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<h1><span style="font-size: 48px"><strong>Consult. Educate. Elevate.</strong></span></h1><p>?<em>Shaping Extraordinary Outcomes in Your Real Estate Journey</em></p><p><br></p><p><br></p>

<h1><span style="font-size: 48px"><strong>Consult. Educate. Elevate.</strong></span></h1><p>​<em>Shaping Extraordinary Outcomes in Your Real Estate Journey</em></p><p><br></p><p><br></p>

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Maria VanVurst

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Navigating Life's Transitions with Keller Williams Lifestyle Legacy Consultants (Powered by Keller Williams: Signature Partners)

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<p>Here at Keller Williams Lifestyle Legacy Consultants, I get it — every homeowner's path is one of a kind. I know that selling your home isn't always a straight line. From the daunting piles of personal items to the unexpected costs of prepping for sale, it's normal to feel overwhelmed. And for buyers? Diving into the market can feel like a puzzle, especially with questions about credit, costs, and just figuring out how to begin. I'm here to navigate these waters together, making sure you're informed and confident every step of the way.</p>

Here at Keller Williams Lifestyle Legacy Consultants, I get it — every homeowner's path is one of a kind. I know that selling your home isn't always a straight line. From the daunting piles of personal items to the unexpected costs of prepping for sale, it's normal to feel overwhelmed. And for buyers? Diving into the market can feel like a puzzle, especially with questions about credit, costs, and just figuring out how to begin. I'm here to navigate these waters together, making sure you're informed and confident every step of the way.

Maria is so awesome to work with, you’re not going to find a better realtor than Maria VanVurst. She is extremely knowledgeable, honest, diligent and  most importantly undeniably passionate about real estate which is what stood out to me/sold me immediately.I can’t recommend her enough!

I can’t recommend her enough!

Maria is a savage when it comes to work ethic and meeting the clients where they are!  She has amazing knowledge with buyers and sellers and is very detailed oriented!  Maria is also very knowledgeable with flipping homes and has resources in place to make it an awesome experience.  I have worked with Maria several times on a referral basis, which has worked very well for both of us!  Highly recommend Maria for buying, selling, investment properties, flipping and more!!

Highly recommend Maria for buying, selling, investment properties, flipping and more!!

As first home buyers working with Maria was awesome! She’s so educated and knowledgeable. She doesn’t give up she’s a go getter!! I can’t recommend Maria enough! We wouldn’t be first time home buyers with out her !!! Thank you so much Maria 100/10

Thank you so much Maria 100/10

It is a pleasure to work with Anet and Maria!  They do their homework to put the right person in their dream home.  Looking at the extra steps it takes to make us happy.  Thank you!

Highly Recommended!

Knowledgeable and personable? Absolutely. But more than that, Maria is consistently willing to share her expertise with people in her community to help them be successful in their own lives and businesses.

Knowledgeable and personable? Absolutely

We love Maria! She is very nice, helpful, quick to respond, and knowledgeable in what she does. She goes above and beyond what’s expected! Couldn’t have asked for a better real estate agent! Thank you Maria!

 Couldn’t have asked for a better real estate agent!

I just had my first closing with Maria and she was amazing!   She was a pleasure to work with, supplied me with any documents I needed in a timely manner and it shows how much she cares for her clients!   I can’t wait to do another transaction together!

I can’t wait to do another transaction together!

Maria is an incredible agent. I am out of the state which made it difficult to sale our property, not to mention it was difficult property we were dealing with. Maria’s research and hard work made life so much easier for me than I could have ever imagined. I highly recommend Maria as an agent .

Sold Land Under Very Unique Circumstances

I can’t express how much I recommend Maria! My husband and I were first time homebuyers and clueless about the whole process. Maria was a great person to have in our corner, not only because she is patient, but she will fight for you and help you find your perfect fit! We made multiple offers, toured a ton of houses, and right when we started to feel frustrated she kept us motivated to keep trying to find our perfect first home. She went the extra mile and we will forever be thankful for that!

Very Patient Fist Time Home Buyers

Maria and Anet are amazing! They will find you the best home possible and spend time to make sure they check all your boxes. Call them today!

Call them today!

Anet and Maria were amazing co-op agents to work with. We all worked together great to ensure a smooth closing for all. Can't wait to work with them again!

Can't wait to work with them again!

I’ve been fortunate enough to collaborate with Anet and Maria on some of their buyer transactions as the lender. I’m so impressed with their industry knowledge, work ethic and commitment to looking out for their clients best interests. I highly recommend using them to purchase or sell a home.

I highly recommend using them to purchase or sell a home.

Maria and Anet are amazing people! When you speak to them, it is apparent they truly care and are listening to you. I am thrilled to have them in the community ensuring people get into homes that truly fits them.

Maria was amazing! She was personable, patient, knowledgeable and resourceful. She responded quickly to questions and made the process easy. Side note- she is hilarious!

Maria was amazing!

I am thrilled to share my exceptional experience with Maria Van Vurst. Five stars seems inadequate but that’s all I could give. From our very first discussion, her deep knowledge of the real estate market was evident. She possesses an impressive understanding of property values and trends, which greatly aided in making informed decisions.

I have bought and sold many houses and worked with several agents. None compare to Maria Van Vurst! What truly sets her apart is her work ethic. She is incredibly hard-working and diligent, ensuring that no detail is overlooked throughout the entire buying/selling process. Her tireless dedication made me feel supported and confident every step of the way.

Beyond her expertise, Maria is a fierce advocate for her clients. She genuinely watched out for my best interests, providing honest advice and protecting me from potential pitfalls. With her, I always felt prioritized and valued.

Moreover, Maria is not one to shy away from going the extra mile. Whether it was scheduling last minute viewings, bringing snacks for long days or negotiating on my behalf, her commitment to achieving the best outcome did not go unnoticed.

I highly recommend Maria Van Vurst to anyone in need of a reliable and trustworthy real estate agent. With her on your side, you can trust that you are in capable hands. Thank you, Maria, for making this journey an amazing one!

Sold Home in 4 Hours

Maria is not only a fantastic realtor but the most amazing and kindest person you will ever meet. I have never met anyone who is more hardworking and absolutely dedicated to her clients as her. She found my husband and I 2 years just floundering trying to buy a house and has nurtured us now 2 years later and AN ENTIRE COUNTRY AWAY into first time homebuyers. I would have been lucky just to have met her but to be able to be taken under her wing was a blessing far beyond words can describe. If you want just any realtor, there are thousands, but I promise there is only one Maria and that is who you want to trust, not just a realtor but a Maria.

More Than a Realtor: A Heartfelt Journey with Maria

Working with Anet Granger & her team was truly a pleasure! Anet's expertise, speedy communication, and commitment made our co-op journey a breeze. Thanks a bunch, Anet! Excited about the prospect of working together again in the future!

Anet Granger & her team was truly a pleasure!

Anet and her team are awesome! I highly recommend!

I highly recommend!

I Have Been Transforming Real Estate Dreams into Reality

My Client Success Stories

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<p><h2>Exploring Today's Dynamic Property Perspectives<br></h2><p>Navigating the Future with Insights on the Latest Trends in Real Estate</p></p>

<h2>Exploring Today's Dynamic Property Perspectives<br></h2><p>Navigating the Future with Insights on the Latest Trends in Real Estate</p>

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<h2><strong>Recent Articles</strong></h2><p>Find out what we're up to by reading our latest news.</p>

<p style="text-align: justify;">​<span style="font-size: 2em; font-weight: 700;">10 Outdoor Activities for Seniors</span></p><div style="text-align: justify;"><br></div><p style="line-height: 1.78; text-align: justify;">Multiple studies show that, no matter your age, there are real benefits to spending time outdoors. It can increase energy, improve memory, encourage physical activity, help fight depression, and even boost the immune system. If you’re looking for outdoor activities for your senior loved one this summer, here are 10 ideas to get you started. They can be adapted to the level of their mobility, so even if they need a wheelchair or assistive device, both of you can still get outside to enjoy the fresh air and sunshine.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Gardening</strong><br>You don’t need a big yard or complicated setup to have a beautiful garden. Flowers, herbs and produce can be grown in small plots, side yards, raised beds, pots and window boxes. There are ergonomic tools, kneeling aids and other useful supplies that can make gardening easier, even if your loved one has arthritis.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Parks</strong><br>Quiet neighborhood oases, playgrounds filled with families, dog parks, sprawling recreational areas, even national parks — there’s probably a beautiful park somewhere near you. Whether you spend a half hour or the whole day there, take advantage of the chance to enjoy the scenery together.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Fishing &amp; Boating</strong><br>Being near water has a calming and restorative effect. Fishing off the dock or along the banks of a pond can be a relaxing way to enjoy the outdoors. If your family doesn’t own a boat, see if your area has places you can catch a ride on the water — paddle boats, pontoon boats, river excursions or even gondola rides may be possible.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Outdoor Concerts</strong><br>Summer is full of outdoor music events — and many of them are free. Check your parks and recreation calendar for city-sponsored events.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Nature Photography</strong><br>If your loved one needs a new and interesting hobby, encourage them to try nature photography. They don’t need an expensive camera — even a smartphone or tablet camera can take wonderful pictures.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Backyard Games</strong><br>Simple, portable games like bocce, croquet, lawn bowling and lawn darts make your yard a fun place to be. The whole family can participate, too.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Picnics &amp; Cookouts</strong><br>Pack up a basket or fire up the grill and dine alfresco every now and then. If your loved one is an early bird, have breakfast on the patio or balcony. If you want to have a picnic but don’t have time to plan — order a pizza. No matter how you do it, eating outside is a fun way to enjoy a meal together.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Arboretums &amp; Zoos</strong><br>Take a walk on the wild side and explore nature at your local arboretum, botanical gardens or zoo. You can take it at a pace that suits your loved one, and there are plenty of places to stop and rest, if necessary.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Outdoor Exhibits</strong><br>Perhaps a local museum has a sculpture park or visiting outdoor exhibit. You can also find interesting art installations and craft exhibitions around town during the summer months.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Neighborhood Strolls</strong><br>Getting outside can be as simple as taking a leisurely stroll around the neighborhood after dinner. It’s a good way to spend time together, say hello to the neighbors, and keep the body and brain active.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;">Where You Live Matters is powered by the American Seniors Housing Association(ASHA), a respected voice in the senior housing industry. ASHA primarily focuses on legislative and regulatory advocacy, research, and educational opportunities and networking for senior living executives, so they can better understand the needs of older adults across the country.</p><p style="line-height: 1.78; text-align: justify;"><br><br>Sources:Experts Urge Seniors to Spend More Time in Nature Harvard Health</p>

10 Outdoor Activities for Seniors

<p><span style="font-size: 24px"><span style="font-size: 18px;">By Joy Loverde</span></span></p><p><span style="font-size: 24px">​​Senior Care Planning: When to Start</span><br></p><div><br></div><p style="line-height: 1.78;text-align: justify">When is the right time to start planning for senior living?&nbsp; While the answer is different for everyone, most experts and senior living residents agree that the sooner, the better.</p><p style="line-height: 1.78;text-align: justify">The best time to start planning for senior living is before you need it. But even for those who believe senior living communities can provide them with the vibrant, active lifestyle they desire, planning ahead often seems premature.</p><p style="line-height: 1.78;text-align: justify">By being proactive, more options are available to you, and the better prepared you are to make informed decisions about your future,. Planning now will also alleviate stress for both you and your family should a crisis arise.</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">So why is senior care planning difficult for many people?</h2><p style="line-height: 1.78;text-align: justify">The decision to&nbsp;move to a senior living community&nbsp;is deeply personal and can be influenced by a variety of factors. Some are unsure about the available options or don’t know how to navigate the process.&nbsp;They may not know where to start&nbsp;or who to turn to for guidance and support. Others simply fear change.</p><p style="line-height: 1.78;text-align: justify">Joy Loverde, the best-selling author of Who Will Take Care of Me When I’m Old? and The Complete Eldercare Planner has spent decades deep in the trenches with elders, solo agers, adult children and family caregivers. She provides some insights into why people do not actively plan for their “future selves.”</p><ul><li>People don’t know how to plan.&nbsp;Feeling overwhelmed at the thought of senior planning discourages many from even starting the process.</li><li>Relying on others is the plan.&nbsp;Assumptions and unrealistic expectations that a spouse, significant other, adult child, or family friend will step up as a caregiver should care be needed.</li><li>The need for care is not a given.&nbsp;Many simply don’t plan for an event (or a need) that may never materialize.</li><li>Fear of change.&nbsp;Planning for senior living signals a change and change is hard especially as we age.<br></li></ul><h2 style="line-height: 20px;text-align: justify"><br></h2><h2 style="line-height: 1.2;text-align: justify">Senior Planning Can Start by Embracing Change</h2><p style="line-height: 1.78;text-align: justify">Getting out of your comfort zone and learning to embrace change is the first step in starting your senior care plan and a surefire way to ensure a brighter, happier, healthier tomorrow.</p><p style="line-height: 1.78;text-align: justify">How do you embrace change?</p><p style="line-height: 1.78;text-align: justify">“Embracing change is critical to creating a quality of life as we age. And remember, you (or someone you love) has already been here before,” says Joy. &nbsp;“Many life-changing events have already taken place. You have what it takes to adapt.”</p><p style="line-height: 1.78;text-align: justify">She adds that managing change and subsequent transition starts by understanding they are not one in the same. “Change is a situation or an event that happens or you make happen. Transition is the psychological path we take to adjust to change. People who are good at adjusting to change focus their energy on managing the transition process.”</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">Move Past the Myths</h2><p style="line-height: 1.78;text-align: justify">Starting your senior planning gets easier when you move past the myths and misperceptions about senior living. Senior living is not synonymous with nursing homes. You don’t give up your independence. In fact, senior living lifestyles help preserve, and even enhance independence. You don’t give up your privacy. You can be as involved (or uninvolved) as you want.</p><p style="line-height: 1.78;text-align: justify">In reality, senior living communities offer more opportunities to enjoy life. You’ll live in a beautiful community with access to a huge array of activities, amenities, and convenient services right outside your door. Many communities even offer intergenerational programs, volunteer service projects, continuing education classes and more, right on-site. Plus, you’ll have plenty of friendly, social neighbors.</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">Plan Now for a Brighter Tomorrow</h2><p style="line-height: 1.78;text-align: justify">Whether you’re looking at independent independent living or assisted living, here’s why it’s important to start your senior plan now:</p><p style="line-height: 1.78;text-align: justify">Healthier Living: Research shows that the social opportunities a community provides can help improve your overall health. Plus, most communities offer nutrition programs and fitness options to help you meet your wellness goals. And having a healthier lifestyle means you’ll be able to maintain your independence and keep living life on your terms.</p><p style="line-height: 1.78;text-align: justify">More Options: The earlier you start planning, the more options you’ll have. Many senior living communities have waitlists – especially the most desirable ones. By planning early, you increase your chance of securing a spot in the community that best meets your needs and preferences.</p><p style="line-height: 1.78;text-align: justify">Financial Preparation: Planning early allows you to assess your financial situation and make any necessary adjustments to ensure you can afford the type of care you desire.</p><p style="line-height: 1.78;text-align: justify">Health Considerations: As you age, your health needs may change, and you may require different levels of care or assistance. Many communities offer other levels of care, including assisted living, long-term care and memory care, so you won’t have to worry about what to do during an unexpected health emergency. Planning early can help ensure you’ll have access to care and support services should they be needed.</p><p style="line-height: 1.78;text-align: justify">Peace of mind: Planning your move to a community now can help relieve a lot of uncertainty and anxiety by putting you in control of your future. It will also allow you to make decisions calmly and thoughtfully, without feeling rushed or pressured. Planning also lifts the burden off your family.</p><p style="line-height: 1.78;text-align: justify">Knowing&nbsp; you have a plan in place for your future and that you’ve taken steps to ensure your well-being and security as you age is the very definition of peace of mind.</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">When You Move Matters</h2><p style="line-height: 1.78;text-align: justify">As you think about starting your plan, remember timing is everything. As you age, moving may get more physically and mentally challenging. The more able-bodied and healthier you are, the easier it is to manage the transition.</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">Ready to Explore a Senior Living Community?</h2><p style="line-height: 1.78;text-align: justify">If you’re ready to explore options that fit your lifestyle with the level of support you want, start your senior living search by reviewing thousands of communities with our Where You Live Matters Community Finder.</p><h3 style="line-height: 1.25;text-align: justify">Where You Live Matters</h3><p style="line-height: 1.78;text-align: justify">Where You Live Matters is powered by the American Seniors Housing Association (ASHA), a respected voice in the senior housing industry. ASHA primarily focuses on legislative and regulatory advocacy, research, and educational opportunities and networking for senior living executives, so they can better understand the needs of older adults across the country.</p>

Senior Care Planning: When to Start

<h4><span style="color: rgb(255, 0, 0)">​By: Mitch Mitchell</span><br></h4><h3><em><strong><span style="color: rgb(255, 0, 0)">​</span>For many people — especially first-time homebuyers — the process of buying a home can seem a little off-putting. To the unaware, it can look as if a huge financial fire-pit will swallow up unsuspecting newbies, especially if they don't have a guiding hand.</strong></em></h3><h3><em><strong>While it's not that dramatic in real life, there is a bit of truth to the notion that there are things you can do to avoid unnecessary hiccups and make the process so much smoother.&nbsp;</strong></em></h3><h3><em>This blog looks at 3 of those hiccups, with advice to keep you from falling into a new home booby-trap! Let's get started.</em></h3><h2><strong>Hiccup #1:&nbsp;</strong></h2><h2><strong>Ignoring life's little pleasures</strong></h2><p>When getting pre-qualified for a mortgage, lenders look for what you technically can afford based on a high-level review of income documents you provide and debts listed in your credit report. Basically, they're looking at your monthly DTI, or debt-to-income ratio.</p><p>What mortgage lenders are not looking at when evaluating your ability to pay back a loan is disposable income. That's the money you spend on things like hobbies, vacations and indulgences. Skipping over this chunk of change, that is, not disclosing your disposable income spending to your mortgage lender, could make your life very difficult down the road.&nbsp;</p><p>Let's say that you have a steady job, tell the mortgage lender your income and are honest about the amount you pay in rent, car loans and student loan payments every month. Your loan officer will calculate your DTI and help qualify you for a loan that, on paper, you'll easily be able to afford.</p><p>That's great if you're bypassing after-work parties with colleagues, spending weekends watching Netflix, cooking from home and taking up free activities like bike riding, nature hikes and doing crossword puzzles.&nbsp;</p><p>But most people don't behave like that day-in and day-out. There may be dinners out a few times a month. Throw in a round of golf or tickets to a concert or a movie. Or a weekend away or a get-together with friends for weddings, birthday parties, even clothes shopping. You get the picture.&nbsp;</p><p>Mortgage lenders may not ask how you spend your&nbsp;<a href="https://movement.com/2020/07/09/9-ways-save-payment/">savings</a>, so take the opportunity to take the high road and be very honest to yourself. Because depending on which version of you you are, the one doing crosswords or the one on a weekend golf getaway, you might end up “house poor” and have a mortgage payment you can only afford by scaling back on the things you really enjoy. That alone could turn your dream home into a nightmare.</p><h2><strong>Hiccup #2:&nbsp;</strong></h2><h2><strong>Finding that the home you can't live without is also a home you can't afford</strong></h2><p>Without a doubt, the most costly hiccup that homebuyers make is putting in an offer on a house before having a clear picture of what you can afford. It's like going grocery shopping on an empty stomach — you're always going to buy way too much and may regret things in the long run.&nbsp;</p><p>If you take away just one tip from this blog article, let it be this: always get&nbsp;<a href="https://movement.com/2020/10/15/pre-qualified-vs-pre-approved/">pre-approved</a>&nbsp;for a loan amount before you even start looking for a home. And if you can't resist looking around, then at least follow this advice: never make an offer on a home without a pre-approval.&nbsp;</p><p>Getting your financing in order — and knowing the budget you have to work with — gives you four advantages in the home buying process:</p><ul><li>it focuses you on neighborhoods, and properties in those neighborhoods, that are within your range</li><li>it keeps you from wasting time at open houses that are beyond your means</li><li>it gives you time to qualify for the loan that fits you best — and at the best possible rate</li><li>it tells the seller you are a seriously qualified buyer and gives you the confidence to make a firm offer in a competitive market</li></ul><p>Our advice is to seek out a mortgage lender at least 3-6 months before beginning househunting in earnest — even before working with a real estate agent. With this much lead time, you have an opportunity to pay down debts, save a little more down payment and remove errors from your credit report. These adjustments to your credit profile could result in hundreds of dollars of difference when it comes to getting a better mortgage rate.&nbsp;</p><p>With a mortgage pre-approval in hand, when you finally find the home you want, your offer is much stronger and you'll have more of a chance to end up in a new home that you really love and can afford years down the road.</p><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://movement.com/getmedia/1d90c057-1ab3-4344-b14b-7f39da002b61/camid11515-mtg-sense-4-14-3-home-loan-hiccups-pull-quote.png" alt="Buying a home? Avoid these 3 home loan hiccups" data-proportion="true" data-align="none" data-file-name="camid11515-mtg-sense-4-14-3-home-loan-hiccups-pull-quote.png" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border-width: 0px; border-style: solid; border-color: rgb(229, 231, 235); --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; display: block; vertical-align: middle; margin: 1rem auto;"></figure></div><h2><strong>Hiccup #3:&nbsp;</strong></h2><h2><strong>Being lax about paperwork</strong></h2><p>Let's be real about this: getting a mortgage means managing paperwork. Documents and disclosures sail back and forth between the lender and the underwriter, the lender and the borrower, the buyer and the seller, and everyone and the closing agent.&nbsp;&nbsp;</p><p>Some of this paper shuffling and signatures required may feel redundant and you may feel like you have already been asked for and have supplied certain information multiple times. That's because many things can change during the course of buying a home — locking in a mortgage rate, receiving an appraisal, dealing with inspections and subsequent negotiations. It's the nature of the beast and it can make the process feel daunting for first-time homebuyers.</p><p>So don't be casual when it comes to&nbsp;<a href="https://movement.com/2019/12/19/closing-day-on-a-house/">reviewing paperwork</a>. If you don't pay attention, you may be surprised by additional closing costs you weren't expecting. And if your closing costs end up more than you hoped for, you're starting off on the wrong foot before you even make your very first mortgage payment.</p><p>If documents (and document requests) aren't reviewed carefully, it could also end up costing you thousands of dollars over the life of your loan.</p><p>Here are some key questions to cover with your mortgage lender. Don't be afraid to ask repeatedly, as things can shift during the loan process.</p><ul><li>What is the Annual Percentage Rate (APR)?</li><li>What is the mortgage rate?</li><li>What is the total payment you need to make each month to stay current?</li><li>What are the loan terms?</li><li>What is the total cost of your loan?</li><li>How much cash will you need at closing (Cash to close)?</li></ul><p>Then,<a href="https://movement.com/2021/07/29/closing-costs-can-expect-pay/">as you get closer to closing day</a>, keep a close eye on the closing document package, which should be delivered to you within three days of the closing date.&nbsp;</p><ul><li>Does the total amount match the loan estimate your lender communicated early in the process?&nbsp;</li><li>Is the interest rate the same as the APR?&nbsp;</li><li>Is the monthly payment in the closing docs what you expected from earlier discussions with the lender?&nbsp;&nbsp;</li><li>Is the cash needed to close the same (or at least very close) to the last estimate you received?</li></ul><p>Reach out to your mortgage lender immediately if you see increases or fees you weren't expecting. Some figures will be more fluid than others. For instance, a simple thing like moving the closing date by a day or two can shift a number up or down. But mortgage rates and lender fees should be unchanged. Check both against the last loan estimate you received thoroughly.</p><h2><strong>Ready to buy a home hiccup-free?</strong></h2><p>Sure, the entire home-buying process sounds like a massive undertaking, but the secret is to be prepared. If you follow our advice — be honest about your spending, get pre-approved before you shop for a home, and carefully review all paperwork — you'll do fine.&nbsp;</p><p>To get started on the right foot,&nbsp;<a href="https://movement.com/loans#find-a-loan-officer">find a loan officer</a>&nbsp;early on. They'll help you navigate the whole hiccup-free process with more confidence.&nbsp;</p><p><span style="color: rgb(255, 0, 0)"><br></span></p>

Buying a home? Avoid these 3 home loan hiccups

<h4><span style="color: rgb(255, 0, 0)">​By: Mitch Mitchell</span><br></h4><p><span style="color: rgb(255, 0, 0)">​</span></p><p>Many families have found their savings accounts a little fatter over the last two years, thanks to remote working, less commuting and more cooking at home versus dining out. If that sounds like you, and you're in the market to buy a new home, you might find that new construction fits — maybe for the first time — in your budget.&nbsp;</p><p>What is a “seller's market”? It's when homes are scarce for sale but plenty of potential buyers. This can lead to open houses that feel more like Black-Friday sales (or Covid testing queues), desperate FOMO-based decision-making and multiple offers on homes you wouldn't usually be so excited about. Like the term alludes to, it's the seller who benefits in a seller's market.&nbsp;</p><p>Ever since the pandemic began, America has been in a low inventory situation, with small towns and cities and warmer climates (think Florida and Texas) bursting at the seams with buyers relocating and looking for a new place to put down roots. In the hottest markets, homes are selling within days of being listed. This gives prospective buyers very little time to research available homes, make a bid and be chosen by ever-picky sellers.&nbsp;</p><h2>Tips for breaking through&nbsp;</h2><p>So how do you push past the competition to find and buy a home that you'll love? We pulled together seven tips that can improve your chances that you'll find a dream home — even in this tight market — and have the winning offer!&nbsp;</p><ol><li><strong>DON'T BE CASUAL ABOUT HOUSEHUNTING.</strong></li></ol><p>The housing market is crazy right now, and homes can be snatched up before the listing's even updated online, so you can't be too casual in your search. If you're serious about buying, house hunting needs to be a priority, not a hobby. Remember, even though fewer houses are on the market, you can't expect to see them all. Be mindful that you need to get out of your own way so that when you find a home that fits your budget, you won't feel compelled to see everything else listed in the area before making an offer.&nbsp;</p><p>We all know that the perfect home does not exist – even if the home design magazines and makeover TV shows tell you they do. No single home will ever satisfy everything on your “must-have” checklist, so don't hold out waiting for one that will. Instead, check new listings regularly, be prepared to drop everything to view a home as soon as it hits the market and put yourself in the frame of mind where you can make a quick decision when you find one that meets most of your needs.&nbsp;</p><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://movement.com/getmedia/1d90c057-1ab3-4344-b14b-7f39da002b14/camid11350-3-17-mtg-sense-low-inventory-pull-quote.png" alt="7 homebuyer tips for coping with low inventory in a seller's market" data-proportion="true" data-align="none" data-file-name="camid11350-3-17-mtg-sense-low-inventory-pull-quote.png" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border-width: 0px; border-style: solid; border-color: rgb(229, 231, 235); --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; display: block; vertical-align: middle; margin: 1rem auto;"></figure></div><ol><li><strong>BE TAKEN SERIOUSLY.</strong></li></ol><p>Even with such still competition, many buyers will still go to an open house or walk-through without having first obtained a mortgage approval letter from their lender. A pre-approval means that a lender has thoroughly assessed your income, credit and general expenses and has determined what you can afford, given their underwriting guidelines. In essence, it is proof of a funding commitment and shows a seller that you are a serious buyer, are purchasing in your budget and have enough saved up to cover closing costs.&nbsp;</p><p>Now don't mistake a pre-approval with a prequalification. If you put in an offer accompanied by just a prequalification letter, your offer doesn't carry as much weight. Prequalification assessment only indicates what you can afford based on what you “tell” your lender your income and saving are. It's not based on a deep dive into your finances by a professional underwriter. But an offer with an underwritten pre-approval shows you're a serious buyer and that you're able to close on the home faster — and with fewer hiccups — than a buyer who is merely pre-qualified.&nbsp;</p><ol><li><strong>COUNT OUT CONTINGENCIES.</strong></li></ol><p>Even if you make a decent offer on a house, adding contingencies — like having to sell your current home before closing on the one you'd like to buy — will likely push your offer to the bottom of the pile. There's no bigger turn-off to sellers. Still, many homebuyers include contingencies with an offer, often petty ones. It's not a move for the faint of heart, but with such scarce little inventory at the moment, making a contingency-free offer tells the seller you're earnest and eager to get this deal done.&nbsp;</p><ol><li><strong>DON'T YOU DARE LOWBALL.</strong></li></ol><p>How many times do we have to say it? It's a seller's market, and for the time being, there is not a lot of inventory out there to choose from. So if you're serious about buying a new home, don't play hardball. Sure, you can bid for lower than asking but you may not get a call back. Many homes are going for the asking price (and more) within a few days (sometimes hours) of being listed. So be smart about it. Make sure your bid will keep you within a monthly budget you can afford and prepare for a bidding war if the property is a charmer.&nbsp;</p><p>Remember, the old rules no longer apply: making an offer that's 10% below the asking price — which used to be the norm — can insult the seller, who will then gladly turn down your offer. One last thing: don't get emotional about the place. If the bidding war ramps up and pushes out of the bounds of your budget, step away.&nbsp;</p><ol><li><strong>BREAK OPEN YOUR PIGGYBANK.</strong></li></ol><p>The fact is that bigger down payments are VERY attractive to sellers. According to the National Association of Realtors, the average down payment on a house or condo in 2021 was just 12%. For homebuyers under age 30, it was just 6%. And many people put down even less money – or no money at all.&nbsp;</p><p>There are many reasons that sellers love offers with larger down payments, not the least of which is the belief that a buyer with a larger down payment will be a smoother sale and will stick to the closing date. The smoother you can make this transaction, and nothing greases the wheels like money, the better for all. So make an offer with the highest down payment that you can muster — within your limits, of course, don't go broke doing it.&nbsp;</p><p>That said, some sellers will also be empathetic to those without huge bank accounts — they may have once been in your shoes. For many homebuyers, saving up for a down payment is not easy, especially in today's higher-priced market. So make sure you chat with a loan officer to determine if you qualify for loans with lower down payment thresholds. Several programs available nationwide can help, and they're not just limited to low-income or first-time buyers.&nbsp;</p><ol><li><strong>CONSIDER THE UGLY DUCKLING.</strong></li></ol><p>Have you ever googled some keywords and not found what you want in the search results? You probably added a few extra words to broaden your search. The same strategy works when you're buying a home. If you're not finding what you want (or getting outbid on a property you have your heart set on), consider properties just outside of the in-demand neighborhood you're focused on or look at houses that may need some remodeling or renovations. You might find the perfect home when you lower your expectations to 85 or 90% of what you “must-have.”&nbsp;</p><p>Homes that require investing in a few upgrades to bring it up to your standards are worth looking into — especially since perfectionists will probably pass them over. Many buyers can't see past even a small home renovation, but if you can deal with a bit of sawdust and hammers banging for a few weeks, your dream home — maybe even with a new kitchen or bath — could be right in front of you. You just have to open your eyes — and your imagination. Work with your lender to see if you can factor contractor costs into your financing plans.&nbsp;</p><ol><li><strong>GET PERSONAL</strong></li></ol><p>When a seller is getting multiple offers, all tend to look the same — the only difference is the bid amount. So how can you make yours stand out — even if your offer is as good as the others? An offer letter.&nbsp;</p><p>A personal note, written directly to the seller detailing why you feel in your heart of hearts that their home is perfect for your family, could be just the thing that sets your offer apart from any others.&nbsp;</p><p>Connect with the seller emotionally. Tell them how you fell in love with their home, that you'd love to be the caretaker of their memories and why they'll be so happy that they chose you as a buyer. Tug on their heartstrings – after all, they once fell in love with the house too — but don't get too sappy and be sure to keep it short and sweet. Finally, consider adding a family photo. After all, a picture is worth 1,000 words.&nbsp;</p><h2>Get going and good luck!&nbsp;</h2><p>We hope our seven tips help you find the home you want and submit an attractive, winning offer. Finding a great home in a great location will take some strategic maneuvering in this tight market, but a combination of smart financial plans, understanding what moves your competition and what motivates your seller will help you get the keys to your new place.&nbsp;</p><p>Ready to move forward?&nbsp;<a href="https://movement.com/loans#find-a-loan-officer">Contact a Movement loan officer near you</a>&nbsp;to learn about our 6-7-1 process, which features a six-hour goal for an underwritten approval decision, a seven-day goal that gets closing documents out weeks before closing to avoid last-minute confusion and a typical closing in just one day*. Let's talk soon!&nbsp;</p><p><em>*While it is Movement Mortgage's goal to provide underwriting results within six hours of receiving an application, process loans in seven days and close in one day, extenuating circumstances may cause delays outside of this window.</em></p><p><span style="color: rgb(255, 0, 0)"><br></span></p>

7 homebuyer tips for coping with low inventory in a seller's market

<h4><span style="color: rgb(255, 0, 0)"><em><strong>​By: Mitch Mitchell</strong></em></span><br></h4><p>If you're a first-time buyer in just about any region of the USA these days, it can feel like the odds are against you. Prices are higher, bidding wars abound, and sellers can be a lot pickier about who they want to sell to (cash offers with no inspections often move to the front of the line.)</p><p>Plus, since it typically takes the average first-time buyer much longer to save up for a down payment, you may be limited to what types of mortgage options are available to you.</p><p><a href="https://movement.com/blog/2020/10/01/the-nuts-and-bolts-of-a-va-loan/">VA loans</a>&nbsp;have significant advantages, but they are reserved for U.S. service members and veterans. And&nbsp;<a href="https://movement.com/blog/2021/06/23/ins-outs-usda-loans-checklist/">USDA loans</a>&nbsp;are geared to people looking to buy a home in a part of the country that's more rural and whose community could use a boost with new neighbors. If neither of those sounds like you, you might want to look into the&nbsp;<a href="https://movement.com/blog/2019/02/11/whats-fha-loan/">Federal Housing Administration (FHA) loan programs</a>.<br></p><h2>You don't have to be buying for the first time to qualify as a first-time homebuyer.</h2><p><br>To avoid confusion, the US Department of Housing and Urban Development (HUD) established a set of criteria to help lenders identify who exactly is a first-time homebuyer. See if you fit into any of these descriptions:</p><ul><li>A first-time homebuyer is an individual who has not held ownership in a principal residence during the three years ending on the date of the purchase.</li><li>First-time homebuyers are both individuals in a married couple where one spouse is (or was) the homeowner, but the other has never owned a home.</li><li>A first-time homebuyer is a single parent who has only owned a house or condo with a former spouse while married.</li><li>A first-time homebuyer is an individual who has only owned a home with a spouse and is a displaced homemaker or caretaker (providing unpaid services for family members).</li><li>A first-time homebuyer is an individual who has only owned a principal residence that was not permanently affixed to a permanent, structural foundation (such as a mobile home) in accordance with applicable regulations.</li><li>A first-time homebuyer is an individual who has only owned property that does not comply with state, local, or model building codes and cannot be brought into compliance for less than the cost of constructing a permanent structure.</li></ul><h2>Get familiar with these five steps if you're a first-time homebuyer:</h2><p><br><strong>Step 1: Get yourself pre-approved</strong></p><p>The only way to really, truly know how much home you can afford (or should afford) is to ask a lender. Getting pre-approved lets you see how much you can afford so you don't waste time looking at homes that are out of your range. Know these three components inside and out:</p><ul><li>What is your income? A stable income assures a lender you can make your monthly mortgage payment over and over without any trouble.</li><li>What is your debt? Add up auto payments, credit card payments, student loans, alimony, child support, and other debt.</li><li>What does your liquid cash look like? Consider total assets, the amount you have in your checking and savings accounts, and other investments.</li></ul><p><strong>Step 2: Determine your monthly mortgage payment – including escrow&nbsp;</strong></p><p>Once you know your buying power based on the pre-approval process in Step 1, you should determine what that monthly nut is that you'll need to shell out. Add in escrow, too. Escrow is a third-party account used to retain funds, including the property owner's real estate taxes and hazard insurance premiums. Escrow is only applicable in specific loan programs.</p><p><strong>Step 3: Understand all the expenses associated with homeownership</strong></p><p>A good rule of thumb for first-time homebuyers is to estimate that it will cost about 1% of the purchase price per year to maintain your home. For a $200,000 home, you should budget approximately $2,000 per year or roughly $170 per month for maintenance. Condominiums and co-ops work a little differently, as they will have regular maintenance fees that you'll know upfront. You will also have utilities, gas, electricity, water, sewage, cable, telephone, insurance, property tax, etc.</p><p><strong>Step 4: Establish future priorities and plan for the unexpected.</strong></p><p>Buying a new house is a one-time purchase. Next comes all the little (and not so little) things that add up. What are your needs for the new home? Furniture, lawn equipment, barbecue grill? Do you plan on buying a new car in the near future? Do you plan on starting a family? How long can you go without an income if you suddenly lost your job? These are all things you need to consider from a financial perspective and save up for — on top of your proposed down payment and closing costs.</p><p><strong>Step 5: Get guidance.</strong></p><p>Contact a&nbsp;<a href="https://movement.com/search/">Movement Mortgage Loan Officer</a>&nbsp;in your area. He or she can look at your unique situation, fill you in on what to be aware of as a first-time homebuyer, and help tailor a mortgage that's right for you. However, if you feel like you're all set, we've got your back. Apply online with the&nbsp;<a href="https://movement.com/easyapp/">Movement Mortgage Easy App</a>. This tool will help you get pre-approved quickly by letting you upload all required documents straight into the app.<br></p><h2>Keep researching!</h2><p><span style="color: rgb(255, 0, 0)"><em><strong><br></strong></em></span></p>

What is a first-time homebuyer, anyway?

<h3><em>Spring is here and people are on the move! Buyers and sellers are waking up from their winter blues ready for new. A new change of scenery, a new place, a new start. In today’s competitive market, finding your dream home is just the beginning. The real challenge lies in making an offer that stands out, ensuring you cross the finish line as the new homeowner. Here are some top tips to help you craft the strongest offer possible, putting you a step closer to turning that dream home into your own.</em><br></h3><p><em>​<br></em></p><p style="text-align: start"><strong>1. Get Pre-approved for a Mortgage</strong></p><p style="text-align: start">Before you start your home search, get pre-approved for a mortgage. This step is crucial as it shows sellers that you are a serious and capable buyer. A pre-approval letter alongside your offer can significantly increase its attractiveness, as it reduces the risk for the seller.</p><p style="text-align: start"><strong>2. Understand the Seller’s Needs</strong></p><p style="text-align: start">Knowing what the seller wants can be as important as the offer itself. Some sellers prefer a quick closing, while others may need a bit more time to move out. Tailor your offer to accommodate these needs. A flexible closing date can sometimes be just as appealing as a higher offer.</p><p style="text-align: start"><strong>3. Offer a Competitive Price</strong></p><p style="text-align: start">While it’s important to stick within your budget, make sure your offer is competitive, especially in a seller’s market. Your real estate agent can provide insights into the home’s value and suggest an offer price that is both attractive to the seller and fair to you. Sometimes, offering just a bit over the asking price can make your offer stand out.</p><p style="text-align: start"><strong>4. Minimize Contingencies</strong></p><p style="text-align: start">Contingencies are conditions that must be met for the sale to go through, such as home inspections and mortgage approvals. While they’re designed to protect the buyer, too many contingencies can make your offer less attractive. Work with your agent to minimize unnecessary contingencies, but be careful not to waive essential ones that could protect you.</p><p style="text-align: start"><strong>5. Increase Your Earnest Money Deposit</strong></p><p style="text-align: start">An earnest money deposit is a sign of good faith and indicates your serious intent to buy the home. By increasing the amount beyond what’s typical in your market, you can show the seller you’re committed. This act can make your offer more appealing without increasing your overall offer price.</p><p style="text-align: start"><strong>6. Personalize Your Offer</strong></p><p style="text-align: start">A personal touch can sometimes make all the difference. Consider writing a letter to the seller, expressing why you fell in love with the home and how you envision your future there. This emotional appeal can resonate with the seller, especially if they have a strong sentimental attachment to the home.</p><p style="text-align: start"><strong>7. Work with a Reputable Real Estate Agent</strong></p><p style="text-align: start">A skilled agent is invaluable in the home-buying process. They can provide market insights, negotiation expertise, and guidance on crafting a strong offer. Choose an agent with a good track record and one who understands your needs and the local market.</p><p style="text-align: start"><strong>8. Be Ready to Move Quickly</strong></p><p style="text-align: start">In a hot market, time is of the essence. Be ready to view homes and make decisions quickly. The ability to submit a prompt and well-considered offer can be a significant advantage.</p><p style="text-align: start">Making a strong offer on a home requires a blend of strategy, flexibility, and sometimes, a personal touch. By following these tips and working closely with your real estate agent, you can increase your chances of success in today’s competitive market. Remember, every seller is different, so understanding their unique needs and preferences can truly set your offer apart. Good luck, and happy house hunting!</p>

Tips for Making the Strongest Offer

<h2>Seniors have unfortunately always been a target for conniving criminals and burglars. The criminals that have an eye on your home aren’t as easily outsmarted as you would think, either. In fact, if you don’t take proactive measures to keep them at bay, you may never know whether they’ve pinpointed your residence and your belongings as their next target.<br></h2><p style="text-align: start">Luckily, it isn’t necessary to set up complicated traps and expensive newfangled security systems to keep burglars out of your home. These practical senior security steps for your home will keep you and your property safe, and prevent you from encountering potentially dangerous situations in the future.</p><h2 style="text-align: start">Senior security tips</h2><p style="text-align: start">You may already have&nbsp;<u><a href="https://ageinplace.com/your-home-better/i-dont-need-home-modifications/">designed and dressed up your home to make it accessible</a>&nbsp;</u>and appealing. However, having an enticing, smartly decorated home can attract criminals to your property too.</p><p style="text-align: start">Appearances can be deceiving, and it’s possible to plan your living space in a way that deters burglars simply by its facade.</p><p style="text-align: start">You can burglar-proof your home by:</p><ul><li><strong>Removing and lighting up potential hiding places.&nbsp;</strong>If you have features like large trees, bushes, and walls on your property, they all provide cover and hiding spots for thieves.</li></ul><p style="text-align: start">Keep these potential hiding areas in your yard well lit-up with bright outdoor lights, and install cameras overlooking them too, if your budget allows for it.</p><ul><li><strong>Keep your yard cleaned up.&nbsp;</strong>Leaving valuable tools, equipment, toys or pieces of furniture in your yard sends a clear signal to criminals that you have items that are worth stealing.</li></ul><p style="text-align: start">If these items sit out for long periods of time, it tells them you take a relaxed approach to protecting your belongings. Always pack these items up or take them inside when they’re not in use.</p><ul><li><strong>Draw your curtains and blinds.&nbsp;</strong>One of the easiest ways for a burglar to assess your home and the whereabouts of your valuables is to simply look through your windows.</li></ul><p style="text-align: start">If any of your windows provide a clear view into your home, cover them with blinds, curtains, or other appropriate window dressings to deter peeping Toms.</p><ul><li><strong>Keep an eye on your garbage.&nbsp;</strong>Many&nbsp;<u><a href="https://www.today.com/popculture/identity-theft-your-trash-their-treasure-wbna27011491">thieves will sift through your trash</a>&nbsp;</u>to get personal information that could enable identity theft. Others are looking for clues like electronics packaging to find out what valuables you keep in your home.</li></ul><p style="text-align: start">Keep the area that houses your trash cans brightly lit and only set out broken-down appliance boxes on pickup days.</p><h2 style="text-align: start">How to safeguard your home</h2><p style="text-align: start">You can never guarantee that you will be able to avoid home invasions. However, there are plenty of measures that you can take to ensure senior security and safeguard yourself and your home against criminals. They include:</p><ul><li><strong>Installing an effective home security system.&nbsp;</strong>Your home security system doesn’t have to cost the earth. There are many affordable systems available that offer features such as window and door sensors, security lights, and cameras.</li></ul><p style="text-align: start">Most security service providers will offer several different packages to choose from, allowing you to choose an option that suits your budget and needs.</p><ul><li><strong>Installing a safe.&nbsp;</strong>If you have valuables such as jewelry or money or want to keep your passport,&nbsp;<u><a href="https://ageinplace.com/planning/estate-planning/">will, or other documents</a>&nbsp;</u>away from prying eyes, a safe is an excellent idea.</li></ul><p style="text-align: start"><u><a href="https://www.simplysafes.co.uk/blog/how-to-secure-a-safe-to-the-floor-with-bolts/" target="_blank" rel="noopener">Ensure that your safe is properly secured</a></u>&nbsp;and that it’s not visible to anyone who enters the property. The bottom of a cupboard or under a bed is a good place to keep it well hidden.</p><ul><li><strong>Keep your doors and windows locked.&nbsp;</strong>Locking your doors and closing your windows at night and while you are away from home acts as an effective initial deterrent against invasions.</li></ul><p style="text-align: start">Intruders who want to gain access to your house through a locked door will have to make some noise, and risk getting caught trying to break in. Just this risk alone is enough to put many would-be thieves off.</p><ul><li><strong>Joining your local neighborhood watch group.&nbsp;</strong>If there is not yet a neighborhood watch in your area, consider starting one or speaking to your neighbors about doing so on your behalf.</li></ul><p style="text-align: start">If your movement is limited, request that your local group set up a WhatsApp group so that you can keep up to date with what’s happening in the neighborhood without having to perform physical patrols.</p><ul><li><strong>Keeping your private affairs private.&nbsp;</strong>It’s all too easy to let slip to a friendly stranger that you’re planning to go on a two-week vacation with your children and grandchildren, or that you won’t be home until late on Wednesday evening.</li></ul><p style="text-align: start">Unfortunately, sharing this information can put you and your home at risk. Keep your private life private, and don’t let strangers into your home, even if they seem well-meaning. They might just be casing your home and planning a future break-in.</p><h2 style="text-align: start"><strong>Spotting the signs of a burglary in the making</strong></h2><p style="text-align: start">It’s impossible to know for sure whether your home is already a target for a future burglary. However, you can certainly assess the likelihood of an invasion taking place by taking this senior security advice and judging whether or not your home is viewed as a soft target.</p><p style="text-align: start">If you suspect that your home could soon be the target of an attempted break-in, contact your security provider and revisit our steps for safeguarding your home.</p><ul><li><strong>Keep an eye on strangers in your area.&nbsp;</strong>If you notice strangers wandering the streets, looking at homes or driving slowly up and down your road for no obvious reason, keep an eye on them until you’re satisfied that nothing untoward is taking place.</li></ul><p style="text-align: start">Many burglars pose as workers or well-meaning strangers when casing homes for future break-ins.</p><ul><li><strong>Turn down unsolicited offers of sales and services.&nbsp;</strong>It’s reasonable to be suspicious of strangers who arrive at your door to sell you services or products or to read meters at unexpected times.</li></ul><p style="text-align: start">These people could be who they say they are. But they could be criminals who are trying to obtain more information about your property. Don’t hesitate to ask strangers for proof of identity and to call their employers to verify their identity. Ask them politely to wait outside until you’ve checked out their story satisfactorily.</p><ul><li><strong>Pay attention to subtle changes.&nbsp;</strong>Criminals often mark suitable homes with small marks to remind them to return later. These marks can be as simple as a small pile of rocks, a tiny paint spot on the lawn, a tie around a tree, or even an empty bottle in the front yard.</li></ul><p style="text-align: start">Stay alert to these minor changes, as they could indicate that your home is marked for invasion. Alert the authorities immediately if you suspect that a mark on your property has been deliberately left by a potential burglar.</p><h2 style="text-align: start">Senior security made simple</h2><p style="text-align: start"><u><a href="http://archive.ncpc.org/topics/crime-against-seniors.html">Senior citizens are increasingly being targeted by criminals</a></u>, but this doesn’t have to be the case. There are plenty of simple things you can do to protect yourself and your property against invasion. One of the best steps you can take to protect yourself is to have a home security system installed through a reputable security service provider.</p><p style="text-align: start">Modern systems will immediately alert your service provider when an intrusion is detected. This allows them to act swiftly and apprehend criminals before they can make away with your treasured belongings. Many of them also come with panic buttons that can be worn around the neck. These can be used not just in the case of an invasion, but&nbsp;<u><a href="https://ageinplace.com/elderly-health/elderly-slip-fall-accidents/">in a medical emergency when help is needed</a>&nbsp;</u>too.</p><p style="text-align: start">To stay safe, follow the above advice and always err on the side of caution. Be proactive. Age doesn’t have to make you vulnerable to burglars.<br><br>By <strong>Naomi Phillips</strong></p>

Senior Security Matters: Your Guide to Outsmarting Burglars and Keeping Your Home Safe

<h3>Home modifications: We think we don’t need them until not having them holds us back.</h3><p>When people think of home modifications, some images may immediately come to mind. The first may be of an elderly, frail, and sickly person. The second image might be of a person (old or young) in a wheelchair. Another image may be of various pieces of hospital-looking equipment such as a hard plastic disc that sits on top of a toilet; bright, unattractive, silvery grab bars; or an uncomfortable twin bed with full-length side rails.</p><p>These images all conjure unpleasant thoughts of disability, dysfunction, and loss of independence. But, that isn’t the way it has to be.<br>While it is true that modifying the home to improve accessibility is necessary and often vital for some individuals to be able to remain in their homes, one does not have to be in a state of crisis to think about making home modifications. Consider the following.<br></p><h3>What people want vs. what they have</h3><p>Most people have a desire to remain in their homes as they grow older. It’s true that other options exist such as downsizing or moving to a continuing care retirement community (CCRC), but the majority of those age 60 and over want to stay put. Home is a source of comfort. We know and understand our home, and have our community of friends and neighbors. We have often raised our families there. There are many reasons to want to stay. Although people want to remain in their homes as they grow older, most do not do anything to make that a real possibility.<br><br>The current housing stock in the United States was not designed for 60, 70, or 80-year-old people. There are stairs to enter the home and within the home; doorways are narrow; the laundry is in the basement; the bathroom (which has a tub) is on the second floor of the home. Our bodies are going to change as we age (arthritis, vision changes, hearing loss), but those homes aren’t going to change with us unless we change them!</p><h3>Prepare for Your Future (and make your life easier at the same time!)</h3><p>Planning for the future is not an uncommon concept for most people. We begin planning financially for our future long before we retire (hopefully!). We use programs such as 401k’s and 403b’s to do this; putting away a little of our paycheck every month so that when we stop working full time, we will have planned adequately to have enough money to sustain us in later life. We also plan for accidents.<br><br>I know that doesn’t sound right at first read, but we do. Through all types of insurance, we plan for accidents that may or may not happen. We have homeowner’s or renter’s insurance, car insurance, and health insurance. These accidents or unfortunate events may never occur, but we know that it is wise to have insurance just in case something unexpected does happen.<br></p><h3>Why aren’t home modifications done?</h3><p>So, why is it that so many of us don’t plan for our future when it comes to our homes? As I noted above, research has demonstrated that the majority of those age 60 and older want to stay in their homes into the future, yet those same individuals do not make any modifications to their homes to improve the chances of that actually occurring. I have spoken with many people about this topic and below are their reasons for not making modifications.<br><br>I don’t know what changes to make.<br>I don’t need any changes because I am doing just fine (thank you very much).<br>I am concerned that a modification will negatively impact the resale value of my home.<br>Home modifications are costly and I don’t have the financial resources to pay for them.<br></p><h3>Common concerns</h3><p>These are real concerns that people have about home modifications. I’d like to address each of these briefly.<br></p><h3>Unsure of changes to make</h3><p>Many times when people tell me that they don’t know what changes to make to their homes it is because they think they have to try to predict what will happen to them in the future in order to know what changes or modifications to make. There are a number of modifications that are beneficial to the majority of people (young and old alike) that transcend a specific illness or accident.<br><br>These are modifications that can prevent illness or accident. They include having the right grab bars installed properly in the shower, adding a second handrail to stairs, and increasing lighting on stairs. These simple changes improve safety and ability and prevent falls which is a leading source of disability in those over 60.</p><h3>Home modifications are for the disabled</h3><p>Some people have the misconception that home modifications are only for people who have a significant disability. So, if they don’t fall into this category and are basically doing everything around their home they need to do, home modifications are not for them. Actually, home modifications could help these individuals in at least two different ways.</p><p>A modification could make those daily household tasks easier (think installing a pull out drawer in a lower cabinet to reach items easily rather than getting down on hands and knees to reach the pot in the back of the cabinet) and a modification could provide the opportunity for that person to re-engage in an activity they had given up because it became too difficult. This happens to people without them even thinking too much about it. When something becomes too difficult or painful, they simply stop doing it.</p><h3><br>Worried about home resale</h3><p>Resale of the home is a concern for many. We don’t want ourselves or our adult children to be burdened with a house that has depreciated in value. Twenty years ago, when many home modification products were very institutional looking, this was more of a problem.<br><br>Today, manufacturers of many of these ‘home improvement’ items have gotten the message that people want products that make them safer in their homes and make life easier, but they want these products to be aesthetically pleasing. As a result, there are now grab bars, hand held shower heads, and shower seats (just a few examples) that are pretty and are a nice addition to any bathroom.<br><br>Too expensive<br>Depending on the scope of your home modification project, cost will vary. A kitchen renovation designed to change counters and appliances to achieve wheelchair accessibility will require a financial investment. Other modifications such as installing a grab bar or extra handrail on the basement stairs, will be less costly.<br><br>Modifications aren’t typically paid for by Medicare although some Medicare Advantage plans are considering covering home modifications in the future. Some states offer loans or other funding to individuals of a certain age and/or income level. Reverse mortgages can also be used to help pay for home modifications. There are options.<br><br>How Does Your Home Need to Change?<br>If you are one of the majority of people who want to stay in his or her own home for years to come, the time to start planning for it is now. Start by taking an objective look around your home to determine what changes you could make to improve your safety and make the chores and activities you do in your home easier. There are a number of home safety checklists you can download for free to help you start this process.<br><br>One such checklist is the Caregiving Checklist developed by AARP. Complete your checklist and start thinking about what modifications you might need to make your dream of staying in your home a reality.​​​<br></p><p><em>by:&nbsp;Kathy Subasic, PhD</em></p>

Home modifications: My home is fine and I am fine. I don’t need them.

<h3>Hey there, homeowners! Are you feeling the heat of the real estate market? Well, you’re not alone! With rising prices and fierce competition, it’s vital to take proactive steps to prepare and protect your home investment. In this blog post, I’ll explore some practical tips that can help you navigate this challenging real estate landscape. So, let’s dive right in!<br></h3><p><br></p><p style="text-align: start"><strong>1. Enhance Curb Appeal to Attract Buyers:</strong></p><p style="text-align: start">First impressions count, especially in a hot market. Sprucing up your home’s exterior can significantly increase its appeal. Consider a fresh coat of paint, well-maintained landscaping, and eye-catching details like a welcoming front door. These simple improvements can make a substantial difference in attracting potential buyers and enticing higher offers.</p><p style="text-align: start"><strong>2. Declutter and Stage Your Home:</strong></p><p style="text-align: start">In a competitive real estate market, decluttering and staging your home can be a game-changer. Take the opportunity to tidy up each room, removing personal items and excess furniture. By creating a clean and neutral canvas, potential buyers can more easily envision themselves living in your home. If you require professional help, consider hiring a reputable staging company to make your house shine. Which brings us to the next tip!</p><p style="text-align: start"><strong>3. Consider Hiring a Professional Photographer</strong></p><p style="text-align: start">97% of all buyers use the internet in their home search. If you want to “WOW!” potential buyers, make sure you don’t miss this step! One study by the Wall Street Journal found that listings with<em>professional</em>photos got<strong>61% more views</strong>than those without them. Angles, lighting, formatting, and HD! Capturing your property’s best features in a photo isn’t always as easy as you’d think and sometimes requires special equipment (like drones!) Professional real estate photographers know how to showcase unique features and leave a lasting impression on potential buyers ensuring your property stands out in the market! By using real estate photography, you can help improve the online visibility of your property.</p><p style="text-align: start"><strong>4. Set a Realistic Price:</strong></p><p style="text-align: start">Pricing your home right is crucial in a high-price real estate market. While it may be tempting to aim for the stars (as some house prices may seem astronomical), an overpriced home can scare away potential buyers. Study the local market trends, consult with me, and we’ll go over recent sales data to help you determine a competitive and realistic listing price. Remember, a reasonable price can generate more interest and potentially lead to bidding wars, driving up the final sale price higher than you would have thought to list it for!</p><p style="text-align: start"><strong>5. Insist on Pre-Qualified Buyers:</strong></p><p style="text-align: start">When the market is hot, you can expect a flood of interested buyers. However, not all buyers are created equal. To save time and protect your interests, insist on working with pre-qualified buyers. This means they have already gone through the initial stages of mortgage approval and are in a better position to close the deal. This ensures that you’re dealing with serious buyers who can follow through on their offers.</p><p style="text-align: start">Preparing and protecting your home in a today’s estate market requires careful planning and strategic decision-making. By investing time and effort into curb appeal, decluttering, and staging, you can increase your chances of attracting the right buyers. Setting a realistic price, working with pre-qualified buyers, and engaging a knowledgeable real estate professional like myself will ensure you’re well-equipped to navigate the competitive landscape.</p><p style="text-align: start">Remember, while the real estate market may feel high right now, these tips can also be useful in any market condition. So, whether you’re planning to sell your home now or later, implementing these suggestions will help you stay ahead of the game.</p><p style="text-align: start">Have questions about this information? Reach out to me!</p>

Looking to Sell? Prepare Your Home in the Current Market

<h3>We’ve all dreamed of giving our homes a makeover, but the thought of renovation costs can quickly put a damper on our excitement. However, fear not! With some careful planning and a little creativity, you can achieve a stunning transformation without breaking the bank. In today’s blog post, we’ll explore the art of budget-friendly renovations, helping you identify areas where you can splurge and save. So, let’s dive in!<br></h3><p style="text-align: start"><strong>1. Focus on the Kitchen and Bathrooms:</strong></p><p style="text-align: start">When it comes to renovations, the kitchen and bathrooms are the areas that often deliver the most bang for your buck. These rooms are used daily and are crucial for potential buyers, making them worthy candidates for a little splurging. Consider investing in high-quality fixtures, countertops, and cabinetry that will stand the test of time. However, you can save on costs by opting for cost-effective flooring options or repurposing existing cabinets with a fresh coat of paint.</p><p style="text-align: start"><strong>2. Lighting: Shed Some Light on Savings:</strong></p><p style="text-align: start">Lighting can make or break the ambiance of any space, and luckily, it doesn’t have to cost a fortune. Splurge on statement lighting fixtures for focal points like the dining area or living room. Adding dimmer switches can create a cozy atmosphere without breaking the bank. For other areas, consider affordable but stylish alternatives, like track lighting or pendant lights that offer both functionality and aesthetic appeal.</p><p style="text-align: start"><strong>3. Paint: The Power of a Fresh Coat:</strong></p><p style="text-align: start">Paint is a budget renovator’s best friend! A fresh coat of paint can instantly breathe new life into a tired space, making it look brand new. Splurge on high-quality paint to ensure longevity and better coverage. Choose neutral colors for a timeless look that will appeal to a broader range of potential buyers. By doing the painting yourself, you can save a significant amount of money while adding a personal touch to your project.</p><p style="text-align: start"><strong>4. Flooring: Find Affordable Flooring Options:</strong></p><p style="text-align: start">Flooring can make a significant impact on the overall look and feel of a room, but it doesn’t have to break the bank. While hardwood flooring may be a splurge, there are more affordable options available, such as laminate, vinyl, or even engineered wood. These alternatives can mimic the look and texture of natural materials while providing cost savings.</p><p style="text-align: start"><strong>5. DIY vs. Professional Help:</strong></p><p style="text-align: start">One of the best ways to save money during a renovation is by taking matters into your own hands. With the wealth of online tutorials and DIY resources available, many projects can be tackled independently. However, it’s important to know your limits. Complex tasks like electrical or plumbing work are best left to the professionals to avoid any costly mistakes or safety issues.</p><p style="text-align: start">Renovating your home doesn’t have to be a financial nightmare. By strategically splurging on some key areas and finding cost-effective alternatives for others, you can achieve a beautiful transformation without draining your bank account. Remember, the most important thing is to create a space that brings you joy and suits your needs. So, get those creative juices flowing and start planning your budget-friendly renovation today! Happy renovating!</p>

Budget-Friendly Renovations: Where to Splurge and Save

<p><strong>Congratulations on becoming a first-time homeowner!</strong> Owning a home is an exciting milestone, but it also comes with a whole new set of responsibilities. From maintenance to budgeting, there’s a lot to consider. But fear not! In this comprehensive guide, we’ll provide you with essential tips to help you navigate the world of homeownership with confidence. Let’s dive in!<br></p><p style="text-align: start"><strong>1. Prioritize Home Maintenance:</strong></p><p style="text-align: start">Keeping your new home in good shape is crucial. Regular maintenance can help prevent costly repairs down the line. Create a schedule for tasks like cleaning gutters, inspecting HVAC systems, and changing air filters. Don’t forget to maintain your lawn and garden too! A little effort now will go a long way in preserving the value and comfort of your home.</p><p style="text-align: start"><strong>2. Understand Your Finances:</strong></p><p style="text-align: start">Owning a home comes with financial responsibilities beyond the monthly mortgage payment. Take time to understand your budget, including property taxes, insurance, and utility bills. Create an emergency fund to cover unexpected repairs or maintenance issues. It’s also wise to review your homeowners’ insurance policy and make sure it adequately covers your needs.</p><p style="text-align: start"><strong>3. Get to Know Your Neighborhood:</strong></p><p style="text-align: start">One of the joys of homeownership is becoming part of a community. Take the time to explore your new neighborhood, meet your neighbors, and get involved in local activities. It’s a great way to find out about resources, services, and amenities that can enhance your living experience.</p><p style="text-align: start"><strong>4. Stay Organized with Important Documents:</strong></p><p style="text-align: start">Keep all important documents related to your home in a safe, accessible place. This includes your mortgage agreement, insurance policies, warranties, home improvement receipts, and contracts with service providers. Having everything organized will save you time and stress if you need to refer to them later.</p><p style="text-align: start"><strong>5. Plan for Home Improvements:</strong></p><p style="text-align: start">Make a list of home improvements you’d like to tackle over time. Prioritize them based on urgency and budget. Whether it’s updating the kitchen, remodeling the bathroom, or adding a deck, having a plan will help you achieve your vision for your home while staying within your means.</p><p style="text-align: start"><strong>6. Learn Basic DIY Skills:</strong></p><p style="text-align: start">While it’s always good to call professionals for complex repairs, learning some basic DIY skills can save you time and money. Simple tasks like fixing a leaky faucet, changing light fixtures, or painting a room are handy skills to have. There are plenty of online tutorials and workshops available to help you get started.</p><p style="text-align: start"><strong>7. Build a Reliable Support Network:</strong></p><p style="text-align: start">Don’t hesitate to seek advice from family, friends, or even online communities of homeowners. They can offer valuable insights and share their experiences. Additionally, having trusted professionals like plumbers, electricians, and contractors on speed dial will give you peace of mind when you need help.</p><p style="text-align: start"><strong>Conclusion:</strong><br>Becoming a first-time homeowner is an exciting milestone, but it’s important to be prepared for the responsibilities that come with it. By following these essential tips, you’ll be well-equipped to tackle the challenges that may arise. Remember, homeownership is a journey, and with a little knowledge and planning, you can create a haven that’s truly your own. Enjoy your new home and happy homeownership!</p>

Essential Tips for First-Time Homeowners: A Comprehensive Guide

<p><strong>Welcome back</strong>, fellow homeowners! Today, we’re going to dive into the world of annual home maintenance projects. I know, I know, it’s not the most glamorous topic, but trust me when I say it’s worth your attention. These projects are like little knights in shining armor, protecting your castle from potential disasters and saving you from costly repairs down the road. So, let’s roll up our sleeves and get ready to tackle these essential tasks!<br></p><p style="text-align: start"><strong>1. Gutters Galore:</strong></p><p style="text-align: start">Ah, gutters – the unsung heroes of our homes. They work tirelessly to divert rainwater away from our roofs and foundations, preventing water damage and pesky leaks. Over time, though, they can become clogged with leaves, debris, and even the occasional rogue tennis ball (don’t ask). That’s why it’s crucial to clean them out at least once a year. Grab a ladder, and a pair of gloves, and get ready to channel your inner adventurer as you journey to the rooftop to clear away any obstructions. Your gutters will thank you!</p><p style="text-align: start"><strong>2. Fantastic Filters:</strong></p><p style="text-align: start">Air filters, your trusty companions in the battle against allergens and dust bunnies. Just like gutters, these unsung heroes need some love too. Depending on your HVAC system, filters should be replaced every three to six months, ensuring optimal air quality and efficiency. Think of it as giving your home a refreshing breath of fresh air. Plus, it’s a simple task that typically requires only a quick swap – no advanced DIY skills are required!</p><p style="text-align: start"><strong>3. Marvelous Mulching:</strong></p><p style="text-align: start">Ah, the magic of mulch. Besides being aesthetically pleasing, mulching offers a myriad of benefits for your plants and flower beds. A fresh layer of mulch helps retain moisture, suppresses weeds, and regulates soil temperature. To keep those plants happy and thriving, make it a yearly ritual to refresh your mulch in the spring. Your green-thumb neighbors will be secretly jealous of your flourishing garden!</p><p style="text-align: start"><strong>4. Spectacular Smoke Detectors:</strong></p><p style="text-align: start">Smoke detectors are the unsung heroes that protect us from potential disasters. But did you know they have a lifespan of about ten years? Yes, they do age, just like fine wine (well, not exactly). So, once a year, it’s essential to test your detectors and replace the batteries if needed. Remember, safety first!</p><p style="text-align: start"><strong>5. Dazzling Deck Maintenance:</strong></p><p style="text-align: start">Decks are the perfect spot for summer gatherings, barbecues, and lazy afternoons. To keep them looking their best, however, they require a little TLC. Each year, give your deck a thorough cleaning and inspection. Replace any loose boards and apply a fresh coat of sealant to keep it protected from the elements. Your deck will thank you by hosting memorable moments for years to come!</p><p style="text-align: start">Congratulations, brave homeowners! You’ve made it through our annual home maintenance project list. Maintaining your castle may not be the most exciting task, but it’s undoubtedly a wise investment of your time. By staying on top of these projects, you’ll not only prevent potential disasters but also save yourself from costly repairs in the long run. So, gather your tools, unleash your inner warrior, and let’s keep those homes in tip-top shape!</p>

Annual Home Maintenance Projects: Your Guide to a Well-Maintained Home

<p><span style="font-size: 24px">If you want to improve your finances heading into retirement, then downsizing may be right for you!</span><br></p><p>The kids are out of the house and suddenly your crowded home is empty. Maintaining such a large home is time-consuming at best and pointless at worst. Bedrooms are now redundant, furniture goes months without being used, and the cost of maintaining it has become an unnecessary expense.</p><p>The good news is that many active adult communities provide home models to help retirees and empty nesters find the perfect amount of space to accommodate their new lifestyle. Not only will downsizing&nbsp;<a href="https://www.55places.com/blog/are-you-anxious-5-ways-older-adults-can-manage-stress" target="_blank" rel="noopener">relieve some of the stress</a>&nbsp;of maintaining a larger home, but it will also provide some hefty financial benefits.</p><p>Here are 10 ways downsizing your home can lead to an upsized bank account.</p><h2>1. Lower Overall Home Price</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/house-for-sale-sign.jpg" alt="A &quot;For Sale&quot; sign on the lawn in front of a house." data-proportion="true" data-align="none" data-file-name="house-for-sale-sign.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Generally speaking, selling a larger home for a smaller one will put more cash in your pocket. For some retirees,&nbsp;<a href="https://www.55places.com/blog/top-10-faqs-about-living-in-55-communities" target="_blank" rel="noopener">moving into an active adult community</a>&nbsp;will mean that the extra money can be put towards a larger down payment that leads to a lower mortgage (a huge relief for some active adults on a fixed income).</p><p>Since property taxes are determined by the assessed value of the property, your tax bill could see a shocking reduction—even if the price-per-square-foot is comparable to your previous home.</p><h2>2. Money Saved on Maintenance Costs</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/house-maintenance.jpg" alt="Tools laying around a white cutout of a house." data-proportion="true" data-align="none" data-file-name="house-maintenance.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>With less space, you’ll spend less time and materials keeping your home pristine. A good rule of thumb to keep in mind is that the annual cost of maintaining the home is equal to 1% of the purchase price. So if you’re currently living in a $450,000 home that’s half empty, you can expect to spend roughly $4,500 a year on&nbsp;<a href="https://www.55places.com/blog/6-ways-maintenance-free-community-freedom" target="_blank" rel="noopener">general maintenance</a>. Another rule suggests that homeowners should allocate $1 per square foot.</p><p>There are several other factors at play. A home less than 10 years old will not need as much upkeep as an older one. Location is also a big factor as a home in a warm climate will not have fluctuating weather that can affect a home’s condition.</p><p>Moving into an active adult community would also help assuage these costs as several of them have a homeowners’ association (HOA) fee that covers exterior maintenance like landscaping and, in some cases, even roof maintenance.</p><h2>3. Lower Insurance Costs</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/home-insurance.jpg" alt="Hands covering a wood model house." data-proportion="true" data-align="none" data-file-name="home-insurance.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Homeowners’ insurance is not required by law, but it’s highly recommended and most mortgage providers will not allow you to borrow money without it. In most cases, a smaller home will mean a less valuable home, and homeowners can expect a lower premium.</p><p>This financial benefit to downsizing is compounded if you live in a low-risk area with modest local construction costs since most insurance companies calculate the premium based on the square footage of your home multiplied by the area’s average cost of construction. Insurance costs are also determined by safety and can be reduced by downsizing into an active adult community since&nbsp;<a href="https://www.55places.com/blog/safe-home-security-tips-older-adults" target="_blank" rel="noopener">many have gated entries</a>.</p><h2>4. Less Wear &amp; Tear on Appliances</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/home-appliances.jpg" alt="Clean dishes in a dishwasher." data-proportion="true" data-align="none" data-file-name="home-appliances.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>A homeowner’s maintenance budget can be blown to smithereens with a broken water heater, puddles forming under the air conditioning unit, or circuit breakers going haywire. With a smaller home, these big-ticket items will have less work to do, increasing their lifespan and saving you money on replacing and installing new devices that are serving a largely empty home.</p><p>Since these units are doing less work, downsizing can also dramatically cut down on energy costs, providing homeowners more flexibility with their monthly budget.</p><h2>5. Selling Redundant Items</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/downsizing-house-selling-possesions.jpg" alt="A stack of cardboard boxes with items being sold because homeowners are downsizing." data-proportion="true" data-align="none" data-file-name="downsizing-house-selling-possesions.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Fewer rooms mean fewer pieces of furniture to fill them. Selling off redundant items can provide you with an influx of cash that you can&nbsp;<a href="https://www.55places.com/blog/top-5-faqs-about-lock-leave-lifestyle" target="_blank" rel="noopener">use to travel</a>, invest, or pay down debt. In some cases, moving to a smaller home is an opportunity to start over, with some homeowners choosing to sell most, if not all, of their possessions and selectively purchase new items to go with their new home.</p><p><a href="https://www.55places.com/blog/the-active-adult-guide-to-downsizing-homes" target="_blank" rel="noopener">Choosing to downsize</a>&nbsp;in an active adult community can be not only a financial break but also a psychological one. Selling old beds, desks, and couches can help provide you with the cash needed for this exciting new chapter in your life.</p><h2>6. Reducing Debt</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/reduce-debt-downsizing.jpg" alt="A 55+ couple calculating how much money they'll save by downsizing their house." data-proportion="true" data-align="none" data-file-name="reduce-debt-downsizing.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>One key financial benefit of downsizing is having the extra money to take care of other existing debt. Lower maintenance costs, mortgages, and tax obligations will free up capital to pay down an old bothersome credit card balance.</p><p>Without the financial obligation to creditors, retirees will have more money to enjoy the retirement lifestyle they deserve, whether that includes traveling, playing golf, or taking up a new hobby. Also, having fewer financial obligations towards a home will mean fewer surprises, giving homeowners a chance to put down the credit card and pick up that golf club.</p><h2>7. Uncle Sam Loves Home Sellers</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/less-property-tax-downsizing.jpg" alt="&quot;Tax&quot; written on a whiteboard beside wood house models." data-proportion="true" data-align="none" data-file-name="less-property-tax-downsizing.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Is the thought of selling your home leading you to dread paying the capital gains tax? Thanks to the Taxpayer Relief Act of 1997, you don’t have to worry.</p><p>The federal government rewards home sellers with a dramatically reduced capital gains tax, meaning that home sellers can make up to $250,000 in profit before owing a dime to the federal government. Married retirees, who used the property as their primary residence for at least two years, are exempt up to $500,000.</p><p>Prior to this law, home sellers had to move into a larger and more expensive home to be exempt from the tax, leaving downsizers with a hefty bill come tax time. This extra money can be used to find the perfect home in the perfect location for your needs and lifestyle.</p><h2>8. More Money to Invest</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/invest-saved-money.jpg" alt="A jar of coins growing a green sprout." data-proportion="true" data-align="none" data-file-name="invest-saved-money.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Retirees who want to safeguard or increase their nest egg can invest the extra money gained from downsizing. In a majority of cases investing won’t lead to overnight riches, but experts suggest that a broad, diversified portfolio keeps the risks low while making sure your retirement money keeps up with the rate of inflation.</p><p>The financial benefits of downsizing can allow retirees the flexibility to supplement their retirement savings and avoid running out of money.</p><h2>9. Less Space Means Less Impulse Purchasing</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/downsized-house.jpg" alt="A kitchen and living space in a cozy, clean home." data-proportion="true" data-align="none" data-file-name="downsized-house.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Now that your square footage is a more modest number, you have to be more discriminating with your purchases. Buying a new coffee table on a whim is much more difficult when space is tighter, and purchasing an espresso maker when you were only supposed to pick up milk is impossible with less room on your counter.</p><p>The upside to this, other than financial restraint, is that you have to be more selective and creative with what you purchase. Oftentimes, acquiring a new big-ticket item will require that you get rid of another one in your home. Having a smaller home means that clutter appears much faster and easier than before and having a functional, pleasant space is as simple as buying less stuff.</p><h2>10. More Time for Hobbies</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/enjoying-retirement-hobbies.jpg" alt="A 55+ couple smiling while gardening in their backyard." data-proportion="true" data-align="none" data-file-name="enjoying-retirement-hobbies.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>At first glance, this conflicts with the financial benefits of downsizing.&nbsp;<a href="https://www.55places.com/blog/the-ultimate-hobby-guide-50-hobbies-for-seniors" target="_blank" rel="noopener">Hobbies</a>&nbsp;tend to cost money and resources, but with the benefits of living in a smaller home in an active adult community, your hobby could actually make you money. Since keeping your home clean and in good shape requires less time than it did before and with most HOAs already taking care of some of your home maintenance, you’ll find yourself with a more open schedule.</p><p>For some, retirement is a time to explore and hone new hobbies and interests and, in some cases, those hobbies can actually make you money. Build furniture by taking up woodworking, do custom jewelry by learning lapidary, sell artwork, or get commissioned to write for local publications.</p><p>There are several active adult communities that have art and lapidary studios, woodworking shops, and groups and classes for residents to learn from each other. The extra time may also give you the option to work part-time, further protecting your retirement savings.</p><h2>55places Can Help You Downsize!</h2><p>With all of the financial benefits of downsizing, it’s easy to see why active adults and retirees are deciding to ditch size for serenity.&nbsp;<a href="https://www.55places.com/contact" target="_blank" rel="noopener">Contact 55places today</a>, and we’ll help you find the right-sized home in the perfect&nbsp;<a href="https://www.55places.com/blog/the-top-9-questions-to-ask-about-55-communities" target="_blank" rel="noopener">55+ community</a>.</p>

10 Financial Benefits of Downsizing Your Home

Should Residents of 55+ Communities Pay Less Property Tax?

The Most Affordable Retirement Communities in Florida

<p><span style="font-size: 24px">On a budget? These communities offer a prime location and plenty of amenities for an affordable price.</span><br></p><p>Living in an amenity-rich active adult community doesn’t have to mean passing up a budget-friendly home. There are many communities throughout the country where residents can find affordable homes as well as resort-style amenities like fitness centers, swimming pools, sports courts, and special-interest activities.</p><p>Here are 10 great budget-friendly active adult communities:</p><h2><a href="https://www.55places.com/california/communities/sun-city-apple-valley" target="_blank" rel="noopener">Sun City Apple Valley – Apple Valley, CA</a></h2><h3>From the Mid $200s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/01/sun-city-apple-valley-california.jpg" alt="Mountains and palm trees surrounding the outdoor pool at Sun City Apple Valley in Apple Valley, California." data-proportion="true" data-align="none" data-file-name="sun-city-apple-valley-california.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Just 40 miles north of San Bernardino,&nbsp;<a href="https://www.55places.com/california/communities/sun-city-apple-valley" target="_blank" rel="noopener">Sun City Apple Valley</a>&nbsp;is a Del Webb community that welcomes residents 55+ with affordable homes, two spacious clubhouses, and a wide variety of special-interest clubs and social activities.</p><p>Its prime location combines picturesque mountain views with easy access to shops, restaurants, and services in nearby Apple Valley, Victorville, and Hesperia.</p><p><a href="https://www.55places.com/request-info?state=california&amp;community=sun-city-apple-valley" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/california/communities/four-seasons-at-beaumont" target="_blank" rel="noopener">Four Seasons at Beaumont – Beaumont, CA</a></h2><h3>From the High $300s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Four-Seasons-at-Beaumont-Beaumont-CA.jpg" alt="Palm trees surrounding a fountain on the grounds of Four Seasons at Beaumont in Beaumont, California." data-proportion="true" data-align="none" data-file-name="Four-Seasons-at-Beaumont-Beaumont-CA.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Southern California’s&nbsp;<a href="https://www.55places.com/california/communities/four-seasons-at-beaumont" target="_blank" rel="noopener">Four Seasons at Beaumont</a>&nbsp;is a gated, age-restricted community that offers an active adult lifestyle in the heart of Riverside County. Opened in 2005, this K. Hovnanian development features resale homes in a range of styles and prices. Diverse amenities are found throughout the community, including a private onsite restaurant, hobby and game rooms, multipurpose social areas, and outdoor recreations.</p><p><a href="https://www.55places.com/request-info?state=california&amp;community=four-seasons-at-beaumont" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/arizona/communities/sun-city-anthem-at-merrill-ranch" target="_blank" rel="noopener">Sun City Anthem at Merrill Ranch – Florence, AZ</a></h2><h3>From the Mid $300s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Sun-City-Anthem-at-Merrill-Ranch-Florence-AZ.jpg" alt="Entrance to the clubhouse at Sun City Anthem at Merrill Ranch in Florence, Arizona." data-proportion="true" data-align="none" data-file-name="Sun-City-Anthem-at-Merrill-Ranch-Florence-AZ.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p><a href="https://www.55places.com/arizona/communities/sun-city-anthem-at-merrill-ranch" target="_blank" rel="noopener">Sun City at Merrill Ranch</a>&nbsp;is a fabulous choice for active adults who dream of a more rural retirement. The community is set 60 miles from Phoenix, where it enjoys open spaces and spectacular scenery.</p><p>Available amenities include an impressive 48,000-square-foot clubhouse, outdoor sports courts, and the 18-hole Poston Butte Golf Course, which winds throughout the development. Single-family homes are available on both a resale and new construction basis.</p><p><a href="https://www.55places.com/request-info?state=arizona&amp;community=sun-city-anthem-at-merrill-ranch" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/nevada/communities/sierra-canyon" target="_blank" rel="noopener">Sierra Canyon – Reno, NV</a></h2><h3>From the High $400s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Sierra-Canyon-Reno-NV.jpg" alt="Mountains behind the clubhouse at Sierra Canyon in Reno, Nevada." data-proportion="true" data-align="none" data-file-name="Sierra-Canyon-Reno-NV.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Located in Reno,&nbsp;<a href="https://www.55places.com/nevada/communities/sierra-canyon" target="_blank" rel="noopener">Sierra Canyon</a>&nbsp;boasts affordable resale single-family homes, a 20,000-square-foot clubhouse, and a mild four-season climate. Beyond the amenities in the enclave’s own Aspen Lodge facility, residents have access to amenities in the larger Somersett community, including its private 18-hole golf course. Somersett also offers a range of retail stores and an inviting village center.</p><p><a href="https://www.55places.com/request-info?state=nevada&amp;community=sierra-canyon" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/texas/communities/del-webb-sweetgrass" target="_blank" rel="noopener">Del Webb Sweetgrass – Richmond, TX</a></h2><h3>From the Mid $200s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Del-Web-Sweetgrass-Richmond-TX.jpg" alt="The outdoor patio space at Del Webb Sweetgrass in Richmond, Texas." data-proportion="true" data-align="none" data-file-name="Del-Web-Sweetgrass-Richmond-TX.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Opened in 2011,&nbsp;<a href="https://www.55places.com/texas/communities/del-webb-sweetgrass" target="_blank" rel="noopener">Del Webb Sweetgrass</a>&nbsp;is a newer community that welcomes residents 55+. Its picturesque setting in Richmond includes a 50-acre lake, a natural creek, and miles of walking trails, yet the community is also within easy reach of the urban attractions in Downtown Houston.</p><p>A spacious clubhouse offers onsite amenities, and a full-time Activity Director maintains the diverse social calendar and supports the famous Del Webb lifestyle.</p><p><a href="https://www.55places.com/request-info?state=texas&amp;community=del-webb-sweetgrass" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/georgia/communities/cresswind-at-lake-lanier" target="_blank" rel="noopener">Cresswind at Lake Lanier – Gainesville, GA</a></h2><h3>From the Mid $300s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2022/08/outdoor-pool-cresswind-at-lake-lanier-gainesville-georgia.jpg" alt="Aerial view of the outdoor pool at Cresswind at Lake Lanier, a 55+ community in Gainesville, Georgia." data-proportion="true" data-align="none" data-file-name="outdoor-pool-cresswind-at-lake-lanier-gainesville-georgia.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>With plans for about 730 homes,&nbsp;<a href="https://www.55places.com/georgia/communities/cresswind-at-lake-lanier" target="_blank" rel="noopener">Cresswind at Lake Lanier</a>&nbsp;is a mid-sized 55+ community with spectacular amenities and a prime location on the shores of Georgia’s fabulous Lake Lanier. In addition to its amenity-rich, 36,000-square-foot clubhouse, the community boasts a marina and private boat dock, an outdoor amphitheater, and beautiful single-family homes in a range of styles and sizes.</p><p><a href="https://www.55places.com/request-info?state=georgia&amp;community=cresswind-at-lake-lanier" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/south-carolina/communities/del-webb-charleston-at-nexton" target="_blank" rel="noopener">Del Webb Charleston at Nexton – Summerville, SC</a></h2><h3>From the Low $400s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Del-Webb-Charleston-at-Nexton-Summerville-SC.jpg" alt="Exterior view of the clubhouse at Del Webb Charleston at Nexton in Summerville, South Carolina." data-proportion="true" data-align="none" data-file-name="Del-Webb-Charleston-at-Nexton-Summerville-SC.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Just 25 miles northwest of historic Charleston,&nbsp;<a href="https://www.55places.com/south-carolina/communities/del-webb-charleston-at-nexton" target="_blank" rel="noopener">Del Webb Charleston at Nexton</a>&nbsp;provides Southern charm combined with resort-style living. This gated community is set on 350 acres of landscaped terrain and wetland preserves.</p><p>The development features an amenity-rich clubhouse and a variety of outdoor recreations, including sports courts, a dog park, and a fishing lake. Upon completion, Del Webb Charleston will contain about 1,000 affordable single-family homes.</p><p><a href="https://www.55places.com/request-info?state=south-carolina&amp;community=del-webb-charleston-at-nexton" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/florida/communities/stone-creek" target="_blank" rel="noopener">Stone Creek – Ocala, FL</a></h2><h3>From the High $200s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Stone-Creek-Ocala-FL.jpg" alt="Palm trees surrounding the outdoor resort-style pool at Stone Creek in Ocala, Florida." data-proportion="true" data-align="none" data-file-name="Stone-Creek-Ocala-FL.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Although it includes a 60,000-square-foot recreation complex and plans for 4,000 homes,<a href="https://www.55places.com/florida/communities/stone-creek" target="_blank" rel="noopener">Stone Creek</a>&nbsp;has maintained an inviting, small-town feel in the midst of the popular Ocala area.</p><p>This Del Webb community supports an exciting active adult lifestyle with a wide range of resort-style amenities, outdoor recreations, and an 18-hole championship golf course. Its low-maintenance homes are available in both single-family and attached home designs.</p><p><a href="https://www.55places.com/request-info?state=florida&amp;community=stone-creek" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/florida/communities/del-webb-naples" target="_blank" rel="noopener">Del Webb Naples – Ave Maria, FL</a></h2><h3>From the Mid $200s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2022/11/del-webb-naples-ave-maria-florida.jpg" alt="Exterior view of a home at Del Webb Naples in Ave Maria, Florida." data-proportion="true" data-align="none" data-file-name="del-webb-naples-ave-maria-florida.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Set within the larger Ave Maria community,&nbsp;<a href="https://www.55places.com/florida/communities/del-webb-naples" target="_blank" rel="noopener">Del Webb Naples</a>&nbsp;is an age-restricted enclave that boasts fabulous amenities including a new 36,000-square-foot clubhouse and the 18-hole Golf Club at Del Webb Ave Maria.</p><p>Beyond the exclusive amenities within Del Webb Naples, residents also have access to the many recreations within Ave Maria, including a Mediterranean-themed town center with shops, restaurants, and other services.</p><p><a href="https://www.55places.com/request-info?state=florida&amp;community=del-webb-naples" target="_blank" rel="noopener"><br>Request more information</a></p><p><a href="https://www.55places.com/request-info?state=florida&amp;community=del-webb-naples" target="_blank" rel="noopener"><br></a></p><p><strong>by&nbsp;Bill Ness</strong><a href="https://www.55places.com/request-info?state=florida&amp;community=del-webb-naples" target="_blank" rel="noopener"><span style="color: rgb(61, 57, 53);font-size: 14px">:&nbsp;</span></a><a target="_blank" href="https://www.55places.com/blog/10-budget-friendly-active-adult-communities"><span style="color: rgb(61, 57, 53);font-size: 14px">https://www.55places.com/blog/10-budget-friendly-active-adult-communities</span></a><br></p>

10 Budget-Friendly Active Adult Communities

25 Cheap Active Adult Communities for an Affordable Retirement

<p><br></p><h2 style="text-align: start"><strong>Answer:&nbsp;</strong>Other than saving you money, moving to a state with no income tax can save you time and stress come tax time. However, some states without income taxes may have high sales taxes, high cost of living, or infrastructure issues. Be sure to research your options to determine what’s best for your financial situation.</h2><p style="text-align: start">Unfortunately, retiring doesn’t always mean you can stop worrying about taxes. Depending on the source of your income, you might still have to pay both federal and state income tax.</p><p style="text-align: start">Does this mean you should move to a state with no income tax when you retire? Let’s weigh up the pros and cons.</p><h2 style="text-align: start">Which States Have No Income Tax?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/income-tax.jpg" alt="A tiny forklift with blocks spelling &quot;TAX&quot;." data-proportion="true" data-align="none" data-file-name="income-tax.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">The majority of states levy income tax at the state level. However, some states do not. Here are the states with&nbsp;<a href="https://www.investopedia.com/financial-edge/0210/7-states-with-no-income-tax.aspx" target="_blank" rel="noreferrer noopener nofollow">no or limited income tax</a>:</p><ul><li>Alaska – none</li><li><a href="https://www.55places.com/florida" target="_blank" rel="noreferrer noopener">Florida</a>&nbsp;– none</li><li><a href="https://www.55places.com/nevada" target="_blank" rel="noreferrer noopener">Nevada</a>&nbsp;– none</li><li>South Dakota – none</li><li><a href="https://www.55places.com/tennessee" target="_blank" rel="noreferrer noopener">Tennessee</a>&nbsp;– none</li><li><a href="https://www.55places.com/texas" target="_blank" rel="noreferrer noopener">Texas</a>&nbsp;– none</li><li>Wyoming – none</li><li><a href="https://www.55places.com/washington" target="_blank" rel="noreferrer noopener">Washington</a>&nbsp;– income tax only on&nbsp;<a href="https://dor.wa.gov/taxes-rates/other-taxes/capital-gains-tax" target="_blank" rel="noreferrer noopener nofollow">capital gains</a>&nbsp;and investments and only on earnings in excess of $250,000.</li><li><a href="https://www.55places.com/new-hampshire" target="_blank" rel="noreferrer noopener">New Hampshire</a>&nbsp;– no income tax on earned income. Income tax on investments and interests is being phased out and will be gone by 2027</li></ul><p style="text-align: start">So, should you move to one of these states? The obvious advantage is not having to pay state income tax. Bear in mind that Social Security benefits may be&nbsp;<a href="https://www.ssa.gov/benefits/retirement/planner/taxes.html" target="_blank" rel="noreferrer noopener nofollow">taxable</a>.</p><h2 style="text-align: start">Advantages of Moving to a State With No Income Tax</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/homes-and-tax-money.jpg" alt="Wooden house models behind stacks of coins and a piggy bank." data-proportion="true" data-align="none" data-file-name="homes-and-tax-money.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Other than the big advantage of not having to pay state income tax, what are the perks?</p><ol><li><strong>Save time and money come tax time</strong>. Not having to pay state income tax also means not filing a state income tax return. Most tax preparers and tax software programs do charge extra for state returns. If you do your taxes by hand, it can save a lot of time.</li><li><strong>Avoid tax on certain retirement accounts.&nbsp;</strong>If you have a&nbsp;<a href="https://www.55places.com/blog/what-is-the-difference-between-a-401a-and-a-401k" target="_blank" rel="noreferrer noopener">401(k)</a>, IRA, or individual retirement account, you could deduct that from your taxes. In theory, you then pay the tax when you withdraw that money. If you move to a state with no income tax, then you avoid&nbsp;<em>ever&nbsp;</em>paying tax on that income. As a note,&nbsp;<a href="https://www.forbes.com/advisor/retirement/state-retirement-taxes/" target="_blank" rel="noreferrer noopener nofollow">three more states</a>&nbsp;exclude distributions from these plans from taxation—<a href="https://www.55places.com/illinois" target="_blank" rel="noreferrer noopener">Illinois</a>,&nbsp;<a href="https://www.55places.com/mississippi" target="_blank" rel="noreferrer noopener">Mississippi</a>, and&nbsp;<a href="https://www.55places.com/pennsylvania" target="_blank" rel="noreferrer noopener">Pennsylvania</a>. This is worth considering if you expect this to be your primary income.</li></ol><p style="text-align: start">The primary advantage, though, is avoiding income tax. If you’re still working part-time or doing anything else that earns income in retirement, such as selling art or writing a book, you can save a lot of money. And if you choose a state that also doesn’t tax interest and dividends, you can save a&nbsp;<em>lot&nbsp;</em>of money.</p><h2 style="text-align: start">Disadvantages of Moving to a State With No Income Tax</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/woman-doing-taxes.jpg" alt="A 55+ woman working on Form 1040 for her taxes." data-proportion="true" data-align="none" data-file-name="woman-doing-taxes.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">There are, however, some&nbsp;<a href="https://www.forbes.com/advisor/taxes/states-with-no-income-tax/" target="_blank" rel="noreferrer noopener nofollow">disadvantages</a>&nbsp;to choosing to move to one of these states:</p><ol><li><strong>States that do not charge income tax still have to make money.&nbsp;</strong>This often means that states with no income tax have higher sales tax and higher&nbsp;<a href="https://www.55places.com/blog/should-residents-of-55-communities-pay-less-property-tax" target="_blank" rel="noreferrer noopener">property tax</a>. If you plan to buy a valuable property, you could pay quite a bit more. Another way they might choose to make money is by increasing the enforcement of traffic violations or raising fines. For example, Nevada has a state sales tax of 6.85% and an average local sales tax of 1.38%. “Sin taxes” may also be higher, meaning you pay more for cigarettes, alcohol, etc.</li><li><strong>Some of these states have a higher cost of living.&nbsp;</strong>Alaska, for example, has the&nbsp;<a href="https://worldpopulationreview.com/state-rankings/cost-of-living-index-by-state" target="_blank" rel="noreferrer noopener nofollow">sixth highest cost of living</a>&nbsp;in the United States, in part because the climate requires a lot of food to be imported from further south. You may save on state income tax, but then spend more on general expenses such as groceries and clothing.</li><li><strong>Some of these states have issues with infrastructure.&nbsp;</strong>South Dakota, for example, has 17% of its bridges rated as structurally deficient. Tennessee is also known for poor infrastructure. While Wyoming has good infrastructure, it has low population density, meaning a higher distance to services such as hospitals.</li></ol><p style="text-align: start">But the biggest disadvantage is that you&nbsp;<em>will&nbsp;</em>be paying higher taxes&nbsp;<a href="https://www.55places.com/blog/the-best-places-to-retire-for-taxes" target="_blank" rel="noreferrer noopener">in other areas</a>&nbsp;unless you move to Alaska, which is funded strongly by mineral leases and has the lowest tax burden. Unfortunately, the state makes up for it in the cost of living.</p><h2 style="text-align: start">Other Things To Consider</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/desk-taxes.jpg" alt="A wood house model, a financial statement, and coins on an office desk table." data-proportion="true" data-align="none" data-file-name="desk-taxes.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">We tend to focus a lot on finances. If you’re considering retiring to a state with no income tax, make sure you aren’t ignoring other considerations, such as distance from family or climate. Florida, for example, is very popular for retirees because of having an income tax, and the state has&nbsp;<a href="https://www.55places.com/blog/the-best-states-for-a-low-humidity-retirement" target="_blank" rel="noreferrer noopener">pleasantly warm weather</a>&nbsp;that can make aging bodies more comfortable. Nevada is also pleasantly warm. Washington, however, gets a&nbsp;<em>lot&nbsp;</em>of rain. Wyoming and South Dakota have low population densities, which can mean more time spent traveling for essential services.</p><p style="text-align: start">Another thing to consider is whether you will be comfortable in the society and culture of the state. All states have some differences in their local culture and attitudes. States that don’t charge income tax tend to lean more conservative in other ways.</p><h2 style="text-align: start">So Which States Are Best for Retirees?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/happy-55-couple-tax-free.jpg" alt="A happy 55+ couple receiving a break on their taxes." data-proportion="true" data-align="none" data-file-name="happy-55-couple-tax-free.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">The short answer, of course, is “It depends.”</p><p style="text-align: start">The longer answer is that it really depends primarily on your income or expected income during retirement. If you have a lot of high-value investments or a lot of money in a 401(k) then you may benefit a&nbsp;<em>lot&nbsp;</em>from moving to one of these states. Also, if you’re primarily reliant on social security (which many states don’t tax), then you may actually be better off avoiding them.</p><p style="text-align: start">If you plan on spending a lot of money on a very nice house in retirement, then property tax may be more important to you. However, if your plan is to sell your home and move to a&nbsp;<a href="https://www.55places.com/blog/the-pros-and-cons-of-55-active-adult-communities" target="_blank" rel="noreferrer noopener">55+ community</a>, then you may well benefit more from choosing one in a state with no income tax. As with many things, it’s a good idea to talk to a financial advisor about your plans.</p><p style="text-align: start">There’s no simple answer as to whether it’s best to move to a state with no income tax when you retire. It depends on your income, the value of the property you intend to buy, and, of course, on non-financial factors such as the location of your family or your personal preferences as to climate and culture.</p><p style="text-align: start">For help finding your dream home in a 55+ community, reach out to the team at&nbsp;<a href="https://www.55places.com/" target="_blank" rel="noreferrer noopener">55places</a>.</p><p style="text-align: start"><br></p><p style="text-align: start"><strong>by&nbsp;Jennifer Povey:<a target="_blank" href="https://www.55places.com/blog/retire-state-no-income-tax">https://www.55places.com/blog/retire-state-no-income-tax</a></strong><br></p>

Should You Retire in a State With No Income Tax?

Decorating on a Budget: Tips for Retirees

<h2 style="text-align: start"><strong>Answer:&nbsp;</strong>As of 2023, the average cost of residing in an age-restricted community is between $1,500 to $4,000 per month due to HOA fees, onsite amenities, security services, and other expenses.</h2><p>​<br></p><p style="text-align: start">Knowing what to expect when planning on moving to a retirement community takes the stress and uncertainty out of the transition. After all, this is the time in life when we’re most looking forward to enjoying our savings. We want to prioritize our “fun budget” and cut down on costs without giving up a comfortable lifestyle. Taking inventory of the financial commitment associated with moving to a 55+ community ensures our budget and lifestyle goals are met.&nbsp;</p><p style="text-align: start">Although costs vary with each community, there are a few factors retirees can consider prior to moving. Our team has put together a handy reference guide of common costs when moving to a 55+ community.</p><h2 style="text-align: start">The Average Cost of Living in a 55+ Community</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/personal-budget.jpg" alt="55+ homebuyer hand making a personal budget using a calculator." data-proportion="true" data-align="none" data-file-name="personal-budget.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Let’s examine an overview of the cost of living in a 55+ community. On average, residing in an age-restricted community&nbsp;<a href="https://www.rocketmortgage.com/learn/pros-and-cons-of-55-communities" target="_blank" rel="noreferrer noopener">costs between $1,500 to $4,000 per month</a>, depending on the state and neighborhood. There are a variety of age-restricted residences to explore within the United States. As a result, there’s a comfortable price point for every retiree. A few of the elements that contribute to monthly living costs (inclusive of the average monthly cost or separate depending on the community) are as follows.</p><h3 style="text-align: start">HOA Fees</h3><p style="text-align: start">Each 55+ community has a&nbsp;<a href="https://www.55places.com/blog/what-are-the-benefits-of-having-an-hoa" target="_blank" rel="noreferrer noopener">homeowners’ association (HOA)</a>, but HOA fees vary depending on the community. However, the benefit of living in a managed community often offsets the HOA fee. Many homeowners weigh the HOA fee against what the HOA offers and what they’ll be saving on maintenance costs and labor time. Lawn care, home repair and upkeep, and general property maintenance are all tasks an HOA takes off the homeowner’s plate.&nbsp;</p><p style="text-align: start">If you’re looking to evaluate the quality of the HOAs within the communities you’re considering, don’t be afraid to ask the important questions. Find out what services are covered. Also, ask what the HOA’s reserve fund is. This will give you a good indicator of the overall readiness to deal with large-scale property damage. For example, consider hail storms, water damage, and big repairs. Lastly, don’t be afraid to ask other residents how they’re finding the HOA’s services. Word of mouth can tell you a lot about the state of an HOA.</p><h3 style="text-align: start">Onsite Recreation</h3><p style="text-align: start">Active retirement communities come with an array of recreation opportunities just a short walk from your front door. As such, the monthly cost of living encompasses access to well-maintained onsite facilities.&nbsp;<a href="https://www.55places.com/blog/the-best-selling-golf-course-communities" target="_blank" rel="noreferrer noopener">Golf retirement communities</a>&nbsp;are increasing in popularity across the U.S., providing residents with access to world-class golf courses as part of their residential experience. Other active retirement communities also feature&nbsp;<a href="https://www.55places.com/blog/trail-shoes-reasons-older-adults-walk" target="_blank" rel="noreferrer noopener">acres of trails</a>, lakes, and bike paths with private access for residents. Additionally, state-of-the-art fitness facilities and clubhouses are a staple of many 55+ communities, making your total monthly cost a package deal.</p><h3 style="text-align: start">Amenities</h3><p style="text-align: start">If luxury living is a priority for your retirement, you can expect your monthly living cost to fall on the higher end of the spectrum for resort-style retirement communities. These communities often come complete with luxury details such as onsite spas, private community pools, and 5-star dining. The vision behind master-planned resort retirement is to capture the feeling of your favorite vacation getaway within the comforts of a tight-knit community. The higher price tag is often worth the&nbsp;<a href="https://www.55places.com/blog/enhance-retirement-top-amenities-55-communities" target="_blank" rel="noreferrer noopener">highest-quality amenities</a>&nbsp;for a holiday-esque retirement experience.&nbsp;</p><h3 style="text-align: start">Safety and Security</h3><p style="text-align: start">Most<a href="https://www.55places.com/blog/10-perks-living-gated-active-adult-community" target="_blank" rel="noreferrer noopener">55+ communities are gated</a>&nbsp;to ensure peace and privacy. Security is included in the homeowner’s costs.&nbsp;<a href="https://www.55places.com/blog/safe-home-security-tips-older-adults" target="_blank" rel="noreferrer noopener">Enhanced safety measures</a>&nbsp;may include 24-7 surveillance cameras and staffed entry points. These measures extend to keeping onsite recreation areas private so residents can have peace of mind within their community.</p><p style="text-align: start">For more insights, check out:&nbsp;<a href="https://www.55places.com/blog/top-real-estate-tips-first-time-55-community-buyers" target="_blank" rel="noreferrer noopener">Our Top Real Estate Tips for First-Time 55+ Community Buyers</a>.</p><h2 style="text-align: start">Other Expenses When Moving to a Retirement Community</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/senior-couple-sitting-on-a-park-bench.jpg" alt="A 55+ couple sitting on a park bench on sunny autumn day looking over finances on a tablet." data-proportion="true" data-align="none" data-file-name="senior-couple-sitting-on-a-park-bench.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Don’t be caught unprepared by moving expenses. Consider these common costs to note prior to transitioning to the age-restricted community of your dreams.</p><h3 style="text-align: start">Out-of-State Transit and Moving Costs</h3><p style="text-align: start">If you’re considering&nbsp;<a href="https://www.55places.com/blog/retirement-faq-in-state-out-state" target="_blank" rel="noreferrer noopener">retiring in another state</a>&nbsp;or even across the country, the initial transit and moving costs can be significant. We recommend getting estimates&nbsp;<a href="https://www.55places.com/blog/when-planning-move-55-retirement-community" target="_blank" rel="noreferrer noopener">at least three months in advance</a>&nbsp;of your move-in date. This way you can plan ahead for the type of moving services you’ll need. What trucks or trailers will be best suited for the task? And how much will a move out-of-state cost? Weighing these costs against in-state retirement is a good way to determine the right option for your move-in timeline.</p><h3 style="text-align: start">Storage Costs</h3><p style="text-align: start"><a href="https://www.55places.com/blog/how-to-downsize-after-living-in-your-home-for-decades" target="_blank" rel="noreferrer noopener">Downsizing</a>&nbsp;is the goal for many retirees. With more time to prioritize hobbies and recreation, many 55+ residents find moving to an age-restricted community to be the best time to declutter. However, with decluttering comes additional storage costs. One consolidation strategy is to seek out 55+ communities that offer onsite storage. These communities typically offer a better rate alongside more convenient, easily accessible storage options exclusive to residents. In addition, residents enjoy peace of mind with elevated security measures to keep their assets safe.</p><h3 style="text-align: start">Long-Term Care Insurance for Assisted Living Transitions</h3><p style="text-align: start">Finally, if you’re considering moving to an&nbsp;<a href="https://www.55places.com/blog/assisted-living-active-adult-community-right-you" target="_blank" rel="noreferrer noopener">assisted living facility</a>&nbsp;or a transitional community where assistance may be a future option, it’s important to start cost planning now. Long-term care insurance is a useful solution for assisted living transitions. These plans can be purchased in advance to lock in the best rate or may even be covered in an employer-sponsored retirement plan. Review your options, fill in any gaps in coverage, and go into the next stage of your homeowner journey with confidence.</p><h2 style="text-align: start">55places Is a Helping Hand for This Exciting New Chapter</h2><p style="text-align: start">Transitioning to a 55+ community is an exciting new chapter. Don’t let unexpected financial costs dampen the enthusiasm. Plan ahead with a picture of your financial future and a vision of living your best life in a 5-star community.</p><p style="text-align: start">Contact the team at 55places for more retirement transition insights and learn more by answering the ever-pressing question:&nbsp;<a href="https://www.55places.com/blog/right-now-best-time-buy-a-home" target="_blank" rel="noreferrer noopener">Is Right Now Still the Best Time to Buy a Home?</a></p><p style="text-align: start"><a href="https://www.55places.com/blog/right-now-best-time-buy-a-home" target="_blank" rel="noreferrer noopener"><br></a></p><p style="text-align: start"><strong>by Alexis Wainwright:&nbsp;<a target="_blank" href="https://www.55places.com/blog/cost-living-retirement-community-what-need-know">https://www.55places.com/blog/cost-living-retirement-community-what-need-know</a></strong>​<br></p>

Down to the Dollars: What Are the Costs Associated With Living in a 55+ Community?

<h2 style="text-align: start">Answer:&nbsp;Yes, you can have a job while living in a 55+ community. Though many residents of 55+ communities are retired, others hold part-time, full-time, or volunteer positions.<br></h2><p>​</p><p style="text-align: start">Just because you&nbsp;<a href="https://www.55places.com/blog/retirement-budgeting-estimate-cost-home-55-community" target="_blank" rel="noreferrer noopener">move to a 55+ community</a>&nbsp;doesn’t mean that you’re retired. Even if you are, many retirees choose to continue working. The question several people ask when getting ready to move to a 55+ community is if they can continue working.</p><p style="text-align: start">We have the answers to this, as well as some more details&nbsp;<a href="https://www.55places.com/blog/5-myths-about-social-security" target="_blank" rel="noreferrer noopener">regarding your Social Security</a>.</p><h2 style="text-align: start">Can I Live in a 55+ Community and Still Work?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/working-55-woman.jpg" alt="Happy 55+ businesswoman in a headset on a conference call at her computer." data-proportion="true" data-align="none" data-file-name="working-55-woman.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Absolutely! The main condition of living in a 55+ community is the age requirement. This can range from community to community. Some even allow residents to stay there as long as they are over 19. There are other communities that require one resident to be 55 or older but will allow younger people to move in once they meet this condition. It really depends on the specific community, so be sure to ask before purchasing a home.</p><p style="text-align: start">As far as working goes, there’s no rule stating that you can’t live in a 55+ community and continue to be employed. You can enjoy the benefits of working a job while still living in the home of your dreams with no fears of repercussions from your 55+ community.</p><h2 style="text-align: start">Can I Work for My 55+ Community?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/55-man-gardening-job.jpg" alt="A 55+ man carrying a crate of potted plants at his part-time job." data-proportion="true" data-align="none" data-file-name="55-man-gardening-job.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">It’s certainly possible. Many 55+ communities hire lifestyle directors who plan community events.&nbsp;<a href="https://www.55places.com/blog/what-are-the-benefits-of-having-an-hoa" target="_blank" rel="noreferrer noopener">Homeowner associations (HOA)</a>&nbsp;also employ individuals to maintain the grounds and facilities to keep a 55+ community in beautiful condition. They also sometimes hire technicians, office workers, and more. Just check out the site of the 55+ community you’re interested in moving to and apply for any jobs that pop up.</p><h2 style="text-align: start">Are There Other Restrictions on Working If You Live in a 55+ Community?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/piggybank-saving-money.jpg" alt="55+ woman putting a coin into a piggybank." data-proportion="true" data-align="none" data-file-name="piggybank-saving-money.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Yes, there are. These are restrictions that may apply no matter where you live. And&nbsp;<a href="https://www.55places.com/blog/can-you-still-work-after-retirement" target="_blank" rel="noreferrer noopener">your Social Security check</a>&nbsp;will depend largely on your age. At a certain point, you can work as much as you want with no penalty to your Social Security check. However, the age requirements have gone up since the golden age of 65.&nbsp;</p><p style="text-align: start">If you were born between 1943 and 1954, the age you can fully retire is now 66. This gradually increases up to age 67. It’s possible to retire at age 62, but you won’t receive your full benefits.</p><p style="text-align: start">An example given on the&nbsp;<a href="https://www.ssa.gov/benefits/retirement/planner/agereduction.html" target="_blank" rel="noreferrer noopener">Social Security</a>&nbsp;website reveals that if you retire at 62, and you would normally bring in $1,000 a month, you’ll only get $750 of that amount. This reduces to around $700 for anyone born in 1960 or after.</p><p style="text-align: start">Spousal benefits which would normally be $500 for someone born between 1943 and 1954 are reduced to $350. And the lowest amount for anyone born after 1960 is $325.</p><p style="text-align: start">If you’re working, then this may limit how much money you’ll be able to make. At most, you can make $21,240 in 2023, according to the&nbsp;<a href="https://www.ssa.gov/benefits/retirement/planner/whileworking.html" target="_blank" rel="noreferrer noopener">Social Security</a>&nbsp;site. It usually increases a little each year, so this could change going into 2024.</p><p style="text-align: start">There are obviously other factors that come into play if you’re receiving Social Security benefits. Therefore, it’s best to go to the direct source for the most accurate information. Before you make a decision as to whether you’ll retire early or keep working, make sure you speak to your local Social Security office.</p><h2 style="text-align: start">Where Can You Work Part-Time as a Retiree?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/55-woman-part-time-job.jpg" alt="A 55+ woman working in a plant shop and taking orders on the phone." data-proportion="true" data-align="none" data-file-name="55-woman-part-time-job.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Once you make the decision to keep working, the next question is what will make you happy. For most people who are retired, working 40 to 60 hours a week is no longer appealing. They simply want money to supplement what they’re bringing in from Social Security. Such jobs should be&nbsp;<a href="https://www.55places.com/blog/11-easy-yet-rewarding-part-time-jobs-for-retirees" target="_blank" rel="noreferrer noopener">easy, and yet very rewarding</a>.&nbsp;</p><p style="text-align: start">If you love teaching but want something other than a teaching position, you can work as a tutor or coach. This allows you to work with younger generations and pass on the knowledge you have gained over your lifetime.</p><p style="text-align: start">Other jobs include working as a dog walker, which will allow you to get some physical exercise, and spend time with clients who are thrilled to see you every day. Housekeepers and nannies are other jobs that are perfect for retirees who only want to work part-time.</p><p style="text-align: start">You can also take advantage of your free time to start a small business. Some hobbies that you’ve always wanted to do for a living may now be an option, like making your crafting hobbies a source of income.</p><p style="text-align: start">Whether you decide to work part-time or want to enjoy your free time without a boss calling, there are plenty of ways to stay busy in your 55+ community. You can also rest assured that no community is going to dictate whether you can work or not. The HOA may make rules about your home, but what you do in your free time is entirely up to you.</p><h2 style="text-align: start">What if I Want To Stay Active, But Don’t Want To Work?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/continuing-education.jpg" alt="A smiling 55+ woman at a laptop in an adult education classroom." data-proportion="true" data-align="none" data-file-name="continuing-education.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">If you want to stay on the go, but don’t want a job, then there are still options. You can go back to school to learn something that you’ve always been curious about but never had the time or money to invest. Once you gain a new degree, you can use this to pursue a new career path.</p><p style="text-align: start">You can also start new hobbies that you enjoy. Or if you just want to sit by the pool or play golf on the course, that’s always an option as well. There are many advantages to living in a 55+ community, so be sure to take advantage of them all.</p><h2 style="text-align: start">55places Is Here To Help</h2><p style="text-align: start">Now that you’re retired, you may be thinking of relocating to a 55+ community. There are many choices out there, and the hard part of choosing a new home is that no two communities are the same.&nbsp;</p><p style="text-align: start">Rather than doing the research on your own, and trying to discover which community is right for you, we can help. Simply reach out, and tell us what you’re looking for. We can give you advice, recommend specific communities, and help with anything that comes up. Contact us today to get the process of moving to your new home started.</p><p><br></p><p><strong>by&nbsp;Savannah Keaton:&nbsp;<a target="_blank" href="https://www.55places.com/blog/job-while-living-55-community">https://www.55places.com/blog/job-while-living-55-community</a></strong></p>

Can I Have a Job While Living in a 55+ Community?

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<h2><strong>Latest News and Updates</strong></h2><p>Discover our recent activities and developments by exploring our newest articles.</p>

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<p>Navigating life's transitions can be overwhelming. At Keller Williams, I'm more than just a real estate agent—I'm your trusted advisor. Whether you're embarking on a new chapter or making pivotal real estate decisions, count on me to guide you through every step with expertise and support.</p>

Navigating life's transitions can be overwhelming. At Keller Williams, I'm more than just a real estate agent—I'm your trusted advisor. Whether you're embarking on a new chapter or making pivotal real estate decisions, count on me to guide you through every step with expertise and support.

<h1>Browse Listings</h1><p>Find listings in your area here.</p>

Cobb County

Welcome to 169 Waterman St, a beautifully designed single-family home that perfectly blends modern comfort with unbeatable convenience—just three blocks from the Historic Marietta Square. Located in the heart of a vibrant community, this home offers true walkability to shops, restaurants, weekend concerts, and local events at Glover Park. 

The main floor features a flexible layout with a separate office or formal dining/living space, an open-concept kitchen with stunning quartz countertops, and a spacious family room that flows seamlessly onto a screened-in porch and adjoining deck—ideal for indoor-outdoor living. A convenient half bath completes the main level.

Upstairs, you’ll find three generous bedrooms, including a serene primary suite, two full bathrooms, and a laundry room for ultimate convenience. The terrace level offers a private bedroom and full bath, making it perfect for guests or a teen suite. This level also includes a rare 3-car garage, providing plenty of room for vehicles, storage, or hobbies.

All of this is situated on a low-maintenance lot in the highly desirable Meeting Park. This charming neighborhood offers its own clubhouse, swimming pool, and social events—making it the perfect blend of convenience, comfort, and community.  Don’t miss this incredible opportunity to own in one of Marietta’s most desirable communities!

This 6-bedroom, 4-bath home in a vibrant country club community checks every box, offering stylish upgrades and exceptional indoor-outdoor living. Recent improvements include new front windows, a custom front door with sidelights and transom, fresh interior and exterior paint, and new carpet (2025), along with a new HVAC system, furnace, and refrigerator (2024). The entire home has also been re-piped with PEX, adding long-term value and peace of mind. Inside, enjoy a spacious two-story family room with a cozy fireplace and back staircase, an updated eat-in kitchen with custom white cabinetry, granite countertops, and stainless steel appliances, and a generous dining room that flows seamlessly to the screened-in porch—where all patio furniture and the TV stay with the home. The main level features two flexible spaces currently used as offices: one is a full bedroom with a connected full bath, ideal for guests or multi-generational living, while the other can easily function as a formal living room, study, or playroom. Upstairs, the oversized primary suite offers a spa-inspired bath, while three additional bedrooms include a Jack and Jill configuration. Step outside to enjoy the screened-in porch complete with fireplace and TV, plus a deck and patio featuring a pergola, dining space, and second TV— perfect for year-round entertaining. The finished terrace level adds even more versatility with a sixth bedroom, a full bath, a workshop, and ample storage. Located in the highly sought-after Harrison school district and offering access to a newly renovated country club with golf, tennis, pool, playgrounds, and nearby trails, this home is truly the full package. Schedule your showing today—and don’t forget to request the full list of upgrades!

Welcome to 3321 Hampreston Way NW, a beautifully maintained 3-bedroom, 3-bathroom home in the highly sought-after Duvall Court neighborhood of Kennesaw. With 1,763 square feet of well-designed living space, this home offers comfort, flexibility, and style in a location that truly has it all.

The heart of the home is the stunning two-story great room, featuring a dramatic floor-to-ceiling gas fireplace and an open view from the upstairs hallway, filling the space with natural light and warmth. The kitchen opens directly to the living and dining areas, making it ideal for both everyday living and entertaining. It features a gas range, built-in microwave, dishwasher, and plenty of cabinetry for storage and functionality.

Enjoy the ease of a primary suite on the main level, along with an additional main-level bedroom and full bath. Upstairs, a large private bedroom with an en suite bath offers a flexible retreat—perfect as a guest space, teen suite, or even a second primary bedroom.

Step outside to the covered back patio and enjoy a beautifully landscaped, flat backyard—a great space for relaxing or playing. A new roof (2024) and low-maintenance living with lawn care included in the HOA add lasting value.

Located within walking distance to Awtrey Middle and North Cobb High School, and just minutes from Swift-Cantrell Park—one of Kennesaw’s best community spaces with a dog park, skate park, walking trails, multiple playgrounds, and a splash pad—this home combines location, lifestyle, and livability.

Don’t miss this opportunity to live in a well-kept, conveniently located community with access to top schools and unbeatable outdoor parks.

Please note: the upstairs bedroom and en suite bathroom are not pictured.

NEW ROOF 2024! GREAT newer home in Downtown Marietta near the Square and feeding into West Side Elementary! Montgomery Park is a beautiful neighborhood with private park directly across the street from the home.  Spectacular kitchen opening directly to the living space.  Kitchen has white cabinets and a two-toned island.  Stainless appliances, custom granite, walk-in pantry and real hardwoods throughout the main level!  Great floorplan with a beautiful covered patio on the rear, and a cozy front porch also.  Nice private fenced backyard with a large grassy area.  Large primary bed up with a huge walk-in closet, and a great bathroom with tub and shower separate.  This home is in a great neighborhood just an easy stroll up Cherokee Street to all the dining, museums and shopping of the Historic Marietta Square.  Home is move-in ready!

Back Yard, Landscaped, Level, Private, Rectangular Lot

Look No Further! Nearly New Construction with all the right UPGRADES to live well in a community with a dream AMENITY center and PRIVATE access to the SILVER COMET Trail. This home is perfectly sized, impeccably maintained and professionally curated. Greet friends in an open foyer that ensures the family room enjoys privacy. The main level is one open space ready for cozy nights at home or memory making entertaining elevated by crown molding and light dimmers. It starts with a well-appointed kitchen with white cabinets, stainless steel appliances, gas cooking, center island with trash can pullout and pop out storage tray. Kitchen overlooks the eating area and family room with gas fireplace. Step out to a covered rear patio perfect for al fresco dining or a quiet evening outdoors. An outdoor gas line waits for connection to your own grill. Enjoy easy to maintain luxury vinyl floors on the entire main and upper-level hall. Ascend the hardwood staircase to an open rail overlooking the loft space which makes a great home office or common area lounge. At the top of the stairs sits the expansive owner's suite with a private balcony, plantation shutters for ultimate privacy, and a bath with separate tub & walk in shower as well as a deep walk-in closet. Two additional bedrooms round out the upper level, both with ceiling fans. All bedroom closets are equipped with lights. Home also comes with a Samsung Smart Thing Refrigerator & MyQ Controlled Garage Door Opener (both have EZ to use apps for remote access). Laundry room with included washer & dryer. Home has a wired security system to monitor main level doors and three mounted exterior cameras so you always know what's happening at home. 3847 Silvery Way is the total package with three bedrooms and two and a half baths across 2200 sq ft. This home expands for family living or contracts for a lock n go empty nester lifestyle. But the best of benefit is the Tapp Farm community has been curated for the BEST of Cobb County living. The entrance monumentation alone speaks to the quality of life found in TAPP FARM where residents enjoy a CABANA, POOL, PICKLE BALL COURTS, FIREPIT, OUTDOOR GRILL, CORNHOLL & PLAYGROUND. What more could you ask for? Well, let's ice the cake with DIRECT ACCESS to the SILVER COMET TRAIL which provides miles of walking, skating, or biking under the tree canopy behind quiet n'hoods. This home has it all and then some. Schedule a private tour to see yourself living in this coveted community!

Beautiful Craftsman Home in  East Cobb Community!

Welcome to this attractive  Craftsman-style home offering the perfect blend of comfort, space, and style in popular  East Cobb. With 5 bedrooms and 3 full baths, this hard-to-find layout provides incredible flexibility for families, guests, or a home office setup—all at a great price. 

Step inside to find a bedroom and full bath conveniently located on the main level, ideal for visitors or multi-generational living. The spacious kitchen is designed for both everyday living and entertaining, featuring open views to the family room and breakfast area, ensuring you're always part of the conversation.

Upstairs, the oversized master suite is a true retreat with a large bathroom, generous walk-in closet, and direct access to the laundry room—a thoughtful touch that makes daily life easier. Three additional bedrooms and a full bath complete the upper level, providing ample space for everyone.

Out back, you'll fall in love with the covered porch and cozy outdoor fireplace, perfect for year-round enjoyment, whether you're sipping morning coffee or hosting evening gatherings.

Plus so much shopping and restaurants and EASY access to 75 and 575.

Showings start 10 am on April 25th.

Welcome home to this adorable home nestled in a cul-de-sac in the charming Harper Woods!!  As you step inside, a sunny and bright  two-story foyer welcomes you with abundant natural light, setting a cheerful tone for the entire home.  Fabulous open and flowing floor plan, where gleaming hardwood floors are present in almost the entire home. No carpet in this home!! 
Memories in a home almost always begin in the open kitchen, where granite countertops and stainless steel appliances shine. Envision casual breakfasts at the bar, overlooking the cozy family room – the perfect spot for making lasting memories. A stylishly updated half-bath on the main level adds convenience for you and your guests.
Upstairs, discover your spacious primary bedroom, a true retreat with an ensuite primary bath featuring a relaxing garden tub and separate shower. Three additional well-sized bedrooms and another updated bathroom, complete with double sinks, provide comfortable space for everyone. This isn't just a house; it's a clean, freshly painted and move-in-ready haven filled with natural light, awaiting your personal touch.
Step outside into your expansive, flat, and fully fenced backyard – an ideal canvas for weekend barbecues, gorgeous afternoons, and maybe even that playset you've always wanted! Beyond your new home, discover a vibrant neighborhood with top-rated Mountain View Elementary and Simpson Middle School just around the corner. Enjoy the ease of being close to fantastic shopping, diverse restaurants, the local library, and a community swim center. This isn't just a home; it's a lifestyle waiting to be embraced. Don't miss your chance to start your next chapter here!

Back Yard, Cul-De-Sac, Front Yard, Landscaped, Level, Private

Welcome to Hillgrove Preserve, a thoughtfully designed new home community located near the border of Powder Springs and Marietta, brought to you by family-owned and operated Brock Built Homes—celebrating over 40 years of building quality homes across Atlanta. This beautifully crafted Trenton plan offers a blend of refined finishes and functional living. The main level features soaring 10-foot ceilings, a versatile flex room, a laundry area, and a bright sunroom ideal for relaxation or entertaining. The open-concept kitchen is a showstopper with a large quartz island, upgraded cabinetry to the ceiling, wall oven and microwave, gas cooktop with a vented hood, pots and pans drawers, trash pullout, under-cabinet lighting, and a designer backsplash. The adjoining family room features a 42” direct vent fireplace, creating a warm and inviting atmosphere. The main-level suite includes a luxury bath with a tub, quartz countertops, and a zero-entry shower. Upstairs are four spacious bedrooms, each with walk-in closets, three full bathrooms with tile flooring and tile surround, and a large media loft. Additional highlights include luxury vinyl plank flooring throughout the main living areas, white oak stair treads with metal balusters, a covered rear porch, front porch, and a three-car garage. Hillgrove Preserve offers a peaceful setting close to shopping, dining, and major thoroughfares, all within the sought-after Hillgrove High School district. Outdoor enthusiasts will love the area’s access to community pools, golf courses, tennis and pickleball courts, scenic hiking trails, horseback riding, and even BMX parks—creating endless opportunities to stay active and enjoy the outdoors. This home is move-in ready—call or visit today for a complete list of included features. Stock photos used.

Welcome to 5447 Stirrup Way, a beautifully maintained 4-bedroom, 2.5-bath brick-front home situated on a spacious corner lot in a quiet well-maintained community in Powder Springs, GA. This two-story residence features gleaming hardwood floors throughout, recessed lighting, and a floor plan perfect for modern living. The gourmet kitchen is equipped with stone countertops, stainless steel appliances, cherry wood cabinetry, a tile backsplash, gas range, and center island. The kitchen opens seamlessly into the family room, complete with a cozy gas fireplace. A separate formal dining room with coffered ceilings adds elegance for entertaining. Upstairs, the oversized primary suite offers tray ceilings, a large walk-in closet, and a luxurious en-suite bathroom with tiled flooring, his and her vanities, a glass-enclosed shower, and a whirlpool tub. Secondary bedrooms provide ample space for family, guests, or a home office. Enjoy outdoor living with a fenced backyard ideal for a private space perfect for kids, pets, and entertaining or relaxation. A large front yard that enhances curb appeal and a 2-car garage making it the perfect fit for growing families or those who love to entertain. Located near parks, top-rated schools, shopping, and dining, with easy access to Lost Mountain Park, the Silver Comet Trail, and Downtown Powder Springs. This home combines comfort, style, charm, and location. Don't miss it!

Back Yard, Corner Lot, Front Yard, Landscaped, Level, Private

Daylight, Exterior Entry, Finished, Finished Bath, Full, Walk-Out Access

Luxury Living Just Minutes from Historic Marietta Square!
Nestled in a peaceful neighborhood just minutes from the vibrant charm of Marietta Square, 830 Lee Drive offers the perfect blend of location, lifestyle, and luxury.

This fully renovated masterpiece has been impeccably reimagined by Wedgewood Homes in collaboration with Maverick Design, renowned for their elegant and thoughtful designs. From curb to creek, no detail has been overlooked.

Step inside to discover a home filled with premium upgrades, including gleaming hardwood floors throughout and two brand new HVAC units for ultimate comfort. The all-new kitchen is a true focal point, featuring striking two-toned cabinetry, granite countertops, and sleek stainless steel appliances — ideal for entertaining and everyday living.

A spacious oversized laundry room adds convenience, while the spa-inspired primary bathroom offers an expansive tiled shower and luxurious finishes.

Downstairs, a fully finished basement expands your living space with a second living area, full bathroom, and a versatile bonus room — perfect for a guest suite, home gym, or office.

Enjoy serene outdoor living on the covered, screened-in deck, overlooking your private backyard and a tranquil creek — a peaceful retreat right at home.

With easy access to the shopping, dining, and entertainment of Marietta Square, this home offers both tranquility and convenience.

Truly move-in ready — luxury, comfort, and location all in one.

Welcome to 1430 Dallas Circle– a stunning 4-sided brick home that blends timeless charm with fresh, traditional vibes. This 4-bedroom, 3.5-bath beauty has been tastefully updated from top to bottom, featuring warm hardwood floors, brand new cabinets and countertops, sleek fixtures, and stylish tile in every bathroom. The cozy, color-drenched dining room sets the scene for intimate dinners or bold dinner parties, while the open-concept layout gives you space to breathe and live comfortably. Step outside to a spacious deck overlooking a freshly landscaped backyard—ideal for morning coffee, evening hangouts, or weekend BBQs.
With solid construction, thoughtful updates, and serious curb appeal, this home just feels right. Come see why 1430 Dallas Circle is the kind of place you won’t want to leave.

This charming craftsman bungalow built in 2007, in historic Marietta, less than a mile from Marietta Square. This home has a large private, fenced-in backyard that includes a screened-in porch and a separate outdoor patio area.  There is a large primary bedroom with an en-suite bathroom and 2 other bedrooms with another full bathroom in the hall. The kitchen is open to the dining room as well as the family room. The family room is spacious with an abundance of natural light. This home is located 2 blocks from Henry Park, Emily Lembeck Early learning center, and is very close to Marietta Square and the Marietta Square Market.
There is a new roof, hvac, and water heater!

Welcome to this beautifully maintained 3-bedroom, 2.5-bath home that blends comfort, style, and functionality. Step into a spacious two-story family room filled with natural light, featuring a stunning masonry fireplace—the perfect gathering spot. Just off the elegant dining room with classic wainscoting, you’ll find a well-appointed kitchen with stainless steel appliances, Corian countertops, a breakfast bar, and a cozy breakfast area that opens to a screened porch—ideal for morning coffee or evening relaxation. This home also offers a versatile flex room, perfect for a home office, playroom, or additional living space. Upstairs, the oversized master suite includes a private sitting area, a luxurious bath with a relaxing garden tub and separate shower, double vanity, and a generous walk-in closet. Two additional bedrooms and a full bath provide plenty of room for family or guests. Enjoy outdoor entertaining in the fenced backyard with beautifully manicured landscaping and plenty of space to relax or play. Conveniently located close to shopping, dining, and easy access to I-75, this home truly has it all!

Back Yard, Front Yard, Landscaped, Level, Sprinklers In Front

Stunning 4-Bedroom Ranch – Modern Elegance Meets Suburban Comfort.
Welcome to this beautifully designed 4-bedroom, 3 full bath ranch-style home in the heart of Austell, GA. From the moment you step inside, you're greeted by an open floor plan that seamlessly blends modern style with everyday functionality. Gorgeous high-end light fixtures illuminate the spacious layout, while wide sightlines draw your eye across the family room—with its cozy gas log fireplace—to the elegant dining area and chef-inspired kitchen.
The kitchen is a true showpiece, featuring a large island perfect for entertaining, sleek stainless steel appliances, a gas cooktop, and a walk-in pantry offering ample storage. Whether you're hosting family gatherings or enjoying quiet mornings, this open-concept space delivers both beauty and practicality.
Retreat to the luxurious master suite, where a tray ceiling adds architectural interest and a spa-like bathroom awaits. Enjoy a double vanity, separate soaking tub, walk-in shower, and a generous walk-in closet. The secondary bedrooms on the main level are impressively spacious, offering comfort and flexibility for family or guests.
Upstairs, the fourth bedroom offers endless possibilities. Complete with its own full bath, this space can serve as a guest suite, media room, flex space, or private home office—the choice is yours.
Located in a community that includes a sparkling pool, this home offers the perfect blend of suburban peace and city convenience. You’re just minutes from shopping, with quick access to the interstate, making downtown Atlanta and Hartsfield-Jackson Airport easily accessible.
Enjoy modern living, luxurious details, and a location that truly has it all—this home is a must-see!

Cul-de-Sac Living in the Highly Sought-After Community of Mallard Lake Nestled in the Top-Rated Walton High School District. This home features a Private Pool Oasis and a Fully Fenced, Grassy Backyard an Ideal Retreat for Relaxation and Play. From the moment you arrive, the Curb Appeal captures attention with a Professionally Landscaped Front Yard adorned with Japanese Maples, Shade Trees, Evergreens, and Vibrant Azaleas in Full Bloom a Picture-Perfect Welcome. Step inside to find Timeless Dark Hardwood Floors Throughout, Custom Wooden Shutters, Crown Molding, Tall Ceilings, and Elegant Arched Doorways. The Front Formal Family Room is flooded with Natural Light from a Large Bay Window, creating a Warm and Inviting Space. It flows seamlessly into the Grand Living Room, featuring a Striking Wood-Burning Fireplace with a Classic Wood Mantel, Soaring Ceilings, and Oversized Windows an Ideal Spot to Curl Up with a Book or Entertain Guests. The Spacious Kitchen is the Heart of the Home, offering Ceiling-Height Wood Cabinets, a Tiled Backsplash, Central Kitchen Island with Storage, and a Cozy Breakfast Nook Framed by Sunlit Windows. The adjacent Formal Dining Room is Perfect for Hosting, with Space to Comfortably Seat 12 an Elegant Setting for Holiday Meals or Celebrations. Also on the Main Level: a Convenient Half Bath and Laundry Room. Upstairs, retreat to the Expansive Primary Suite featuring a Tranquil Seating Area by the Windows. The En Suite Bathroom includes a Double Vanity, Soaking Tub, Separate Shower, and a Generously Sized Walk-In Closet. Two Additional Spacious Secondary Bedrooms share a Full Bathroom, ensuring comfort for everyone. A Bonus Room above the Two-Car Garage is perfect for a Home Office, Gym, or Guest Suite.  Step outside to your Private Backyard Oasis an In-Ground Pool surrounded by a Large, Flat Grassy Yard, Fully Fenced for Privacy and Safety. It's the Perfect Spot for Entertaining, BBQs, and Playtime with Kids and Pets. The Community also features a Neighborhood Pool, creating an opportunity to meet and mingle with neighbors. Nestled in an ideal location, this property offers unparalleled convenience, with East Cobb's vibrant Dining and Shopping options just moments away. Additionally, you're within easy reach of the charming areas of Roswell and Sandy Springs, ensuring you're close to everything you need. From everyday living to summertime fun, this home offers endless possibilities!

Cul-De-Sac, Front Yard, Landscaped, Level, Private

Daylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry

Welcome to your dream retreat in the heart of the highly desirable Paces Farm neighborhood of Marietta, GA. This stunning single-family home exudes luxury, comfort, and timeless craftsmanship, offering over 6,000 square feet of impeccably designed living space. From its stately curb appeal to its thoughtfully curated interior and resort-style outdoor amenities, this home is a true gem.

Boasting 6 spacious bedrooms and 5 full bathrooms, this residence provides abundant room for both everyday living and grand entertaining. The main level welcomes you with a dramatic open-concept layout featuring a great room with a wall of windows, coffered ceilings, wood beams, and built-in bookshelves, all bathed in natural light. Adjacent, the formal dining room dazzles with a designer chandelier, wood accent wall, and stone and brick architectural elements that define the space while maintaining an open flow. The heart of the home is the gourmet kitchen, a chef’s dream outfitted with double ovens, stainless steel appliances, granite countertops, a large center island, and stunning wainscoting on the ceiling. Nearby, the main-floor office impresses with custom ceiling details, offering a serene and inspiring workspace. A guest suite and full bath on this level provide comfort and privacy for visitors.

Step into the screened-in sunroom for your morning coffee while listening to the peaceful sounds of nature in your private, tree-lined backyard. This was the current owner's favorite thing to do in the morning. 

The lower level is nothing short of extraordinary—an entertainer’s paradise. This finished basement includes a theater room, full kitchen, game room, pool table area, a full bathroom, and a flex space that could easily be a 7th bedroom. Ample storage space ensures everything has its place.

Upstairs, you’ll find a lavish primary suite featuring a vaulted ceiling, separate sitting area, and an en suite bathroom with dual vanities, soaking tub, and two large walk-in closets—one for each occupant. Four additional upstairs bedrooms offer character and charm with judges paneling or beadboard detailing. One of these rooms can easily function as a media room, home gym, or second office.

Outside, the lifestyle continues. Your flagstone patio is the ultimate outdoor living space, complete with ceiling fan, TV, fireplace, and ambient fountain—perfect for cozy evenings under the stars. The fully equipped outdoor kitchen features a Big Green Egg, mini fridge, and sink, ideal for entertaining guests or enjoying a quiet meal al fresco.

Throughout the home, you'll find exquisite architectural details, high-end finishes, and a sense of warmth and sophistication that sets it apart. With it's new roof and many extras staying with the home, this Home is truly move-in ready. Located in one of West Cobb’s most coveted communities, this home offers easy access to top-rated schools, parks, shopping, dining, and more.

This is more than a home—it’s a lifestyle. Schedule your private showing today and experience luxury living at its finest.

Back Yard, Front Yard, Landscaped, Private, Wooded

Nestled on a serene cul-de-sac lot, this custom-built home offers the perfect blend of luxury and comfort on nearly half an acre. From the moment you step onto the covered porch and into the welcoming foyer, you'll be captivated by the Brazilian mahogany hardwood floors, elegant rounded openings, trey ceilings, and expansive windows that fill the space with natural light. The main level features a spacious owner’s suite with views of the backyard, a spa-like en suite bath with a dual-head walk-in shower, soaking tub, and a custom walk-in closet system. The open-concept kitchen and family room are perfect for everyday living and entertaining, complete with coffered ceilings, a casual dining nook, breakfast bar, gas cooktop, double ovens, and a walk-in pantry. A generous mudroom/laundry area adds convenience, while a light-filled home office with custom millwork provides a quite refined workspace. The oversized, extra-deep 3-car side-entry garage provides ample storage, and the walk-out backyard features a sparkling pool with a covered patio. Upstairs, you’ll find four additional bedrooms with walk-in closets and two full Jack-and-Jill bathrooms, each with separate vanities for added convenience. An expansive walk in storage area completes this level. The fully fenced backyard is a true oasis, featuring a walk-out heated pool with automatic cover, a covered patio, and a charming pergola with a stone fireplace—ideal for outdoor entertaining. Additional highlights include, newer HVAC systems, a 3.5-year-old roof, tankless water heater, and a dedicated gas line for grilling.  No HOA!

Back Yard, Cul-De-Sac, Landscaped, Level, Private

From the moment you pull up to the curb and enter through the stunning front doors, this one feels like home! Beautifully maintained and updated, this lovely home resides on the corner lot of a cul de sac, just a stone's throw from the Silver Comet Trail and has a transferable membership to the West Smyrna Swim & Tennis Club (which currently has a long waiting list)! So many improvements to this home in the last few years: roof, gutters and gutter guards; windows; gorgeous front door and back door; painted exterior; siding; new and expanded deck; elegant primary bath renovation including heated tile floor; basement bath refresh; and LVP through the main level. The lovely new LVP spans the entire main level and holds up to the toughest of traffic. A spacious fireside den is ideal for watching movies or games! The formal living room (currently used as an office) and the dining room make for wonderful entertaining areas or flex space. Well-designed, the eat-in kitchen is truly the heart of the home and boasts stainless appliances, white cabinets and lots of cabinets and prep surface. The laundry room offers additional storage and is located just off the kitchen. Upstairs contains all 4 light-filled bedrooms. Enjoy the elegant primary retreat with brick fireplace and luxurious, spa-inspired bath (free-standing tub; large walk-in tiled shower stall; dual sink vanity with granite countertop; private water closet; and spacious walk-in closet). The 3 sizeable secondary bedrooms share a full bath accessible from the hall. The fenced back yard is perfect to contain the small family members (with 2 or 4 legs) and boasts a large deck for grilling and enjoying the hot tub (hot tub sold separately)! Flex space and another full bath can be found in the finished basement.

Back Yard, Corner Lot, Cul-De-Sac, Front Yard

Daylight, Exterior Entry, Finished Bath, Finished, Full, Interior Entry

Tucked away on 3.38 acres at the end of a quiet cul-de-sac, this beautifully updated retreat offers the perfect blend of privacy, luxury, and community living in active Vinings Estates swim/tennis neighborhood. Thoughtfully updated in 2021 and impeccably maintained, this stunning 5 bed / 4.5 bath home offers over $75,000 in upgrades including fresh interior paint, updated lighting throughout, newer carpet, newer toilets, a 2021 roof, an electric car charger, and much more. An inviting two-story foyer welcomes you in, flanked by a formal dining room and sitting room. Beautiful hardwood floors lead you to a sun-filled open-concept living room featuring soaring ceilings, a gas fireplace, and built-in bookcases, creating a warm and sophisticated setting. The updated kitchen is a true highlight, featuring granite countertops, stainless steel appliances, chic glass tile backsplash, a breakfast bar, and casual dining area. Unwind in the oversized primary suite, complete with tray ceilings, a sitting area, and a fully renovated spa-like bathroom boasting a soaking tub, separate shower, his and hers vanities, two walk-in closets, and an additional sitting area. Two upper level secondary bedrooms share a convenient Jack-and-Jill bath, while a third secondary bedroom offers a private ensuite. The fully finished basement provides endless possibilities with a second living area, wet bar with a wine cooler, two bonus rooms, a wine cellar, and a bedroom with a full bath - perfect for an in-law suite. Enjoy outdoor living with a screened-in porch, expansive upper deck, and lower-level deck - all overlooking a partially fenced backyard and peaceful creek, offering the perfect setting for entertaining or unwinding in nature. The Vinings Estates community offers an array of resort-style amenities including three pools, tennis courts, basketball courts, a playground, a clubhouse, and a fitness center. This home has all the features your family will enjoy for many years!

Back Yard, Cul-De-Sac, Front Yard, Level, Private, Wooded

This stunning Harbor floorplan in East CobbCOs newest gated community, Village at Sandy Plains, showcases a perfect blend of modern style and functionality. The open-concept plan offers 5 bedrooms and 4 baths in a layout ideal for entertaining. A spacious gourmet kitchen featuring sleek quartz countertops, a vented wood hood, stainless steel appliances, and a large island that flows seamlessly into the dining and living areas.  The main living space on the first floor boasts 9-foot ceilings, finished with durable RevWood flooring that flows to wood stairs with an open railing. Upstairs, youCOll find a versatile loft thatCOs perfect for additional living or working needs. The oversized primary bedroom provides ample space for a sitting area retreat, while the secondary bedrooms are thoughtfully placed on the opposite side of the home for privacy, with a convenient Jack-and-Jill bath.  Elevated finishes throughout the home, craftsman details on the exteriors and a gated swim community make this home a must see. Located in a prime Marietta location, this property offers easy access to the Marietta Square, top-rated schools, shopping, dining, and major highways. ItCOs a truly extraordinary place to call home.

Exterior Entry, Finished, Finished Bath, Full, Interior Entry

Welcome to this well-maintained 3-bedroom, 3.5-bath home with 2,386 sq. ft. of comfortable living space, including a fully finished basement-perfect for a high schooler, college student, guest suite, or bonus living area. This home features hardwood floors throughout, granite countertops, and a spacious layout designed for everyday living and entertaining. The property sits on a flat, .86-acre lot, offering plenty of outdoor space for gardening, play, or future expansion.
Conveniently located near I-75, schools, shopping, and dining, this home combines privacy, style, and accessibility. A rare find with plenty of space inside and out-schedule your showing today!

Bath/Stubbed, Daylight, Exterior Entry, Full, Interior Entry

Welcome to 1459 Hickory Branch Trail, located in the Swim/Tennis Community of Old Hickory Bluffs*  Well Maintained Home located in the Harrison High School District*  3 Sides Brick with Side Entry Garage* Enter the 2 Story Foyer and notice Gleaming Hardwood Flooring* Formal Dining Room with Chair Rail and Living Room that Could be Home Office*  Family Room has Marble Fireplace and Open Floor Plan*  Kitchen has Granite Counters, Island with pendant lights, Tons of Stained Cabinetry, Bosch Dishwasher, Stainless Appliances, Cooktop, Dacor Convection Oven, Tiled Backsplash,  and View to Family Room*  Guest Bedroom is on main level with Full Bath that has tiled shower surround* Upper Level boasts an Oversized Owner's Suite with  Trey Ceiling, His and Hers Walk In Closets* Double Vanities, Garden tub, Tiled Shower and Flooring* 2 Guest Bedroom on the Upper Level with a Jack and Jill Bathroom*  Smooth Ceilings and Gutter Guards*  All windows with the exception of the Basement, were replaced in 2019*  Roof Was Replaced in 2022 and HVAC Systems have been recently serviced* Upstairs Laundry Room has a Utility Sink, Broom Closet and Washer and Dryer will remain* The Full Daylight Basement is stubbed for a Bathroom and is ready to be finished*  From the Terrace Level,  you can step out onto the pretty rear covered Patio that has recessed lighting and ceiling fan*  Backyard is wooded and gives a lot of Privacy*  A Large Deck is off of the Main Level that suits Entertaining*  Community Swimming Pool, Tennis Courts and Club  House are ready for Summer*  Great Value for West Cobb and Harrison High School District*  Home is ready for Immediate Occupancy*  Termite Bond in Place

Daylight, Driveway Access, Finished, Finished Bath, Full, Interior Entry

Charming Brick Ranch Just Minutes from Downtown Smyrna tucked away on nearly an acre,this beautifully maintained brick ranch
offers a rare blend of privacy, space, and convenience—only minutes from downtown Smyrna. Inside, you’ll find brick flooring,plantation
shutters,and recessed lighting to name a few features.The kitchen features granite countertops,custom white washed cabinetry,
stainless steel appliances, and island. The spacious primary suite on the main level includes an en-suite bath with a separate tub and
shower, dual vanities, and a walk-in California Closet. Additional California Closet systems have been added to the laundry
room,hallway, and a secondary bedroom for optimal storage. The finished basement offers flexibility with a kitchenette—perfect for
guests or rental income, with no rental restrictions. There's also a large bonus room, cozy library nook, an unfinished bedroom, 3rd
garage, and so much more potential to suit your needs. Beautiful new Trex deck and an amazing, super large barn for storage.

Located in the highly sought-after Lassiter High School district, this spacious 5-bedroom, 3.5-bathroom home offers the perfect blend of convenience and comfort. Just minutes from Publix, Starbucks, and a variety of shops and restaurants, you’ll love the ease of everyday living in this prime location.

Situated on a flat lot—including a level backyard perfect for entertaining or play—this well-kept home features hardwood floors throughout the main living areas and a bright, open layout. The kitchen boasts stainless steel appliances and ample space for cooking and gathering.

The fully finished basement includes a full bedroom and bathroom, ideal for guests, in-laws, or a private office setup.

Don’t miss your chance to tour this beautiful home in an unbeatable East Cobb location—schedule your showing today!

Don't miss this adorable home in sought after Mountain Creek! Close to everything in Roswell and easy access to 75. Light and bright floorplan! Large, fenced backyard with oversized deck. Spacious 4 bedroom, 2 1/2 bath with LVT flooring throughout. Recently renovated baths and new quartz kitchen countertops! Seller has gone above and beyond with maintenance: newly installed electrical panel, whole house water filtration system, heated floors in master bath, new dishwasher, new furnace and AC blower, new electric meter and upgrade to 220V. Truly move in ready!!  Active swim tennis ready to enjoy this summer! Top rated schools make this a must see!

Daylight, Exterior Entry, Finished, Full, Interior Entry, Walk-Out Access

Welcome to your treehouse retreat in the woods, where vibrant natural seclusion meets East Cobb accessibility. Nestled on a scenic street and surrounded by mature trees, this home offers the charm of a wooded lot while still providing a gently sloping, fenced backyard. A small creek winds along the back edge of the property, adding to the tranquil setting.

Inside, the main level features a vaulted ceiling in the family room, complete with a gas starter+ wood-burning fireplace. You'll find three inviting bedrooms, two well-appointed bathrooms, and a bright, open kitchen and dining area perfect for gatherings. Step out onto the back deck to sip your morning coffee while watching deer pass by and listening to the soft chorus of birdsong.

Downstairs, the basement—connected to the 2-car garage—offers a flexible, fully functional living space. With newly epoxied, long-lasting flooring, the lower level is ideal for a home gym, media room, guest quarters, or any space you envision. You'll also find a laundry area and convenient half-bath on this floor. The oversize garage also includes an Electric Vehicle charging outlet and additional storage space.

A patio beneath the deck provides a peaceful perch to enjoy the expansive backyard. Rock Mill is one of the rare neighborhoods in the area where the dense, thriving woodlands remain, allowing you to enjoy the feeling of a mountain escape—every single day.

Back Yard, Creek On Lot, Front Yard, Landscaped, Private

Beautifully updated brick ranch in the heart of Smyrna! A cute robin’s egg blue front door leads inside, where you’ll find hardwood floors and fresh paint throughout. The modern kitchen features honey oak stained cabinets, granite counters, subway tile backsplash, and stainless steel appliances. The adjacent bonus room can be used as a dining space, home office, den, or playroom. The bedrooms are spacious. The primary suite features a large vanity and combo shower / soaking tub. A back deck overlooks the level and fenced backyard. The shed offers space to store your toys and lawn equipment. This home boasts a great location too - close to all the great local attractions, like Smyrna Market Village, West Village, Silver Comet Trail, Truist Park, and The Battery. You’ll also enjoy easy access to the interstate, and numerous nearby shopping, dining, and entertainment options.

Back Yard, Cleared, Front Yard, Landscaped, Level

Finished, Finished Bath, Interior Entry, Walk-Out Access

Welcome to your East Cobb opportunity in the heart of the Walton High School district (on a street filled with multi million dollar homes)—where charm, space, and convenience come together effortlessly. This inviting 3-bedroom, 2-bath home offers two large family rooms (one with a cozy fireplace), original hardwood floors, and a kitchen that's far more spacious than you'd expect at this price point. The oversized, flat backyard is perfect for pets, playtime, or future expansion, and best of all—there’s no HOA to limit your lifestyle. Just 1 mile from Starbucks, YMCA and Publix, 2 miles from Kroger, Aldi, and Chick-fil-A, 2.5 miles to Whole Foods and Trader Joe’s, and a quick 15-mile drive to Atlanta, this location truly delivers the best of East Cobb living. Don’t miss your chance to enjoy top-ranked schools and unmatched everyday convenience—schedule your showing today!

Daylight, Exterior Entry, Finished, Interior Entry, Partial, Walk-Out Access

Welcome to the sought-after Windsor Oaks swim and tennis community, nestled in the top-rated Lassiter High School*Enjoy your morning coffee or unwind in the evenings on the private screened, surrounded by lush trees and nature*Gorgeous hardwood floors flow throughout the main and upper levels, offering timeless charm and easy maintenance*The kitchen boasts solid maple cabinets, plenty of storage, and flows seamlessly into a sunny breakfast room perfect for casual meals*The spacious primary suite includes two closets and a garden jetted tub for a spa-like retreat*Downstairs, you'll find a finished basement with a versatile rec room or 5th bedroom-perfect for guests, a home gym, or media space*The extra-deep garages provide plenty of room for large vehicles, storage, or a workshop setup*Enjoy peace of mind with new energy-efficient windows throughout the home*The community boasts an active HOA and a welcoming neighborhood atmosphere*With a partially finished walkout basement and unbeatable location, this home checks all the boxes for comfort, space and lifestyle!

Welcome to Hillgrove Preserve, a thoughtfully designed new home community located near the border of Powder Springs and Marietta, brought to you by family-owned and operated Brock Built Homes—celebrating over 40 years of building quality homes across Atlanta. The Venice floor plan is a stunning 1.5-story ranch-style home that offers the perfect balance of luxurious main-level living with added space and flexibility upstairs. The main level showcases soaring 10-foot ceilings, a versatile flex room, a laundry area, and a bright sunroom perfect for morning coffee or evening gatherings. The chef-inspired kitchen features a large quartz island, upgraded cabinetry to the ceiling, a wall oven and microwave, gas cooktop with vented hood, pots and pans drawers, trash pullout, under-cabinet lighting, and a stylish backsplash. The open family room centers around a 42” direct vent fireplace for cozy nights in. The spacious owner’s suite is located on the main level and includes a luxury bath with quartz countertops and a zero-entry shower, creating a spa-like retreat. Upstairs, you'll find a spacious loft, a private bedroom with walk-in closet, and a full bath—perfect for guests or multi-generational living. Additional highlights include luxury vinyl plank flooring throughout the main living areas, white oak stair treads with metal balusters, a covered rear porch, a welcoming front porch, and a three-car garage. Hillgrove Preserve offers a peaceful setting close to shopping, dining, and major thoroughfares, all within the highly regarded Hillgrove High School district. Outdoor lovers will appreciate the area’s access to pools, golf courses, tennis and pickleball courts, hiking trails, horseback riding, and even BMX parks—providing year-round opportunities to stay active and connected. This home is move-in ready—call or visit today for a complete list of included features. Stock photos used.

Meticulously Renovated Ranch Home with Modern Features and Spacious Living

This beautifully renovated ranch-style home offers 3 large bedrooms and 2.5 bathrooms, blending modern convenience with timeless style. The open-concept living space is perfect for both relaxing and entertaining, featuring hardwood floors throughout the main living areas and stunning lighting fixtures that illuminate every room.

The chef's kitchen is a true highlight, featuring sleek stainless steel appliances, including a side-by-side refrigerator, gas range, under-cabinet mounted microwave, and range hood. A large island with quartz countertops, a farmhouse-style sink, porcelain backsplash, pot filler, and contrasting black slim shaker cabinets with white oak cabinetry on the island adds both style and function. The adjacent dining area boasts an accent wall, elevating its elegance.

Step into the living room to find a welcoming fireplace that serves as the perfect centerpiece. Off the kitchen, a wet bar with a sink, wine and beverage fridge provides additional space for entertaining and opens up to a back deck. There are also two rear decks, perfect for outdoor gatherings, while the large rocking-chair front porch offers a relaxing place to unwind.

The spacious primary suite boasts vaulted ceilings and a large walk-in closet. The primary bath is luxurious, featuring a double-sized shower with stunning tile work, a black double vanity, and striking art deco lighting. The secondary bedrooms are well-sized, each with remote-controlled ceiling fans, and share a Jack and Jill bathroom for added privacy.

The home also features a walk-in pantry, a large laundry room filled with natural light, and a half bath off the living room for convenience.

The backyard is fully fenced and includes a storage shed and a fantastic shipping container, ideal for an additional amenity space or creative use. The home has been completely updated with new HVAC, plumbing, electrical, roof, appliances, and hot water heater, all fully permitted for your peace of mind.

Back Yard, Cleared, Landscaped, Level, Private

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<p style="text-align: start"><strong>Buckhead</strong>&nbsp;is the&nbsp;uptown&nbsp;commercial and residential district of the city of&nbsp;Atlanta,&nbsp;Georgia, comprising approximately the northernmost fifth of the city. Buckhead is the third largest business district within the Atlanta city limits, behind&nbsp;Downtown&nbsp;and&nbsp;Midtown, a major commercial and financial center of the&nbsp;Southeast.</p><p style="text-align: start">Buckhead is anchored by a core of&nbsp;high-rise&nbsp;office buildings, hotels, shopping centers, restaurants and condominiums centered around the intersection of&nbsp;Peachtree Road&nbsp;and&nbsp;Piedmont Road&nbsp;near&nbsp;Georgia State Route 400, the&nbsp;Buckhead MARTA station, and&nbsp;Lenox Square.</p>

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