Josh Holley at movement mortgage. Great people.

I strongly recommend her (she is always looking out for you)

Nothing but professional service and knowledge of Real Estate.

Professional service!

Anet and her team are awesome! I highly recommend!

I highly recommend!

We just closed yesterday. Maria did an amazing job finding us the house and getting everything sorted for us to buy our home.

Maria did an amazing job!

Maria and Anet are amazing people! When you speak to them, it is apparent they truly care and are listening to you. I am thrilled to have them in the community ensuring people get into homes that truly fits them.

Highly Recommended!

Anet and Maria were absolutely wonderful to work with. They promptly answered my questions and assisted with all the small issues that arose. The work they put in helped me get full asking price and I could not be happier. 100% recommend these 2 great ladies.

100% recommend these 2 great ladies.

I just had my first closing with Maria and she was amazing!   She was a pleasure to work with, supplied me with any documents I needed in a timely manner and it shows how much she cares for her clients!   I can’t wait to do another transaction together!

I can’t wait to do another transaction together!

Maria is not only a fantastic realtor but the most amazing and kindest person you will ever meet. I have never met anyone who is more hardworking and absolutely dedicated to her clients as her. She found my husband and I 2 years just floundering trying to buy a house and has nurtured us now 2 years later and AN ENTIRE COUNTRY AWAY into first time homebuyers. I would have been lucky just to have met her but to be able to be taken under her wing was a blessing far beyond words can describe. If you want just any realtor, there are thousands, but I promise there is only one Maria and that is who you want to trust, not just a realtor but a Maria.

More Than a Realtor: A Heartfelt Journey with Maria

Cannot recommend Anet and her team enough! 100% trust them with your home!! We had an unusual situation where we bought and then had to sell our house (due to job changes and leaving the city, we deeply loved the house) within a 2 year period and we trusted Anet with both processes. Best life decisions we've ever made! Anet advocated for us every step of the way, helped us find the perfect dream home for our family, gave us advice to navigate the entire process, and was a pleasure to work with throughout. She understands the market, stands up for her clients to get you the best possible deal (whether you are selling or buying your house), and has a great team. If you are buying or selling a house you absolutely want Anet on your team! Highly, highly recommend!

Highly, highly recommend!

Maria’s attention to detail, ability to communicate well, and her drive to find the right place for her clients truly sets her apart from other realtors. If you want an agent who will be in your corner every step of the way, you must contact Maria VanVurst!

You must contact Maria VanVurst!

As first home buyers working with Maria was awesome! She’s so educated and knowledgeable. She doesn’t give up she’s a go getter!! I can’t recommend Maria enough! We wouldn’t be first time home buyers with out her !!! Thank you so much Maria 100/10

Thank you so much Maria 100/10

Anet and Maria were amazing co-op agents to work with. We all worked together great to ensure a smooth closing for all. Can't wait to work with them again!

Can't wait to work with them again!

This office is the best and the women that work in the office are spectacular! They know how to get the job done and they t love to take care of their clients.

They know how to get the job done!

As a fellow Realtor®, I had the pleasure of working with Anet & Maria on a transaction (they represented the seller, I represented the buyer).  The communication was excellent. Both sides walked away from the closing table happy.  Would love to work with them again in the future!

Would love to work with them again in the future!

This was such a great transaction between us agents.   Maria and her team were so fun and easy to work with!  I welcome the opportunity to work with them again.

I welcome the opportunity to work with them again

I’ve been fortunate enough to collaborate with Anet and Maria on some of their buyer transactions as the lender. I’m so impressed with their industry knowledge, work ethic and commitment to looking out for their clients best interests. I highly recommend using them to purchase or sell a home.

I highly recommend using them to purchase or sell a home.

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<h2>Exploring Today's Dynamic Property Perspectives<br></h2><p>Navigating the Future with Insights on the Latest Trends in Real Estate</p>

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<p style="text-align: justify;">​<span style="font-size: 2em; font-weight: 700;">10 Outdoor Activities for Seniors</span></p><div style="text-align: justify;"><br></div><p style="line-height: 1.78; text-align: justify;">Multiple studies show that, no matter your age, there are real benefits to spending time outdoors. It can increase energy, improve memory, encourage physical activity, help fight depression, and even boost the immune system. If you’re looking for outdoor activities for your senior loved one this summer, here are 10 ideas to get you started. They can be adapted to the level of their mobility, so even if they need a wheelchair or assistive device, both of you can still get outside to enjoy the fresh air and sunshine.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Gardening</strong><br>You don’t need a big yard or complicated setup to have a beautiful garden. Flowers, herbs and produce can be grown in small plots, side yards, raised beds, pots and window boxes. There are ergonomic tools, kneeling aids and other useful supplies that can make gardening easier, even if your loved one has arthritis.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Parks</strong><br>Quiet neighborhood oases, playgrounds filled with families, dog parks, sprawling recreational areas, even national parks — there’s probably a beautiful park somewhere near you. Whether you spend a half hour or the whole day there, take advantage of the chance to enjoy the scenery together.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Fishing &amp; Boating</strong><br>Being near water has a calming and restorative effect. Fishing off the dock or along the banks of a pond can be a relaxing way to enjoy the outdoors. If your family doesn’t own a boat, see if your area has places you can catch a ride on the water — paddle boats, pontoon boats, river excursions or even gondola rides may be possible.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Outdoor Concerts</strong><br>Summer is full of outdoor music events — and many of them are free. Check your parks and recreation calendar for city-sponsored events.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Nature Photography</strong><br>If your loved one needs a new and interesting hobby, encourage them to try nature photography. They don’t need an expensive camera — even a smartphone or tablet camera can take wonderful pictures.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Backyard Games</strong><br>Simple, portable games like bocce, croquet, lawn bowling and lawn darts make your yard a fun place to be. The whole family can participate, too.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Picnics &amp; Cookouts</strong><br>Pack up a basket or fire up the grill and dine alfresco every now and then. If your loved one is an early bird, have breakfast on the patio or balcony. If you want to have a picnic but don’t have time to plan — order a pizza. No matter how you do it, eating outside is a fun way to enjoy a meal together.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Arboretums &amp; Zoos</strong><br>Take a walk on the wild side and explore nature at your local arboretum, botanical gardens or zoo. You can take it at a pace that suits your loved one, and there are plenty of places to stop and rest, if necessary.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Outdoor Exhibits</strong><br>Perhaps a local museum has a sculpture park or visiting outdoor exhibit. You can also find interesting art installations and craft exhibitions around town during the summer months.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Neighborhood Strolls</strong><br>Getting outside can be as simple as taking a leisurely stroll around the neighborhood after dinner. It’s a good way to spend time together, say hello to the neighbors, and keep the body and brain active.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;">Where You Live Matters is powered by the American Seniors Housing Association(ASHA), a respected voice in the senior housing industry. ASHA primarily focuses on legislative and regulatory advocacy, research, and educational opportunities and networking for senior living executives, so they can better understand the needs of older adults across the country.</p><p style="line-height: 1.78; text-align: justify;"><br><br>Sources:Experts Urge Seniors to Spend More Time in Nature Harvard Health</p>

10 Outdoor Activities for Seniors

<p><span style="font-size: 24px"><span style="font-size: 18px;">By Joy Loverde</span></span></p><p><span style="font-size: 24px">​​Senior Care Planning: When to Start</span><br></p><div><br></div><p style="line-height: 1.78;text-align: justify">When is the right time to start planning for senior living?&nbsp; While the answer is different for everyone, most experts and senior living residents agree that the sooner, the better.</p><p style="line-height: 1.78;text-align: justify">The best time to start planning for senior living is before you need it. But even for those who believe senior living communities can provide them with the vibrant, active lifestyle they desire, planning ahead often seems premature.</p><p style="line-height: 1.78;text-align: justify">By being proactive, more options are available to you, and the better prepared you are to make informed decisions about your future,. Planning now will also alleviate stress for both you and your family should a crisis arise.</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">So why is senior care planning difficult for many people?</h2><p style="line-height: 1.78;text-align: justify">The decision to&nbsp;move to a senior living community&nbsp;is deeply personal and can be influenced by a variety of factors. Some are unsure about the available options or don’t know how to navigate the process.&nbsp;They may not know where to start&nbsp;or who to turn to for guidance and support. Others simply fear change.</p><p style="line-height: 1.78;text-align: justify">Joy Loverde, the best-selling author of Who Will Take Care of Me When I’m Old? and The Complete Eldercare Planner has spent decades deep in the trenches with elders, solo agers, adult children and family caregivers. She provides some insights into why people do not actively plan for their “future selves.”</p><ul><li>People don’t know how to plan.&nbsp;Feeling overwhelmed at the thought of senior planning discourages many from even starting the process.</li><li>Relying on others is the plan.&nbsp;Assumptions and unrealistic expectations that a spouse, significant other, adult child, or family friend will step up as a caregiver should care be needed.</li><li>The need for care is not a given.&nbsp;Many simply don’t plan for an event (or a need) that may never materialize.</li><li>Fear of change.&nbsp;Planning for senior living signals a change and change is hard especially as we age.<br></li></ul><h2 style="line-height: 20px;text-align: justify"><br></h2><h2 style="line-height: 1.2;text-align: justify">Senior Planning Can Start by Embracing Change</h2><p style="line-height: 1.78;text-align: justify">Getting out of your comfort zone and learning to embrace change is the first step in starting your senior care plan and a surefire way to ensure a brighter, happier, healthier tomorrow.</p><p style="line-height: 1.78;text-align: justify">How do you embrace change?</p><p style="line-height: 1.78;text-align: justify">“Embracing change is critical to creating a quality of life as we age. And remember, you (or someone you love) has already been here before,” says Joy. &nbsp;“Many life-changing events have already taken place. You have what it takes to adapt.”</p><p style="line-height: 1.78;text-align: justify">She adds that managing change and subsequent transition starts by understanding they are not one in the same. “Change is a situation or an event that happens or you make happen. Transition is the psychological path we take to adjust to change. People who are good at adjusting to change focus their energy on managing the transition process.”</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">Move Past the Myths</h2><p style="line-height: 1.78;text-align: justify">Starting your senior planning gets easier when you move past the myths and misperceptions about senior living. Senior living is not synonymous with nursing homes. You don’t give up your independence. In fact, senior living lifestyles help preserve, and even enhance independence. You don’t give up your privacy. You can be as involved (or uninvolved) as you want.</p><p style="line-height: 1.78;text-align: justify">In reality, senior living communities offer more opportunities to enjoy life. You’ll live in a beautiful community with access to a huge array of activities, amenities, and convenient services right outside your door. Many communities even offer intergenerational programs, volunteer service projects, continuing education classes and more, right on-site. Plus, you’ll have plenty of friendly, social neighbors.</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">Plan Now for a Brighter Tomorrow</h2><p style="line-height: 1.78;text-align: justify">Whether you’re looking at independent independent living or assisted living, here’s why it’s important to start your senior plan now:</p><p style="line-height: 1.78;text-align: justify">Healthier Living: Research shows that the social opportunities a community provides can help improve your overall health. Plus, most communities offer nutrition programs and fitness options to help you meet your wellness goals. And having a healthier lifestyle means you’ll be able to maintain your independence and keep living life on your terms.</p><p style="line-height: 1.78;text-align: justify">More Options: The earlier you start planning, the more options you’ll have. Many senior living communities have waitlists – especially the most desirable ones. By planning early, you increase your chance of securing a spot in the community that best meets your needs and preferences.</p><p style="line-height: 1.78;text-align: justify">Financial Preparation: Planning early allows you to assess your financial situation and make any necessary adjustments to ensure you can afford the type of care you desire.</p><p style="line-height: 1.78;text-align: justify">Health Considerations: As you age, your health needs may change, and you may require different levels of care or assistance. Many communities offer other levels of care, including assisted living, long-term care and memory care, so you won’t have to worry about what to do during an unexpected health emergency. Planning early can help ensure you’ll have access to care and support services should they be needed.</p><p style="line-height: 1.78;text-align: justify">Peace of mind: Planning your move to a community now can help relieve a lot of uncertainty and anxiety by putting you in control of your future. It will also allow you to make decisions calmly and thoughtfully, without feeling rushed or pressured. Planning also lifts the burden off your family.</p><p style="line-height: 1.78;text-align: justify">Knowing&nbsp; you have a plan in place for your future and that you’ve taken steps to ensure your well-being and security as you age is the very definition of peace of mind.</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">When You Move Matters</h2><p style="line-height: 1.78;text-align: justify">As you think about starting your plan, remember timing is everything. As you age, moving may get more physically and mentally challenging. The more able-bodied and healthier you are, the easier it is to manage the transition.</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">Ready to Explore a Senior Living Community?</h2><p style="line-height: 1.78;text-align: justify">If you’re ready to explore options that fit your lifestyle with the level of support you want, start your senior living search by reviewing thousands of communities with our Where You Live Matters Community Finder.</p><h3 style="line-height: 1.25;text-align: justify">Where You Live Matters</h3><p style="line-height: 1.78;text-align: justify">Where You Live Matters is powered by the American Seniors Housing Association (ASHA), a respected voice in the senior housing industry. ASHA primarily focuses on legislative and regulatory advocacy, research, and educational opportunities and networking for senior living executives, so they can better understand the needs of older adults across the country.</p>

Senior Care Planning: When to Start

<h4><span style="color: rgb(255, 0, 0)">​By: Mitch Mitchell</span><br></h4><h3><em><strong><span style="color: rgb(255, 0, 0)">​</span>For many people — especially first-time homebuyers — the process of buying a home can seem a little off-putting. To the unaware, it can look as if a huge financial fire-pit will swallow up unsuspecting newbies, especially if they don't have a guiding hand.</strong></em></h3><h3><em><strong>While it's not that dramatic in real life, there is a bit of truth to the notion that there are things you can do to avoid unnecessary hiccups and make the process so much smoother.&nbsp;</strong></em></h3><h3><em>This blog looks at 3 of those hiccups, with advice to keep you from falling into a new home booby-trap! Let's get started.</em></h3><h2><strong>Hiccup #1:&nbsp;</strong></h2><h2><strong>Ignoring life's little pleasures</strong></h2><p>When getting pre-qualified for a mortgage, lenders look for what you technically can afford based on a high-level review of income documents you provide and debts listed in your credit report. Basically, they're looking at your monthly DTI, or debt-to-income ratio.</p><p>What mortgage lenders are not looking at when evaluating your ability to pay back a loan is disposable income. That's the money you spend on things like hobbies, vacations and indulgences. Skipping over this chunk of change, that is, not disclosing your disposable income spending to your mortgage lender, could make your life very difficult down the road.&nbsp;</p><p>Let's say that you have a steady job, tell the mortgage lender your income and are honest about the amount you pay in rent, car loans and student loan payments every month. Your loan officer will calculate your DTI and help qualify you for a loan that, on paper, you'll easily be able to afford.</p><p>That's great if you're bypassing after-work parties with colleagues, spending weekends watching Netflix, cooking from home and taking up free activities like bike riding, nature hikes and doing crossword puzzles.&nbsp;</p><p>But most people don't behave like that day-in and day-out. There may be dinners out a few times a month. Throw in a round of golf or tickets to a concert or a movie. Or a weekend away or a get-together with friends for weddings, birthday parties, even clothes shopping. You get the picture.&nbsp;</p><p>Mortgage lenders may not ask how you spend your&nbsp;<a href="https://movement.com/2020/07/09/9-ways-save-payment/">savings</a>, so take the opportunity to take the high road and be very honest to yourself. Because depending on which version of you you are, the one doing crosswords or the one on a weekend golf getaway, you might end up “house poor” and have a mortgage payment you can only afford by scaling back on the things you really enjoy. That alone could turn your dream home into a nightmare.</p><h2><strong>Hiccup #2:&nbsp;</strong></h2><h2><strong>Finding that the home you can't live without is also a home you can't afford</strong></h2><p>Without a doubt, the most costly hiccup that homebuyers make is putting in an offer on a house before having a clear picture of what you can afford. It's like going grocery shopping on an empty stomach — you're always going to buy way too much and may regret things in the long run.&nbsp;</p><p>If you take away just one tip from this blog article, let it be this: always get&nbsp;<a href="https://movement.com/2020/10/15/pre-qualified-vs-pre-approved/">pre-approved</a>&nbsp;for a loan amount before you even start looking for a home. And if you can't resist looking around, then at least follow this advice: never make an offer on a home without a pre-approval.&nbsp;</p><p>Getting your financing in order — and knowing the budget you have to work with — gives you four advantages in the home buying process:</p><ul><li>it focuses you on neighborhoods, and properties in those neighborhoods, that are within your range</li><li>it keeps you from wasting time at open houses that are beyond your means</li><li>it gives you time to qualify for the loan that fits you best — and at the best possible rate</li><li>it tells the seller you are a seriously qualified buyer and gives you the confidence to make a firm offer in a competitive market</li></ul><p>Our advice is to seek out a mortgage lender at least 3-6 months before beginning househunting in earnest — even before working with a real estate agent. With this much lead time, you have an opportunity to pay down debts, save a little more down payment and remove errors from your credit report. These adjustments to your credit profile could result in hundreds of dollars of difference when it comes to getting a better mortgage rate.&nbsp;</p><p>With a mortgage pre-approval in hand, when you finally find the home you want, your offer is much stronger and you'll have more of a chance to end up in a new home that you really love and can afford years down the road.</p><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://movement.com/getmedia/1d90c057-1ab3-4344-b14b-7f39da002b61/camid11515-mtg-sense-4-14-3-home-loan-hiccups-pull-quote.png" alt="Buying a home? Avoid these 3 home loan hiccups" data-proportion="true" data-align="none" data-file-name="camid11515-mtg-sense-4-14-3-home-loan-hiccups-pull-quote.png" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border-width: 0px; border-style: solid; border-color: rgb(229, 231, 235); --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; display: block; vertical-align: middle; margin: 1rem auto;"></figure></div><h2><strong>Hiccup #3:&nbsp;</strong></h2><h2><strong>Being lax about paperwork</strong></h2><p>Let's be real about this: getting a mortgage means managing paperwork. Documents and disclosures sail back and forth between the lender and the underwriter, the lender and the borrower, the buyer and the seller, and everyone and the closing agent.&nbsp;&nbsp;</p><p>Some of this paper shuffling and signatures required may feel redundant and you may feel like you have already been asked for and have supplied certain information multiple times. That's because many things can change during the course of buying a home — locking in a mortgage rate, receiving an appraisal, dealing with inspections and subsequent negotiations. It's the nature of the beast and it can make the process feel daunting for first-time homebuyers.</p><p>So don't be casual when it comes to&nbsp;<a href="https://movement.com/2019/12/19/closing-day-on-a-house/">reviewing paperwork</a>. If you don't pay attention, you may be surprised by additional closing costs you weren't expecting. And if your closing costs end up more than you hoped for, you're starting off on the wrong foot before you even make your very first mortgage payment.</p><p>If documents (and document requests) aren't reviewed carefully, it could also end up costing you thousands of dollars over the life of your loan.</p><p>Here are some key questions to cover with your mortgage lender. Don't be afraid to ask repeatedly, as things can shift during the loan process.</p><ul><li>What is the Annual Percentage Rate (APR)?</li><li>What is the mortgage rate?</li><li>What is the total payment you need to make each month to stay current?</li><li>What are the loan terms?</li><li>What is the total cost of your loan?</li><li>How much cash will you need at closing (Cash to close)?</li></ul><p>Then,<a href="https://movement.com/2021/07/29/closing-costs-can-expect-pay/">as you get closer to closing day</a>, keep a close eye on the closing document package, which should be delivered to you within three days of the closing date.&nbsp;</p><ul><li>Does the total amount match the loan estimate your lender communicated early in the process?&nbsp;</li><li>Is the interest rate the same as the APR?&nbsp;</li><li>Is the monthly payment in the closing docs what you expected from earlier discussions with the lender?&nbsp;&nbsp;</li><li>Is the cash needed to close the same (or at least very close) to the last estimate you received?</li></ul><p>Reach out to your mortgage lender immediately if you see increases or fees you weren't expecting. Some figures will be more fluid than others. For instance, a simple thing like moving the closing date by a day or two can shift a number up or down. But mortgage rates and lender fees should be unchanged. Check both against the last loan estimate you received thoroughly.</p><h2><strong>Ready to buy a home hiccup-free?</strong></h2><p>Sure, the entire home-buying process sounds like a massive undertaking, but the secret is to be prepared. If you follow our advice — be honest about your spending, get pre-approved before you shop for a home, and carefully review all paperwork — you'll do fine.&nbsp;</p><p>To get started on the right foot,&nbsp;<a href="https://movement.com/loans#find-a-loan-officer">find a loan officer</a>&nbsp;early on. They'll help you navigate the whole hiccup-free process with more confidence.&nbsp;</p><p><span style="color: rgb(255, 0, 0)"><br></span></p>

Buying a home? Avoid these 3 home loan hiccups

<h4><span style="color: rgb(255, 0, 0)">​By: Mitch Mitchell</span><br></h4><p><span style="color: rgb(255, 0, 0)">​</span></p><p>Many families have found their savings accounts a little fatter over the last two years, thanks to remote working, less commuting and more cooking at home versus dining out. If that sounds like you, and you're in the market to buy a new home, you might find that new construction fits — maybe for the first time — in your budget.&nbsp;</p><p>What is a “seller's market”? It's when homes are scarce for sale but plenty of potential buyers. This can lead to open houses that feel more like Black-Friday sales (or Covid testing queues), desperate FOMO-based decision-making and multiple offers on homes you wouldn't usually be so excited about. Like the term alludes to, it's the seller who benefits in a seller's market.&nbsp;</p><p>Ever since the pandemic began, America has been in a low inventory situation, with small towns and cities and warmer climates (think Florida and Texas) bursting at the seams with buyers relocating and looking for a new place to put down roots. In the hottest markets, homes are selling within days of being listed. This gives prospective buyers very little time to research available homes, make a bid and be chosen by ever-picky sellers.&nbsp;</p><h2>Tips for breaking through&nbsp;</h2><p>So how do you push past the competition to find and buy a home that you'll love? We pulled together seven tips that can improve your chances that you'll find a dream home — even in this tight market — and have the winning offer!&nbsp;</p><ol><li><strong>DON'T BE CASUAL ABOUT HOUSEHUNTING.</strong></li></ol><p>The housing market is crazy right now, and homes can be snatched up before the listing's even updated online, so you can't be too casual in your search. If you're serious about buying, house hunting needs to be a priority, not a hobby. Remember, even though fewer houses are on the market, you can't expect to see them all. Be mindful that you need to get out of your own way so that when you find a home that fits your budget, you won't feel compelled to see everything else listed in the area before making an offer.&nbsp;</p><p>We all know that the perfect home does not exist – even if the home design magazines and makeover TV shows tell you they do. No single home will ever satisfy everything on your “must-have” checklist, so don't hold out waiting for one that will. Instead, check new listings regularly, be prepared to drop everything to view a home as soon as it hits the market and put yourself in the frame of mind where you can make a quick decision when you find one that meets most of your needs.&nbsp;</p><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://movement.com/getmedia/1d90c057-1ab3-4344-b14b-7f39da002b14/camid11350-3-17-mtg-sense-low-inventory-pull-quote.png" alt="7 homebuyer tips for coping with low inventory in a seller's market" data-proportion="true" data-align="none" data-file-name="camid11350-3-17-mtg-sense-low-inventory-pull-quote.png" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border-width: 0px; border-style: solid; border-color: rgb(229, 231, 235); --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; display: block; vertical-align: middle; margin: 1rem auto;"></figure></div><ol><li><strong>BE TAKEN SERIOUSLY.</strong></li></ol><p>Even with such still competition, many buyers will still go to an open house or walk-through without having first obtained a mortgage approval letter from their lender. A pre-approval means that a lender has thoroughly assessed your income, credit and general expenses and has determined what you can afford, given their underwriting guidelines. In essence, it is proof of a funding commitment and shows a seller that you are a serious buyer, are purchasing in your budget and have enough saved up to cover closing costs.&nbsp;</p><p>Now don't mistake a pre-approval with a prequalification. If you put in an offer accompanied by just a prequalification letter, your offer doesn't carry as much weight. Prequalification assessment only indicates what you can afford based on what you “tell” your lender your income and saving are. It's not based on a deep dive into your finances by a professional underwriter. But an offer with an underwritten pre-approval shows you're a serious buyer and that you're able to close on the home faster — and with fewer hiccups — than a buyer who is merely pre-qualified.&nbsp;</p><ol><li><strong>COUNT OUT CONTINGENCIES.</strong></li></ol><p>Even if you make a decent offer on a house, adding contingencies — like having to sell your current home before closing on the one you'd like to buy — will likely push your offer to the bottom of the pile. There's no bigger turn-off to sellers. Still, many homebuyers include contingencies with an offer, often petty ones. It's not a move for the faint of heart, but with such scarce little inventory at the moment, making a contingency-free offer tells the seller you're earnest and eager to get this deal done.&nbsp;</p><ol><li><strong>DON'T YOU DARE LOWBALL.</strong></li></ol><p>How many times do we have to say it? It's a seller's market, and for the time being, there is not a lot of inventory out there to choose from. So if you're serious about buying a new home, don't play hardball. Sure, you can bid for lower than asking but you may not get a call back. Many homes are going for the asking price (and more) within a few days (sometimes hours) of being listed. So be smart about it. Make sure your bid will keep you within a monthly budget you can afford and prepare for a bidding war if the property is a charmer.&nbsp;</p><p>Remember, the old rules no longer apply: making an offer that's 10% below the asking price — which used to be the norm — can insult the seller, who will then gladly turn down your offer. One last thing: don't get emotional about the place. If the bidding war ramps up and pushes out of the bounds of your budget, step away.&nbsp;</p><ol><li><strong>BREAK OPEN YOUR PIGGYBANK.</strong></li></ol><p>The fact is that bigger down payments are VERY attractive to sellers. According to the National Association of Realtors, the average down payment on a house or condo in 2021 was just 12%. For homebuyers under age 30, it was just 6%. And many people put down even less money – or no money at all.&nbsp;</p><p>There are many reasons that sellers love offers with larger down payments, not the least of which is the belief that a buyer with a larger down payment will be a smoother sale and will stick to the closing date. The smoother you can make this transaction, and nothing greases the wheels like money, the better for all. So make an offer with the highest down payment that you can muster — within your limits, of course, don't go broke doing it.&nbsp;</p><p>That said, some sellers will also be empathetic to those without huge bank accounts — they may have once been in your shoes. For many homebuyers, saving up for a down payment is not easy, especially in today's higher-priced market. So make sure you chat with a loan officer to determine if you qualify for loans with lower down payment thresholds. Several programs available nationwide can help, and they're not just limited to low-income or first-time buyers.&nbsp;</p><ol><li><strong>CONSIDER THE UGLY DUCKLING.</strong></li></ol><p>Have you ever googled some keywords and not found what you want in the search results? You probably added a few extra words to broaden your search. The same strategy works when you're buying a home. If you're not finding what you want (or getting outbid on a property you have your heart set on), consider properties just outside of the in-demand neighborhood you're focused on or look at houses that may need some remodeling or renovations. You might find the perfect home when you lower your expectations to 85 or 90% of what you “must-have.”&nbsp;</p><p>Homes that require investing in a few upgrades to bring it up to your standards are worth looking into — especially since perfectionists will probably pass them over. Many buyers can't see past even a small home renovation, but if you can deal with a bit of sawdust and hammers banging for a few weeks, your dream home — maybe even with a new kitchen or bath — could be right in front of you. You just have to open your eyes — and your imagination. Work with your lender to see if you can factor contractor costs into your financing plans.&nbsp;</p><ol><li><strong>GET PERSONAL</strong></li></ol><p>When a seller is getting multiple offers, all tend to look the same — the only difference is the bid amount. So how can you make yours stand out — even if your offer is as good as the others? An offer letter.&nbsp;</p><p>A personal note, written directly to the seller detailing why you feel in your heart of hearts that their home is perfect for your family, could be just the thing that sets your offer apart from any others.&nbsp;</p><p>Connect with the seller emotionally. Tell them how you fell in love with their home, that you'd love to be the caretaker of their memories and why they'll be so happy that they chose you as a buyer. Tug on their heartstrings – after all, they once fell in love with the house too — but don't get too sappy and be sure to keep it short and sweet. Finally, consider adding a family photo. After all, a picture is worth 1,000 words.&nbsp;</p><h2>Get going and good luck!&nbsp;</h2><p>We hope our seven tips help you find the home you want and submit an attractive, winning offer. Finding a great home in a great location will take some strategic maneuvering in this tight market, but a combination of smart financial plans, understanding what moves your competition and what motivates your seller will help you get the keys to your new place.&nbsp;</p><p>Ready to move forward?&nbsp;<a href="https://movement.com/loans#find-a-loan-officer">Contact a Movement loan officer near you</a>&nbsp;to learn about our 6-7-1 process, which features a six-hour goal for an underwritten approval decision, a seven-day goal that gets closing documents out weeks before closing to avoid last-minute confusion and a typical closing in just one day*. Let's talk soon!&nbsp;</p><p><em>*While it is Movement Mortgage's goal to provide underwriting results within six hours of receiving an application, process loans in seven days and close in one day, extenuating circumstances may cause delays outside of this window.</em></p><p><span style="color: rgb(255, 0, 0)"><br></span></p>

7 homebuyer tips for coping with low inventory in a seller's market

<h4><span style="color: rgb(255, 0, 0)"><em><strong>​By: Mitch Mitchell</strong></em></span><br></h4><p>If you're a first-time buyer in just about any region of the USA these days, it can feel like the odds are against you. Prices are higher, bidding wars abound, and sellers can be a lot pickier about who they want to sell to (cash offers with no inspections often move to the front of the line.)</p><p>Plus, since it typically takes the average first-time buyer much longer to save up for a down payment, you may be limited to what types of mortgage options are available to you.</p><p><a href="https://movement.com/blog/2020/10/01/the-nuts-and-bolts-of-a-va-loan/">VA loans</a>&nbsp;have significant advantages, but they are reserved for U.S. service members and veterans. And&nbsp;<a href="https://movement.com/blog/2021/06/23/ins-outs-usda-loans-checklist/">USDA loans</a>&nbsp;are geared to people looking to buy a home in a part of the country that's more rural and whose community could use a boost with new neighbors. If neither of those sounds like you, you might want to look into the&nbsp;<a href="https://movement.com/blog/2019/02/11/whats-fha-loan/">Federal Housing Administration (FHA) loan programs</a>.<br></p><h2>You don't have to be buying for the first time to qualify as a first-time homebuyer.</h2><p><br>To avoid confusion, the US Department of Housing and Urban Development (HUD) established a set of criteria to help lenders identify who exactly is a first-time homebuyer. See if you fit into any of these descriptions:</p><ul><li>A first-time homebuyer is an individual who has not held ownership in a principal residence during the three years ending on the date of the purchase.</li><li>First-time homebuyers are both individuals in a married couple where one spouse is (or was) the homeowner, but the other has never owned a home.</li><li>A first-time homebuyer is a single parent who has only owned a house or condo with a former spouse while married.</li><li>A first-time homebuyer is an individual who has only owned a home with a spouse and is a displaced homemaker or caretaker (providing unpaid services for family members).</li><li>A first-time homebuyer is an individual who has only owned a principal residence that was not permanently affixed to a permanent, structural foundation (such as a mobile home) in accordance with applicable regulations.</li><li>A first-time homebuyer is an individual who has only owned property that does not comply with state, local, or model building codes and cannot be brought into compliance for less than the cost of constructing a permanent structure.</li></ul><h2>Get familiar with these five steps if you're a first-time homebuyer:</h2><p><br><strong>Step 1: Get yourself pre-approved</strong></p><p>The only way to really, truly know how much home you can afford (or should afford) is to ask a lender. Getting pre-approved lets you see how much you can afford so you don't waste time looking at homes that are out of your range. Know these three components inside and out:</p><ul><li>What is your income? A stable income assures a lender you can make your monthly mortgage payment over and over without any trouble.</li><li>What is your debt? Add up auto payments, credit card payments, student loans, alimony, child support, and other debt.</li><li>What does your liquid cash look like? Consider total assets, the amount you have in your checking and savings accounts, and other investments.</li></ul><p><strong>Step 2: Determine your monthly mortgage payment – including escrow&nbsp;</strong></p><p>Once you know your buying power based on the pre-approval process in Step 1, you should determine what that monthly nut is that you'll need to shell out. Add in escrow, too. Escrow is a third-party account used to retain funds, including the property owner's real estate taxes and hazard insurance premiums. Escrow is only applicable in specific loan programs.</p><p><strong>Step 3: Understand all the expenses associated with homeownership</strong></p><p>A good rule of thumb for first-time homebuyers is to estimate that it will cost about 1% of the purchase price per year to maintain your home. For a $200,000 home, you should budget approximately $2,000 per year or roughly $170 per month for maintenance. Condominiums and co-ops work a little differently, as they will have regular maintenance fees that you'll know upfront. You will also have utilities, gas, electricity, water, sewage, cable, telephone, insurance, property tax, etc.</p><p><strong>Step 4: Establish future priorities and plan for the unexpected.</strong></p><p>Buying a new house is a one-time purchase. Next comes all the little (and not so little) things that add up. What are your needs for the new home? Furniture, lawn equipment, barbecue grill? Do you plan on buying a new car in the near future? Do you plan on starting a family? How long can you go without an income if you suddenly lost your job? These are all things you need to consider from a financial perspective and save up for — on top of your proposed down payment and closing costs.</p><p><strong>Step 5: Get guidance.</strong></p><p>Contact a&nbsp;<a href="https://movement.com/search/">Movement Mortgage Loan Officer</a>&nbsp;in your area. He or she can look at your unique situation, fill you in on what to be aware of as a first-time homebuyer, and help tailor a mortgage that's right for you. However, if you feel like you're all set, we've got your back. Apply online with the&nbsp;<a href="https://movement.com/easyapp/">Movement Mortgage Easy App</a>. This tool will help you get pre-approved quickly by letting you upload all required documents straight into the app.<br></p><h2>Keep researching!</h2><p><span style="color: rgb(255, 0, 0)"><em><strong><br></strong></em></span></p>

What is a first-time homebuyer, anyway?

<h3><em>Spring is here and people are on the move! Buyers and sellers are waking up from their winter blues ready for new. A new change of scenery, a new place, a new start. In today’s competitive market, finding your dream home is just the beginning. The real challenge lies in making an offer that stands out, ensuring you cross the finish line as the new homeowner. Here are some top tips to help you craft the strongest offer possible, putting you a step closer to turning that dream home into your own.</em><br></h3><p><em>​<br></em></p><p style="text-align: start"><strong>1. Get Pre-approved for a Mortgage</strong></p><p style="text-align: start">Before you start your home search, get pre-approved for a mortgage. This step is crucial as it shows sellers that you are a serious and capable buyer. A pre-approval letter alongside your offer can significantly increase its attractiveness, as it reduces the risk for the seller.</p><p style="text-align: start"><strong>2. Understand the Seller’s Needs</strong></p><p style="text-align: start">Knowing what the seller wants can be as important as the offer itself. Some sellers prefer a quick closing, while others may need a bit more time to move out. Tailor your offer to accommodate these needs. A flexible closing date can sometimes be just as appealing as a higher offer.</p><p style="text-align: start"><strong>3. Offer a Competitive Price</strong></p><p style="text-align: start">While it’s important to stick within your budget, make sure your offer is competitive, especially in a seller’s market. Your real estate agent can provide insights into the home’s value and suggest an offer price that is both attractive to the seller and fair to you. Sometimes, offering just a bit over the asking price can make your offer stand out.</p><p style="text-align: start"><strong>4. Minimize Contingencies</strong></p><p style="text-align: start">Contingencies are conditions that must be met for the sale to go through, such as home inspections and mortgage approvals. While they’re designed to protect the buyer, too many contingencies can make your offer less attractive. Work with your agent to minimize unnecessary contingencies, but be careful not to waive essential ones that could protect you.</p><p style="text-align: start"><strong>5. Increase Your Earnest Money Deposit</strong></p><p style="text-align: start">An earnest money deposit is a sign of good faith and indicates your serious intent to buy the home. By increasing the amount beyond what’s typical in your market, you can show the seller you’re committed. This act can make your offer more appealing without increasing your overall offer price.</p><p style="text-align: start"><strong>6. Personalize Your Offer</strong></p><p style="text-align: start">A personal touch can sometimes make all the difference. Consider writing a letter to the seller, expressing why you fell in love with the home and how you envision your future there. This emotional appeal can resonate with the seller, especially if they have a strong sentimental attachment to the home.</p><p style="text-align: start"><strong>7. Work with a Reputable Real Estate Agent</strong></p><p style="text-align: start">A skilled agent is invaluable in the home-buying process. They can provide market insights, negotiation expertise, and guidance on crafting a strong offer. Choose an agent with a good track record and one who understands your needs and the local market.</p><p style="text-align: start"><strong>8. Be Ready to Move Quickly</strong></p><p style="text-align: start">In a hot market, time is of the essence. Be ready to view homes and make decisions quickly. The ability to submit a prompt and well-considered offer can be a significant advantage.</p><p style="text-align: start">Making a strong offer on a home requires a blend of strategy, flexibility, and sometimes, a personal touch. By following these tips and working closely with your real estate agent, you can increase your chances of success in today’s competitive market. Remember, every seller is different, so understanding their unique needs and preferences can truly set your offer apart. Good luck, and happy house hunting!</p>

Tips for Making the Strongest Offer

<h2>Seniors have unfortunately always been a target for conniving criminals and burglars. The criminals that have an eye on your home aren’t as easily outsmarted as you would think, either. In fact, if you don’t take proactive measures to keep them at bay, you may never know whether they’ve pinpointed your residence and your belongings as their next target.<br></h2><p style="text-align: start">Luckily, it isn’t necessary to set up complicated traps and expensive newfangled security systems to keep burglars out of your home. These practical senior security steps for your home will keep you and your property safe, and prevent you from encountering potentially dangerous situations in the future.</p><h2 style="text-align: start">Senior security tips</h2><p style="text-align: start">You may already have&nbsp;<u><a href="https://ageinplace.com/your-home-better/i-dont-need-home-modifications/">designed and dressed up your home to make it accessible</a>&nbsp;</u>and appealing. However, having an enticing, smartly decorated home can attract criminals to your property too.</p><p style="text-align: start">Appearances can be deceiving, and it’s possible to plan your living space in a way that deters burglars simply by its facade.</p><p style="text-align: start">You can burglar-proof your home by:</p><ul><li><strong>Removing and lighting up potential hiding places.&nbsp;</strong>If you have features like large trees, bushes, and walls on your property, they all provide cover and hiding spots for thieves.</li></ul><p style="text-align: start">Keep these potential hiding areas in your yard well lit-up with bright outdoor lights, and install cameras overlooking them too, if your budget allows for it.</p><ul><li><strong>Keep your yard cleaned up.&nbsp;</strong>Leaving valuable tools, equipment, toys or pieces of furniture in your yard sends a clear signal to criminals that you have items that are worth stealing.</li></ul><p style="text-align: start">If these items sit out for long periods of time, it tells them you take a relaxed approach to protecting your belongings. Always pack these items up or take them inside when they’re not in use.</p><ul><li><strong>Draw your curtains and blinds.&nbsp;</strong>One of the easiest ways for a burglar to assess your home and the whereabouts of your valuables is to simply look through your windows.</li></ul><p style="text-align: start">If any of your windows provide a clear view into your home, cover them with blinds, curtains, or other appropriate window dressings to deter peeping Toms.</p><ul><li><strong>Keep an eye on your garbage.&nbsp;</strong>Many&nbsp;<u><a href="https://www.today.com/popculture/identity-theft-your-trash-their-treasure-wbna27011491">thieves will sift through your trash</a>&nbsp;</u>to get personal information that could enable identity theft. Others are looking for clues like electronics packaging to find out what valuables you keep in your home.</li></ul><p style="text-align: start">Keep the area that houses your trash cans brightly lit and only set out broken-down appliance boxes on pickup days.</p><h2 style="text-align: start">How to safeguard your home</h2><p style="text-align: start">You can never guarantee that you will be able to avoid home invasions. However, there are plenty of measures that you can take to ensure senior security and safeguard yourself and your home against criminals. They include:</p><ul><li><strong>Installing an effective home security system.&nbsp;</strong>Your home security system doesn’t have to cost the earth. There are many affordable systems available that offer features such as window and door sensors, security lights, and cameras.</li></ul><p style="text-align: start">Most security service providers will offer several different packages to choose from, allowing you to choose an option that suits your budget and needs.</p><ul><li><strong>Installing a safe.&nbsp;</strong>If you have valuables such as jewelry or money or want to keep your passport,&nbsp;<u><a href="https://ageinplace.com/planning/estate-planning/">will, or other documents</a>&nbsp;</u>away from prying eyes, a safe is an excellent idea.</li></ul><p style="text-align: start"><u><a href="https://www.simplysafes.co.uk/blog/how-to-secure-a-safe-to-the-floor-with-bolts/" target="_blank" rel="noopener">Ensure that your safe is properly secured</a></u>&nbsp;and that it’s not visible to anyone who enters the property. The bottom of a cupboard or under a bed is a good place to keep it well hidden.</p><ul><li><strong>Keep your doors and windows locked.&nbsp;</strong>Locking your doors and closing your windows at night and while you are away from home acts as an effective initial deterrent against invasions.</li></ul><p style="text-align: start">Intruders who want to gain access to your house through a locked door will have to make some noise, and risk getting caught trying to break in. Just this risk alone is enough to put many would-be thieves off.</p><ul><li><strong>Joining your local neighborhood watch group.&nbsp;</strong>If there is not yet a neighborhood watch in your area, consider starting one or speaking to your neighbors about doing so on your behalf.</li></ul><p style="text-align: start">If your movement is limited, request that your local group set up a WhatsApp group so that you can keep up to date with what’s happening in the neighborhood without having to perform physical patrols.</p><ul><li><strong>Keeping your private affairs private.&nbsp;</strong>It’s all too easy to let slip to a friendly stranger that you’re planning to go on a two-week vacation with your children and grandchildren, or that you won’t be home until late on Wednesday evening.</li></ul><p style="text-align: start">Unfortunately, sharing this information can put you and your home at risk. Keep your private life private, and don’t let strangers into your home, even if they seem well-meaning. They might just be casing your home and planning a future break-in.</p><h2 style="text-align: start"><strong>Spotting the signs of a burglary in the making</strong></h2><p style="text-align: start">It’s impossible to know for sure whether your home is already a target for a future burglary. However, you can certainly assess the likelihood of an invasion taking place by taking this senior security advice and judging whether or not your home is viewed as a soft target.</p><p style="text-align: start">If you suspect that your home could soon be the target of an attempted break-in, contact your security provider and revisit our steps for safeguarding your home.</p><ul><li><strong>Keep an eye on strangers in your area.&nbsp;</strong>If you notice strangers wandering the streets, looking at homes or driving slowly up and down your road for no obvious reason, keep an eye on them until you’re satisfied that nothing untoward is taking place.</li></ul><p style="text-align: start">Many burglars pose as workers or well-meaning strangers when casing homes for future break-ins.</p><ul><li><strong>Turn down unsolicited offers of sales and services.&nbsp;</strong>It’s reasonable to be suspicious of strangers who arrive at your door to sell you services or products or to read meters at unexpected times.</li></ul><p style="text-align: start">These people could be who they say they are. But they could be criminals who are trying to obtain more information about your property. Don’t hesitate to ask strangers for proof of identity and to call their employers to verify their identity. Ask them politely to wait outside until you’ve checked out their story satisfactorily.</p><ul><li><strong>Pay attention to subtle changes.&nbsp;</strong>Criminals often mark suitable homes with small marks to remind them to return later. These marks can be as simple as a small pile of rocks, a tiny paint spot on the lawn, a tie around a tree, or even an empty bottle in the front yard.</li></ul><p style="text-align: start">Stay alert to these minor changes, as they could indicate that your home is marked for invasion. Alert the authorities immediately if you suspect that a mark on your property has been deliberately left by a potential burglar.</p><h2 style="text-align: start">Senior security made simple</h2><p style="text-align: start"><u><a href="http://archive.ncpc.org/topics/crime-against-seniors.html">Senior citizens are increasingly being targeted by criminals</a></u>, but this doesn’t have to be the case. There are plenty of simple things you can do to protect yourself and your property against invasion. One of the best steps you can take to protect yourself is to have a home security system installed through a reputable security service provider.</p><p style="text-align: start">Modern systems will immediately alert your service provider when an intrusion is detected. This allows them to act swiftly and apprehend criminals before they can make away with your treasured belongings. Many of them also come with panic buttons that can be worn around the neck. These can be used not just in the case of an invasion, but&nbsp;<u><a href="https://ageinplace.com/elderly-health/elderly-slip-fall-accidents/">in a medical emergency when help is needed</a>&nbsp;</u>too.</p><p style="text-align: start">To stay safe, follow the above advice and always err on the side of caution. Be proactive. Age doesn’t have to make you vulnerable to burglars.<br><br>By <strong>Naomi Phillips</strong></p>

Senior Security Matters: Your Guide to Outsmarting Burglars and Keeping Your Home Safe

<h3>Home modifications: We think we don’t need them until not having them holds us back.</h3><p>When people think of home modifications, some images may immediately come to mind. The first may be of an elderly, frail, and sickly person. The second image might be of a person (old or young) in a wheelchair. Another image may be of various pieces of hospital-looking equipment such as a hard plastic disc that sits on top of a toilet; bright, unattractive, silvery grab bars; or an uncomfortable twin bed with full-length side rails.</p><p>These images all conjure unpleasant thoughts of disability, dysfunction, and loss of independence. But, that isn’t the way it has to be.<br>While it is true that modifying the home to improve accessibility is necessary and often vital for some individuals to be able to remain in their homes, one does not have to be in a state of crisis to think about making home modifications. Consider the following.<br></p><h3>What people want vs. what they have</h3><p>Most people have a desire to remain in their homes as they grow older. It’s true that other options exist such as downsizing or moving to a continuing care retirement community (CCRC), but the majority of those age 60 and over want to stay put. Home is a source of comfort. We know and understand our home, and have our community of friends and neighbors. We have often raised our families there. There are many reasons to want to stay. Although people want to remain in their homes as they grow older, most do not do anything to make that a real possibility.<br><br>The current housing stock in the United States was not designed for 60, 70, or 80-year-old people. There are stairs to enter the home and within the home; doorways are narrow; the laundry is in the basement; the bathroom (which has a tub) is on the second floor of the home. Our bodies are going to change as we age (arthritis, vision changes, hearing loss), but those homes aren’t going to change with us unless we change them!</p><h3>Prepare for Your Future (and make your life easier at the same time!)</h3><p>Planning for the future is not an uncommon concept for most people. We begin planning financially for our future long before we retire (hopefully!). We use programs such as 401k’s and 403b’s to do this; putting away a little of our paycheck every month so that when we stop working full time, we will have planned adequately to have enough money to sustain us in later life. We also plan for accidents.<br><br>I know that doesn’t sound right at first read, but we do. Through all types of insurance, we plan for accidents that may or may not happen. We have homeowner’s or renter’s insurance, car insurance, and health insurance. These accidents or unfortunate events may never occur, but we know that it is wise to have insurance just in case something unexpected does happen.<br></p><h3>Why aren’t home modifications done?</h3><p>So, why is it that so many of us don’t plan for our future when it comes to our homes? As I noted above, research has demonstrated that the majority of those age 60 and older want to stay in their homes into the future, yet those same individuals do not make any modifications to their homes to improve the chances of that actually occurring. I have spoken with many people about this topic and below are their reasons for not making modifications.<br><br>I don’t know what changes to make.<br>I don’t need any changes because I am doing just fine (thank you very much).<br>I am concerned that a modification will negatively impact the resale value of my home.<br>Home modifications are costly and I don’t have the financial resources to pay for them.<br></p><h3>Common concerns</h3><p>These are real concerns that people have about home modifications. I’d like to address each of these briefly.<br></p><h3>Unsure of changes to make</h3><p>Many times when people tell me that they don’t know what changes to make to their homes it is because they think they have to try to predict what will happen to them in the future in order to know what changes or modifications to make. There are a number of modifications that are beneficial to the majority of people (young and old alike) that transcend a specific illness or accident.<br><br>These are modifications that can prevent illness or accident. They include having the right grab bars installed properly in the shower, adding a second handrail to stairs, and increasing lighting on stairs. These simple changes improve safety and ability and prevent falls which is a leading source of disability in those over 60.</p><h3>Home modifications are for the disabled</h3><p>Some people have the misconception that home modifications are only for people who have a significant disability. So, if they don’t fall into this category and are basically doing everything around their home they need to do, home modifications are not for them. Actually, home modifications could help these individuals in at least two different ways.</p><p>A modification could make those daily household tasks easier (think installing a pull out drawer in a lower cabinet to reach items easily rather than getting down on hands and knees to reach the pot in the back of the cabinet) and a modification could provide the opportunity for that person to re-engage in an activity they had given up because it became too difficult. This happens to people without them even thinking too much about it. When something becomes too difficult or painful, they simply stop doing it.</p><h3><br>Worried about home resale</h3><p>Resale of the home is a concern for many. We don’t want ourselves or our adult children to be burdened with a house that has depreciated in value. Twenty years ago, when many home modification products were very institutional looking, this was more of a problem.<br><br>Today, manufacturers of many of these ‘home improvement’ items have gotten the message that people want products that make them safer in their homes and make life easier, but they want these products to be aesthetically pleasing. As a result, there are now grab bars, hand held shower heads, and shower seats (just a few examples) that are pretty and are a nice addition to any bathroom.<br><br>Too expensive<br>Depending on the scope of your home modification project, cost will vary. A kitchen renovation designed to change counters and appliances to achieve wheelchair accessibility will require a financial investment. Other modifications such as installing a grab bar or extra handrail on the basement stairs, will be less costly.<br><br>Modifications aren’t typically paid for by Medicare although some Medicare Advantage plans are considering covering home modifications in the future. Some states offer loans or other funding to individuals of a certain age and/or income level. Reverse mortgages can also be used to help pay for home modifications. There are options.<br><br>How Does Your Home Need to Change?<br>If you are one of the majority of people who want to stay in his or her own home for years to come, the time to start planning for it is now. Start by taking an objective look around your home to determine what changes you could make to improve your safety and make the chores and activities you do in your home easier. There are a number of home safety checklists you can download for free to help you start this process.<br><br>One such checklist is the Caregiving Checklist developed by AARP. Complete your checklist and start thinking about what modifications you might need to make your dream of staying in your home a reality.​​​<br></p><p><em>by:&nbsp;Kathy Subasic, PhD</em></p>

Home modifications: My home is fine and I am fine. I don’t need them.

<h3>Hey there, homeowners! Are you feeling the heat of the real estate market? Well, you’re not alone! With rising prices and fierce competition, it’s vital to take proactive steps to prepare and protect your home investment. In this blog post, I’ll explore some practical tips that can help you navigate this challenging real estate landscape. So, let’s dive right in!<br></h3><p><br></p><p style="text-align: start"><strong>1. Enhance Curb Appeal to Attract Buyers:</strong></p><p style="text-align: start">First impressions count, especially in a hot market. Sprucing up your home’s exterior can significantly increase its appeal. Consider a fresh coat of paint, well-maintained landscaping, and eye-catching details like a welcoming front door. These simple improvements can make a substantial difference in attracting potential buyers and enticing higher offers.</p><p style="text-align: start"><strong>2. Declutter and Stage Your Home:</strong></p><p style="text-align: start">In a competitive real estate market, decluttering and staging your home can be a game-changer. Take the opportunity to tidy up each room, removing personal items and excess furniture. By creating a clean and neutral canvas, potential buyers can more easily envision themselves living in your home. If you require professional help, consider hiring a reputable staging company to make your house shine. Which brings us to the next tip!</p><p style="text-align: start"><strong>3. Consider Hiring a Professional Photographer</strong></p><p style="text-align: start">97% of all buyers use the internet in their home search. If you want to “WOW!” potential buyers, make sure you don’t miss this step! One study by the Wall Street Journal found that listings with<em>professional</em>photos got<strong>61% more views</strong>than those without them. Angles, lighting, formatting, and HD! Capturing your property’s best features in a photo isn’t always as easy as you’d think and sometimes requires special equipment (like drones!) Professional real estate photographers know how to showcase unique features and leave a lasting impression on potential buyers ensuring your property stands out in the market! By using real estate photography, you can help improve the online visibility of your property.</p><p style="text-align: start"><strong>4. Set a Realistic Price:</strong></p><p style="text-align: start">Pricing your home right is crucial in a high-price real estate market. While it may be tempting to aim for the stars (as some house prices may seem astronomical), an overpriced home can scare away potential buyers. Study the local market trends, consult with me, and we’ll go over recent sales data to help you determine a competitive and realistic listing price. Remember, a reasonable price can generate more interest and potentially lead to bidding wars, driving up the final sale price higher than you would have thought to list it for!</p><p style="text-align: start"><strong>5. Insist on Pre-Qualified Buyers:</strong></p><p style="text-align: start">When the market is hot, you can expect a flood of interested buyers. However, not all buyers are created equal. To save time and protect your interests, insist on working with pre-qualified buyers. This means they have already gone through the initial stages of mortgage approval and are in a better position to close the deal. This ensures that you’re dealing with serious buyers who can follow through on their offers.</p><p style="text-align: start">Preparing and protecting your home in a today’s estate market requires careful planning and strategic decision-making. By investing time and effort into curb appeal, decluttering, and staging, you can increase your chances of attracting the right buyers. Setting a realistic price, working with pre-qualified buyers, and engaging a knowledgeable real estate professional like myself will ensure you’re well-equipped to navigate the competitive landscape.</p><p style="text-align: start">Remember, while the real estate market may feel high right now, these tips can also be useful in any market condition. So, whether you’re planning to sell your home now or later, implementing these suggestions will help you stay ahead of the game.</p><p style="text-align: start">Have questions about this information? Reach out to me!</p>

Looking to Sell? Prepare Your Home in the Current Market

<h3>We’ve all dreamed of giving our homes a makeover, but the thought of renovation costs can quickly put a damper on our excitement. However, fear not! With some careful planning and a little creativity, you can achieve a stunning transformation without breaking the bank. In today’s blog post, we’ll explore the art of budget-friendly renovations, helping you identify areas where you can splurge and save. So, let’s dive in!<br></h3><p style="text-align: start"><strong>1. Focus on the Kitchen and Bathrooms:</strong></p><p style="text-align: start">When it comes to renovations, the kitchen and bathrooms are the areas that often deliver the most bang for your buck. These rooms are used daily and are crucial for potential buyers, making them worthy candidates for a little splurging. Consider investing in high-quality fixtures, countertops, and cabinetry that will stand the test of time. However, you can save on costs by opting for cost-effective flooring options or repurposing existing cabinets with a fresh coat of paint.</p><p style="text-align: start"><strong>2. Lighting: Shed Some Light on Savings:</strong></p><p style="text-align: start">Lighting can make or break the ambiance of any space, and luckily, it doesn’t have to cost a fortune. Splurge on statement lighting fixtures for focal points like the dining area or living room. Adding dimmer switches can create a cozy atmosphere without breaking the bank. For other areas, consider affordable but stylish alternatives, like track lighting or pendant lights that offer both functionality and aesthetic appeal.</p><p style="text-align: start"><strong>3. Paint: The Power of a Fresh Coat:</strong></p><p style="text-align: start">Paint is a budget renovator’s best friend! A fresh coat of paint can instantly breathe new life into a tired space, making it look brand new. Splurge on high-quality paint to ensure longevity and better coverage. Choose neutral colors for a timeless look that will appeal to a broader range of potential buyers. By doing the painting yourself, you can save a significant amount of money while adding a personal touch to your project.</p><p style="text-align: start"><strong>4. Flooring: Find Affordable Flooring Options:</strong></p><p style="text-align: start">Flooring can make a significant impact on the overall look and feel of a room, but it doesn’t have to break the bank. While hardwood flooring may be a splurge, there are more affordable options available, such as laminate, vinyl, or even engineered wood. These alternatives can mimic the look and texture of natural materials while providing cost savings.</p><p style="text-align: start"><strong>5. DIY vs. Professional Help:</strong></p><p style="text-align: start">One of the best ways to save money during a renovation is by taking matters into your own hands. With the wealth of online tutorials and DIY resources available, many projects can be tackled independently. However, it’s important to know your limits. Complex tasks like electrical or plumbing work are best left to the professionals to avoid any costly mistakes or safety issues.</p><p style="text-align: start">Renovating your home doesn’t have to be a financial nightmare. By strategically splurging on some key areas and finding cost-effective alternatives for others, you can achieve a beautiful transformation without draining your bank account. Remember, the most important thing is to create a space that brings you joy and suits your needs. So, get those creative juices flowing and start planning your budget-friendly renovation today! Happy renovating!</p>

Budget-Friendly Renovations: Where to Splurge and Save

<p><strong>Congratulations on becoming a first-time homeowner!</strong> Owning a home is an exciting milestone, but it also comes with a whole new set of responsibilities. From maintenance to budgeting, there’s a lot to consider. But fear not! In this comprehensive guide, we’ll provide you with essential tips to help you navigate the world of homeownership with confidence. Let’s dive in!<br></p><p style="text-align: start"><strong>1. Prioritize Home Maintenance:</strong></p><p style="text-align: start">Keeping your new home in good shape is crucial. Regular maintenance can help prevent costly repairs down the line. Create a schedule for tasks like cleaning gutters, inspecting HVAC systems, and changing air filters. Don’t forget to maintain your lawn and garden too! A little effort now will go a long way in preserving the value and comfort of your home.</p><p style="text-align: start"><strong>2. Understand Your Finances:</strong></p><p style="text-align: start">Owning a home comes with financial responsibilities beyond the monthly mortgage payment. Take time to understand your budget, including property taxes, insurance, and utility bills. Create an emergency fund to cover unexpected repairs or maintenance issues. It’s also wise to review your homeowners’ insurance policy and make sure it adequately covers your needs.</p><p style="text-align: start"><strong>3. Get to Know Your Neighborhood:</strong></p><p style="text-align: start">One of the joys of homeownership is becoming part of a community. Take the time to explore your new neighborhood, meet your neighbors, and get involved in local activities. It’s a great way to find out about resources, services, and amenities that can enhance your living experience.</p><p style="text-align: start"><strong>4. Stay Organized with Important Documents:</strong></p><p style="text-align: start">Keep all important documents related to your home in a safe, accessible place. This includes your mortgage agreement, insurance policies, warranties, home improvement receipts, and contracts with service providers. Having everything organized will save you time and stress if you need to refer to them later.</p><p style="text-align: start"><strong>5. Plan for Home Improvements:</strong></p><p style="text-align: start">Make a list of home improvements you’d like to tackle over time. Prioritize them based on urgency and budget. Whether it’s updating the kitchen, remodeling the bathroom, or adding a deck, having a plan will help you achieve your vision for your home while staying within your means.</p><p style="text-align: start"><strong>6. Learn Basic DIY Skills:</strong></p><p style="text-align: start">While it’s always good to call professionals for complex repairs, learning some basic DIY skills can save you time and money. Simple tasks like fixing a leaky faucet, changing light fixtures, or painting a room are handy skills to have. There are plenty of online tutorials and workshops available to help you get started.</p><p style="text-align: start"><strong>7. Build a Reliable Support Network:</strong></p><p style="text-align: start">Don’t hesitate to seek advice from family, friends, or even online communities of homeowners. They can offer valuable insights and share their experiences. Additionally, having trusted professionals like plumbers, electricians, and contractors on speed dial will give you peace of mind when you need help.</p><p style="text-align: start"><strong>Conclusion:</strong><br>Becoming a first-time homeowner is an exciting milestone, but it’s important to be prepared for the responsibilities that come with it. By following these essential tips, you’ll be well-equipped to tackle the challenges that may arise. Remember, homeownership is a journey, and with a little knowledge and planning, you can create a haven that’s truly your own. Enjoy your new home and happy homeownership!</p>

Essential Tips for First-Time Homeowners: A Comprehensive Guide

<p><strong>Welcome back</strong>, fellow homeowners! Today, we’re going to dive into the world of annual home maintenance projects. I know, I know, it’s not the most glamorous topic, but trust me when I say it’s worth your attention. These projects are like little knights in shining armor, protecting your castle from potential disasters and saving you from costly repairs down the road. So, let’s roll up our sleeves and get ready to tackle these essential tasks!<br></p><p style="text-align: start"><strong>1. Gutters Galore:</strong></p><p style="text-align: start">Ah, gutters – the unsung heroes of our homes. They work tirelessly to divert rainwater away from our roofs and foundations, preventing water damage and pesky leaks. Over time, though, they can become clogged with leaves, debris, and even the occasional rogue tennis ball (don’t ask). That’s why it’s crucial to clean them out at least once a year. Grab a ladder, and a pair of gloves, and get ready to channel your inner adventurer as you journey to the rooftop to clear away any obstructions. Your gutters will thank you!</p><p style="text-align: start"><strong>2. Fantastic Filters:</strong></p><p style="text-align: start">Air filters, your trusty companions in the battle against allergens and dust bunnies. Just like gutters, these unsung heroes need some love too. Depending on your HVAC system, filters should be replaced every three to six months, ensuring optimal air quality and efficiency. Think of it as giving your home a refreshing breath of fresh air. Plus, it’s a simple task that typically requires only a quick swap – no advanced DIY skills are required!</p><p style="text-align: start"><strong>3. Marvelous Mulching:</strong></p><p style="text-align: start">Ah, the magic of mulch. Besides being aesthetically pleasing, mulching offers a myriad of benefits for your plants and flower beds. A fresh layer of mulch helps retain moisture, suppresses weeds, and regulates soil temperature. To keep those plants happy and thriving, make it a yearly ritual to refresh your mulch in the spring. Your green-thumb neighbors will be secretly jealous of your flourishing garden!</p><p style="text-align: start"><strong>4. Spectacular Smoke Detectors:</strong></p><p style="text-align: start">Smoke detectors are the unsung heroes that protect us from potential disasters. But did you know they have a lifespan of about ten years? Yes, they do age, just like fine wine (well, not exactly). So, once a year, it’s essential to test your detectors and replace the batteries if needed. Remember, safety first!</p><p style="text-align: start"><strong>5. Dazzling Deck Maintenance:</strong></p><p style="text-align: start">Decks are the perfect spot for summer gatherings, barbecues, and lazy afternoons. To keep them looking their best, however, they require a little TLC. Each year, give your deck a thorough cleaning and inspection. Replace any loose boards and apply a fresh coat of sealant to keep it protected from the elements. Your deck will thank you by hosting memorable moments for years to come!</p><p style="text-align: start">Congratulations, brave homeowners! You’ve made it through our annual home maintenance project list. Maintaining your castle may not be the most exciting task, but it’s undoubtedly a wise investment of your time. By staying on top of these projects, you’ll not only prevent potential disasters but also save yourself from costly repairs in the long run. So, gather your tools, unleash your inner warrior, and let’s keep those homes in tip-top shape!</p>

Annual Home Maintenance Projects: Your Guide to a Well-Maintained Home

<p><span style="font-size: 24px">If you want to improve your finances heading into retirement, then downsizing may be right for you!</span><br></p><p>The kids are out of the house and suddenly your crowded home is empty. Maintaining such a large home is time-consuming at best and pointless at worst. Bedrooms are now redundant, furniture goes months without being used, and the cost of maintaining it has become an unnecessary expense.</p><p>The good news is that many active adult communities provide home models to help retirees and empty nesters find the perfect amount of space to accommodate their new lifestyle. Not only will downsizing&nbsp;<a href="https://www.55places.com/blog/are-you-anxious-5-ways-older-adults-can-manage-stress" target="_blank" rel="noopener">relieve some of the stress</a>&nbsp;of maintaining a larger home, but it will also provide some hefty financial benefits.</p><p>Here are 10 ways downsizing your home can lead to an upsized bank account.</p><h2>1. Lower Overall Home Price</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/house-for-sale-sign.jpg" alt="A &quot;For Sale&quot; sign on the lawn in front of a house." data-proportion="true" data-align="none" data-file-name="house-for-sale-sign.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Generally speaking, selling a larger home for a smaller one will put more cash in your pocket. For some retirees,&nbsp;<a href="https://www.55places.com/blog/top-10-faqs-about-living-in-55-communities" target="_blank" rel="noopener">moving into an active adult community</a>&nbsp;will mean that the extra money can be put towards a larger down payment that leads to a lower mortgage (a huge relief for some active adults on a fixed income).</p><p>Since property taxes are determined by the assessed value of the property, your tax bill could see a shocking reduction—even if the price-per-square-foot is comparable to your previous home.</p><h2>2. Money Saved on Maintenance Costs</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/house-maintenance.jpg" alt="Tools laying around a white cutout of a house." data-proportion="true" data-align="none" data-file-name="house-maintenance.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>With less space, you’ll spend less time and materials keeping your home pristine. A good rule of thumb to keep in mind is that the annual cost of maintaining the home is equal to 1% of the purchase price. So if you’re currently living in a $450,000 home that’s half empty, you can expect to spend roughly $4,500 a year on&nbsp;<a href="https://www.55places.com/blog/6-ways-maintenance-free-community-freedom" target="_blank" rel="noopener">general maintenance</a>. Another rule suggests that homeowners should allocate $1 per square foot.</p><p>There are several other factors at play. A home less than 10 years old will not need as much upkeep as an older one. Location is also a big factor as a home in a warm climate will not have fluctuating weather that can affect a home’s condition.</p><p>Moving into an active adult community would also help assuage these costs as several of them have a homeowners’ association (HOA) fee that covers exterior maintenance like landscaping and, in some cases, even roof maintenance.</p><h2>3. Lower Insurance Costs</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/home-insurance.jpg" alt="Hands covering a wood model house." data-proportion="true" data-align="none" data-file-name="home-insurance.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Homeowners’ insurance is not required by law, but it’s highly recommended and most mortgage providers will not allow you to borrow money without it. In most cases, a smaller home will mean a less valuable home, and homeowners can expect a lower premium.</p><p>This financial benefit to downsizing is compounded if you live in a low-risk area with modest local construction costs since most insurance companies calculate the premium based on the square footage of your home multiplied by the area’s average cost of construction. Insurance costs are also determined by safety and can be reduced by downsizing into an active adult community since&nbsp;<a href="https://www.55places.com/blog/safe-home-security-tips-older-adults" target="_blank" rel="noopener">many have gated entries</a>.</p><h2>4. Less Wear &amp; Tear on Appliances</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/home-appliances.jpg" alt="Clean dishes in a dishwasher." data-proportion="true" data-align="none" data-file-name="home-appliances.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>A homeowner’s maintenance budget can be blown to smithereens with a broken water heater, puddles forming under the air conditioning unit, or circuit breakers going haywire. With a smaller home, these big-ticket items will have less work to do, increasing their lifespan and saving you money on replacing and installing new devices that are serving a largely empty home.</p><p>Since these units are doing less work, downsizing can also dramatically cut down on energy costs, providing homeowners more flexibility with their monthly budget.</p><h2>5. Selling Redundant Items</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/downsizing-house-selling-possesions.jpg" alt="A stack of cardboard boxes with items being sold because homeowners are downsizing." data-proportion="true" data-align="none" data-file-name="downsizing-house-selling-possesions.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Fewer rooms mean fewer pieces of furniture to fill them. Selling off redundant items can provide you with an influx of cash that you can&nbsp;<a href="https://www.55places.com/blog/top-5-faqs-about-lock-leave-lifestyle" target="_blank" rel="noopener">use to travel</a>, invest, or pay down debt. In some cases, moving to a smaller home is an opportunity to start over, with some homeowners choosing to sell most, if not all, of their possessions and selectively purchase new items to go with their new home.</p><p><a href="https://www.55places.com/blog/the-active-adult-guide-to-downsizing-homes" target="_blank" rel="noopener">Choosing to downsize</a>&nbsp;in an active adult community can be not only a financial break but also a psychological one. Selling old beds, desks, and couches can help provide you with the cash needed for this exciting new chapter in your life.</p><h2>6. Reducing Debt</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/reduce-debt-downsizing.jpg" alt="A 55+ couple calculating how much money they'll save by downsizing their house." data-proportion="true" data-align="none" data-file-name="reduce-debt-downsizing.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>One key financial benefit of downsizing is having the extra money to take care of other existing debt. Lower maintenance costs, mortgages, and tax obligations will free up capital to pay down an old bothersome credit card balance.</p><p>Without the financial obligation to creditors, retirees will have more money to enjoy the retirement lifestyle they deserve, whether that includes traveling, playing golf, or taking up a new hobby. Also, having fewer financial obligations towards a home will mean fewer surprises, giving homeowners a chance to put down the credit card and pick up that golf club.</p><h2>7. Uncle Sam Loves Home Sellers</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/less-property-tax-downsizing.jpg" alt="&quot;Tax&quot; written on a whiteboard beside wood house models." data-proportion="true" data-align="none" data-file-name="less-property-tax-downsizing.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Is the thought of selling your home leading you to dread paying the capital gains tax? Thanks to the Taxpayer Relief Act of 1997, you don’t have to worry.</p><p>The federal government rewards home sellers with a dramatically reduced capital gains tax, meaning that home sellers can make up to $250,000 in profit before owing a dime to the federal government. Married retirees, who used the property as their primary residence for at least two years, are exempt up to $500,000.</p><p>Prior to this law, home sellers had to move into a larger and more expensive home to be exempt from the tax, leaving downsizers with a hefty bill come tax time. This extra money can be used to find the perfect home in the perfect location for your needs and lifestyle.</p><h2>8. More Money to Invest</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/invest-saved-money.jpg" alt="A jar of coins growing a green sprout." data-proportion="true" data-align="none" data-file-name="invest-saved-money.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Retirees who want to safeguard or increase their nest egg can invest the extra money gained from downsizing. In a majority of cases investing won’t lead to overnight riches, but experts suggest that a broad, diversified portfolio keeps the risks low while making sure your retirement money keeps up with the rate of inflation.</p><p>The financial benefits of downsizing can allow retirees the flexibility to supplement their retirement savings and avoid running out of money.</p><h2>9. Less Space Means Less Impulse Purchasing</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/downsized-house.jpg" alt="A kitchen and living space in a cozy, clean home." data-proportion="true" data-align="none" data-file-name="downsized-house.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Now that your square footage is a more modest number, you have to be more discriminating with your purchases. Buying a new coffee table on a whim is much more difficult when space is tighter, and purchasing an espresso maker when you were only supposed to pick up milk is impossible with less room on your counter.</p><p>The upside to this, other than financial restraint, is that you have to be more selective and creative with what you purchase. Oftentimes, acquiring a new big-ticket item will require that you get rid of another one in your home. Having a smaller home means that clutter appears much faster and easier than before and having a functional, pleasant space is as simple as buying less stuff.</p><h2>10. More Time for Hobbies</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/enjoying-retirement-hobbies.jpg" alt="A 55+ couple smiling while gardening in their backyard." data-proportion="true" data-align="none" data-file-name="enjoying-retirement-hobbies.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>At first glance, this conflicts with the financial benefits of downsizing.&nbsp;<a href="https://www.55places.com/blog/the-ultimate-hobby-guide-50-hobbies-for-seniors" target="_blank" rel="noopener">Hobbies</a>&nbsp;tend to cost money and resources, but with the benefits of living in a smaller home in an active adult community, your hobby could actually make you money. Since keeping your home clean and in good shape requires less time than it did before and with most HOAs already taking care of some of your home maintenance, you’ll find yourself with a more open schedule.</p><p>For some, retirement is a time to explore and hone new hobbies and interests and, in some cases, those hobbies can actually make you money. Build furniture by taking up woodworking, do custom jewelry by learning lapidary, sell artwork, or get commissioned to write for local publications.</p><p>There are several active adult communities that have art and lapidary studios, woodworking shops, and groups and classes for residents to learn from each other. The extra time may also give you the option to work part-time, further protecting your retirement savings.</p><h2>55places Can Help You Downsize!</h2><p>With all of the financial benefits of downsizing, it’s easy to see why active adults and retirees are deciding to ditch size for serenity.&nbsp;<a href="https://www.55places.com/contact" target="_blank" rel="noopener">Contact 55places today</a>, and we’ll help you find the right-sized home in the perfect&nbsp;<a href="https://www.55places.com/blog/the-top-9-questions-to-ask-about-55-communities" target="_blank" rel="noopener">55+ community</a>.</p>

10 Financial Benefits of Downsizing Your Home

Should Residents of 55+ Communities Pay Less Property Tax?

The Most Affordable Retirement Communities in Florida

<p><span style="font-size: 24px">On a budget? These communities offer a prime location and plenty of amenities for an affordable price.</span><br></p><p>Living in an amenity-rich active adult community doesn’t have to mean passing up a budget-friendly home. There are many communities throughout the country where residents can find affordable homes as well as resort-style amenities like fitness centers, swimming pools, sports courts, and special-interest activities.</p><p>Here are 10 great budget-friendly active adult communities:</p><h2><a href="https://www.55places.com/california/communities/sun-city-apple-valley" target="_blank" rel="noopener">Sun City Apple Valley – Apple Valley, CA</a></h2><h3>From the Mid $200s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/01/sun-city-apple-valley-california.jpg" alt="Mountains and palm trees surrounding the outdoor pool at Sun City Apple Valley in Apple Valley, California." data-proportion="true" data-align="none" data-file-name="sun-city-apple-valley-california.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Just 40 miles north of San Bernardino,&nbsp;<a href="https://www.55places.com/california/communities/sun-city-apple-valley" target="_blank" rel="noopener">Sun City Apple Valley</a>&nbsp;is a Del Webb community that welcomes residents 55+ with affordable homes, two spacious clubhouses, and a wide variety of special-interest clubs and social activities.</p><p>Its prime location combines picturesque mountain views with easy access to shops, restaurants, and services in nearby Apple Valley, Victorville, and Hesperia.</p><p><a href="https://www.55places.com/request-info?state=california&amp;community=sun-city-apple-valley" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/california/communities/four-seasons-at-beaumont" target="_blank" rel="noopener">Four Seasons at Beaumont – Beaumont, CA</a></h2><h3>From the High $300s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Four-Seasons-at-Beaumont-Beaumont-CA.jpg" alt="Palm trees surrounding a fountain on the grounds of Four Seasons at Beaumont in Beaumont, California." data-proportion="true" data-align="none" data-file-name="Four-Seasons-at-Beaumont-Beaumont-CA.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Southern California’s&nbsp;<a href="https://www.55places.com/california/communities/four-seasons-at-beaumont" target="_blank" rel="noopener">Four Seasons at Beaumont</a>&nbsp;is a gated, age-restricted community that offers an active adult lifestyle in the heart of Riverside County. Opened in 2005, this K. Hovnanian development features resale homes in a range of styles and prices. Diverse amenities are found throughout the community, including a private onsite restaurant, hobby and game rooms, multipurpose social areas, and outdoor recreations.</p><p><a href="https://www.55places.com/request-info?state=california&amp;community=four-seasons-at-beaumont" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/arizona/communities/sun-city-anthem-at-merrill-ranch" target="_blank" rel="noopener">Sun City Anthem at Merrill Ranch – Florence, AZ</a></h2><h3>From the Mid $300s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Sun-City-Anthem-at-Merrill-Ranch-Florence-AZ.jpg" alt="Entrance to the clubhouse at Sun City Anthem at Merrill Ranch in Florence, Arizona." data-proportion="true" data-align="none" data-file-name="Sun-City-Anthem-at-Merrill-Ranch-Florence-AZ.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p><a href="https://www.55places.com/arizona/communities/sun-city-anthem-at-merrill-ranch" target="_blank" rel="noopener">Sun City at Merrill Ranch</a>&nbsp;is a fabulous choice for active adults who dream of a more rural retirement. The community is set 60 miles from Phoenix, where it enjoys open spaces and spectacular scenery.</p><p>Available amenities include an impressive 48,000-square-foot clubhouse, outdoor sports courts, and the 18-hole Poston Butte Golf Course, which winds throughout the development. Single-family homes are available on both a resale and new construction basis.</p><p><a href="https://www.55places.com/request-info?state=arizona&amp;community=sun-city-anthem-at-merrill-ranch" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/nevada/communities/sierra-canyon" target="_blank" rel="noopener">Sierra Canyon – Reno, NV</a></h2><h3>From the High $400s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Sierra-Canyon-Reno-NV.jpg" alt="Mountains behind the clubhouse at Sierra Canyon in Reno, Nevada." data-proportion="true" data-align="none" data-file-name="Sierra-Canyon-Reno-NV.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Located in Reno,&nbsp;<a href="https://www.55places.com/nevada/communities/sierra-canyon" target="_blank" rel="noopener">Sierra Canyon</a>&nbsp;boasts affordable resale single-family homes, a 20,000-square-foot clubhouse, and a mild four-season climate. Beyond the amenities in the enclave’s own Aspen Lodge facility, residents have access to amenities in the larger Somersett community, including its private 18-hole golf course. Somersett also offers a range of retail stores and an inviting village center.</p><p><a href="https://www.55places.com/request-info?state=nevada&amp;community=sierra-canyon" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/texas/communities/del-webb-sweetgrass" target="_blank" rel="noopener">Del Webb Sweetgrass – Richmond, TX</a></h2><h3>From the Mid $200s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Del-Web-Sweetgrass-Richmond-TX.jpg" alt="The outdoor patio space at Del Webb Sweetgrass in Richmond, Texas." data-proportion="true" data-align="none" data-file-name="Del-Web-Sweetgrass-Richmond-TX.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Opened in 2011,&nbsp;<a href="https://www.55places.com/texas/communities/del-webb-sweetgrass" target="_blank" rel="noopener">Del Webb Sweetgrass</a>&nbsp;is a newer community that welcomes residents 55+. Its picturesque setting in Richmond includes a 50-acre lake, a natural creek, and miles of walking trails, yet the community is also within easy reach of the urban attractions in Downtown Houston.</p><p>A spacious clubhouse offers onsite amenities, and a full-time Activity Director maintains the diverse social calendar and supports the famous Del Webb lifestyle.</p><p><a href="https://www.55places.com/request-info?state=texas&amp;community=del-webb-sweetgrass" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/georgia/communities/cresswind-at-lake-lanier" target="_blank" rel="noopener">Cresswind at Lake Lanier – Gainesville, GA</a></h2><h3>From the Mid $300s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2022/08/outdoor-pool-cresswind-at-lake-lanier-gainesville-georgia.jpg" alt="Aerial view of the outdoor pool at Cresswind at Lake Lanier, a 55+ community in Gainesville, Georgia." data-proportion="true" data-align="none" data-file-name="outdoor-pool-cresswind-at-lake-lanier-gainesville-georgia.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>With plans for about 730 homes,&nbsp;<a href="https://www.55places.com/georgia/communities/cresswind-at-lake-lanier" target="_blank" rel="noopener">Cresswind at Lake Lanier</a>&nbsp;is a mid-sized 55+ community with spectacular amenities and a prime location on the shores of Georgia’s fabulous Lake Lanier. In addition to its amenity-rich, 36,000-square-foot clubhouse, the community boasts a marina and private boat dock, an outdoor amphitheater, and beautiful single-family homes in a range of styles and sizes.</p><p><a href="https://www.55places.com/request-info?state=georgia&amp;community=cresswind-at-lake-lanier" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/south-carolina/communities/del-webb-charleston-at-nexton" target="_blank" rel="noopener">Del Webb Charleston at Nexton – Summerville, SC</a></h2><h3>From the Low $400s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Del-Webb-Charleston-at-Nexton-Summerville-SC.jpg" alt="Exterior view of the clubhouse at Del Webb Charleston at Nexton in Summerville, South Carolina." data-proportion="true" data-align="none" data-file-name="Del-Webb-Charleston-at-Nexton-Summerville-SC.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Just 25 miles northwest of historic Charleston,&nbsp;<a href="https://www.55places.com/south-carolina/communities/del-webb-charleston-at-nexton" target="_blank" rel="noopener">Del Webb Charleston at Nexton</a>&nbsp;provides Southern charm combined with resort-style living. This gated community is set on 350 acres of landscaped terrain and wetland preserves.</p><p>The development features an amenity-rich clubhouse and a variety of outdoor recreations, including sports courts, a dog park, and a fishing lake. Upon completion, Del Webb Charleston will contain about 1,000 affordable single-family homes.</p><p><a href="https://www.55places.com/request-info?state=south-carolina&amp;community=del-webb-charleston-at-nexton" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/florida/communities/stone-creek" target="_blank" rel="noopener">Stone Creek – Ocala, FL</a></h2><h3>From the High $200s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Stone-Creek-Ocala-FL.jpg" alt="Palm trees surrounding the outdoor resort-style pool at Stone Creek in Ocala, Florida." data-proportion="true" data-align="none" data-file-name="Stone-Creek-Ocala-FL.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Although it includes a 60,000-square-foot recreation complex and plans for 4,000 homes,<a href="https://www.55places.com/florida/communities/stone-creek" target="_blank" rel="noopener">Stone Creek</a>&nbsp;has maintained an inviting, small-town feel in the midst of the popular Ocala area.</p><p>This Del Webb community supports an exciting active adult lifestyle with a wide range of resort-style amenities, outdoor recreations, and an 18-hole championship golf course. Its low-maintenance homes are available in both single-family and attached home designs.</p><p><a href="https://www.55places.com/request-info?state=florida&amp;community=stone-creek" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/florida/communities/del-webb-naples" target="_blank" rel="noopener">Del Webb Naples – Ave Maria, FL</a></h2><h3>From the Mid $200s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2022/11/del-webb-naples-ave-maria-florida.jpg" alt="Exterior view of a home at Del Webb Naples in Ave Maria, Florida." data-proportion="true" data-align="none" data-file-name="del-webb-naples-ave-maria-florida.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Set within the larger Ave Maria community,&nbsp;<a href="https://www.55places.com/florida/communities/del-webb-naples" target="_blank" rel="noopener">Del Webb Naples</a>&nbsp;is an age-restricted enclave that boasts fabulous amenities including a new 36,000-square-foot clubhouse and the 18-hole Golf Club at Del Webb Ave Maria.</p><p>Beyond the exclusive amenities within Del Webb Naples, residents also have access to the many recreations within Ave Maria, including a Mediterranean-themed town center with shops, restaurants, and other services.</p><p><a href="https://www.55places.com/request-info?state=florida&amp;community=del-webb-naples" target="_blank" rel="noopener"><br>Request more information</a></p><p><a href="https://www.55places.com/request-info?state=florida&amp;community=del-webb-naples" target="_blank" rel="noopener"><br></a></p><p><strong>by&nbsp;Bill Ness</strong><a href="https://www.55places.com/request-info?state=florida&amp;community=del-webb-naples" target="_blank" rel="noopener"><span style="color: rgb(61, 57, 53);font-size: 14px">:&nbsp;</span></a><a target="_blank" href="https://www.55places.com/blog/10-budget-friendly-active-adult-communities"><span style="color: rgb(61, 57, 53);font-size: 14px">https://www.55places.com/blog/10-budget-friendly-active-adult-communities</span></a><br></p>

10 Budget-Friendly Active Adult Communities

25 Cheap Active Adult Communities for an Affordable Retirement

<p><br></p><h2 style="text-align: start"><strong>Answer:&nbsp;</strong>Other than saving you money, moving to a state with no income tax can save you time and stress come tax time. However, some states without income taxes may have high sales taxes, high cost of living, or infrastructure issues. Be sure to research your options to determine what’s best for your financial situation.</h2><p style="text-align: start">Unfortunately, retiring doesn’t always mean you can stop worrying about taxes. Depending on the source of your income, you might still have to pay both federal and state income tax.</p><p style="text-align: start">Does this mean you should move to a state with no income tax when you retire? Let’s weigh up the pros and cons.</p><h2 style="text-align: start">Which States Have No Income Tax?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/income-tax.jpg" alt="A tiny forklift with blocks spelling &quot;TAX&quot;." data-proportion="true" data-align="none" data-file-name="income-tax.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">The majority of states levy income tax at the state level. However, some states do not. Here are the states with&nbsp;<a href="https://www.investopedia.com/financial-edge/0210/7-states-with-no-income-tax.aspx" target="_blank" rel="noreferrer noopener nofollow">no or limited income tax</a>:</p><ul><li>Alaska – none</li><li><a href="https://www.55places.com/florida" target="_blank" rel="noreferrer noopener">Florida</a>&nbsp;– none</li><li><a href="https://www.55places.com/nevada" target="_blank" rel="noreferrer noopener">Nevada</a>&nbsp;– none</li><li>South Dakota – none</li><li><a href="https://www.55places.com/tennessee" target="_blank" rel="noreferrer noopener">Tennessee</a>&nbsp;– none</li><li><a href="https://www.55places.com/texas" target="_blank" rel="noreferrer noopener">Texas</a>&nbsp;– none</li><li>Wyoming – none</li><li><a href="https://www.55places.com/washington" target="_blank" rel="noreferrer noopener">Washington</a>&nbsp;– income tax only on&nbsp;<a href="https://dor.wa.gov/taxes-rates/other-taxes/capital-gains-tax" target="_blank" rel="noreferrer noopener nofollow">capital gains</a>&nbsp;and investments and only on earnings in excess of $250,000.</li><li><a href="https://www.55places.com/new-hampshire" target="_blank" rel="noreferrer noopener">New Hampshire</a>&nbsp;– no income tax on earned income. Income tax on investments and interests is being phased out and will be gone by 2027</li></ul><p style="text-align: start">So, should you move to one of these states? The obvious advantage is not having to pay state income tax. Bear in mind that Social Security benefits may be&nbsp;<a href="https://www.ssa.gov/benefits/retirement/planner/taxes.html" target="_blank" rel="noreferrer noopener nofollow">taxable</a>.</p><h2 style="text-align: start">Advantages of Moving to a State With No Income Tax</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/homes-and-tax-money.jpg" alt="Wooden house models behind stacks of coins and a piggy bank." data-proportion="true" data-align="none" data-file-name="homes-and-tax-money.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Other than the big advantage of not having to pay state income tax, what are the perks?</p><ol><li><strong>Save time and money come tax time</strong>. Not having to pay state income tax also means not filing a state income tax return. Most tax preparers and tax software programs do charge extra for state returns. If you do your taxes by hand, it can save a lot of time.</li><li><strong>Avoid tax on certain retirement accounts.&nbsp;</strong>If you have a&nbsp;<a href="https://www.55places.com/blog/what-is-the-difference-between-a-401a-and-a-401k" target="_blank" rel="noreferrer noopener">401(k)</a>, IRA, or individual retirement account, you could deduct that from your taxes. In theory, you then pay the tax when you withdraw that money. If you move to a state with no income tax, then you avoid&nbsp;<em>ever&nbsp;</em>paying tax on that income. As a note,&nbsp;<a href="https://www.forbes.com/advisor/retirement/state-retirement-taxes/" target="_blank" rel="noreferrer noopener nofollow">three more states</a>&nbsp;exclude distributions from these plans from taxation—<a href="https://www.55places.com/illinois" target="_blank" rel="noreferrer noopener">Illinois</a>,&nbsp;<a href="https://www.55places.com/mississippi" target="_blank" rel="noreferrer noopener">Mississippi</a>, and&nbsp;<a href="https://www.55places.com/pennsylvania" target="_blank" rel="noreferrer noopener">Pennsylvania</a>. This is worth considering if you expect this to be your primary income.</li></ol><p style="text-align: start">The primary advantage, though, is avoiding income tax. If you’re still working part-time or doing anything else that earns income in retirement, such as selling art or writing a book, you can save a lot of money. And if you choose a state that also doesn’t tax interest and dividends, you can save a&nbsp;<em>lot&nbsp;</em>of money.</p><h2 style="text-align: start">Disadvantages of Moving to a State With No Income Tax</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/woman-doing-taxes.jpg" alt="A 55+ woman working on Form 1040 for her taxes." data-proportion="true" data-align="none" data-file-name="woman-doing-taxes.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">There are, however, some&nbsp;<a href="https://www.forbes.com/advisor/taxes/states-with-no-income-tax/" target="_blank" rel="noreferrer noopener nofollow">disadvantages</a>&nbsp;to choosing to move to one of these states:</p><ol><li><strong>States that do not charge income tax still have to make money.&nbsp;</strong>This often means that states with no income tax have higher sales tax and higher&nbsp;<a href="https://www.55places.com/blog/should-residents-of-55-communities-pay-less-property-tax" target="_blank" rel="noreferrer noopener">property tax</a>. If you plan to buy a valuable property, you could pay quite a bit more. Another way they might choose to make money is by increasing the enforcement of traffic violations or raising fines. For example, Nevada has a state sales tax of 6.85% and an average local sales tax of 1.38%. “Sin taxes” may also be higher, meaning you pay more for cigarettes, alcohol, etc.</li><li><strong>Some of these states have a higher cost of living.&nbsp;</strong>Alaska, for example, has the&nbsp;<a href="https://worldpopulationreview.com/state-rankings/cost-of-living-index-by-state" target="_blank" rel="noreferrer noopener nofollow">sixth highest cost of living</a>&nbsp;in the United States, in part because the climate requires a lot of food to be imported from further south. You may save on state income tax, but then spend more on general expenses such as groceries and clothing.</li><li><strong>Some of these states have issues with infrastructure.&nbsp;</strong>South Dakota, for example, has 17% of its bridges rated as structurally deficient. Tennessee is also known for poor infrastructure. While Wyoming has good infrastructure, it has low population density, meaning a higher distance to services such as hospitals.</li></ol><p style="text-align: start">But the biggest disadvantage is that you&nbsp;<em>will&nbsp;</em>be paying higher taxes&nbsp;<a href="https://www.55places.com/blog/the-best-places-to-retire-for-taxes" target="_blank" rel="noreferrer noopener">in other areas</a>&nbsp;unless you move to Alaska, which is funded strongly by mineral leases and has the lowest tax burden. Unfortunately, the state makes up for it in the cost of living.</p><h2 style="text-align: start">Other Things To Consider</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/desk-taxes.jpg" alt="A wood house model, a financial statement, and coins on an office desk table." data-proportion="true" data-align="none" data-file-name="desk-taxes.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">We tend to focus a lot on finances. If you’re considering retiring to a state with no income tax, make sure you aren’t ignoring other considerations, such as distance from family or climate. Florida, for example, is very popular for retirees because of having an income tax, and the state has&nbsp;<a href="https://www.55places.com/blog/the-best-states-for-a-low-humidity-retirement" target="_blank" rel="noreferrer noopener">pleasantly warm weather</a>&nbsp;that can make aging bodies more comfortable. Nevada is also pleasantly warm. Washington, however, gets a&nbsp;<em>lot&nbsp;</em>of rain. Wyoming and South Dakota have low population densities, which can mean more time spent traveling for essential services.</p><p style="text-align: start">Another thing to consider is whether you will be comfortable in the society and culture of the state. All states have some differences in their local culture and attitudes. States that don’t charge income tax tend to lean more conservative in other ways.</p><h2 style="text-align: start">So Which States Are Best for Retirees?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/happy-55-couple-tax-free.jpg" alt="A happy 55+ couple receiving a break on their taxes." data-proportion="true" data-align="none" data-file-name="happy-55-couple-tax-free.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">The short answer, of course, is “It depends.”</p><p style="text-align: start">The longer answer is that it really depends primarily on your income or expected income during retirement. If you have a lot of high-value investments or a lot of money in a 401(k) then you may benefit a&nbsp;<em>lot&nbsp;</em>from moving to one of these states. Also, if you’re primarily reliant on social security (which many states don’t tax), then you may actually be better off avoiding them.</p><p style="text-align: start">If you plan on spending a lot of money on a very nice house in retirement, then property tax may be more important to you. However, if your plan is to sell your home and move to a&nbsp;<a href="https://www.55places.com/blog/the-pros-and-cons-of-55-active-adult-communities" target="_blank" rel="noreferrer noopener">55+ community</a>, then you may well benefit more from choosing one in a state with no income tax. As with many things, it’s a good idea to talk to a financial advisor about your plans.</p><p style="text-align: start">There’s no simple answer as to whether it’s best to move to a state with no income tax when you retire. It depends on your income, the value of the property you intend to buy, and, of course, on non-financial factors such as the location of your family or your personal preferences as to climate and culture.</p><p style="text-align: start">For help finding your dream home in a 55+ community, reach out to the team at&nbsp;<a href="https://www.55places.com/" target="_blank" rel="noreferrer noopener">55places</a>.</p><p style="text-align: start"><br></p><p style="text-align: start"><strong>by&nbsp;Jennifer Povey:<a target="_blank" href="https://www.55places.com/blog/retire-state-no-income-tax">https://www.55places.com/blog/retire-state-no-income-tax</a></strong><br></p>

Should You Retire in a State With No Income Tax?

Decorating on a Budget: Tips for Retirees

<h2 style="text-align: start"><strong>Answer:&nbsp;</strong>As of 2023, the average cost of residing in an age-restricted community is between $1,500 to $4,000 per month due to HOA fees, onsite amenities, security services, and other expenses.</h2><p>​<br></p><p style="text-align: start">Knowing what to expect when planning on moving to a retirement community takes the stress and uncertainty out of the transition. After all, this is the time in life when we’re most looking forward to enjoying our savings. We want to prioritize our “fun budget” and cut down on costs without giving up a comfortable lifestyle. Taking inventory of the financial commitment associated with moving to a 55+ community ensures our budget and lifestyle goals are met.&nbsp;</p><p style="text-align: start">Although costs vary with each community, there are a few factors retirees can consider prior to moving. Our team has put together a handy reference guide of common costs when moving to a 55+ community.</p><h2 style="text-align: start">The Average Cost of Living in a 55+ Community</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/personal-budget.jpg" alt="55+ homebuyer hand making a personal budget using a calculator." data-proportion="true" data-align="none" data-file-name="personal-budget.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Let’s examine an overview of the cost of living in a 55+ community. On average, residing in an age-restricted community&nbsp;<a href="https://www.rocketmortgage.com/learn/pros-and-cons-of-55-communities" target="_blank" rel="noreferrer noopener">costs between $1,500 to $4,000 per month</a>, depending on the state and neighborhood. There are a variety of age-restricted residences to explore within the United States. As a result, there’s a comfortable price point for every retiree. A few of the elements that contribute to monthly living costs (inclusive of the average monthly cost or separate depending on the community) are as follows.</p><h3 style="text-align: start">HOA Fees</h3><p style="text-align: start">Each 55+ community has a&nbsp;<a href="https://www.55places.com/blog/what-are-the-benefits-of-having-an-hoa" target="_blank" rel="noreferrer noopener">homeowners’ association (HOA)</a>, but HOA fees vary depending on the community. However, the benefit of living in a managed community often offsets the HOA fee. Many homeowners weigh the HOA fee against what the HOA offers and what they’ll be saving on maintenance costs and labor time. Lawn care, home repair and upkeep, and general property maintenance are all tasks an HOA takes off the homeowner’s plate.&nbsp;</p><p style="text-align: start">If you’re looking to evaluate the quality of the HOAs within the communities you’re considering, don’t be afraid to ask the important questions. Find out what services are covered. Also, ask what the HOA’s reserve fund is. This will give you a good indicator of the overall readiness to deal with large-scale property damage. For example, consider hail storms, water damage, and big repairs. Lastly, don’t be afraid to ask other residents how they’re finding the HOA’s services. Word of mouth can tell you a lot about the state of an HOA.</p><h3 style="text-align: start">Onsite Recreation</h3><p style="text-align: start">Active retirement communities come with an array of recreation opportunities just a short walk from your front door. As such, the monthly cost of living encompasses access to well-maintained onsite facilities.&nbsp;<a href="https://www.55places.com/blog/the-best-selling-golf-course-communities" target="_blank" rel="noreferrer noopener">Golf retirement communities</a>&nbsp;are increasing in popularity across the U.S., providing residents with access to world-class golf courses as part of their residential experience. Other active retirement communities also feature&nbsp;<a href="https://www.55places.com/blog/trail-shoes-reasons-older-adults-walk" target="_blank" rel="noreferrer noopener">acres of trails</a>, lakes, and bike paths with private access for residents. Additionally, state-of-the-art fitness facilities and clubhouses are a staple of many 55+ communities, making your total monthly cost a package deal.</p><h3 style="text-align: start">Amenities</h3><p style="text-align: start">If luxury living is a priority for your retirement, you can expect your monthly living cost to fall on the higher end of the spectrum for resort-style retirement communities. These communities often come complete with luxury details such as onsite spas, private community pools, and 5-star dining. The vision behind master-planned resort retirement is to capture the feeling of your favorite vacation getaway within the comforts of a tight-knit community. The higher price tag is often worth the&nbsp;<a href="https://www.55places.com/blog/enhance-retirement-top-amenities-55-communities" target="_blank" rel="noreferrer noopener">highest-quality amenities</a>&nbsp;for a holiday-esque retirement experience.&nbsp;</p><h3 style="text-align: start">Safety and Security</h3><p style="text-align: start">Most<a href="https://www.55places.com/blog/10-perks-living-gated-active-adult-community" target="_blank" rel="noreferrer noopener">55+ communities are gated</a>&nbsp;to ensure peace and privacy. Security is included in the homeowner’s costs.&nbsp;<a href="https://www.55places.com/blog/safe-home-security-tips-older-adults" target="_blank" rel="noreferrer noopener">Enhanced safety measures</a>&nbsp;may include 24-7 surveillance cameras and staffed entry points. These measures extend to keeping onsite recreation areas private so residents can have peace of mind within their community.</p><p style="text-align: start">For more insights, check out:&nbsp;<a href="https://www.55places.com/blog/top-real-estate-tips-first-time-55-community-buyers" target="_blank" rel="noreferrer noopener">Our Top Real Estate Tips for First-Time 55+ Community Buyers</a>.</p><h2 style="text-align: start">Other Expenses When Moving to a Retirement Community</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/senior-couple-sitting-on-a-park-bench.jpg" alt="A 55+ couple sitting on a park bench on sunny autumn day looking over finances on a tablet." data-proportion="true" data-align="none" data-file-name="senior-couple-sitting-on-a-park-bench.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Don’t be caught unprepared by moving expenses. Consider these common costs to note prior to transitioning to the age-restricted community of your dreams.</p><h3 style="text-align: start">Out-of-State Transit and Moving Costs</h3><p style="text-align: start">If you’re considering&nbsp;<a href="https://www.55places.com/blog/retirement-faq-in-state-out-state" target="_blank" rel="noreferrer noopener">retiring in another state</a>&nbsp;or even across the country, the initial transit and moving costs can be significant. We recommend getting estimates&nbsp;<a href="https://www.55places.com/blog/when-planning-move-55-retirement-community" target="_blank" rel="noreferrer noopener">at least three months in advance</a>&nbsp;of your move-in date. This way you can plan ahead for the type of moving services you’ll need. What trucks or trailers will be best suited for the task? And how much will a move out-of-state cost? Weighing these costs against in-state retirement is a good way to determine the right option for your move-in timeline.</p><h3 style="text-align: start">Storage Costs</h3><p style="text-align: start"><a href="https://www.55places.com/blog/how-to-downsize-after-living-in-your-home-for-decades" target="_blank" rel="noreferrer noopener">Downsizing</a>&nbsp;is the goal for many retirees. With more time to prioritize hobbies and recreation, many 55+ residents find moving to an age-restricted community to be the best time to declutter. However, with decluttering comes additional storage costs. One consolidation strategy is to seek out 55+ communities that offer onsite storage. These communities typically offer a better rate alongside more convenient, easily accessible storage options exclusive to residents. In addition, residents enjoy peace of mind with elevated security measures to keep their assets safe.</p><h3 style="text-align: start">Long-Term Care Insurance for Assisted Living Transitions</h3><p style="text-align: start">Finally, if you’re considering moving to an&nbsp;<a href="https://www.55places.com/blog/assisted-living-active-adult-community-right-you" target="_blank" rel="noreferrer noopener">assisted living facility</a>&nbsp;or a transitional community where assistance may be a future option, it’s important to start cost planning now. Long-term care insurance is a useful solution for assisted living transitions. These plans can be purchased in advance to lock in the best rate or may even be covered in an employer-sponsored retirement plan. Review your options, fill in any gaps in coverage, and go into the next stage of your homeowner journey with confidence.</p><h2 style="text-align: start">55places Is a Helping Hand for This Exciting New Chapter</h2><p style="text-align: start">Transitioning to a 55+ community is an exciting new chapter. Don’t let unexpected financial costs dampen the enthusiasm. Plan ahead with a picture of your financial future and a vision of living your best life in a 5-star community.</p><p style="text-align: start">Contact the team at 55places for more retirement transition insights and learn more by answering the ever-pressing question:&nbsp;<a href="https://www.55places.com/blog/right-now-best-time-buy-a-home" target="_blank" rel="noreferrer noopener">Is Right Now Still the Best Time to Buy a Home?</a></p><p style="text-align: start"><a href="https://www.55places.com/blog/right-now-best-time-buy-a-home" target="_blank" rel="noreferrer noopener"><br></a></p><p style="text-align: start"><strong>by Alexis Wainwright:&nbsp;<a target="_blank" href="https://www.55places.com/blog/cost-living-retirement-community-what-need-know">https://www.55places.com/blog/cost-living-retirement-community-what-need-know</a></strong>​<br></p>

Down to the Dollars: What Are the Costs Associated With Living in a 55+ Community?

<h2 style="text-align: start">Answer:&nbsp;Yes, you can have a job while living in a 55+ community. Though many residents of 55+ communities are retired, others hold part-time, full-time, or volunteer positions.<br></h2><p>​</p><p style="text-align: start">Just because you&nbsp;<a href="https://www.55places.com/blog/retirement-budgeting-estimate-cost-home-55-community" target="_blank" rel="noreferrer noopener">move to a 55+ community</a>&nbsp;doesn’t mean that you’re retired. Even if you are, many retirees choose to continue working. The question several people ask when getting ready to move to a 55+ community is if they can continue working.</p><p style="text-align: start">We have the answers to this, as well as some more details&nbsp;<a href="https://www.55places.com/blog/5-myths-about-social-security" target="_blank" rel="noreferrer noopener">regarding your Social Security</a>.</p><h2 style="text-align: start">Can I Live in a 55+ Community and Still Work?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/working-55-woman.jpg" alt="Happy 55+ businesswoman in a headset on a conference call at her computer." data-proportion="true" data-align="none" data-file-name="working-55-woman.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Absolutely! The main condition of living in a 55+ community is the age requirement. This can range from community to community. Some even allow residents to stay there as long as they are over 19. There are other communities that require one resident to be 55 or older but will allow younger people to move in once they meet this condition. It really depends on the specific community, so be sure to ask before purchasing a home.</p><p style="text-align: start">As far as working goes, there’s no rule stating that you can’t live in a 55+ community and continue to be employed. You can enjoy the benefits of working a job while still living in the home of your dreams with no fears of repercussions from your 55+ community.</p><h2 style="text-align: start">Can I Work for My 55+ Community?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/55-man-gardening-job.jpg" alt="A 55+ man carrying a crate of potted plants at his part-time job." data-proportion="true" data-align="none" data-file-name="55-man-gardening-job.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">It’s certainly possible. Many 55+ communities hire lifestyle directors who plan community events.&nbsp;<a href="https://www.55places.com/blog/what-are-the-benefits-of-having-an-hoa" target="_blank" rel="noreferrer noopener">Homeowner associations (HOA)</a>&nbsp;also employ individuals to maintain the grounds and facilities to keep a 55+ community in beautiful condition. They also sometimes hire technicians, office workers, and more. Just check out the site of the 55+ community you’re interested in moving to and apply for any jobs that pop up.</p><h2 style="text-align: start">Are There Other Restrictions on Working If You Live in a 55+ Community?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/piggybank-saving-money.jpg" alt="55+ woman putting a coin into a piggybank." data-proportion="true" data-align="none" data-file-name="piggybank-saving-money.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Yes, there are. These are restrictions that may apply no matter where you live. And&nbsp;<a href="https://www.55places.com/blog/can-you-still-work-after-retirement" target="_blank" rel="noreferrer noopener">your Social Security check</a>&nbsp;will depend largely on your age. At a certain point, you can work as much as you want with no penalty to your Social Security check. However, the age requirements have gone up since the golden age of 65.&nbsp;</p><p style="text-align: start">If you were born between 1943 and 1954, the age you can fully retire is now 66. This gradually increases up to age 67. It’s possible to retire at age 62, but you won’t receive your full benefits.</p><p style="text-align: start">An example given on the&nbsp;<a href="https://www.ssa.gov/benefits/retirement/planner/agereduction.html" target="_blank" rel="noreferrer noopener">Social Security</a>&nbsp;website reveals that if you retire at 62, and you would normally bring in $1,000 a month, you’ll only get $750 of that amount. This reduces to around $700 for anyone born in 1960 or after.</p><p style="text-align: start">Spousal benefits which would normally be $500 for someone born between 1943 and 1954 are reduced to $350. And the lowest amount for anyone born after 1960 is $325.</p><p style="text-align: start">If you’re working, then this may limit how much money you’ll be able to make. At most, you can make $21,240 in 2023, according to the&nbsp;<a href="https://www.ssa.gov/benefits/retirement/planner/whileworking.html" target="_blank" rel="noreferrer noopener">Social Security</a>&nbsp;site. It usually increases a little each year, so this could change going into 2024.</p><p style="text-align: start">There are obviously other factors that come into play if you’re receiving Social Security benefits. Therefore, it’s best to go to the direct source for the most accurate information. Before you make a decision as to whether you’ll retire early or keep working, make sure you speak to your local Social Security office.</p><h2 style="text-align: start">Where Can You Work Part-Time as a Retiree?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/55-woman-part-time-job.jpg" alt="A 55+ woman working in a plant shop and taking orders on the phone." data-proportion="true" data-align="none" data-file-name="55-woman-part-time-job.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Once you make the decision to keep working, the next question is what will make you happy. For most people who are retired, working 40 to 60 hours a week is no longer appealing. They simply want money to supplement what they’re bringing in from Social Security. Such jobs should be&nbsp;<a href="https://www.55places.com/blog/11-easy-yet-rewarding-part-time-jobs-for-retirees" target="_blank" rel="noreferrer noopener">easy, and yet very rewarding</a>.&nbsp;</p><p style="text-align: start">If you love teaching but want something other than a teaching position, you can work as a tutor or coach. This allows you to work with younger generations and pass on the knowledge you have gained over your lifetime.</p><p style="text-align: start">Other jobs include working as a dog walker, which will allow you to get some physical exercise, and spend time with clients who are thrilled to see you every day. Housekeepers and nannies are other jobs that are perfect for retirees who only want to work part-time.</p><p style="text-align: start">You can also take advantage of your free time to start a small business. Some hobbies that you’ve always wanted to do for a living may now be an option, like making your crafting hobbies a source of income.</p><p style="text-align: start">Whether you decide to work part-time or want to enjoy your free time without a boss calling, there are plenty of ways to stay busy in your 55+ community. You can also rest assured that no community is going to dictate whether you can work or not. The HOA may make rules about your home, but what you do in your free time is entirely up to you.</p><h2 style="text-align: start">What if I Want To Stay Active, But Don’t Want To Work?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/continuing-education.jpg" alt="A smiling 55+ woman at a laptop in an adult education classroom." data-proportion="true" data-align="none" data-file-name="continuing-education.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">If you want to stay on the go, but don’t want a job, then there are still options. You can go back to school to learn something that you’ve always been curious about but never had the time or money to invest. Once you gain a new degree, you can use this to pursue a new career path.</p><p style="text-align: start">You can also start new hobbies that you enjoy. Or if you just want to sit by the pool or play golf on the course, that’s always an option as well. There are many advantages to living in a 55+ community, so be sure to take advantage of them all.</p><h2 style="text-align: start">55places Is Here To Help</h2><p style="text-align: start">Now that you’re retired, you may be thinking of relocating to a 55+ community. There are many choices out there, and the hard part of choosing a new home is that no two communities are the same.&nbsp;</p><p style="text-align: start">Rather than doing the research on your own, and trying to discover which community is right for you, we can help. Simply reach out, and tell us what you’re looking for. We can give you advice, recommend specific communities, and help with anything that comes up. Contact us today to get the process of moving to your new home started.</p><p><br></p><p><strong>by&nbsp;Savannah Keaton:&nbsp;<a target="_blank" href="https://www.55places.com/blog/job-while-living-55-community">https://www.55places.com/blog/job-while-living-55-community</a></strong></p>

Can I Have a Job While Living in a 55+ Community?

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Cobb County

Rare Investment Opportunity: 23-Lot Mobile Home Park in Mableton, GA!

Looking for a lucrative investment with strong potential? Look no further than this 23-lot mobile home park in the heart of Mableton, GA! Nestled in a prime location, this well-established park offers steady income and plenty of upside for the savvy investor. All lots are lot rent!

With 23 spacious lots, this park is fully occupied and ready to generate cash flow from day one. Each lot is generously sized, offering plenty of space for tenants to enjoy their homes and outdoor areas. The park is well-maintained, with essential utilities in place and an established tenant base. Whether you’re looking to expand or simply maintain a solid income stream, this property is a perfect fit.

The location couldn’t be better! Mableton is known for its easy access to major highways (just minutes from I-285), and it’s rapidly growing with new development, retail, and dining options. Residents will appreciate being close to shopping centers, schools, and outdoor activities.

Key Highlights:
 • 23 lots with strong rental demand lot rent!
 • Convenient location near I-285 and Atlanta’s metro area
 • Stable income potential with minimal vacancies for the 11 currently occupied units!
 • Public utilities in place
 • Perfect for long-term investors or newcomers to mobile home park ownership

This well maintained two story 3 sided brick traditional home features 4 bedrooms upstairs with a large sitting room off of the master suite that could be a nursery, sitting room, office or 5th bedroom.  Vaulted ceilings in Master suite and bath with skylight add natural light into this home.  Garden jacuzzi with window, double vanities, his/her walk-in closets in the master with easy access to the attic make this home a real winner and an opportunity to own in the highly desirable Walton High School community. Stainless steel appliances in the kitchen all appear to be newer and include a newer washer/dryer in the laundry room. There is a rear staircase off the master suite that takes you right into the breakfast room.  Large separate dining room for those special holiday celebrations. Great amenities include a pool, tennis courts, and playground area just a block from this home.  Don't pass up your opportunity to live in this well loved community of Princet

Back Yard, Front Yard, Landscaped, Sloped, Wooded

Welcome to your dream home in the heart of downtown Acworth! This stunning new construction residence embodies the perfect blend of modern elegance and small-town charm, offering unparalleled comfort and convenience at every turn.

Situated on a desirable corner lot, this spacious home spans 3400 square feet, providing ample room for luxurious living. Upstairs, the oversized master bedroom and ensuite bathroom create a serene retreat, boasting ample space for relaxation and rejuvenation.

An additional office on the main level, complete with a full bath nearby, offers versatile living options for guests or remote work. Upstairs, discover three generously sized bedrooms, complemented by two full baths, providing privacy and comfort for family and guests alike.

Enjoy the picturesque views and gentle breezes from the covered front porch or unwind on the upstairs balcony, perfect for savoring quiet moments or entertaining friends and family. Designed for modern living, the open concept layout on the main level seamlessly integrates the gourmet kitchen, dining area, and living room, creating a welcoming space for gathering and relaxation.

With high-end finishes and attention to detail throughout, this home is a true masterpiece of craftsmanship. Anticipated to be completed in just three months, now is the perfect time to secure your future in this exceptional property. Take advantage of the opportunity to customize with available upgrades by going under contract prior to completion, ensuring your new home perfectly reflects your style and preferences.

Don't miss your chance to own a piece of downtown Acworth's vibrant lifestyle while enjoying the comfort and luxury of this exquisite new construction home. Schedule your showing today and prepare to make your dreams a reality!

Daylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry

Come make this your home for the holidays!  You can still smell the freshness of new paint and carpet on both the main and 2nd floors.  The fresh and updated look is a clean pallet that allows for any accent color of your choosing to personalize the home to your liking.  Chesterfield is an established neighborhood that is sought after for its larger lot sizes, desirable Hillgrove High School district, proximity to shopping, dining and nature trails in beautiful West Cobb.  This grand 3-sided brick home with 3 car garage and finished terrace level features a guest bedroom on the main, the primary bedroom, along with 3 generous sized secondary bedrooms on the 2nd floor and a 6th bedroom at terrace level.  Upon entering the exquisite double entry doors, your eyes are immediately drawn to the open family room with its coffered ceilings, built-in bookcases, fireplace and large windows with a view of the backyard. The 2-story foyer is flooded with natural light coming from the oversized picture window above the entry doors.  Don't much care about a formal living room?  This space can easily be transformed into a home office or casual entertainment room. The spacious dining room is ideal for entertaining family and friends. You will appreciate the wide butler's pantry for laying out your holiday meals.  Everyone loves to gather in the kitchen, you'll love the long kitchen island where food and conversation meet. Bright and open to the family room, this is the perfect space for gatherings.  There is also plenty of room for a large breakfast table. Enjoy the privacy of the backyard while sitting out on the deck, morning coffee can be a lovely treat.  Don't miss the guest bedroom with an en-suite bath, located just behind the family room for privacy. A separate powder room just outside the guest bedroom is waiting for your guest to enjoy. Take a walk up the beautiful split staircase to the upper floor. One of the secondary bedrooms has an en-suite bath while the other two are a jack and jill bath. The over-sized primary features a sitting area that can comfortably seat 2 chaises, high trey ceilings, walk-in shower, soaking tub, double vanities, make-up area, and a huge walk-in closet.  The upstairs bonus/flex room can be a playroom for small kids, another home office or an entertainment space for teens - so many options!  Not finding a home with a basement  with new construction?  Look no further!  This home has a finished terrace level that features an in-law suite - full bath with tub and a laundry closet that can accommodate a stackable washer/dryer. It also features a theater room, exercise room, office, entertainment/game room and wet bar.  What's not to love?  This home has so much to offer, you can move right in!  Don't miss this chance to enjoy a beautiful home and create wonderful memories for your family.

Newly renovated single family home in Creekside Community! New roof, fresh interior paint, new deck stain, new LVP flooring on the first floor, and many more upgrades. Kitchen offers stone counter top and Stainless Steel appliances. Master Bathroom has walk-in his/her closets, and separate bath and tub. Oversized back deck is perfect for family entertainment, and enjoy the creek view in summer! Great privacy, no properties at the back and right side. Premium location close to everything, schools, restaurants, shopping, retails, Hwy, and etc!

Seller may consider buyer concessions if made in an offer. Welcome to a home that exudes a sense of comfort and elegance. The neutral color paint scheme complements the fresh interior paint, creating a serene atmosphere. Relax by the fireplace or enjoy the deck, providing a perfect space for quiet contemplation. The kitchen is a chef's delight, boasting all stainless steel appliances. The primary bedroom features a walk-in closet, while the primary bathroom offers a jacuzzi tub and double sinks for added convenience. This home is a true testament to quality living with a touch of luxury.

Daylight, Exterior Entry, Interior Entry, Full

Estate Sale Home! Totally renovated! Four sided brick ranch features front porch and back covered patio! Kitchen includes stainless steel appliances, quartz counter tops, tile back splash, stainless vent hood, and pantry. Master bath with accented tile shower. Luxury Vinyl Plank floors throughout entire home. Secondary bath with tile floor and tub/shower combo with tile surround. Freshly painted interior. Full unfinished basement with newly painted concrete floor.  Also, DryLok product applied to block foundation walls to keep humidity levels low. Level .41 acre lot. Great back yard! Brick paver driveway leads to one car carport. Storage area at end of carport. Very desirable King Springs school district! Great location, close to North Cooper Lake Park and only a ½ mile from the Silver Comet trail. Minutes to Smyrna Market Village, The Battery and Truist Park and quick access to major highways. Move in and do nothing!

Looking for close proximity to Marietta Square and/or Marietta City schools? Look no further than this hidden gem! Located less than a 1/2 mile from Marietta high school, 5 minute drive to Marietta Square and minutes to Kennesaw Mountain hiking trails, restaurants and all the shopping you could need. This artist's haven is ready to be sold to it's next owner and we would love for it to be you! Home is being sold As Is with no repairs or post inspection concessions considered as we are priced below retail for that reason. Taxes reflected are Senior taxes so check with your Lender to determine tax rate for you. Cash or Conventional financing only on this one. This floorplan is ideal for anyone that wants true one level living. Lots of natural light makes this house feel like home. Bedrooms are all oversized and provide plenty of room for your furniture. Owner has cats in one of the bedrooms that has the screen door shut to it, so please view that room from hallway so the cats don't escape from the room. Sellers Disclosure will be uploaded shortly. HOA is optional if you want use of the pool. Easy showings through Showingtime and I am available for any conversations that you may want to have regarding the sale of this home

Fall in love with the tranquility and privacy of life on the lake. Walk past a pond and waterfall to the Frank Lloyd Wright inspired entry where the charm begins. The spacious and airy two story great room with fireplace is perfect to show case art work. The chef's kitchen and dining room offer perfect entertaining area and wonderful lake views. Step into the glassed in sunroom with stacked stone fireplace and walls of windows also overlooking the private lake. Hard to find bedroom and bathroom on the main. More lake views? Upstairs bedrooms and main level covered porch will provide. Truly unique and rarely available lake home. Don't miss the virtual tour with beautiful views of the lake! The 4th bedroom on the main level is currently used as a den.

This spacious 5 bedroom, 2.5 bath cul-de-sac home is situated on 5.00+/- acres just inside Cobb County, but just minutes away from Woodstock and commuting to interstates. Ready for a horse and a family looking for plenty of outdoor space. Home has a beautiful Lead Glass Front Door as an entry to the Foyer which is two story with a custom curved staircase and hardwood floors Throughout. Additional leaded glass French doors open into the formal living room/office. The family room has a stacked stone fireplace with French doors that lead to the muti-tiered Ipe deck with another stacked stone fireplace and a screened-in porch. Breakfast room has a vaulted ceiling, soaring windows to see the birds and the trees and a sliding glass door to the screened in porch. Formal dining room accented with Judges' Paneling, has French doors that also open to the screen porch. Large Kitchen, complete with high end appliances such as a Wolf induction stove top, Zephyr range hook, Samsung convection oven, Miele dishwasher, ahs custom cabinets with pull out pantry shelving and a Breakfast bar. Upstairs there is a total of 4 bedrooms with one having a separate sitting room. The large owner bedroom has a vaulted ceiling suite with his/hers sinks and closets. Finished daylight basement has a bedroom, large rec room, mud room, unfinished storage room and cedar closet with an exterior entrance. An additional structure on the property is a barn with a tack area and a hay loft that holds 200 bales. 3 acres of the property is fenced if you did want to have a horse. A pickup truck is able to access the back yard and go toward the barn.

Other improvements: new roof 2018, HVAC's 2013 & 2019, Ranai tankless water heater, Marvin windows throughout, spray foam insulation in the attic providing moderate temperature for storage and better utility bills.

Back Yard, Cul-De-Sac, Flood Plain, Landscaped, Pasture, Wooded

Finished, Finished Bath, Interior Entry, Partial, Unfinished

Nestled in the highly sought-after Acworth area, this secluded 5-bedroom, 3.5-bath home offers ultimate privacy and room to grow. Featuring two versatile flex rooms, it’s perfect for roommates or expanding families. The gourmet kitchen is a chef’s dream, while the serene screened back porch invites relaxation. The charming, country-style front porch with a swing is the ideal spot to enjoy quiet mornings. With plenty of space and thoughtful details, this home is a rare find in the Acworth market! Don’t miss out on this perfect blend of comfort and privacy.

Daylight, Driveway Access, Finished, Interior Entry

Mr. and Mrs. Clean lived here in this meticulously maintained home. Beautifully upgraded and in the heart of Smyrna!!! Raised ranch with 3 beds/2 baths conveniently located on the main living level. Huge bonus room downstairs could be rec room, family room, office, or even a 4th bedroom with a lovely wardrobe that spans the whole length of the room. Tankless water heater, upgraded bathrooms, recessed lighting, built-in lighted bookshelves in living room, gorgeous flooring, and upgraded fixtures throughout this home. No details here were missed! Nice spacious home with flowing floorplan and new paint on the whole interior as well as the exterior. Nice designer tile throughout. Backyard has a nice deck just off the kitchen and is fenced with lots of wooded privacy. Upgraded kitchen is spacious and open with custom cabinets, granite countertops, upgraded stainless steel appliances, designer fixtures, and a pretty backsplash. Bedrooms are large and all have remote control fans and built-in shelving in the closets. Beautiful landscaping with Japanese maples and bushes galore. Excellent and close in location minutes to Truist Park, the Silver Comet Trail, amazing shopping, great restaurants, and Atlanta for city commuters!!

Run, don\'t walk to this open Concept & Spacious ranch located on a spectacular private homesite in West Cobb\'s beautiful Active Adult 55+ community. Enjoy low maintenance living & affordable HOA dues including lawncare & weekly trash. Gourmet kitchen with abundant cabinetry & enormous center island-ideal for entertaining, opening to a family room and dining area. Upgraded Appliances!! Extra storage space in garage and laundry room. Hardwood floors throughout & Quartz countertops. Butlers pantry, stepless walk in spa/shower. Conveniently located near hospitals, shopping dining, & recreation in Cobb County- w/attractive senior tax exemptions, Move -in ready!

A-DOR-A-BLE 3 bed/3.5 bath bungalow in Downtown Marietta in a 4-home enclave with total privacy!  Awesome kitchen with quartz countertops, stainless appliances, an island, and a view to the family room.  All new paint, all new designer light fixtures, full finished basement with new LVP flooring, a bedroom, full bath, a living space, and TONS of storage! Double outdoor living spaces (deck in rear and then a covered patio below) and a flat backyard.  The homeowner has a wonderful sense of style and it really shows.  Lots of natural light and an open floorplan. SUPERB location near The Marietta Square and all that it has to offer:  shops, museums, restaurants, concerts, art galleries etc...

Back Yard, Cul-De-Sac, Front Yard, Irregular Lot, Level, Private

Welcome to 4458 Hamby Pond Place in Hamby Cove. Step inside and be greeted by a natural lit open floor plan. Natural light floods the first floor Living areas. The kitchen has ample cabinets and counter space. One secondary bedroom and a full bath is conveniently located on this floor. Second floor has a spacious Owner Suite and three secondary bedrooms. Enjoy relaxing on the front porch or the private backyard. Take advantage of the proximity to the best shopping and Dining in Cobb.
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Daylight, Exterior Entry, Finished, Finished Bath, Interior Entry, Walk-Out Access

Stunning New Construction Near Marietta Square! Discover luxury and convenience in this brand-new construction home located just moments from the vibrant Marietta Square! This 6-bedroom, 4.5-bath quality built home with designer touches is move-in ready and offers timeless elegance in a charming, transitioning neighborhood that combines character and modern amenities. Key Features: Main Level Comfortable Elegance, Custom Entry: Double wrought iron doors make a striking first impression. Gourmet Kitchen: Designed to inspire, featuring quartz countertops, a stylish backsplash, oversized island, walk-in pantry, and brand-new LG stainless steel appliances. Two-Story Great Room: Designer wood ceilings and oversized windows flood the space with natural light, creating an inviting and relaxing atmosphere. The indoor to outdoor living experience is bar none! Featuring A Covered Deck: Enjoy peaceful outdoor living with double ceiling fans, perfect for entertaining or unwinding. Overlooking the large spacious, fenced backyard. Primary Suite on Main: A luxurious retreat with a spa-inspired en-suite bathroom, including double vanities, a freestanding soaking tub, a separate shower, and custom walk-in closet shelving. Second Floor Sophistication, Open Loft Space: Overlooking the living room, ideal for a reading nook or additional lounge. Three Spacious Bedrooms: All with large, custom walk-in closets. Additional Storage: Convenient hallway storage for extra functionality. Fully Finished Terrace Level: In-Law Suite or Home Office: Includes a second full kitchen with new appliances, second laundry room, two spacious bedrooms, and a large entertainment space. Enhanced Comfort: Double-insulated walls for sound and temperature control. Additional Upgrades: Solid hardwood floors throughout with elegant 8" baseboards. 8-foot exterior doors for a grand architectural touch. Three HVAC units and a tankless water heater for energy efficiency. Irrigation system for easy lawn maintenance. Fully fenced backyard with endless possibilities – perfect for a future pool or gazebo. One-year home warranty included for peace of mind. Prime Location: Situated in the heart of a walkable community near Marietta Square, this home offers easy access to an array of local attractions: City Club of Marietta, Cobb County Civic Center, The Aquatic Center, Kennesaw Mountain, shopping, dining, and cinemas! Quick connections to I-75 and I-285. This remarkable home offers a rare opportunity to enjoy modern luxury, thoughtful design, and a thriving location. With NO HOA and unmatched convenience, this property is the perfect place to call home.

Back Yard, Front Yard, Landscaped, Level, Rectangular Lot

Exterior Entry, Finished, Finished Bath, Full, Interior Entry, Walk-Out Access

This estate sale home in Acworth being sold "AS IS" will go fast priced at appraised value. Step inside the grand 2-story foyer of this 4,400+ square foot home complete with 4 bedrooms, 4.5 baths, finished basement, in-ground swimming pool, 2 terraces, newly renovated kitchen, updated Great Room, hardwood floors & plantation shutters throughout. The newly renovated kitchen has custom white cabinets, quartz countertops, wet bar, huge kitchen island seats 4, gourmet stove with hood, warming drawer, and pot filler over the stove.The new custom walk-in pantry is massive with plenty of shelving for storage. The dining room is part of the open concept that seats 12+ with a gorgeous newly installed custom glass chandelier made in & imported from Italy. The dining area has its own fireplace and opens to the first walk-out terrace for entertaining on the main level. Just inside the entrance to the right is a spacious room that could be used as an office, play area, music, game room or workout room. There is also a massive laundry room and 1/2 bath on the main level. Upstairs is the large master bedroom with tray ceilings and master bath with a jet spraying tub, separate shower, double vanities that lead to a massive walk-in closet made with custom shelves and drawers for storage. There are 3 additional spacious bedrooms on the 2nd level and 2 full baths. The finished basement has a full bar, living area, full bath, fireplace, and walkout to the large patio in-ground pool complete with flagstone, fireplace and completely fenced in backyard. This home has so much room for living, storage, and entertaining. The house exterior is approximately 5 years old with newer stucco (not synthetic), freshly painted, and the roof is 10 years old. The seller is only considering cash or conventional well qualified buyers for a quick sale. Note: A portion of the exterior wall around the pool collapsed and the seller is paying to have the wall completely repaired by a licensed masonry company and is due to be complete by November 25th and a two year transferable warranty and invoice showing paid will be provided to the new homeowners. The backyard area is being cleaned when the wall repairs are completed. Don't miss this opportunity!  It will go fast.

Amazing investment potential!  6 total bedrooms that would be great for student housing and could generate up to $4,500/mo in rents ($700-$800/room)!  Close to KSU, Southern Polytechnic, I-75, great public schools, has no HOA and low Cobb county taxes!  Major renovation just complete, over $190k of improvements.   Large lot, large deck, fenced backyard, storage shed, parking for 4-5 cars and plenty of space to add more.  **Up to $6,500 towards buyer’s closing costs by preferred lender!**

Daylight, Driveway Access, Interior Entry, Partial, Unfinished

Come home for the Holidays to Charming, Southern living! And look at this large, level, fenced lot!!!  Your dogs will LOVE this yard!  This house welcomes you home with an expansive covered, front porch, welcoming family room with fireplace, and a roomy country kitchen -  Plenty of open space throughout the home for comfortable living and holiday gatherings to create memories with family, friends, and guests! This beautiful, well-maintained 3 bedroom / 2.5 bathroom home includes crown molding throughout, charming wood floors downstairs, and oversized rooms with a beautiful family room fireplace!   This stunning home welcomes you in with hardwood floors and an open floor plan! The kitchen boasts stainless steel appliances, stone counters, and a separate dining room! The Master Suite features tray ceilings, a beautiful double vanity, a separate shower, a spa-like soaking tub, and a large, walk-in closet! Two generously sized secondary bedrooms share a bathroom on the upper level in this split floorplan with laundry upstairs!   Relax on the large back deck overlooking the scenic backyard and giant fig tree! Room to expand this adorable home or add a guest house, outbuilding, workshop, or garden!   Just minutes from all the shopping in Town Center Kennesaw. Just minutes from Historic Marietta Square dining and EASY access to the freeway!  Close to Kennestone Hospital, great schools, & more! No HOA!  Great parking for your RV or travel trailer.   Don't let this be the one that got away!

Back Yard, Chain Link, Fenced, Privacy, Wood

Back Yard, Front Yard, Landscaped, Level, Private, Rectangular Lot

Driveway Access, Exterior Entry, Finished, Finished Bath, Full

Beautifully renovated home on quiet street with no HOA in East Cobb!  Major renovation just complete, over $190k of improvements.   Large lot, large deck, fenced backyard & storage shed. Close to KSU, Southern Polytechnic, I-75, great public schools, has no HOA and low Cobb county taxes!   **Up to $6,500 towards buyer’s closing costs by preferred lender!**

Discover the epitome of luxury living in this elegant, three-sided brick home located in a prestigious country club community. With a 3-car side-entry garage and a charming rocking-chair front porch, this home exudes warmth and sophistication from the moment you arrive.

Step inside to find an expansive, open-concept floor plan, highlighted by gleaming hardwood floors and abundant natural light. The main level boasts a spacious guest suite, ideal for visitors or multi-generational living. The chef’s kitchen is a true culinary haven, featuring granite countertops, a large walk-in pantry, a central island, and double ovens—perfect for hosting gatherings and preparing meals with ease.

For those who love to entertain, the professionally finished basement is a standout feature, offering an additional bedroom, full bath, wet bar, recreational rooms, and ample storage space. This versatile space is ideal for creating a cozy in-law or teen suite, a home theater, or a game room.

Enjoy the outdoors in your private, level yard, complete with a huge back deck perfect for grilling and a covered patio on the basement level for year-round enjoyment. 
Unmatched amenities await in this sought-after community, with golf, pools, tennis courts, a baseball diamond, basketball court, amphitheater, sports fields, clubhouse, and on-site restaurant. Families will appreciate the proximity to top-rated schools, and everyone will enjoy the convenience of being within walking distance to shopping, dining, grocery stores, the YMCA, library, and medical offices.

The cozy family room is a welcoming retreat, featuring a coffered ceiling, brick fireplace with built-in shelving, and a stunning wall of windows overlooking the lush backyard. Upstairs, the luxurious master suite is a private sanctuary, complete with a trey ceiling, sitting area, massive walk-in closet, dual vanities, double shower with seating, and a jetted tub for ultimate relaxation. Three additional bedrooms upstairs each offer walk-in closets and adjoining bathrooms, ensuring comfort and privacy for family and guests.

With thoughtful upgrades, modern amenities, and a spacious layout designed for today’s lifestyle, this beautiful home is a rare find and an incredible opportunity. Schedule your private showing today and experience the best of country club living!

Back Yard, Cul-De-Sac, Landscaped, Front Yard

Daylight, Exterior Entry, Finished, Finished Bath, Full, Walk-Out Access

**Executive Retreat in Marietta’s Prestigious Cheatham Hill School District**  
Welcome to this stunning executive home offering nearly 6,000 square feet of luxurious living space in the heart of Marietta, GA. Nestled on a sprawling **.67-acre lot**, this residence boasts **5 bedrooms, with the potential for 7**, and endless possibilities for multi-generational living or creative use of space.  
Step onto the **covered front porch**, the perfect spot for morning coffee or a quiet retreat. Enter through **grand French doors** into a soaring **two-story foyer** with gleaming hardwoods. To your left, a formal living room doubles as an ideal home office, while to your right, a **banquet-sized dining room** awaits your next celebration.  
The heart of the home is an **open-concept Great Room**, complete with a cozy **gas-starter, wood-burning fireplace**. Flow seamlessly into the bright breakfast room and spacious kitchen, featuring **granite countertops**, **maple cabinetry**, a **breakfast bar island**, built-in desk, and a walk-in pantry ready for all your culinary essentials.  
The **main-level bedroom suite** offers privacy and convenience, with a full bath entry—perfect for guests or as an in-law suite.  
Upstairs, discover 4 additional oversized bedrooms, 3 baths (including a Jack-and-Jill), and a luxurious **master retreat** with a sitting area, tray ceiling, spa-like bath with soaking tub, separate shower, double vanity, and a spacious walk-in closet. A second-floor laundry room adds ultimate convenience.  
Don’t miss the **catwalk** that leads to a massive **media room**, offering endless opportunities for entertainment, relaxation, or work-from-home space.  
The **finished basement** is a true gem, featuring a **separate living space** with 2 additional rooms (perfect for bedrooms or creative use), a **full kitchen**, breakfast area, den, and bonus storage or craft room. The private entrance and **full-length patio with undercover decking** make this level ideal for extended family.  
Outdoors, the property shines with its **beautifully landscaped yard**, level driveway, and fenced garden area. This is one of the largest lots in the subdivision, offering privacy and room to roam.  
This home truly has it all—space, style, and sophistication—all within the highly sought-after Cheatham Hill school district.  
**Don’t miss your chance to own this one-of-a-kind home. Schedule your private showing today!**

Back Yard, Corner Lot, Cul-De-Sac, Landscaped, Level

Step inside this meticulously maintained home and prepare to be wowed! With spacious living areas throughout, this home offers both comfort and style. The main floor features a grand two-story foyer, formal living and dining rooms, and a generously sized kitchen that seamlessly opens to a dining area and cozy family room. A convenient half bath and a separate office—perfect for remote work or a guest bedroom—complete the main level.

Upstairs, you'll find four bedrooms, each with ample closet space and vaulted ceilings, creating an open, airy feel. The oversized primary suite is bathed in natural light, offering a peaceful retreat. The expansive en-suite bathroom boasts a double-sink vanity, a separate water closet, a soaking tub, oversized shower, and a massive walk-in closet.

The owners have thoughtfully updated and maintained the home with features like Pella double-hung windows, updated kitchen cabinets, new gas range and microwave, and a new roof!

This home is packed with upgrades and MOVE-IN READY. Best of all, it's ideally located near Historic Kennesaw, excellent schools, shopping, and trails. Don’t miss the opportunity to make this gem your own!

Back Yard, Front Yard, Landscaped, Private, Wooded

Nestled in a serene cul-de-sac and surrounded by the energy of the Kennesaw suburb, this exquisite home offers the perfect blend of tranquility and convenience. Situated on just under an acre, this property provides a private oasis within a highly sought-after school district. The main level boasts beautiful hardwood floors and a kitchen adorned with stunning quartz countertops and stylish blue cabinetry, complemented by an eat-in dining space with a picturesque view and and an adjacent formal dining room.

Upstairs, you'll find 4 spacious bedrooms and 2 bathrooms, both enhanced with sleek quartz countertops for a touch of elegance. Comfort is further assured with an upper-level HVAC unit replaced in 2018 and a water heater installed just six years ago. The finished basement offers the perfect opportunity for customization—whether you dream of a home theater, a game room, or additional living space. It also serves as a practical option for extra storage.

Step outside to your own peaceful escape featuring an inviting "play pool," perfect for fun-filled summer days with a gentle 3-foot depth on the sides and a 4-foot depth in the center. The pool liner was replaced in 2021, and the pool filter received a service update in 2022 with a sand replacement, ensuring functionality and peace of mind for your outdoor oasis.

Don’t miss this rare opportunity to enjoy a blend of modern comforts, thoughtful updates, and the serene beauty of your own private retreat—all while being minutes from the vibrant hustle and bustle of Kennesaw.

Driveway Access, Exterior Entry, Finished, Full

Welcome to your new home in the desirable Westchester neighborhood of Roswell, GA, located in the top-rated Lassiter School District! This well-maintained 4-bedroom, 2.5-bathroom house blends comfort and practical living, featuring wood floors and a functional layout perfect for relaxing and entertaining.

The property boasts great curb appeal with a spacious yard ideal for outdoor activities. Inside, you’ll find a sunroom off the family room that leads to a large deck, perfect for gatherings. The basement includes new vinyl plank flooring, fresh paint, and a reliable waterproofing system with a transferable warranty.

New water heater, entire HVAC system replacement, whole-house dehumidifier, and new plumbing provide peace of mind for future homeowners. The 4-year-old roof and new windows add to the home’s lasting value. This home is move-in ready.

Enjoy the welcoming neighborhood with access to swim and tennis facilities, basketball courts, and a clubhouse. Plus, scenic Mabry Park is just a short distance away. Don’t miss out on this home that offers both comfort and community.

**Welcome Home to 724 Helga Drive! **Charm&Charisma together on this Nestled in the vibrant Chadds Ridge community, this beautifully updated stucco home combines modern sophistication with an unbeatable location. Whether you’re enjoying live summer music by the pool, perfecting your pickleball game, or relaxing in your serene backyard, this home has it all.From the landscaped, big size lot from the driveway into the kitchen, every detail has been thoughtfully planned. The attractive LVP floors welcome you into the space, setting the tone for what lies ahead. Renovated Kitchen: Granite countertops, elegant tile backsplash, and brand-new stainless steel appliances, great amount of counter spaces and a great pantry size. Looking for bedrooms spaces? Look No more... find here amazing rooms sizes with plenty of privacy. 2.5 Baths to removed any morning jams follow by modern designed title bathrooms, double vanities on the master, and so much more. Finished Daylight Basement for extra living or entertainment space perfect for movie nights or gaming...Worry-Free Living.This home has been meticulously cared for and featuring many upgrades! Outdoor is set for Perfection with ample space for family and friends! Entertain guests on the deck with the privacy of the back yard. Location, Location, Location!!!!!!Conveniently located near I-75, I-575, and Highway 92, this home offers quick access to downtown Woodstock and is situated in a top-tier Cobb County school district.Don’t wait—this home won’t last long! Schedule your showing today and experience firsthand the comfort, style, and convenience that 724 Helga has to offer. PROPERTY FEATURES A VIRTUAL STAGING.

Bath/Stubbed, Daylight, Exterior Entry, Interior Entry, Unfinished

Gorgeous home nestled on a beautiful landscaped lot in Harrison High district! Updates include new roof, gutters and gutter helmets in 2017/new exterior siding and new exterior paint in 2017/new kitchen appliances and granite counters in 2017/new LVT flooring in entire home/new interior paint and popcorn ceiling removed/new garage doors and openers in 2024/remodeled primary bathroom - 100% move-in ready! A gorgeous rocking chair front porch welcomes you into the open floor plan. Cozy fireplace in the large great room is perfect for those cool fall evenings, plenty of room for a large sectional sofa. The formal dining room flows easily into the chef's kitchen with updated stainless appliances and granite counters! Just off of the kitchen is a gorgeous vaulted ceiling screen porch offering spectacular natural views. Primary retreat on the main level is a peaceful respite at the end of a busy day and features a large walk-in closet and  luxurious remodeled primary bath with soaker tub and separate shower. Updated half bath on main completes the main level of this great home. Three spacious bedrooms and a large updated bathroom on the second level of this lovely home. Unfinished basement is ready to be used for storage or complete for additional living space - stubbed for a bathroom. A comfortable deck boasts spectacular views and is perfect for family living or outdoor entertaining. Welcome Home!

Back Yard, Front Yard, Landscaped, Level, Private, Wooded

Bath/Stubbed, Daylight, Exterior Entry, Finished, Walk-Out Access

Welcome to 4720 Norman Drive NW, a delightful ranch-style home nestled in the heart of Kennesaw, GA. This property is a rare gem, offering a blend of comfort, convenience, and tranquility.  As you approach this corner lot residence, the inviting curb appeal and the absence of an HOA promise a sense of freedom and privacy.  Bring your boat, RV or Trucks; It’s OK!

Enter the home through the Sunroom or via a flat kitchen entry for easy grocery delivery.  Step into an oversized living room, where a crackling fireplace creates a focal point for family gatherings. Off to the side you will have a separate family dining room that seats 8+.

The kitchen has lots of natural light and is equipped with ample storage, stained cabinets, a pantry, breakfast area and separate laundry.  

Stepless Living.  This home boasts a well-designed layout with three bedrooms and two baths on the main level, ensuring comfort and privacy for all. 

The terrace level surprises with an additional bedroom and half bath (stubbed for full bath), perfect for guests or a home office.  The oversized game room is a versatile space that is perfect for kids or a quiet evening in front of the fireplace.

The basement is a hobbyist's dream, featuring a workshop area and plenty of storage.   An outbuilding provides even more storage options for your tools or toys.

Outside, the private lot is a sanctuary for outdoor living, with plenty of parking for all types of vehicles. The excellent schools and proximity to Town Center Mall, KSU, and major highways make this location unbeatable.

4720 Norman Drive NW is more than a house; it's a home where memories are waiting to be made. Don't miss the opportunity to make it yours.

Discover the perfect blend of space, style, and functionality in this pristine, like-new home that exudes modern elegance and natural light. Thoughtfully designed with meticulous attention to detail, this home is ideal for families and entertainers alike. It offers a large dining area that can easily double as a home office, playroom, or flex space to suit your lifestyle. The heart of the home features an oversized island, sleek stainless steel appliances, a gas stove, and a spacious eat-in area. The open-concept layout seamlessly flows into the inviting family room, creating the perfect setting for gatherings and day-to-day living. A spacious bedroom with a full bath is conveniently located on the main level, offering privacy and convenience for guests. As you ascend upstairs, the staircase boasts the same premium flooring found throughout the main level, adding a cohesive and elevated touch. The spacious owner's suite boasts a luxurious double vanity, upgraded tile finishes, an oversized walk-in closet, and plenty of room to relax and unwind. Create your ideal home office, cozy reading nook, or play area in the upstairs flex space. Two additional spacious bedrooms offer ample closet space, with one featuring custom shelving for added convenience. Step outside to your expansive private backyard, fully fenced for safety and privacy. Whether you're entertaining friends, letting the kids run free, or enjoying playtime with your pets, this space offers endless possibilities. This home is also conveniently located close to restaurants & shops, 15 mins away from Marietta Square, 20 mins from the Battery Atlanta. If you enjoy hiking and trails it's 8 mins to Silver Comet Trail and 20 mins to Kennesaw Mountain. NO HOA, Air-BNB friendly.

Back Yard, Front Yard, Landscaped, Level, Private

Welcome to this charming four-sided brick ranch in the sought-after West Smyrna Heights neighborhood! Whether you're looking for your next home or a great investment, this updated property combines comfort, convenience, and modern style. Inside, you’ll find an open floor plan with a spacious living and dining area, complemented by beautiful site-finished hardwood floors. The chef’s kitchen features white cabinets, granite countertops, a stylish tile backsplash, and stainless steel appliances, offering both function and style. The primary bedroom includes a walk-in closet and ensuite bathroom, providing a private retreat.
The large corner lot has a natural and woodsy feeling, with a patio that's perfect for relaxing or hosting gatherings. The quiet neighborhood includes swim/tennis amenities and is convenient to North Cooper Lake Park, the Silver Comet Trail, Heritage Park, Smyrna Market Village, and Truist Park. With top-rated schools, easy highway access, and no HOA, this home offers the ideal mix of suburban tranquility and urban convenience. As a bonus, all furnishings are available for purchase, making this a truly turnkey opportunity. Don’t miss out on this rare find!

Discover your dream home in Smyrna, Ga. This spacious 5-bedroom, 4.5-bathroom house boasts an impressive 4,400 sqft of living space, perfect for families or those who love to entertain. Nestled in a vibrant neighborhood, this property offers the best of both worlds - a peaceful retreat and easy access to exciting attractions. The Silver Comet Trail is just a stone's throw away, ideal for outdoor enthusiasts and nature lovers. Smyrna's West Village is also nearby, offering a variety of shopping and dining options. Step outside to your private backyard oasis, complete with a huge deck and a screened-in porch - perfect for hosting summer barbecues or enjoying quiet evenings. Inside, the entertainers' basement provides ample space for gatherings, while the workout room helps you stay fit without leaving home. Just a short drive away, you'll find The Battery Atlanta, a premier entertainment district, and the Smyrna Market Village, where you can shop for fresh, local produce. For frequent flyers, Hartsfield-Jackson Atlanta International Airport is conveniently located nearby.
This home truly has it all - comfort, space, and a prime location. Don't miss your chance to make this fantastic property your new home sweet home!

Back Yard, Corner Lot, Front Yard, Landscaped, Private

Charming 4-Bedroom Home in Prime Acworth Location!  Welcome to 2012 Haydenbrook Dr, a beautifully maintained 4-bedroom, 3-bathroom home located in the sought-after BROOKSTONE community. This spacious home offers a perfect blend of modern updates and classic charm, making it the ideal place for families and individuals looking for both comfort and convenience.  Notice the beautiful patio and level backyard for entertaining; your guests may never leave! As you enter, you'll be greeted by a bright, open floor plan with beautiful hardwood floors. The large living room provides ample space for relaxation and entertaining, while the adjacent formal dining room is perfect for hosting dinners or family gatherings. The well-appointed kitchen boasts BRAND NEW QUARTZ countertops, stainless steel appliances, and plenty of cabinet space ideal for home chefs and meal prep enthusiasts. The primary bedroom on the main floor is a generously sized master suite featuring a walk-in closet and an ensuite bathroom with dual vanities, a soaking tub, and a separate NEW FRAMELESS GLASS shower. Three additional spacious bedrooms and a full bathroom provide plenty of space for family, guests, or a home office. Step outside to the private, fenced-in backyard an ideal retreat for outdoor living with plenty of room for gardening, playing, or relaxing. The two-car garage and ample driveway space offer convenience and additional storage options. Key Features: 4 spacious bedrooms, 3Full bathrooms NEW QUARTZ countertops & stainless steel appliances in kitchen Private, fenced backyard perfect for entertaining Large master suite with walk-in closet and ensuite bathroom Conveniently located near schools, shopping, dining, and major highways Enjoy the convenience of living just minutes from Downtown Acworth, Lake Allatoona, and all that this vibrant community has to offer. With easy access to I-75, this home is ideal for commuters and those looking to explore the greater Atlanta area.  Don't miss out on the opportunity to make this beautiful home yours schedule a showing today!

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<p>​<strong>Alpharetta</strong><span style="color: rgb(32, 33, 34);font-size: 14px">&nbsp;is a city in northern&nbsp;</span>Fulton County, Georgia<span style="color: rgb(32, 33, 34);font-size: 14px">, United States, and is a part of the&nbsp;</span>Atlanta<span style="color: rgb(32, 33, 34);font-size: 14px">&nbsp;metropolitan area. As of the&nbsp;</span>2020 US Census<span style="color: rgb(32, 33, 34);font-size: 14px">, Alpharetta's population was 65,818.</span><span style="color: rgb(32, 33, 34);font-size: 14px">&nbsp;The population in 2010 was 57,551.</span>​<br><br></p>

Alpharetta

Atlanta Area

Beltline

<p style="text-align: start"><strong>Buckhead</strong>&nbsp;is the&nbsp;uptown&nbsp;commercial and residential district of the city of&nbsp;Atlanta,&nbsp;Georgia, comprising approximately the northernmost fifth of the city. Buckhead is the third largest business district within the Atlanta city limits, behind&nbsp;Downtown&nbsp;and&nbsp;Midtown, a major commercial and financial center of the&nbsp;Southeast.</p><p style="text-align: start">Buckhead is anchored by a core of&nbsp;high-rise&nbsp;office buildings, hotels, shopping centers, restaurants and condominiums centered around the intersection of&nbsp;Peachtree Road&nbsp;and&nbsp;Piedmont Road&nbsp;near&nbsp;Georgia State Route 400, the&nbsp;Buckhead MARTA station, and&nbsp;Lenox Square.</p>

Buckhead

Cherokee County

Covington

Dekalb County

<p>​<span style="color: rgb(32, 33, 36)">Douglas County is a county located in the north central portion of the U.S. state of Georgia. As of the 2020 U.S. Census, the population was 144,237, having more than doubled since 1990. The county seat is Douglasville. Douglas County is included in the Atlanta-Sandy Springs-Roswell, GA Metropolitan Statistical Area.</span>​<br></p>

Douglas County

<p style="text-align: start"><strong>Duluth</strong>&nbsp;is a city in&nbsp;Gwinnett County,&nbsp;Georgia,&nbsp;United States. Located north of&nbsp;Interstate 85, it is approximately 22 miles (35&nbsp;km) northeast of&nbsp;Atlanta.</p><p style="text-align: start">As of the&nbsp;2020 census, Duluth had a population of 31,873, and the United States Census Bureau estimated the population to be 31,864 as of 2021.<br></p><p style="text-align: start">This Atlanta suburb is home to&nbsp;Gwinnett Place Mall, the Gwinnett Civic and Cultural Center,&nbsp;Gas South Arena, Hudgens Center for the Arts, and the Red Clay Theater. It is also home to&nbsp;Northside Hospital–Duluth, an 81-bed hospital constructed in 2006, as well as GMC's Glancy Campus, a 30-bed facility located near downtown. The agricultural manufacturer&nbsp;AGCO&nbsp;is based in Duluth.</p>

Duluth

<p>​<span style="color: rgb(32, 33, 36)">Forsyth County is a county in the Northeast portion of the U.S. state of Georgia. Suburban and exurban in character, Forsyth County lies within the Atlanta Metropolitan Area. The county's only incorporated city and county seat is Cumming. At the 2020 census, the population was 251,283.</span>​<br></p>

Forsyth County

<p>​<span style="color: rgb(32, 33, 36)">Gwinnett County is located in the north central portion of the U.S. state of Georgia. It forms part of the Atlanta metropolitan area. In 2020, the population was 957,062, making it the second-most populous county in Georgia. Its county seat is Lawrenceville.</span>​<br></p>

Gwinnett County

<p>​<span style="color: rgb(32, 33, 36);font-size: 14px">Hall County is a county located in the northeast portion of the U.S. state of Georgia. As of the 2020 census, the population was 203,136, up from 179,684 at the 2010 census. The county seat is Gainesville.​</span><span style="color: rgb(32, 33, 36)">​</span>​​<br></p>

Hall County

Intown Atlanta

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