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<h1><span style="font-size: 48px"><strong>Consult. Educate. Elevate.</strong></span></h1><p>?<em>Shaping Extraordinary Outcomes in Your Real Estate Journey</em></p><p><br></p><p><br></p>

<h1><span style="font-size: 48px"><strong>Consult. Educate. Elevate.</strong></span></h1><p>​<em>Shaping Extraordinary Outcomes in Your Real Estate Journey</em></p><p><br></p><p><br></p>

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Maria VanVurst

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Navigating Life's Transitions with Keller Williams Lifestyle Legacy Consultants (Powered by Keller Williams: Signature Partners)

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<p>Here at Keller Williams Lifestyle Legacy Consultants, I get it — every homeowner's path is one of a kind. I know that selling your home isn't always a straight line. From the daunting piles of personal items to the unexpected costs of prepping for sale, it's normal to feel overwhelmed. And for buyers? Diving into the market can feel like a puzzle, especially with questions about credit, costs, and just figuring out how to begin. I'm here to navigate these waters together, making sure you're informed and confident every step of the way.</p>

Here at Keller Williams Lifestyle Legacy Consultants, I get it — every homeowner's path is one of a kind. I know that selling your home isn't always a straight line. From the daunting piles of personal items to the unexpected costs of prepping for sale, it's normal to feel overwhelmed. And for buyers? Diving into the market can feel like a puzzle, especially with questions about credit, costs, and just figuring out how to begin. I'm here to navigate these waters together, making sure you're informed and confident every step of the way.

Maria is so friendly and works hard for her clients!

Highly Recommended!

Maria’s attention to detail, ability to communicate well, and her drive to find the right place for her clients truly sets her apart from other realtors. If you want an agent who will be in your corner every step of the way, you must contact Maria VanVurst!

You must contact Maria VanVurst!

I am thrilled to share my exceptional experience with Maria Van Vurst. Five stars seems inadequate but that’s all I could give. From our very first discussion, her deep knowledge of the real estate market was evident. She possesses an impressive understanding of property values and trends, which greatly aided in making informed decisions.

I have bought and sold many houses and worked with several agents. None compare to Maria Van Vurst! What truly sets her apart is her work ethic. She is incredibly hard-working and diligent, ensuring that no detail is overlooked throughout the entire buying/selling process. Her tireless dedication made me feel supported and confident every step of the way.

Beyond her expertise, Maria is a fierce advocate for her clients. She genuinely watched out for my best interests, providing honest advice and protecting me from potential pitfalls. With her, I always felt prioritized and valued.

Moreover, Maria is not one to shy away from going the extra mile. Whether it was scheduling last minute viewings, bringing snacks for long days or negotiating on my behalf, her commitment to achieving the best outcome did not go unnoticed.

I highly recommend Maria Van Vurst to anyone in need of a reliable and trustworthy real estate agent. With her on your side, you can trust that you are in capable hands. Thank you, Maria, for making this journey an amazing one!

Sold Home in 4 Hours

Maria is so awesome to work with, you’re not going to find a better realtor than Maria VanVurst. She is extremely knowledgeable, honest, diligent and  most importantly undeniably passionate about real estate which is what stood out to me/sold me immediately.I can’t recommend her enough!

I can’t recommend her enough!

Maria is an incredible agent. I am out of the state which made it difficult to sale our property, not to mention it was difficult property we were dealing with. Maria’s research and hard work made life so much easier for me than I could have ever imagined. I highly recommend Maria as an agent .

Sold Land Under Very Unique Circumstances

It is a pleasure to work with Anet and Maria!  They do their homework to put the right person in their dream home.  Looking at the extra steps it takes to make us happy.  Thank you!

I have worked with Maria for a number of years, in quite a few different capacities. Her focus and drive to reach the end goal is so motivating and truly gives you no doubt that you will reach that target. However it’s her dedication and compassion that lets you know that she has your back and your best interest at heart. She is there for you when you need her most, and will be there with you through every moment of the process, because she wants nothing more than to celebrate with you during your victory lap. She works tirelessly to find solutions to problems, and works to have group input so that everyone comes out with the best outcome. Above everything else, no matter if you’ve known her for a few days or years, she always steps up when you need her.

She works tirelessly to find solutions to problems!

Where do I even begin with my most recent experience with Maria? She recently helped my husband and I purchase a home and also list our first home. She met with us to find out what our needs were in our next home and then walked us through what selling our current home would look like. Once details were gone through she planned a day for us to visit a whole host of houses (11 in one day) which was super helpful for our schedule. She took notes as we walked through the house and made comments, she pointed out things we wouldn’t have noticed or thought of, and by the 8th house we had found the one. We went to debrief and she walked us through what the timeline could look like should we proceed with the house. She drew up the offer and we were under contract the next morning.

When it came time for our house to be listed, she worked with us to get it staged, photos taken, and hosted two open houses over the course of one weekend. Before the open houses even happened, we already had a full price offer. She was clear and exact with what we needed to provide with our documents, and orchestrated most of this while out of the country. She made the buying and selling process such an ease for us, and we are so happy with the outcome. Even the other real estate agents that we encountered said that she was the most thorough agent they’ve seen in a long time. Her attention to detail and her dedication to getting it done right the first time are what make her such a great partner in these types of ventures!

Upsizing and Relocating to a new City

Maria was a pleasure to work with.  She is responsive and professional. She a gem of an agent!

She a gem of an agent!

Anet and Maria are amazing!! Not only are they fabulous real estate agents, but they are incredibly supportive of the Acworth community. These two ladies are great resources for anyone looking to buy or sell a home.

These two ladies are great resources for anyone looking to buy or sell a home.

Anet and her team are awesome! I highly recommend!

I highly recommend!

We love Maria! She is very nice, helpful, quick to respond, and knowledgeable in what she does. She goes above and beyond what’s expected! Couldn’t have asked for a better real estate agent! Thank you Maria!

 Couldn’t have asked for a better real estate agent!

Anet and Maria were absolutely wonderful to work with. They promptly answered my questions and assisted with all the small issues that arose. The work they put in helped me get full asking price and I could not be happier. 100% recommend these 2 great ladies.

100% recommend these 2 great ladies.

I can’t express how much I recommend Maria! My husband and I were first time homebuyers and clueless about the whole process. Maria was a great person to have in our corner, not only because she is patient, but she will fight for you and help you find your perfect fit! We made multiple offers, toured a ton of houses, and right when we started to feel frustrated she kept us motivated to keep trying to find our perfect first home. She went the extra mile and we will forever be thankful for that!

Very Patient Fist Time Home Buyers

Officially a homeowner! Thank you Maria for dealing with my grumpy attitude at times and always remembering the things that were most important to me when it came to buying a house! I strongly recommend her (she is always looking out for you) and Josh Holley at movement mortgage. Great people.

I strongly recommend her (she is always looking out for you)

We just closed yesterday. Maria did an amazing job finding us the house and getting everything sorted for us to buy our home.

Maria did an amazing job!

This office is the best and the women that work in the office are spectacular! They know how to get the job done and they t love to take care of their clients.

They know how to get the job done!

Maria is a joy to know and especially to have as a realtor!  My husband and I are older and decided we needed to move closer to most of our children.  Unfortunately there was a limited supply of one story homes in our price range.  Maria worked diligently to find the perfect home, even previewing them before we were able to look at them.  We eventually chose to build a home from a model in an established neighborhood.  Maria continued to guide us through all the steps and strived to make sure the house met our expectations.  We are pleased to be in our new home and appreciate that
Maria made the process easier and more pleasant.  If you are ready to downsize, Maria has experience and training that can help you have a successful experience.  If you are moving to the area, Maria will listen to your needs and preferences.  As you get to know each other, you will not only realize her expertise and knowledge but you will make a wonderful friend!

Senior Buyers Relocating and Downsizing: A Joyful Journey with Maria

I Have Been Transforming Real Estate Dreams into Reality

My Client Success Stories

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<h2>Key Statistics</h2><p>Let our numbers speak for themselves.</p>

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<p><h2>Exploring Today's Dynamic Property Perspectives<br></h2><p>Navigating the Future with Insights on the Latest Trends in Real Estate</p></p>

<h2>Exploring Today's Dynamic Property Perspectives<br></h2><p>Navigating the Future with Insights on the Latest Trends in Real Estate</p>

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Price Drops

<h2><strong>Recent Articles</strong></h2><p>Find out what we're up to by reading our latest news.</p>

<p style="text-align: justify;">​<span style="font-size: 2em; font-weight: 700;">10 Outdoor Activities for Seniors</span></p><div style="text-align: justify;"><br></div><p style="line-height: 1.78; text-align: justify;">Multiple studies show that, no matter your age, there are real benefits to spending time outdoors. It can increase energy, improve memory, encourage physical activity, help fight depression, and even boost the immune system. If you’re looking for outdoor activities for your senior loved one this summer, here are 10 ideas to get you started. They can be adapted to the level of their mobility, so even if they need a wheelchair or assistive device, both of you can still get outside to enjoy the fresh air and sunshine.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Gardening</strong><br>You don’t need a big yard or complicated setup to have a beautiful garden. Flowers, herbs and produce can be grown in small plots, side yards, raised beds, pots and window boxes. There are ergonomic tools, kneeling aids and other useful supplies that can make gardening easier, even if your loved one has arthritis.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Parks</strong><br>Quiet neighborhood oases, playgrounds filled with families, dog parks, sprawling recreational areas, even national parks — there’s probably a beautiful park somewhere near you. Whether you spend a half hour or the whole day there, take advantage of the chance to enjoy the scenery together.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Fishing &amp; Boating</strong><br>Being near water has a calming and restorative effect. Fishing off the dock or along the banks of a pond can be a relaxing way to enjoy the outdoors. If your family doesn’t own a boat, see if your area has places you can catch a ride on the water — paddle boats, pontoon boats, river excursions or even gondola rides may be possible.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Outdoor Concerts</strong><br>Summer is full of outdoor music events — and many of them are free. Check your parks and recreation calendar for city-sponsored events.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Nature Photography</strong><br>If your loved one needs a new and interesting hobby, encourage them to try nature photography. They don’t need an expensive camera — even a smartphone or tablet camera can take wonderful pictures.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Backyard Games</strong><br>Simple, portable games like bocce, croquet, lawn bowling and lawn darts make your yard a fun place to be. The whole family can participate, too.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Picnics &amp; Cookouts</strong><br>Pack up a basket or fire up the grill and dine alfresco every now and then. If your loved one is an early bird, have breakfast on the patio or balcony. If you want to have a picnic but don’t have time to plan — order a pizza. No matter how you do it, eating outside is a fun way to enjoy a meal together.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Arboretums &amp; Zoos</strong><br>Take a walk on the wild side and explore nature at your local arboretum, botanical gardens or zoo. You can take it at a pace that suits your loved one, and there are plenty of places to stop and rest, if necessary.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Outdoor Exhibits</strong><br>Perhaps a local museum has a sculpture park or visiting outdoor exhibit. You can also find interesting art installations and craft exhibitions around town during the summer months.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;"><strong>Neighborhood Strolls</strong><br>Getting outside can be as simple as taking a leisurely stroll around the neighborhood after dinner. It’s a good way to spend time together, say hello to the neighbors, and keep the body and brain active.</p><p style="line-height: 1.78; text-align: justify;"><br></p><p style="line-height: 1.78; text-align: justify;">Where You Live Matters is powered by the American Seniors Housing Association(ASHA), a respected voice in the senior housing industry. ASHA primarily focuses on legislative and regulatory advocacy, research, and educational opportunities and networking for senior living executives, so they can better understand the needs of older adults across the country.</p><p style="line-height: 1.78; text-align: justify;"><br><br>Sources:Experts Urge Seniors to Spend More Time in Nature Harvard Health</p>

10 Outdoor Activities for Seniors

<p><span style="font-size: 24px"><span style="font-size: 18px;">By Joy Loverde</span></span></p><p><span style="font-size: 24px">​​Senior Care Planning: When to Start</span><br></p><div><br></div><p style="line-height: 1.78;text-align: justify">When is the right time to start planning for senior living?&nbsp; While the answer is different for everyone, most experts and senior living residents agree that the sooner, the better.</p><p style="line-height: 1.78;text-align: justify">The best time to start planning for senior living is before you need it. But even for those who believe senior living communities can provide them with the vibrant, active lifestyle they desire, planning ahead often seems premature.</p><p style="line-height: 1.78;text-align: justify">By being proactive, more options are available to you, and the better prepared you are to make informed decisions about your future,. Planning now will also alleviate stress for both you and your family should a crisis arise.</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">So why is senior care planning difficult for many people?</h2><p style="line-height: 1.78;text-align: justify">The decision to&nbsp;move to a senior living community&nbsp;is deeply personal and can be influenced by a variety of factors. Some are unsure about the available options or don’t know how to navigate the process.&nbsp;They may not know where to start&nbsp;or who to turn to for guidance and support. Others simply fear change.</p><p style="line-height: 1.78;text-align: justify">Joy Loverde, the best-selling author of Who Will Take Care of Me When I’m Old? and The Complete Eldercare Planner has spent decades deep in the trenches with elders, solo agers, adult children and family caregivers. She provides some insights into why people do not actively plan for their “future selves.”</p><ul><li>People don’t know how to plan.&nbsp;Feeling overwhelmed at the thought of senior planning discourages many from even starting the process.</li><li>Relying on others is the plan.&nbsp;Assumptions and unrealistic expectations that a spouse, significant other, adult child, or family friend will step up as a caregiver should care be needed.</li><li>The need for care is not a given.&nbsp;Many simply don’t plan for an event (or a need) that may never materialize.</li><li>Fear of change.&nbsp;Planning for senior living signals a change and change is hard especially as we age.<br></li></ul><h2 style="line-height: 20px;text-align: justify"><br></h2><h2 style="line-height: 1.2;text-align: justify">Senior Planning Can Start by Embracing Change</h2><p style="line-height: 1.78;text-align: justify">Getting out of your comfort zone and learning to embrace change is the first step in starting your senior care plan and a surefire way to ensure a brighter, happier, healthier tomorrow.</p><p style="line-height: 1.78;text-align: justify">How do you embrace change?</p><p style="line-height: 1.78;text-align: justify">“Embracing change is critical to creating a quality of life as we age. And remember, you (or someone you love) has already been here before,” says Joy. &nbsp;“Many life-changing events have already taken place. You have what it takes to adapt.”</p><p style="line-height: 1.78;text-align: justify">She adds that managing change and subsequent transition starts by understanding they are not one in the same. “Change is a situation or an event that happens or you make happen. Transition is the psychological path we take to adjust to change. People who are good at adjusting to change focus their energy on managing the transition process.”</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">Move Past the Myths</h2><p style="line-height: 1.78;text-align: justify">Starting your senior planning gets easier when you move past the myths and misperceptions about senior living. Senior living is not synonymous with nursing homes. You don’t give up your independence. In fact, senior living lifestyles help preserve, and even enhance independence. You don’t give up your privacy. You can be as involved (or uninvolved) as you want.</p><p style="line-height: 1.78;text-align: justify">In reality, senior living communities offer more opportunities to enjoy life. You’ll live in a beautiful community with access to a huge array of activities, amenities, and convenient services right outside your door. Many communities even offer intergenerational programs, volunteer service projects, continuing education classes and more, right on-site. Plus, you’ll have plenty of friendly, social neighbors.</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">Plan Now for a Brighter Tomorrow</h2><p style="line-height: 1.78;text-align: justify">Whether you’re looking at independent independent living or assisted living, here’s why it’s important to start your senior plan now:</p><p style="line-height: 1.78;text-align: justify">Healthier Living: Research shows that the social opportunities a community provides can help improve your overall health. Plus, most communities offer nutrition programs and fitness options to help you meet your wellness goals. And having a healthier lifestyle means you’ll be able to maintain your independence and keep living life on your terms.</p><p style="line-height: 1.78;text-align: justify">More Options: The earlier you start planning, the more options you’ll have. Many senior living communities have waitlists – especially the most desirable ones. By planning early, you increase your chance of securing a spot in the community that best meets your needs and preferences.</p><p style="line-height: 1.78;text-align: justify">Financial Preparation: Planning early allows you to assess your financial situation and make any necessary adjustments to ensure you can afford the type of care you desire.</p><p style="line-height: 1.78;text-align: justify">Health Considerations: As you age, your health needs may change, and you may require different levels of care or assistance. Many communities offer other levels of care, including assisted living, long-term care and memory care, so you won’t have to worry about what to do during an unexpected health emergency. Planning early can help ensure you’ll have access to care and support services should they be needed.</p><p style="line-height: 1.78;text-align: justify">Peace of mind: Planning your move to a community now can help relieve a lot of uncertainty and anxiety by putting you in control of your future. It will also allow you to make decisions calmly and thoughtfully, without feeling rushed or pressured. Planning also lifts the burden off your family.</p><p style="line-height: 1.78;text-align: justify">Knowing&nbsp; you have a plan in place for your future and that you’ve taken steps to ensure your well-being and security as you age is the very definition of peace of mind.</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">When You Move Matters</h2><p style="line-height: 1.78;text-align: justify">As you think about starting your plan, remember timing is everything. As you age, moving may get more physically and mentally challenging. The more able-bodied and healthier you are, the easier it is to manage the transition.</p><p style="line-height: 1.78;text-align: justify"><br></p><h2 style="line-height: 1.2;text-align: justify">Ready to Explore a Senior Living Community?</h2><p style="line-height: 1.78;text-align: justify">If you’re ready to explore options that fit your lifestyle with the level of support you want, start your senior living search by reviewing thousands of communities with our Where You Live Matters Community Finder.</p><h3 style="line-height: 1.25;text-align: justify">Where You Live Matters</h3><p style="line-height: 1.78;text-align: justify">Where You Live Matters is powered by the American Seniors Housing Association (ASHA), a respected voice in the senior housing industry. ASHA primarily focuses on legislative and regulatory advocacy, research, and educational opportunities and networking for senior living executives, so they can better understand the needs of older adults across the country.</p>

Senior Care Planning: When to Start

<h4><span style="color: rgb(255, 0, 0)">​By: Mitch Mitchell</span><br></h4><h3><em><strong><span style="color: rgb(255, 0, 0)">​</span>For many people — especially first-time homebuyers — the process of buying a home can seem a little off-putting. To the unaware, it can look as if a huge financial fire-pit will swallow up unsuspecting newbies, especially if they don't have a guiding hand.</strong></em></h3><h3><em><strong>While it's not that dramatic in real life, there is a bit of truth to the notion that there are things you can do to avoid unnecessary hiccups and make the process so much smoother.&nbsp;</strong></em></h3><h3><em>This blog looks at 3 of those hiccups, with advice to keep you from falling into a new home booby-trap! Let's get started.</em></h3><h2><strong>Hiccup #1:&nbsp;</strong></h2><h2><strong>Ignoring life's little pleasures</strong></h2><p>When getting pre-qualified for a mortgage, lenders look for what you technically can afford based on a high-level review of income documents you provide and debts listed in your credit report. Basically, they're looking at your monthly DTI, or debt-to-income ratio.</p><p>What mortgage lenders are not looking at when evaluating your ability to pay back a loan is disposable income. That's the money you spend on things like hobbies, vacations and indulgences. Skipping over this chunk of change, that is, not disclosing your disposable income spending to your mortgage lender, could make your life very difficult down the road.&nbsp;</p><p>Let's say that you have a steady job, tell the mortgage lender your income and are honest about the amount you pay in rent, car loans and student loan payments every month. Your loan officer will calculate your DTI and help qualify you for a loan that, on paper, you'll easily be able to afford.</p><p>That's great if you're bypassing after-work parties with colleagues, spending weekends watching Netflix, cooking from home and taking up free activities like bike riding, nature hikes and doing crossword puzzles.&nbsp;</p><p>But most people don't behave like that day-in and day-out. There may be dinners out a few times a month. Throw in a round of golf or tickets to a concert or a movie. Or a weekend away or a get-together with friends for weddings, birthday parties, even clothes shopping. You get the picture.&nbsp;</p><p>Mortgage lenders may not ask how you spend your&nbsp;<a href="https://movement.com/2020/07/09/9-ways-save-payment/">savings</a>, so take the opportunity to take the high road and be very honest to yourself. Because depending on which version of you you are, the one doing crosswords or the one on a weekend golf getaway, you might end up “house poor” and have a mortgage payment you can only afford by scaling back on the things you really enjoy. That alone could turn your dream home into a nightmare.</p><h2><strong>Hiccup #2:&nbsp;</strong></h2><h2><strong>Finding that the home you can't live without is also a home you can't afford</strong></h2><p>Without a doubt, the most costly hiccup that homebuyers make is putting in an offer on a house before having a clear picture of what you can afford. It's like going grocery shopping on an empty stomach — you're always going to buy way too much and may regret things in the long run.&nbsp;</p><p>If you take away just one tip from this blog article, let it be this: always get&nbsp;<a href="https://movement.com/2020/10/15/pre-qualified-vs-pre-approved/">pre-approved</a>&nbsp;for a loan amount before you even start looking for a home. And if you can't resist looking around, then at least follow this advice: never make an offer on a home without a pre-approval.&nbsp;</p><p>Getting your financing in order — and knowing the budget you have to work with — gives you four advantages in the home buying process:</p><ul><li>it focuses you on neighborhoods, and properties in those neighborhoods, that are within your range</li><li>it keeps you from wasting time at open houses that are beyond your means</li><li>it gives you time to qualify for the loan that fits you best — and at the best possible rate</li><li>it tells the seller you are a seriously qualified buyer and gives you the confidence to make a firm offer in a competitive market</li></ul><p>Our advice is to seek out a mortgage lender at least 3-6 months before beginning househunting in earnest — even before working with a real estate agent. With this much lead time, you have an opportunity to pay down debts, save a little more down payment and remove errors from your credit report. These adjustments to your credit profile could result in hundreds of dollars of difference when it comes to getting a better mortgage rate.&nbsp;</p><p>With a mortgage pre-approval in hand, when you finally find the home you want, your offer is much stronger and you'll have more of a chance to end up in a new home that you really love and can afford years down the road.</p><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://movement.com/getmedia/1d90c057-1ab3-4344-b14b-7f39da002b61/camid11515-mtg-sense-4-14-3-home-loan-hiccups-pull-quote.png" alt="Buying a home? Avoid these 3 home loan hiccups" data-proportion="true" data-align="none" data-file-name="camid11515-mtg-sense-4-14-3-home-loan-hiccups-pull-quote.png" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border-width: 0px; border-style: solid; border-color: rgb(229, 231, 235); --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; display: block; vertical-align: middle; margin: 1rem auto;"></figure></div><h2><strong>Hiccup #3:&nbsp;</strong></h2><h2><strong>Being lax about paperwork</strong></h2><p>Let's be real about this: getting a mortgage means managing paperwork. Documents and disclosures sail back and forth between the lender and the underwriter, the lender and the borrower, the buyer and the seller, and everyone and the closing agent.&nbsp;&nbsp;</p><p>Some of this paper shuffling and signatures required may feel redundant and you may feel like you have already been asked for and have supplied certain information multiple times. That's because many things can change during the course of buying a home — locking in a mortgage rate, receiving an appraisal, dealing with inspections and subsequent negotiations. It's the nature of the beast and it can make the process feel daunting for first-time homebuyers.</p><p>So don't be casual when it comes to&nbsp;<a href="https://movement.com/2019/12/19/closing-day-on-a-house/">reviewing paperwork</a>. If you don't pay attention, you may be surprised by additional closing costs you weren't expecting. And if your closing costs end up more than you hoped for, you're starting off on the wrong foot before you even make your very first mortgage payment.</p><p>If documents (and document requests) aren't reviewed carefully, it could also end up costing you thousands of dollars over the life of your loan.</p><p>Here are some key questions to cover with your mortgage lender. Don't be afraid to ask repeatedly, as things can shift during the loan process.</p><ul><li>What is the Annual Percentage Rate (APR)?</li><li>What is the mortgage rate?</li><li>What is the total payment you need to make each month to stay current?</li><li>What are the loan terms?</li><li>What is the total cost of your loan?</li><li>How much cash will you need at closing (Cash to close)?</li></ul><p>Then,<a href="https://movement.com/2021/07/29/closing-costs-can-expect-pay/">as you get closer to closing day</a>, keep a close eye on the closing document package, which should be delivered to you within three days of the closing date.&nbsp;</p><ul><li>Does the total amount match the loan estimate your lender communicated early in the process?&nbsp;</li><li>Is the interest rate the same as the APR?&nbsp;</li><li>Is the monthly payment in the closing docs what you expected from earlier discussions with the lender?&nbsp;&nbsp;</li><li>Is the cash needed to close the same (or at least very close) to the last estimate you received?</li></ul><p>Reach out to your mortgage lender immediately if you see increases or fees you weren't expecting. Some figures will be more fluid than others. For instance, a simple thing like moving the closing date by a day or two can shift a number up or down. But mortgage rates and lender fees should be unchanged. Check both against the last loan estimate you received thoroughly.</p><h2><strong>Ready to buy a home hiccup-free?</strong></h2><p>Sure, the entire home-buying process sounds like a massive undertaking, but the secret is to be prepared. If you follow our advice — be honest about your spending, get pre-approved before you shop for a home, and carefully review all paperwork — you'll do fine.&nbsp;</p><p>To get started on the right foot,&nbsp;<a href="https://movement.com/loans#find-a-loan-officer">find a loan officer</a>&nbsp;early on. They'll help you navigate the whole hiccup-free process with more confidence.&nbsp;</p><p><span style="color: rgb(255, 0, 0)"><br></span></p>

Buying a home? Avoid these 3 home loan hiccups

<h4><span style="color: rgb(255, 0, 0)">​By: Mitch Mitchell</span><br></h4><p><span style="color: rgb(255, 0, 0)">​</span></p><p>Many families have found their savings accounts a little fatter over the last two years, thanks to remote working, less commuting and more cooking at home versus dining out. If that sounds like you, and you're in the market to buy a new home, you might find that new construction fits — maybe for the first time — in your budget.&nbsp;</p><p>What is a “seller's market”? It's when homes are scarce for sale but plenty of potential buyers. This can lead to open houses that feel more like Black-Friday sales (or Covid testing queues), desperate FOMO-based decision-making and multiple offers on homes you wouldn't usually be so excited about. Like the term alludes to, it's the seller who benefits in a seller's market.&nbsp;</p><p>Ever since the pandemic began, America has been in a low inventory situation, with small towns and cities and warmer climates (think Florida and Texas) bursting at the seams with buyers relocating and looking for a new place to put down roots. In the hottest markets, homes are selling within days of being listed. This gives prospective buyers very little time to research available homes, make a bid and be chosen by ever-picky sellers.&nbsp;</p><h2>Tips for breaking through&nbsp;</h2><p>So how do you push past the competition to find and buy a home that you'll love? We pulled together seven tips that can improve your chances that you'll find a dream home — even in this tight market — and have the winning offer!&nbsp;</p><ol><li><strong>DON'T BE CASUAL ABOUT HOUSEHUNTING.</strong></li></ol><p>The housing market is crazy right now, and homes can be snatched up before the listing's even updated online, so you can't be too casual in your search. If you're serious about buying, house hunting needs to be a priority, not a hobby. Remember, even though fewer houses are on the market, you can't expect to see them all. Be mindful that you need to get out of your own way so that when you find a home that fits your budget, you won't feel compelled to see everything else listed in the area before making an offer.&nbsp;</p><p>We all know that the perfect home does not exist – even if the home design magazines and makeover TV shows tell you they do. No single home will ever satisfy everything on your “must-have” checklist, so don't hold out waiting for one that will. Instead, check new listings regularly, be prepared to drop everything to view a home as soon as it hits the market and put yourself in the frame of mind where you can make a quick decision when you find one that meets most of your needs.&nbsp;</p><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://movement.com/getmedia/1d90c057-1ab3-4344-b14b-7f39da002b14/camid11350-3-17-mtg-sense-low-inventory-pull-quote.png" alt="7 homebuyer tips for coping with low inventory in a seller's market" data-proportion="true" data-align="none" data-file-name="camid11350-3-17-mtg-sense-low-inventory-pull-quote.png" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border-width: 0px; border-style: solid; border-color: rgb(229, 231, 235); --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; display: block; vertical-align: middle; margin: 1rem auto;"></figure></div><ol><li><strong>BE TAKEN SERIOUSLY.</strong></li></ol><p>Even with such still competition, many buyers will still go to an open house or walk-through without having first obtained a mortgage approval letter from their lender. A pre-approval means that a lender has thoroughly assessed your income, credit and general expenses and has determined what you can afford, given their underwriting guidelines. In essence, it is proof of a funding commitment and shows a seller that you are a serious buyer, are purchasing in your budget and have enough saved up to cover closing costs.&nbsp;</p><p>Now don't mistake a pre-approval with a prequalification. If you put in an offer accompanied by just a prequalification letter, your offer doesn't carry as much weight. Prequalification assessment only indicates what you can afford based on what you “tell” your lender your income and saving are. It's not based on a deep dive into your finances by a professional underwriter. But an offer with an underwritten pre-approval shows you're a serious buyer and that you're able to close on the home faster — and with fewer hiccups — than a buyer who is merely pre-qualified.&nbsp;</p><ol><li><strong>COUNT OUT CONTINGENCIES.</strong></li></ol><p>Even if you make a decent offer on a house, adding contingencies — like having to sell your current home before closing on the one you'd like to buy — will likely push your offer to the bottom of the pile. There's no bigger turn-off to sellers. Still, many homebuyers include contingencies with an offer, often petty ones. It's not a move for the faint of heart, but with such scarce little inventory at the moment, making a contingency-free offer tells the seller you're earnest and eager to get this deal done.&nbsp;</p><ol><li><strong>DON'T YOU DARE LOWBALL.</strong></li></ol><p>How many times do we have to say it? It's a seller's market, and for the time being, there is not a lot of inventory out there to choose from. So if you're serious about buying a new home, don't play hardball. Sure, you can bid for lower than asking but you may not get a call back. Many homes are going for the asking price (and more) within a few days (sometimes hours) of being listed. So be smart about it. Make sure your bid will keep you within a monthly budget you can afford and prepare for a bidding war if the property is a charmer.&nbsp;</p><p>Remember, the old rules no longer apply: making an offer that's 10% below the asking price — which used to be the norm — can insult the seller, who will then gladly turn down your offer. One last thing: don't get emotional about the place. If the bidding war ramps up and pushes out of the bounds of your budget, step away.&nbsp;</p><ol><li><strong>BREAK OPEN YOUR PIGGYBANK.</strong></li></ol><p>The fact is that bigger down payments are VERY attractive to sellers. According to the National Association of Realtors, the average down payment on a house or condo in 2021 was just 12%. For homebuyers under age 30, it was just 6%. And many people put down even less money – or no money at all.&nbsp;</p><p>There are many reasons that sellers love offers with larger down payments, not the least of which is the belief that a buyer with a larger down payment will be a smoother sale and will stick to the closing date. The smoother you can make this transaction, and nothing greases the wheels like money, the better for all. So make an offer with the highest down payment that you can muster — within your limits, of course, don't go broke doing it.&nbsp;</p><p>That said, some sellers will also be empathetic to those without huge bank accounts — they may have once been in your shoes. For many homebuyers, saving up for a down payment is not easy, especially in today's higher-priced market. So make sure you chat with a loan officer to determine if you qualify for loans with lower down payment thresholds. Several programs available nationwide can help, and they're not just limited to low-income or first-time buyers.&nbsp;</p><ol><li><strong>CONSIDER THE UGLY DUCKLING.</strong></li></ol><p>Have you ever googled some keywords and not found what you want in the search results? You probably added a few extra words to broaden your search. The same strategy works when you're buying a home. If you're not finding what you want (or getting outbid on a property you have your heart set on), consider properties just outside of the in-demand neighborhood you're focused on or look at houses that may need some remodeling or renovations. You might find the perfect home when you lower your expectations to 85 or 90% of what you “must-have.”&nbsp;</p><p>Homes that require investing in a few upgrades to bring it up to your standards are worth looking into — especially since perfectionists will probably pass them over. Many buyers can't see past even a small home renovation, but if you can deal with a bit of sawdust and hammers banging for a few weeks, your dream home — maybe even with a new kitchen or bath — could be right in front of you. You just have to open your eyes — and your imagination. Work with your lender to see if you can factor contractor costs into your financing plans.&nbsp;</p><ol><li><strong>GET PERSONAL</strong></li></ol><p>When a seller is getting multiple offers, all tend to look the same — the only difference is the bid amount. So how can you make yours stand out — even if your offer is as good as the others? An offer letter.&nbsp;</p><p>A personal note, written directly to the seller detailing why you feel in your heart of hearts that their home is perfect for your family, could be just the thing that sets your offer apart from any others.&nbsp;</p><p>Connect with the seller emotionally. Tell them how you fell in love with their home, that you'd love to be the caretaker of their memories and why they'll be so happy that they chose you as a buyer. Tug on their heartstrings – after all, they once fell in love with the house too — but don't get too sappy and be sure to keep it short and sweet. Finally, consider adding a family photo. After all, a picture is worth 1,000 words.&nbsp;</p><h2>Get going and good luck!&nbsp;</h2><p>We hope our seven tips help you find the home you want and submit an attractive, winning offer. Finding a great home in a great location will take some strategic maneuvering in this tight market, but a combination of smart financial plans, understanding what moves your competition and what motivates your seller will help you get the keys to your new place.&nbsp;</p><p>Ready to move forward?&nbsp;<a href="https://movement.com/loans#find-a-loan-officer">Contact a Movement loan officer near you</a>&nbsp;to learn about our 6-7-1 process, which features a six-hour goal for an underwritten approval decision, a seven-day goal that gets closing documents out weeks before closing to avoid last-minute confusion and a typical closing in just one day*. Let's talk soon!&nbsp;</p><p><em>*While it is Movement Mortgage's goal to provide underwriting results within six hours of receiving an application, process loans in seven days and close in one day, extenuating circumstances may cause delays outside of this window.</em></p><p><span style="color: rgb(255, 0, 0)"><br></span></p>

7 homebuyer tips for coping with low inventory in a seller's market

<h4><span style="color: rgb(255, 0, 0)"><em><strong>​By: Mitch Mitchell</strong></em></span><br></h4><p>If you're a first-time buyer in just about any region of the USA these days, it can feel like the odds are against you. Prices are higher, bidding wars abound, and sellers can be a lot pickier about who they want to sell to (cash offers with no inspections often move to the front of the line.)</p><p>Plus, since it typically takes the average first-time buyer much longer to save up for a down payment, you may be limited to what types of mortgage options are available to you.</p><p><a href="https://movement.com/blog/2020/10/01/the-nuts-and-bolts-of-a-va-loan/">VA loans</a>&nbsp;have significant advantages, but they are reserved for U.S. service members and veterans. And&nbsp;<a href="https://movement.com/blog/2021/06/23/ins-outs-usda-loans-checklist/">USDA loans</a>&nbsp;are geared to people looking to buy a home in a part of the country that's more rural and whose community could use a boost with new neighbors. If neither of those sounds like you, you might want to look into the&nbsp;<a href="https://movement.com/blog/2019/02/11/whats-fha-loan/">Federal Housing Administration (FHA) loan programs</a>.<br></p><h2>You don't have to be buying for the first time to qualify as a first-time homebuyer.</h2><p><br>To avoid confusion, the US Department of Housing and Urban Development (HUD) established a set of criteria to help lenders identify who exactly is a first-time homebuyer. See if you fit into any of these descriptions:</p><ul><li>A first-time homebuyer is an individual who has not held ownership in a principal residence during the three years ending on the date of the purchase.</li><li>First-time homebuyers are both individuals in a married couple where one spouse is (or was) the homeowner, but the other has never owned a home.</li><li>A first-time homebuyer is a single parent who has only owned a house or condo with a former spouse while married.</li><li>A first-time homebuyer is an individual who has only owned a home with a spouse and is a displaced homemaker or caretaker (providing unpaid services for family members).</li><li>A first-time homebuyer is an individual who has only owned a principal residence that was not permanently affixed to a permanent, structural foundation (such as a mobile home) in accordance with applicable regulations.</li><li>A first-time homebuyer is an individual who has only owned property that does not comply with state, local, or model building codes and cannot be brought into compliance for less than the cost of constructing a permanent structure.</li></ul><h2>Get familiar with these five steps if you're a first-time homebuyer:</h2><p><br><strong>Step 1: Get yourself pre-approved</strong></p><p>The only way to really, truly know how much home you can afford (or should afford) is to ask a lender. Getting pre-approved lets you see how much you can afford so you don't waste time looking at homes that are out of your range. Know these three components inside and out:</p><ul><li>What is your income? A stable income assures a lender you can make your monthly mortgage payment over and over without any trouble.</li><li>What is your debt? Add up auto payments, credit card payments, student loans, alimony, child support, and other debt.</li><li>What does your liquid cash look like? Consider total assets, the amount you have in your checking and savings accounts, and other investments.</li></ul><p><strong>Step 2: Determine your monthly mortgage payment – including escrow&nbsp;</strong></p><p>Once you know your buying power based on the pre-approval process in Step 1, you should determine what that monthly nut is that you'll need to shell out. Add in escrow, too. Escrow is a third-party account used to retain funds, including the property owner's real estate taxes and hazard insurance premiums. Escrow is only applicable in specific loan programs.</p><p><strong>Step 3: Understand all the expenses associated with homeownership</strong></p><p>A good rule of thumb for first-time homebuyers is to estimate that it will cost about 1% of the purchase price per year to maintain your home. For a $200,000 home, you should budget approximately $2,000 per year or roughly $170 per month for maintenance. Condominiums and co-ops work a little differently, as they will have regular maintenance fees that you'll know upfront. You will also have utilities, gas, electricity, water, sewage, cable, telephone, insurance, property tax, etc.</p><p><strong>Step 4: Establish future priorities and plan for the unexpected.</strong></p><p>Buying a new house is a one-time purchase. Next comes all the little (and not so little) things that add up. What are your needs for the new home? Furniture, lawn equipment, barbecue grill? Do you plan on buying a new car in the near future? Do you plan on starting a family? How long can you go without an income if you suddenly lost your job? These are all things you need to consider from a financial perspective and save up for — on top of your proposed down payment and closing costs.</p><p><strong>Step 5: Get guidance.</strong></p><p>Contact a&nbsp;<a href="https://movement.com/search/">Movement Mortgage Loan Officer</a>&nbsp;in your area. He or she can look at your unique situation, fill you in on what to be aware of as a first-time homebuyer, and help tailor a mortgage that's right for you. However, if you feel like you're all set, we've got your back. Apply online with the&nbsp;<a href="https://movement.com/easyapp/">Movement Mortgage Easy App</a>. This tool will help you get pre-approved quickly by letting you upload all required documents straight into the app.<br></p><h2>Keep researching!</h2><p><span style="color: rgb(255, 0, 0)"><em><strong><br></strong></em></span></p>

What is a first-time homebuyer, anyway?

<h3><em>Spring is here and people are on the move! Buyers and sellers are waking up from their winter blues ready for new. A new change of scenery, a new place, a new start. In today’s competitive market, finding your dream home is just the beginning. The real challenge lies in making an offer that stands out, ensuring you cross the finish line as the new homeowner. Here are some top tips to help you craft the strongest offer possible, putting you a step closer to turning that dream home into your own.</em><br></h3><p><em>​<br></em></p><p style="text-align: start"><strong>1. Get Pre-approved for a Mortgage</strong></p><p style="text-align: start">Before you start your home search, get pre-approved for a mortgage. This step is crucial as it shows sellers that you are a serious and capable buyer. A pre-approval letter alongside your offer can significantly increase its attractiveness, as it reduces the risk for the seller.</p><p style="text-align: start"><strong>2. Understand the Seller’s Needs</strong></p><p style="text-align: start">Knowing what the seller wants can be as important as the offer itself. Some sellers prefer a quick closing, while others may need a bit more time to move out. Tailor your offer to accommodate these needs. A flexible closing date can sometimes be just as appealing as a higher offer.</p><p style="text-align: start"><strong>3. Offer a Competitive Price</strong></p><p style="text-align: start">While it’s important to stick within your budget, make sure your offer is competitive, especially in a seller’s market. Your real estate agent can provide insights into the home’s value and suggest an offer price that is both attractive to the seller and fair to you. Sometimes, offering just a bit over the asking price can make your offer stand out.</p><p style="text-align: start"><strong>4. Minimize Contingencies</strong></p><p style="text-align: start">Contingencies are conditions that must be met for the sale to go through, such as home inspections and mortgage approvals. While they’re designed to protect the buyer, too many contingencies can make your offer less attractive. Work with your agent to minimize unnecessary contingencies, but be careful not to waive essential ones that could protect you.</p><p style="text-align: start"><strong>5. Increase Your Earnest Money Deposit</strong></p><p style="text-align: start">An earnest money deposit is a sign of good faith and indicates your serious intent to buy the home. By increasing the amount beyond what’s typical in your market, you can show the seller you’re committed. This act can make your offer more appealing without increasing your overall offer price.</p><p style="text-align: start"><strong>6. Personalize Your Offer</strong></p><p style="text-align: start">A personal touch can sometimes make all the difference. Consider writing a letter to the seller, expressing why you fell in love with the home and how you envision your future there. This emotional appeal can resonate with the seller, especially if they have a strong sentimental attachment to the home.</p><p style="text-align: start"><strong>7. Work with a Reputable Real Estate Agent</strong></p><p style="text-align: start">A skilled agent is invaluable in the home-buying process. They can provide market insights, negotiation expertise, and guidance on crafting a strong offer. Choose an agent with a good track record and one who understands your needs and the local market.</p><p style="text-align: start"><strong>8. Be Ready to Move Quickly</strong></p><p style="text-align: start">In a hot market, time is of the essence. Be ready to view homes and make decisions quickly. The ability to submit a prompt and well-considered offer can be a significant advantage.</p><p style="text-align: start">Making a strong offer on a home requires a blend of strategy, flexibility, and sometimes, a personal touch. By following these tips and working closely with your real estate agent, you can increase your chances of success in today’s competitive market. Remember, every seller is different, so understanding their unique needs and preferences can truly set your offer apart. Good luck, and happy house hunting!</p>

Tips for Making the Strongest Offer

<h2>Seniors have unfortunately always been a target for conniving criminals and burglars. The criminals that have an eye on your home aren’t as easily outsmarted as you would think, either. In fact, if you don’t take proactive measures to keep them at bay, you may never know whether they’ve pinpointed your residence and your belongings as their next target.<br></h2><p style="text-align: start">Luckily, it isn’t necessary to set up complicated traps and expensive newfangled security systems to keep burglars out of your home. These practical senior security steps for your home will keep you and your property safe, and prevent you from encountering potentially dangerous situations in the future.</p><h2 style="text-align: start">Senior security tips</h2><p style="text-align: start">You may already have&nbsp;<u><a href="https://ageinplace.com/your-home-better/i-dont-need-home-modifications/">designed and dressed up your home to make it accessible</a>&nbsp;</u>and appealing. However, having an enticing, smartly decorated home can attract criminals to your property too.</p><p style="text-align: start">Appearances can be deceiving, and it’s possible to plan your living space in a way that deters burglars simply by its facade.</p><p style="text-align: start">You can burglar-proof your home by:</p><ul><li><strong>Removing and lighting up potential hiding places.&nbsp;</strong>If you have features like large trees, bushes, and walls on your property, they all provide cover and hiding spots for thieves.</li></ul><p style="text-align: start">Keep these potential hiding areas in your yard well lit-up with bright outdoor lights, and install cameras overlooking them too, if your budget allows for it.</p><ul><li><strong>Keep your yard cleaned up.&nbsp;</strong>Leaving valuable tools, equipment, toys or pieces of furniture in your yard sends a clear signal to criminals that you have items that are worth stealing.</li></ul><p style="text-align: start">If these items sit out for long periods of time, it tells them you take a relaxed approach to protecting your belongings. Always pack these items up or take them inside when they’re not in use.</p><ul><li><strong>Draw your curtains and blinds.&nbsp;</strong>One of the easiest ways for a burglar to assess your home and the whereabouts of your valuables is to simply look through your windows.</li></ul><p style="text-align: start">If any of your windows provide a clear view into your home, cover them with blinds, curtains, or other appropriate window dressings to deter peeping Toms.</p><ul><li><strong>Keep an eye on your garbage.&nbsp;</strong>Many&nbsp;<u><a href="https://www.today.com/popculture/identity-theft-your-trash-their-treasure-wbna27011491">thieves will sift through your trash</a>&nbsp;</u>to get personal information that could enable identity theft. Others are looking for clues like electronics packaging to find out what valuables you keep in your home.</li></ul><p style="text-align: start">Keep the area that houses your trash cans brightly lit and only set out broken-down appliance boxes on pickup days.</p><h2 style="text-align: start">How to safeguard your home</h2><p style="text-align: start">You can never guarantee that you will be able to avoid home invasions. However, there are plenty of measures that you can take to ensure senior security and safeguard yourself and your home against criminals. They include:</p><ul><li><strong>Installing an effective home security system.&nbsp;</strong>Your home security system doesn’t have to cost the earth. There are many affordable systems available that offer features such as window and door sensors, security lights, and cameras.</li></ul><p style="text-align: start">Most security service providers will offer several different packages to choose from, allowing you to choose an option that suits your budget and needs.</p><ul><li><strong>Installing a safe.&nbsp;</strong>If you have valuables such as jewelry or money or want to keep your passport,&nbsp;<u><a href="https://ageinplace.com/planning/estate-planning/">will, or other documents</a>&nbsp;</u>away from prying eyes, a safe is an excellent idea.</li></ul><p style="text-align: start"><u><a href="https://www.simplysafes.co.uk/blog/how-to-secure-a-safe-to-the-floor-with-bolts/" target="_blank" rel="noopener">Ensure that your safe is properly secured</a></u>&nbsp;and that it’s not visible to anyone who enters the property. The bottom of a cupboard or under a bed is a good place to keep it well hidden.</p><ul><li><strong>Keep your doors and windows locked.&nbsp;</strong>Locking your doors and closing your windows at night and while you are away from home acts as an effective initial deterrent against invasions.</li></ul><p style="text-align: start">Intruders who want to gain access to your house through a locked door will have to make some noise, and risk getting caught trying to break in. Just this risk alone is enough to put many would-be thieves off.</p><ul><li><strong>Joining your local neighborhood watch group.&nbsp;</strong>If there is not yet a neighborhood watch in your area, consider starting one or speaking to your neighbors about doing so on your behalf.</li></ul><p style="text-align: start">If your movement is limited, request that your local group set up a WhatsApp group so that you can keep up to date with what’s happening in the neighborhood without having to perform physical patrols.</p><ul><li><strong>Keeping your private affairs private.&nbsp;</strong>It’s all too easy to let slip to a friendly stranger that you’re planning to go on a two-week vacation with your children and grandchildren, or that you won’t be home until late on Wednesday evening.</li></ul><p style="text-align: start">Unfortunately, sharing this information can put you and your home at risk. Keep your private life private, and don’t let strangers into your home, even if they seem well-meaning. They might just be casing your home and planning a future break-in.</p><h2 style="text-align: start"><strong>Spotting the signs of a burglary in the making</strong></h2><p style="text-align: start">It’s impossible to know for sure whether your home is already a target for a future burglary. However, you can certainly assess the likelihood of an invasion taking place by taking this senior security advice and judging whether or not your home is viewed as a soft target.</p><p style="text-align: start">If you suspect that your home could soon be the target of an attempted break-in, contact your security provider and revisit our steps for safeguarding your home.</p><ul><li><strong>Keep an eye on strangers in your area.&nbsp;</strong>If you notice strangers wandering the streets, looking at homes or driving slowly up and down your road for no obvious reason, keep an eye on them until you’re satisfied that nothing untoward is taking place.</li></ul><p style="text-align: start">Many burglars pose as workers or well-meaning strangers when casing homes for future break-ins.</p><ul><li><strong>Turn down unsolicited offers of sales and services.&nbsp;</strong>It’s reasonable to be suspicious of strangers who arrive at your door to sell you services or products or to read meters at unexpected times.</li></ul><p style="text-align: start">These people could be who they say they are. But they could be criminals who are trying to obtain more information about your property. Don’t hesitate to ask strangers for proof of identity and to call their employers to verify their identity. Ask them politely to wait outside until you’ve checked out their story satisfactorily.</p><ul><li><strong>Pay attention to subtle changes.&nbsp;</strong>Criminals often mark suitable homes with small marks to remind them to return later. These marks can be as simple as a small pile of rocks, a tiny paint spot on the lawn, a tie around a tree, or even an empty bottle in the front yard.</li></ul><p style="text-align: start">Stay alert to these minor changes, as they could indicate that your home is marked for invasion. Alert the authorities immediately if you suspect that a mark on your property has been deliberately left by a potential burglar.</p><h2 style="text-align: start">Senior security made simple</h2><p style="text-align: start"><u><a href="http://archive.ncpc.org/topics/crime-against-seniors.html">Senior citizens are increasingly being targeted by criminals</a></u>, but this doesn’t have to be the case. There are plenty of simple things you can do to protect yourself and your property against invasion. One of the best steps you can take to protect yourself is to have a home security system installed through a reputable security service provider.</p><p style="text-align: start">Modern systems will immediately alert your service provider when an intrusion is detected. This allows them to act swiftly and apprehend criminals before they can make away with your treasured belongings. Many of them also come with panic buttons that can be worn around the neck. These can be used not just in the case of an invasion, but&nbsp;<u><a href="https://ageinplace.com/elderly-health/elderly-slip-fall-accidents/">in a medical emergency when help is needed</a>&nbsp;</u>too.</p><p style="text-align: start">To stay safe, follow the above advice and always err on the side of caution. Be proactive. Age doesn’t have to make you vulnerable to burglars.<br><br>By <strong>Naomi Phillips</strong></p>

Senior Security Matters: Your Guide to Outsmarting Burglars and Keeping Your Home Safe

<h3>Home modifications: We think we don’t need them until not having them holds us back.</h3><p>When people think of home modifications, some images may immediately come to mind. The first may be of an elderly, frail, and sickly person. The second image might be of a person (old or young) in a wheelchair. Another image may be of various pieces of hospital-looking equipment such as a hard plastic disc that sits on top of a toilet; bright, unattractive, silvery grab bars; or an uncomfortable twin bed with full-length side rails.</p><p>These images all conjure unpleasant thoughts of disability, dysfunction, and loss of independence. But, that isn’t the way it has to be.<br>While it is true that modifying the home to improve accessibility is necessary and often vital for some individuals to be able to remain in their homes, one does not have to be in a state of crisis to think about making home modifications. Consider the following.<br></p><h3>What people want vs. what they have</h3><p>Most people have a desire to remain in their homes as they grow older. It’s true that other options exist such as downsizing or moving to a continuing care retirement community (CCRC), but the majority of those age 60 and over want to stay put. Home is a source of comfort. We know and understand our home, and have our community of friends and neighbors. We have often raised our families there. There are many reasons to want to stay. Although people want to remain in their homes as they grow older, most do not do anything to make that a real possibility.<br><br>The current housing stock in the United States was not designed for 60, 70, or 80-year-old people. There are stairs to enter the home and within the home; doorways are narrow; the laundry is in the basement; the bathroom (which has a tub) is on the second floor of the home. Our bodies are going to change as we age (arthritis, vision changes, hearing loss), but those homes aren’t going to change with us unless we change them!</p><h3>Prepare for Your Future (and make your life easier at the same time!)</h3><p>Planning for the future is not an uncommon concept for most people. We begin planning financially for our future long before we retire (hopefully!). We use programs such as 401k’s and 403b’s to do this; putting away a little of our paycheck every month so that when we stop working full time, we will have planned adequately to have enough money to sustain us in later life. We also plan for accidents.<br><br>I know that doesn’t sound right at first read, but we do. Through all types of insurance, we plan for accidents that may or may not happen. We have homeowner’s or renter’s insurance, car insurance, and health insurance. These accidents or unfortunate events may never occur, but we know that it is wise to have insurance just in case something unexpected does happen.<br></p><h3>Why aren’t home modifications done?</h3><p>So, why is it that so many of us don’t plan for our future when it comes to our homes? As I noted above, research has demonstrated that the majority of those age 60 and older want to stay in their homes into the future, yet those same individuals do not make any modifications to their homes to improve the chances of that actually occurring. I have spoken with many people about this topic and below are their reasons for not making modifications.<br><br>I don’t know what changes to make.<br>I don’t need any changes because I am doing just fine (thank you very much).<br>I am concerned that a modification will negatively impact the resale value of my home.<br>Home modifications are costly and I don’t have the financial resources to pay for them.<br></p><h3>Common concerns</h3><p>These are real concerns that people have about home modifications. I’d like to address each of these briefly.<br></p><h3>Unsure of changes to make</h3><p>Many times when people tell me that they don’t know what changes to make to their homes it is because they think they have to try to predict what will happen to them in the future in order to know what changes or modifications to make. There are a number of modifications that are beneficial to the majority of people (young and old alike) that transcend a specific illness or accident.<br><br>These are modifications that can prevent illness or accident. They include having the right grab bars installed properly in the shower, adding a second handrail to stairs, and increasing lighting on stairs. These simple changes improve safety and ability and prevent falls which is a leading source of disability in those over 60.</p><h3>Home modifications are for the disabled</h3><p>Some people have the misconception that home modifications are only for people who have a significant disability. So, if they don’t fall into this category and are basically doing everything around their home they need to do, home modifications are not for them. Actually, home modifications could help these individuals in at least two different ways.</p><p>A modification could make those daily household tasks easier (think installing a pull out drawer in a lower cabinet to reach items easily rather than getting down on hands and knees to reach the pot in the back of the cabinet) and a modification could provide the opportunity for that person to re-engage in an activity they had given up because it became too difficult. This happens to people without them even thinking too much about it. When something becomes too difficult or painful, they simply stop doing it.</p><h3><br>Worried about home resale</h3><p>Resale of the home is a concern for many. We don’t want ourselves or our adult children to be burdened with a house that has depreciated in value. Twenty years ago, when many home modification products were very institutional looking, this was more of a problem.<br><br>Today, manufacturers of many of these ‘home improvement’ items have gotten the message that people want products that make them safer in their homes and make life easier, but they want these products to be aesthetically pleasing. As a result, there are now grab bars, hand held shower heads, and shower seats (just a few examples) that are pretty and are a nice addition to any bathroom.<br><br>Too expensive<br>Depending on the scope of your home modification project, cost will vary. A kitchen renovation designed to change counters and appliances to achieve wheelchair accessibility will require a financial investment. Other modifications such as installing a grab bar or extra handrail on the basement stairs, will be less costly.<br><br>Modifications aren’t typically paid for by Medicare although some Medicare Advantage plans are considering covering home modifications in the future. Some states offer loans or other funding to individuals of a certain age and/or income level. Reverse mortgages can also be used to help pay for home modifications. There are options.<br><br>How Does Your Home Need to Change?<br>If you are one of the majority of people who want to stay in his or her own home for years to come, the time to start planning for it is now. Start by taking an objective look around your home to determine what changes you could make to improve your safety and make the chores and activities you do in your home easier. There are a number of home safety checklists you can download for free to help you start this process.<br><br>One such checklist is the Caregiving Checklist developed by AARP. Complete your checklist and start thinking about what modifications you might need to make your dream of staying in your home a reality.​​​<br></p><p><em>by:&nbsp;Kathy Subasic, PhD</em></p>

Home modifications: My home is fine and I am fine. I don’t need them.

<h3>Hey there, homeowners! Are you feeling the heat of the real estate market? Well, you’re not alone! With rising prices and fierce competition, it’s vital to take proactive steps to prepare and protect your home investment. In this blog post, I’ll explore some practical tips that can help you navigate this challenging real estate landscape. So, let’s dive right in!<br></h3><p><br></p><p style="text-align: start"><strong>1. Enhance Curb Appeal to Attract Buyers:</strong></p><p style="text-align: start">First impressions count, especially in a hot market. Sprucing up your home’s exterior can significantly increase its appeal. Consider a fresh coat of paint, well-maintained landscaping, and eye-catching details like a welcoming front door. These simple improvements can make a substantial difference in attracting potential buyers and enticing higher offers.</p><p style="text-align: start"><strong>2. Declutter and Stage Your Home:</strong></p><p style="text-align: start">In a competitive real estate market, decluttering and staging your home can be a game-changer. Take the opportunity to tidy up each room, removing personal items and excess furniture. By creating a clean and neutral canvas, potential buyers can more easily envision themselves living in your home. If you require professional help, consider hiring a reputable staging company to make your house shine. Which brings us to the next tip!</p><p style="text-align: start"><strong>3. Consider Hiring a Professional Photographer</strong></p><p style="text-align: start">97% of all buyers use the internet in their home search. If you want to “WOW!” potential buyers, make sure you don’t miss this step! One study by the Wall Street Journal found that listings with<em>professional</em>photos got<strong>61% more views</strong>than those without them. Angles, lighting, formatting, and HD! Capturing your property’s best features in a photo isn’t always as easy as you’d think and sometimes requires special equipment (like drones!) Professional real estate photographers know how to showcase unique features and leave a lasting impression on potential buyers ensuring your property stands out in the market! By using real estate photography, you can help improve the online visibility of your property.</p><p style="text-align: start"><strong>4. Set a Realistic Price:</strong></p><p style="text-align: start">Pricing your home right is crucial in a high-price real estate market. While it may be tempting to aim for the stars (as some house prices may seem astronomical), an overpriced home can scare away potential buyers. Study the local market trends, consult with me, and we’ll go over recent sales data to help you determine a competitive and realistic listing price. Remember, a reasonable price can generate more interest and potentially lead to bidding wars, driving up the final sale price higher than you would have thought to list it for!</p><p style="text-align: start"><strong>5. Insist on Pre-Qualified Buyers:</strong></p><p style="text-align: start">When the market is hot, you can expect a flood of interested buyers. However, not all buyers are created equal. To save time and protect your interests, insist on working with pre-qualified buyers. This means they have already gone through the initial stages of mortgage approval and are in a better position to close the deal. This ensures that you’re dealing with serious buyers who can follow through on their offers.</p><p style="text-align: start">Preparing and protecting your home in a today’s estate market requires careful planning and strategic decision-making. By investing time and effort into curb appeal, decluttering, and staging, you can increase your chances of attracting the right buyers. Setting a realistic price, working with pre-qualified buyers, and engaging a knowledgeable real estate professional like myself will ensure you’re well-equipped to navigate the competitive landscape.</p><p style="text-align: start">Remember, while the real estate market may feel high right now, these tips can also be useful in any market condition. So, whether you’re planning to sell your home now or later, implementing these suggestions will help you stay ahead of the game.</p><p style="text-align: start">Have questions about this information? Reach out to me!</p>

Looking to Sell? Prepare Your Home in the Current Market

<h3>We’ve all dreamed of giving our homes a makeover, but the thought of renovation costs can quickly put a damper on our excitement. However, fear not! With some careful planning and a little creativity, you can achieve a stunning transformation without breaking the bank. In today’s blog post, we’ll explore the art of budget-friendly renovations, helping you identify areas where you can splurge and save. So, let’s dive in!<br></h3><p style="text-align: start"><strong>1. Focus on the Kitchen and Bathrooms:</strong></p><p style="text-align: start">When it comes to renovations, the kitchen and bathrooms are the areas that often deliver the most bang for your buck. These rooms are used daily and are crucial for potential buyers, making them worthy candidates for a little splurging. Consider investing in high-quality fixtures, countertops, and cabinetry that will stand the test of time. However, you can save on costs by opting for cost-effective flooring options or repurposing existing cabinets with a fresh coat of paint.</p><p style="text-align: start"><strong>2. Lighting: Shed Some Light on Savings:</strong></p><p style="text-align: start">Lighting can make or break the ambiance of any space, and luckily, it doesn’t have to cost a fortune. Splurge on statement lighting fixtures for focal points like the dining area or living room. Adding dimmer switches can create a cozy atmosphere without breaking the bank. For other areas, consider affordable but stylish alternatives, like track lighting or pendant lights that offer both functionality and aesthetic appeal.</p><p style="text-align: start"><strong>3. Paint: The Power of a Fresh Coat:</strong></p><p style="text-align: start">Paint is a budget renovator’s best friend! A fresh coat of paint can instantly breathe new life into a tired space, making it look brand new. Splurge on high-quality paint to ensure longevity and better coverage. Choose neutral colors for a timeless look that will appeal to a broader range of potential buyers. By doing the painting yourself, you can save a significant amount of money while adding a personal touch to your project.</p><p style="text-align: start"><strong>4. Flooring: Find Affordable Flooring Options:</strong></p><p style="text-align: start">Flooring can make a significant impact on the overall look and feel of a room, but it doesn’t have to break the bank. While hardwood flooring may be a splurge, there are more affordable options available, such as laminate, vinyl, or even engineered wood. These alternatives can mimic the look and texture of natural materials while providing cost savings.</p><p style="text-align: start"><strong>5. DIY vs. Professional Help:</strong></p><p style="text-align: start">One of the best ways to save money during a renovation is by taking matters into your own hands. With the wealth of online tutorials and DIY resources available, many projects can be tackled independently. However, it’s important to know your limits. Complex tasks like electrical or plumbing work are best left to the professionals to avoid any costly mistakes or safety issues.</p><p style="text-align: start">Renovating your home doesn’t have to be a financial nightmare. By strategically splurging on some key areas and finding cost-effective alternatives for others, you can achieve a beautiful transformation without draining your bank account. Remember, the most important thing is to create a space that brings you joy and suits your needs. So, get those creative juices flowing and start planning your budget-friendly renovation today! Happy renovating!</p>

Budget-Friendly Renovations: Where to Splurge and Save

<p><strong>Congratulations on becoming a first-time homeowner!</strong> Owning a home is an exciting milestone, but it also comes with a whole new set of responsibilities. From maintenance to budgeting, there’s a lot to consider. But fear not! In this comprehensive guide, we’ll provide you with essential tips to help you navigate the world of homeownership with confidence. Let’s dive in!<br></p><p style="text-align: start"><strong>1. Prioritize Home Maintenance:</strong></p><p style="text-align: start">Keeping your new home in good shape is crucial. Regular maintenance can help prevent costly repairs down the line. Create a schedule for tasks like cleaning gutters, inspecting HVAC systems, and changing air filters. Don’t forget to maintain your lawn and garden too! A little effort now will go a long way in preserving the value and comfort of your home.</p><p style="text-align: start"><strong>2. Understand Your Finances:</strong></p><p style="text-align: start">Owning a home comes with financial responsibilities beyond the monthly mortgage payment. Take time to understand your budget, including property taxes, insurance, and utility bills. Create an emergency fund to cover unexpected repairs or maintenance issues. It’s also wise to review your homeowners’ insurance policy and make sure it adequately covers your needs.</p><p style="text-align: start"><strong>3. Get to Know Your Neighborhood:</strong></p><p style="text-align: start">One of the joys of homeownership is becoming part of a community. Take the time to explore your new neighborhood, meet your neighbors, and get involved in local activities. It’s a great way to find out about resources, services, and amenities that can enhance your living experience.</p><p style="text-align: start"><strong>4. Stay Organized with Important Documents:</strong></p><p style="text-align: start">Keep all important documents related to your home in a safe, accessible place. This includes your mortgage agreement, insurance policies, warranties, home improvement receipts, and contracts with service providers. Having everything organized will save you time and stress if you need to refer to them later.</p><p style="text-align: start"><strong>5. Plan for Home Improvements:</strong></p><p style="text-align: start">Make a list of home improvements you’d like to tackle over time. Prioritize them based on urgency and budget. Whether it’s updating the kitchen, remodeling the bathroom, or adding a deck, having a plan will help you achieve your vision for your home while staying within your means.</p><p style="text-align: start"><strong>6. Learn Basic DIY Skills:</strong></p><p style="text-align: start">While it’s always good to call professionals for complex repairs, learning some basic DIY skills can save you time and money. Simple tasks like fixing a leaky faucet, changing light fixtures, or painting a room are handy skills to have. There are plenty of online tutorials and workshops available to help you get started.</p><p style="text-align: start"><strong>7. Build a Reliable Support Network:</strong></p><p style="text-align: start">Don’t hesitate to seek advice from family, friends, or even online communities of homeowners. They can offer valuable insights and share their experiences. Additionally, having trusted professionals like plumbers, electricians, and contractors on speed dial will give you peace of mind when you need help.</p><p style="text-align: start"><strong>Conclusion:</strong><br>Becoming a first-time homeowner is an exciting milestone, but it’s important to be prepared for the responsibilities that come with it. By following these essential tips, you’ll be well-equipped to tackle the challenges that may arise. Remember, homeownership is a journey, and with a little knowledge and planning, you can create a haven that’s truly your own. Enjoy your new home and happy homeownership!</p>

Essential Tips for First-Time Homeowners: A Comprehensive Guide

<p><strong>Welcome back</strong>, fellow homeowners! Today, we’re going to dive into the world of annual home maintenance projects. I know, I know, it’s not the most glamorous topic, but trust me when I say it’s worth your attention. These projects are like little knights in shining armor, protecting your castle from potential disasters and saving you from costly repairs down the road. So, let’s roll up our sleeves and get ready to tackle these essential tasks!<br></p><p style="text-align: start"><strong>1. Gutters Galore:</strong></p><p style="text-align: start">Ah, gutters – the unsung heroes of our homes. They work tirelessly to divert rainwater away from our roofs and foundations, preventing water damage and pesky leaks. Over time, though, they can become clogged with leaves, debris, and even the occasional rogue tennis ball (don’t ask). That’s why it’s crucial to clean them out at least once a year. Grab a ladder, and a pair of gloves, and get ready to channel your inner adventurer as you journey to the rooftop to clear away any obstructions. Your gutters will thank you!</p><p style="text-align: start"><strong>2. Fantastic Filters:</strong></p><p style="text-align: start">Air filters, your trusty companions in the battle against allergens and dust bunnies. Just like gutters, these unsung heroes need some love too. Depending on your HVAC system, filters should be replaced every three to six months, ensuring optimal air quality and efficiency. Think of it as giving your home a refreshing breath of fresh air. Plus, it’s a simple task that typically requires only a quick swap – no advanced DIY skills are required!</p><p style="text-align: start"><strong>3. Marvelous Mulching:</strong></p><p style="text-align: start">Ah, the magic of mulch. Besides being aesthetically pleasing, mulching offers a myriad of benefits for your plants and flower beds. A fresh layer of mulch helps retain moisture, suppresses weeds, and regulates soil temperature. To keep those plants happy and thriving, make it a yearly ritual to refresh your mulch in the spring. Your green-thumb neighbors will be secretly jealous of your flourishing garden!</p><p style="text-align: start"><strong>4. Spectacular Smoke Detectors:</strong></p><p style="text-align: start">Smoke detectors are the unsung heroes that protect us from potential disasters. But did you know they have a lifespan of about ten years? Yes, they do age, just like fine wine (well, not exactly). So, once a year, it’s essential to test your detectors and replace the batteries if needed. Remember, safety first!</p><p style="text-align: start"><strong>5. Dazzling Deck Maintenance:</strong></p><p style="text-align: start">Decks are the perfect spot for summer gatherings, barbecues, and lazy afternoons. To keep them looking their best, however, they require a little TLC. Each year, give your deck a thorough cleaning and inspection. Replace any loose boards and apply a fresh coat of sealant to keep it protected from the elements. Your deck will thank you by hosting memorable moments for years to come!</p><p style="text-align: start">Congratulations, brave homeowners! You’ve made it through our annual home maintenance project list. Maintaining your castle may not be the most exciting task, but it’s undoubtedly a wise investment of your time. By staying on top of these projects, you’ll not only prevent potential disasters but also save yourself from costly repairs in the long run. So, gather your tools, unleash your inner warrior, and let’s keep those homes in tip-top shape!</p>

Annual Home Maintenance Projects: Your Guide to a Well-Maintained Home

<p><span style="font-size: 24px">If you want to improve your finances heading into retirement, then downsizing may be right for you!</span><br></p><p>The kids are out of the house and suddenly your crowded home is empty. Maintaining such a large home is time-consuming at best and pointless at worst. Bedrooms are now redundant, furniture goes months without being used, and the cost of maintaining it has become an unnecessary expense.</p><p>The good news is that many active adult communities provide home models to help retirees and empty nesters find the perfect amount of space to accommodate their new lifestyle. Not only will downsizing&nbsp;<a href="https://www.55places.com/blog/are-you-anxious-5-ways-older-adults-can-manage-stress" target="_blank" rel="noopener">relieve some of the stress</a>&nbsp;of maintaining a larger home, but it will also provide some hefty financial benefits.</p><p>Here are 10 ways downsizing your home can lead to an upsized bank account.</p><h2>1. Lower Overall Home Price</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/house-for-sale-sign.jpg" alt="A &quot;For Sale&quot; sign on the lawn in front of a house." data-proportion="true" data-align="none" data-file-name="house-for-sale-sign.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Generally speaking, selling a larger home for a smaller one will put more cash in your pocket. For some retirees,&nbsp;<a href="https://www.55places.com/blog/top-10-faqs-about-living-in-55-communities" target="_blank" rel="noopener">moving into an active adult community</a>&nbsp;will mean that the extra money can be put towards a larger down payment that leads to a lower mortgage (a huge relief for some active adults on a fixed income).</p><p>Since property taxes are determined by the assessed value of the property, your tax bill could see a shocking reduction—even if the price-per-square-foot is comparable to your previous home.</p><h2>2. Money Saved on Maintenance Costs</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/house-maintenance.jpg" alt="Tools laying around a white cutout of a house." data-proportion="true" data-align="none" data-file-name="house-maintenance.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>With less space, you’ll spend less time and materials keeping your home pristine. A good rule of thumb to keep in mind is that the annual cost of maintaining the home is equal to 1% of the purchase price. So if you’re currently living in a $450,000 home that’s half empty, you can expect to spend roughly $4,500 a year on&nbsp;<a href="https://www.55places.com/blog/6-ways-maintenance-free-community-freedom" target="_blank" rel="noopener">general maintenance</a>. Another rule suggests that homeowners should allocate $1 per square foot.</p><p>There are several other factors at play. A home less than 10 years old will not need as much upkeep as an older one. Location is also a big factor as a home in a warm climate will not have fluctuating weather that can affect a home’s condition.</p><p>Moving into an active adult community would also help assuage these costs as several of them have a homeowners’ association (HOA) fee that covers exterior maintenance like landscaping and, in some cases, even roof maintenance.</p><h2>3. Lower Insurance Costs</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/home-insurance.jpg" alt="Hands covering a wood model house." data-proportion="true" data-align="none" data-file-name="home-insurance.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Homeowners’ insurance is not required by law, but it’s highly recommended and most mortgage providers will not allow you to borrow money without it. In most cases, a smaller home will mean a less valuable home, and homeowners can expect a lower premium.</p><p>This financial benefit to downsizing is compounded if you live in a low-risk area with modest local construction costs since most insurance companies calculate the premium based on the square footage of your home multiplied by the area’s average cost of construction. Insurance costs are also determined by safety and can be reduced by downsizing into an active adult community since&nbsp;<a href="https://www.55places.com/blog/safe-home-security-tips-older-adults" target="_blank" rel="noopener">many have gated entries</a>.</p><h2>4. Less Wear &amp; Tear on Appliances</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/home-appliances.jpg" alt="Clean dishes in a dishwasher." data-proportion="true" data-align="none" data-file-name="home-appliances.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>A homeowner’s maintenance budget can be blown to smithereens with a broken water heater, puddles forming under the air conditioning unit, or circuit breakers going haywire. With a smaller home, these big-ticket items will have less work to do, increasing their lifespan and saving you money on replacing and installing new devices that are serving a largely empty home.</p><p>Since these units are doing less work, downsizing can also dramatically cut down on energy costs, providing homeowners more flexibility with their monthly budget.</p><h2>5. Selling Redundant Items</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/downsizing-house-selling-possesions.jpg" alt="A stack of cardboard boxes with items being sold because homeowners are downsizing." data-proportion="true" data-align="none" data-file-name="downsizing-house-selling-possesions.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Fewer rooms mean fewer pieces of furniture to fill them. Selling off redundant items can provide you with an influx of cash that you can&nbsp;<a href="https://www.55places.com/blog/top-5-faqs-about-lock-leave-lifestyle" target="_blank" rel="noopener">use to travel</a>, invest, or pay down debt. In some cases, moving to a smaller home is an opportunity to start over, with some homeowners choosing to sell most, if not all, of their possessions and selectively purchase new items to go with their new home.</p><p><a href="https://www.55places.com/blog/the-active-adult-guide-to-downsizing-homes" target="_blank" rel="noopener">Choosing to downsize</a>&nbsp;in an active adult community can be not only a financial break but also a psychological one. Selling old beds, desks, and couches can help provide you with the cash needed for this exciting new chapter in your life.</p><h2>6. Reducing Debt</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/reduce-debt-downsizing.jpg" alt="A 55+ couple calculating how much money they'll save by downsizing their house." data-proportion="true" data-align="none" data-file-name="reduce-debt-downsizing.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>One key financial benefit of downsizing is having the extra money to take care of other existing debt. Lower maintenance costs, mortgages, and tax obligations will free up capital to pay down an old bothersome credit card balance.</p><p>Without the financial obligation to creditors, retirees will have more money to enjoy the retirement lifestyle they deserve, whether that includes traveling, playing golf, or taking up a new hobby. Also, having fewer financial obligations towards a home will mean fewer surprises, giving homeowners a chance to put down the credit card and pick up that golf club.</p><h2>7. Uncle Sam Loves Home Sellers</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/less-property-tax-downsizing.jpg" alt="&quot;Tax&quot; written on a whiteboard beside wood house models." data-proportion="true" data-align="none" data-file-name="less-property-tax-downsizing.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Is the thought of selling your home leading you to dread paying the capital gains tax? Thanks to the Taxpayer Relief Act of 1997, you don’t have to worry.</p><p>The federal government rewards home sellers with a dramatically reduced capital gains tax, meaning that home sellers can make up to $250,000 in profit before owing a dime to the federal government. Married retirees, who used the property as their primary residence for at least two years, are exempt up to $500,000.</p><p>Prior to this law, home sellers had to move into a larger and more expensive home to be exempt from the tax, leaving downsizers with a hefty bill come tax time. This extra money can be used to find the perfect home in the perfect location for your needs and lifestyle.</p><h2>8. More Money to Invest</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/invest-saved-money.jpg" alt="A jar of coins growing a green sprout." data-proportion="true" data-align="none" data-file-name="invest-saved-money.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Retirees who want to safeguard or increase their nest egg can invest the extra money gained from downsizing. In a majority of cases investing won’t lead to overnight riches, but experts suggest that a broad, diversified portfolio keeps the risks low while making sure your retirement money keeps up with the rate of inflation.</p><p>The financial benefits of downsizing can allow retirees the flexibility to supplement their retirement savings and avoid running out of money.</p><h2>9. Less Space Means Less Impulse Purchasing</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/downsized-house.jpg" alt="A kitchen and living space in a cozy, clean home." data-proportion="true" data-align="none" data-file-name="downsized-house.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>Now that your square footage is a more modest number, you have to be more discriminating with your purchases. Buying a new coffee table on a whim is much more difficult when space is tighter, and purchasing an espresso maker when you were only supposed to pick up milk is impossible with less room on your counter.</p><p>The upside to this, other than financial restraint, is that you have to be more selective and creative with what you purchase. Oftentimes, acquiring a new big-ticket item will require that you get rid of another one in your home. Having a smaller home means that clutter appears much faster and easier than before and having a functional, pleasant space is as simple as buying less stuff.</p><h2>10. More Time for Hobbies</h2><div class="se-component se-image-container __se__float- __se__float-none"><figure><img src="https://www.55places.com/wp-content/uploads/2023/02/enjoying-retirement-hobbies.jpg" alt="A 55+ couple smiling while gardening in their backyard." data-proportion="true" data-align="none" data-file-name="enjoying-retirement-hobbies.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none;"></figure></div><p>At first glance, this conflicts with the financial benefits of downsizing.&nbsp;<a href="https://www.55places.com/blog/the-ultimate-hobby-guide-50-hobbies-for-seniors" target="_blank" rel="noopener">Hobbies</a>&nbsp;tend to cost money and resources, but with the benefits of living in a smaller home in an active adult community, your hobby could actually make you money. Since keeping your home clean and in good shape requires less time than it did before and with most HOAs already taking care of some of your home maintenance, you’ll find yourself with a more open schedule.</p><p>For some, retirement is a time to explore and hone new hobbies and interests and, in some cases, those hobbies can actually make you money. Build furniture by taking up woodworking, do custom jewelry by learning lapidary, sell artwork, or get commissioned to write for local publications.</p><p>There are several active adult communities that have art and lapidary studios, woodworking shops, and groups and classes for residents to learn from each other. The extra time may also give you the option to work part-time, further protecting your retirement savings.</p><h2>55places Can Help You Downsize!</h2><p>With all of the financial benefits of downsizing, it’s easy to see why active adults and retirees are deciding to ditch size for serenity.&nbsp;<a href="https://www.55places.com/contact" target="_blank" rel="noopener">Contact 55places today</a>, and we’ll help you find the right-sized home in the perfect&nbsp;<a href="https://www.55places.com/blog/the-top-9-questions-to-ask-about-55-communities" target="_blank" rel="noopener">55+ community</a>.</p>

10 Financial Benefits of Downsizing Your Home

Should Residents of 55+ Communities Pay Less Property Tax?

The Most Affordable Retirement Communities in Florida

<p><span style="font-size: 24px">On a budget? These communities offer a prime location and plenty of amenities for an affordable price.</span><br></p><p>Living in an amenity-rich active adult community doesn’t have to mean passing up a budget-friendly home. There are many communities throughout the country where residents can find affordable homes as well as resort-style amenities like fitness centers, swimming pools, sports courts, and special-interest activities.</p><p>Here are 10 great budget-friendly active adult communities:</p><h2><a href="https://www.55places.com/california/communities/sun-city-apple-valley" target="_blank" rel="noopener">Sun City Apple Valley – Apple Valley, CA</a></h2><h3>From the Mid $200s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/01/sun-city-apple-valley-california.jpg" alt="Mountains and palm trees surrounding the outdoor pool at Sun City Apple Valley in Apple Valley, California." data-proportion="true" data-align="none" data-file-name="sun-city-apple-valley-california.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Just 40 miles north of San Bernardino,&nbsp;<a href="https://www.55places.com/california/communities/sun-city-apple-valley" target="_blank" rel="noopener">Sun City Apple Valley</a>&nbsp;is a Del Webb community that welcomes residents 55+ with affordable homes, two spacious clubhouses, and a wide variety of special-interest clubs and social activities.</p><p>Its prime location combines picturesque mountain views with easy access to shops, restaurants, and services in nearby Apple Valley, Victorville, and Hesperia.</p><p><a href="https://www.55places.com/request-info?state=california&amp;community=sun-city-apple-valley" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/california/communities/four-seasons-at-beaumont" target="_blank" rel="noopener">Four Seasons at Beaumont – Beaumont, CA</a></h2><h3>From the High $300s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Four-Seasons-at-Beaumont-Beaumont-CA.jpg" alt="Palm trees surrounding a fountain on the grounds of Four Seasons at Beaumont in Beaumont, California." data-proportion="true" data-align="none" data-file-name="Four-Seasons-at-Beaumont-Beaumont-CA.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Southern California’s&nbsp;<a href="https://www.55places.com/california/communities/four-seasons-at-beaumont" target="_blank" rel="noopener">Four Seasons at Beaumont</a>&nbsp;is a gated, age-restricted community that offers an active adult lifestyle in the heart of Riverside County. Opened in 2005, this K. Hovnanian development features resale homes in a range of styles and prices. Diverse amenities are found throughout the community, including a private onsite restaurant, hobby and game rooms, multipurpose social areas, and outdoor recreations.</p><p><a href="https://www.55places.com/request-info?state=california&amp;community=four-seasons-at-beaumont" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/arizona/communities/sun-city-anthem-at-merrill-ranch" target="_blank" rel="noopener">Sun City Anthem at Merrill Ranch – Florence, AZ</a></h2><h3>From the Mid $300s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Sun-City-Anthem-at-Merrill-Ranch-Florence-AZ.jpg" alt="Entrance to the clubhouse at Sun City Anthem at Merrill Ranch in Florence, Arizona." data-proportion="true" data-align="none" data-file-name="Sun-City-Anthem-at-Merrill-Ranch-Florence-AZ.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p><a href="https://www.55places.com/arizona/communities/sun-city-anthem-at-merrill-ranch" target="_blank" rel="noopener">Sun City at Merrill Ranch</a>&nbsp;is a fabulous choice for active adults who dream of a more rural retirement. The community is set 60 miles from Phoenix, where it enjoys open spaces and spectacular scenery.</p><p>Available amenities include an impressive 48,000-square-foot clubhouse, outdoor sports courts, and the 18-hole Poston Butte Golf Course, which winds throughout the development. Single-family homes are available on both a resale and new construction basis.</p><p><a href="https://www.55places.com/request-info?state=arizona&amp;community=sun-city-anthem-at-merrill-ranch" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/nevada/communities/sierra-canyon" target="_blank" rel="noopener">Sierra Canyon – Reno, NV</a></h2><h3>From the High $400s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Sierra-Canyon-Reno-NV.jpg" alt="Mountains behind the clubhouse at Sierra Canyon in Reno, Nevada." data-proportion="true" data-align="none" data-file-name="Sierra-Canyon-Reno-NV.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Located in Reno,&nbsp;<a href="https://www.55places.com/nevada/communities/sierra-canyon" target="_blank" rel="noopener">Sierra Canyon</a>&nbsp;boasts affordable resale single-family homes, a 20,000-square-foot clubhouse, and a mild four-season climate. Beyond the amenities in the enclave’s own Aspen Lodge facility, residents have access to amenities in the larger Somersett community, including its private 18-hole golf course. Somersett also offers a range of retail stores and an inviting village center.</p><p><a href="https://www.55places.com/request-info?state=nevada&amp;community=sierra-canyon" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/texas/communities/del-webb-sweetgrass" target="_blank" rel="noopener">Del Webb Sweetgrass – Richmond, TX</a></h2><h3>From the Mid $200s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Del-Web-Sweetgrass-Richmond-TX.jpg" alt="The outdoor patio space at Del Webb Sweetgrass in Richmond, Texas." data-proportion="true" data-align="none" data-file-name="Del-Web-Sweetgrass-Richmond-TX.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Opened in 2011,&nbsp;<a href="https://www.55places.com/texas/communities/del-webb-sweetgrass" target="_blank" rel="noopener">Del Webb Sweetgrass</a>&nbsp;is a newer community that welcomes residents 55+. Its picturesque setting in Richmond includes a 50-acre lake, a natural creek, and miles of walking trails, yet the community is also within easy reach of the urban attractions in Downtown Houston.</p><p>A spacious clubhouse offers onsite amenities, and a full-time Activity Director maintains the diverse social calendar and supports the famous Del Webb lifestyle.</p><p><a href="https://www.55places.com/request-info?state=texas&amp;community=del-webb-sweetgrass" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/georgia/communities/cresswind-at-lake-lanier" target="_blank" rel="noopener">Cresswind at Lake Lanier – Gainesville, GA</a></h2><h3>From the Mid $300s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2022/08/outdoor-pool-cresswind-at-lake-lanier-gainesville-georgia.jpg" alt="Aerial view of the outdoor pool at Cresswind at Lake Lanier, a 55+ community in Gainesville, Georgia." data-proportion="true" data-align="none" data-file-name="outdoor-pool-cresswind-at-lake-lanier-gainesville-georgia.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>With plans for about 730 homes,&nbsp;<a href="https://www.55places.com/georgia/communities/cresswind-at-lake-lanier" target="_blank" rel="noopener">Cresswind at Lake Lanier</a>&nbsp;is a mid-sized 55+ community with spectacular amenities and a prime location on the shores of Georgia’s fabulous Lake Lanier. In addition to its amenity-rich, 36,000-square-foot clubhouse, the community boasts a marina and private boat dock, an outdoor amphitheater, and beautiful single-family homes in a range of styles and sizes.</p><p><a href="https://www.55places.com/request-info?state=georgia&amp;community=cresswind-at-lake-lanier" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/south-carolina/communities/del-webb-charleston-at-nexton" target="_blank" rel="noopener">Del Webb Charleston at Nexton – Summerville, SC</a></h2><h3>From the Low $400s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Del-Webb-Charleston-at-Nexton-Summerville-SC.jpg" alt="Exterior view of the clubhouse at Del Webb Charleston at Nexton in Summerville, South Carolina." data-proportion="true" data-align="none" data-file-name="Del-Webb-Charleston-at-Nexton-Summerville-SC.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Just 25 miles northwest of historic Charleston,&nbsp;<a href="https://www.55places.com/south-carolina/communities/del-webb-charleston-at-nexton" target="_blank" rel="noopener">Del Webb Charleston at Nexton</a>&nbsp;provides Southern charm combined with resort-style living. This gated community is set on 350 acres of landscaped terrain and wetland preserves.</p><p>The development features an amenity-rich clubhouse and a variety of outdoor recreations, including sports courts, a dog park, and a fishing lake. Upon completion, Del Webb Charleston will contain about 1,000 affordable single-family homes.</p><p><a href="https://www.55places.com/request-info?state=south-carolina&amp;community=del-webb-charleston-at-nexton" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/florida/communities/stone-creek" target="_blank" rel="noopener">Stone Creek – Ocala, FL</a></h2><h3>From the High $200s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2023/02/Stone-Creek-Ocala-FL.jpg" alt="Palm trees surrounding the outdoor resort-style pool at Stone Creek in Ocala, Florida." data-proportion="true" data-align="none" data-file-name="Stone-Creek-Ocala-FL.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Although it includes a 60,000-square-foot recreation complex and plans for 4,000 homes,<a href="https://www.55places.com/florida/communities/stone-creek" target="_blank" rel="noopener">Stone Creek</a>&nbsp;has maintained an inviting, small-town feel in the midst of the popular Ocala area.</p><p>This Del Webb community supports an exciting active adult lifestyle with a wide range of resort-style amenities, outdoor recreations, and an 18-hole championship golf course. Its low-maintenance homes are available in both single-family and attached home designs.</p><p><a href="https://www.55places.com/request-info?state=florida&amp;community=stone-creek" target="_blank" rel="noopener"><br>Request more information<br></a></p><h2><a href="https://www.55places.com/florida/communities/del-webb-naples" target="_blank" rel="noopener">Del Webb Naples – Ave Maria, FL</a></h2><h3>From the Mid $200s</h3><div class="se-component se-image-container __se__float- __se__float-none"><figure style="width: 100%;"><img src="https://www.55places.com/wp-content/uploads/2022/11/del-webb-naples-ave-maria-florida.jpg" alt="Exterior view of a home at Del Webb Naples in Ave Maria, Florida." data-proportion="true" data-align="none" data-file-name="del-webb-naples-ave-maria-florida.jpg" data-file-size="0" data-origin=",auto" data-size="75%," data-rotate="" data-percentage="75," style="box-sizing: border-box; border: none; vertical-align: middle; border-radius: 0px; box-shadow: none; width: 100%;"></figure></div><p>Set within the larger Ave Maria community,&nbsp;<a href="https://www.55places.com/florida/communities/del-webb-naples" target="_blank" rel="noopener">Del Webb Naples</a>&nbsp;is an age-restricted enclave that boasts fabulous amenities including a new 36,000-square-foot clubhouse and the 18-hole Golf Club at Del Webb Ave Maria.</p><p>Beyond the exclusive amenities within Del Webb Naples, residents also have access to the many recreations within Ave Maria, including a Mediterranean-themed town center with shops, restaurants, and other services.</p><p><a href="https://www.55places.com/request-info?state=florida&amp;community=del-webb-naples" target="_blank" rel="noopener"><br>Request more information</a></p><p><a href="https://www.55places.com/request-info?state=florida&amp;community=del-webb-naples" target="_blank" rel="noopener"><br></a></p><p><strong>by&nbsp;Bill Ness</strong><a href="https://www.55places.com/request-info?state=florida&amp;community=del-webb-naples" target="_blank" rel="noopener"><span style="color: rgb(61, 57, 53);font-size: 14px">:&nbsp;</span></a><a target="_blank" href="https://www.55places.com/blog/10-budget-friendly-active-adult-communities"><span style="color: rgb(61, 57, 53);font-size: 14px">https://www.55places.com/blog/10-budget-friendly-active-adult-communities</span></a><br></p>

10 Budget-Friendly Active Adult Communities

25 Cheap Active Adult Communities for an Affordable Retirement

<p><br></p><h2 style="text-align: start"><strong>Answer:&nbsp;</strong>Other than saving you money, moving to a state with no income tax can save you time and stress come tax time. However, some states without income taxes may have high sales taxes, high cost of living, or infrastructure issues. Be sure to research your options to determine what’s best for your financial situation.</h2><p style="text-align: start">Unfortunately, retiring doesn’t always mean you can stop worrying about taxes. Depending on the source of your income, you might still have to pay both federal and state income tax.</p><p style="text-align: start">Does this mean you should move to a state with no income tax when you retire? Let’s weigh up the pros and cons.</p><h2 style="text-align: start">Which States Have No Income Tax?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/income-tax.jpg" alt="A tiny forklift with blocks spelling &quot;TAX&quot;." data-proportion="true" data-align="none" data-file-name="income-tax.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">The majority of states levy income tax at the state level. However, some states do not. Here are the states with&nbsp;<a href="https://www.investopedia.com/financial-edge/0210/7-states-with-no-income-tax.aspx" target="_blank" rel="noreferrer noopener nofollow">no or limited income tax</a>:</p><ul><li>Alaska – none</li><li><a href="https://www.55places.com/florida" target="_blank" rel="noreferrer noopener">Florida</a>&nbsp;– none</li><li><a href="https://www.55places.com/nevada" target="_blank" rel="noreferrer noopener">Nevada</a>&nbsp;– none</li><li>South Dakota – none</li><li><a href="https://www.55places.com/tennessee" target="_blank" rel="noreferrer noopener">Tennessee</a>&nbsp;– none</li><li><a href="https://www.55places.com/texas" target="_blank" rel="noreferrer noopener">Texas</a>&nbsp;– none</li><li>Wyoming – none</li><li><a href="https://www.55places.com/washington" target="_blank" rel="noreferrer noopener">Washington</a>&nbsp;– income tax only on&nbsp;<a href="https://dor.wa.gov/taxes-rates/other-taxes/capital-gains-tax" target="_blank" rel="noreferrer noopener nofollow">capital gains</a>&nbsp;and investments and only on earnings in excess of $250,000.</li><li><a href="https://www.55places.com/new-hampshire" target="_blank" rel="noreferrer noopener">New Hampshire</a>&nbsp;– no income tax on earned income. Income tax on investments and interests is being phased out and will be gone by 2027</li></ul><p style="text-align: start">So, should you move to one of these states? The obvious advantage is not having to pay state income tax. Bear in mind that Social Security benefits may be&nbsp;<a href="https://www.ssa.gov/benefits/retirement/planner/taxes.html" target="_blank" rel="noreferrer noopener nofollow">taxable</a>.</p><h2 style="text-align: start">Advantages of Moving to a State With No Income Tax</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/homes-and-tax-money.jpg" alt="Wooden house models behind stacks of coins and a piggy bank." data-proportion="true" data-align="none" data-file-name="homes-and-tax-money.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Other than the big advantage of not having to pay state income tax, what are the perks?</p><ol><li><strong>Save time and money come tax time</strong>. Not having to pay state income tax also means not filing a state income tax return. Most tax preparers and tax software programs do charge extra for state returns. If you do your taxes by hand, it can save a lot of time.</li><li><strong>Avoid tax on certain retirement accounts.&nbsp;</strong>If you have a&nbsp;<a href="https://www.55places.com/blog/what-is-the-difference-between-a-401a-and-a-401k" target="_blank" rel="noreferrer noopener">401(k)</a>, IRA, or individual retirement account, you could deduct that from your taxes. In theory, you then pay the tax when you withdraw that money. If you move to a state with no income tax, then you avoid&nbsp;<em>ever&nbsp;</em>paying tax on that income. As a note,&nbsp;<a href="https://www.forbes.com/advisor/retirement/state-retirement-taxes/" target="_blank" rel="noreferrer noopener nofollow">three more states</a>&nbsp;exclude distributions from these plans from taxation—<a href="https://www.55places.com/illinois" target="_blank" rel="noreferrer noopener">Illinois</a>,&nbsp;<a href="https://www.55places.com/mississippi" target="_blank" rel="noreferrer noopener">Mississippi</a>, and&nbsp;<a href="https://www.55places.com/pennsylvania" target="_blank" rel="noreferrer noopener">Pennsylvania</a>. This is worth considering if you expect this to be your primary income.</li></ol><p style="text-align: start">The primary advantage, though, is avoiding income tax. If you’re still working part-time or doing anything else that earns income in retirement, such as selling art or writing a book, you can save a lot of money. And if you choose a state that also doesn’t tax interest and dividends, you can save a&nbsp;<em>lot&nbsp;</em>of money.</p><h2 style="text-align: start">Disadvantages of Moving to a State With No Income Tax</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/woman-doing-taxes.jpg" alt="A 55+ woman working on Form 1040 for her taxes." data-proportion="true" data-align="none" data-file-name="woman-doing-taxes.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">There are, however, some&nbsp;<a href="https://www.forbes.com/advisor/taxes/states-with-no-income-tax/" target="_blank" rel="noreferrer noopener nofollow">disadvantages</a>&nbsp;to choosing to move to one of these states:</p><ol><li><strong>States that do not charge income tax still have to make money.&nbsp;</strong>This often means that states with no income tax have higher sales tax and higher&nbsp;<a href="https://www.55places.com/blog/should-residents-of-55-communities-pay-less-property-tax" target="_blank" rel="noreferrer noopener">property tax</a>. If you plan to buy a valuable property, you could pay quite a bit more. Another way they might choose to make money is by increasing the enforcement of traffic violations or raising fines. For example, Nevada has a state sales tax of 6.85% and an average local sales tax of 1.38%. “Sin taxes” may also be higher, meaning you pay more for cigarettes, alcohol, etc.</li><li><strong>Some of these states have a higher cost of living.&nbsp;</strong>Alaska, for example, has the&nbsp;<a href="https://worldpopulationreview.com/state-rankings/cost-of-living-index-by-state" target="_blank" rel="noreferrer noopener nofollow">sixth highest cost of living</a>&nbsp;in the United States, in part because the climate requires a lot of food to be imported from further south. You may save on state income tax, but then spend more on general expenses such as groceries and clothing.</li><li><strong>Some of these states have issues with infrastructure.&nbsp;</strong>South Dakota, for example, has 17% of its bridges rated as structurally deficient. Tennessee is also known for poor infrastructure. While Wyoming has good infrastructure, it has low population density, meaning a higher distance to services such as hospitals.</li></ol><p style="text-align: start">But the biggest disadvantage is that you&nbsp;<em>will&nbsp;</em>be paying higher taxes&nbsp;<a href="https://www.55places.com/blog/the-best-places-to-retire-for-taxes" target="_blank" rel="noreferrer noopener">in other areas</a>&nbsp;unless you move to Alaska, which is funded strongly by mineral leases and has the lowest tax burden. Unfortunately, the state makes up for it in the cost of living.</p><h2 style="text-align: start">Other Things To Consider</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/desk-taxes.jpg" alt="A wood house model, a financial statement, and coins on an office desk table." data-proportion="true" data-align="none" data-file-name="desk-taxes.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">We tend to focus a lot on finances. If you’re considering retiring to a state with no income tax, make sure you aren’t ignoring other considerations, such as distance from family or climate. Florida, for example, is very popular for retirees because of having an income tax, and the state has&nbsp;<a href="https://www.55places.com/blog/the-best-states-for-a-low-humidity-retirement" target="_blank" rel="noreferrer noopener">pleasantly warm weather</a>&nbsp;that can make aging bodies more comfortable. Nevada is also pleasantly warm. Washington, however, gets a&nbsp;<em>lot&nbsp;</em>of rain. Wyoming and South Dakota have low population densities, which can mean more time spent traveling for essential services.</p><p style="text-align: start">Another thing to consider is whether you will be comfortable in the society and culture of the state. All states have some differences in their local culture and attitudes. States that don’t charge income tax tend to lean more conservative in other ways.</p><h2 style="text-align: start">So Which States Are Best for Retirees?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/06/happy-55-couple-tax-free.jpg" alt="A happy 55+ couple receiving a break on their taxes." data-proportion="true" data-align="none" data-file-name="happy-55-couple-tax-free.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">The short answer, of course, is “It depends.”</p><p style="text-align: start">The longer answer is that it really depends primarily on your income or expected income during retirement. If you have a lot of high-value investments or a lot of money in a 401(k) then you may benefit a&nbsp;<em>lot&nbsp;</em>from moving to one of these states. Also, if you’re primarily reliant on social security (which many states don’t tax), then you may actually be better off avoiding them.</p><p style="text-align: start">If you plan on spending a lot of money on a very nice house in retirement, then property tax may be more important to you. However, if your plan is to sell your home and move to a&nbsp;<a href="https://www.55places.com/blog/the-pros-and-cons-of-55-active-adult-communities" target="_blank" rel="noreferrer noopener">55+ community</a>, then you may well benefit more from choosing one in a state with no income tax. As with many things, it’s a good idea to talk to a financial advisor about your plans.</p><p style="text-align: start">There’s no simple answer as to whether it’s best to move to a state with no income tax when you retire. It depends on your income, the value of the property you intend to buy, and, of course, on non-financial factors such as the location of your family or your personal preferences as to climate and culture.</p><p style="text-align: start">For help finding your dream home in a 55+ community, reach out to the team at&nbsp;<a href="https://www.55places.com/" target="_blank" rel="noreferrer noopener">55places</a>.</p><p style="text-align: start"><br></p><p style="text-align: start"><strong>by&nbsp;Jennifer Povey:<a target="_blank" href="https://www.55places.com/blog/retire-state-no-income-tax">https://www.55places.com/blog/retire-state-no-income-tax</a></strong><br></p>

Should You Retire in a State With No Income Tax?

Decorating on a Budget: Tips for Retirees

<h2 style="text-align: start"><strong>Answer:&nbsp;</strong>As of 2023, the average cost of residing in an age-restricted community is between $1,500 to $4,000 per month due to HOA fees, onsite amenities, security services, and other expenses.</h2><p>​<br></p><p style="text-align: start">Knowing what to expect when planning on moving to a retirement community takes the stress and uncertainty out of the transition. After all, this is the time in life when we’re most looking forward to enjoying our savings. We want to prioritize our “fun budget” and cut down on costs without giving up a comfortable lifestyle. Taking inventory of the financial commitment associated with moving to a 55+ community ensures our budget and lifestyle goals are met.&nbsp;</p><p style="text-align: start">Although costs vary with each community, there are a few factors retirees can consider prior to moving. Our team has put together a handy reference guide of common costs when moving to a 55+ community.</p><h2 style="text-align: start">The Average Cost of Living in a 55+ Community</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/personal-budget.jpg" alt="55+ homebuyer hand making a personal budget using a calculator." data-proportion="true" data-align="none" data-file-name="personal-budget.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Let’s examine an overview of the cost of living in a 55+ community. On average, residing in an age-restricted community&nbsp;<a href="https://www.rocketmortgage.com/learn/pros-and-cons-of-55-communities" target="_blank" rel="noreferrer noopener">costs between $1,500 to $4,000 per month</a>, depending on the state and neighborhood. There are a variety of age-restricted residences to explore within the United States. As a result, there’s a comfortable price point for every retiree. A few of the elements that contribute to monthly living costs (inclusive of the average monthly cost or separate depending on the community) are as follows.</p><h3 style="text-align: start">HOA Fees</h3><p style="text-align: start">Each 55+ community has a&nbsp;<a href="https://www.55places.com/blog/what-are-the-benefits-of-having-an-hoa" target="_blank" rel="noreferrer noopener">homeowners’ association (HOA)</a>, but HOA fees vary depending on the community. However, the benefit of living in a managed community often offsets the HOA fee. Many homeowners weigh the HOA fee against what the HOA offers and what they’ll be saving on maintenance costs and labor time. Lawn care, home repair and upkeep, and general property maintenance are all tasks an HOA takes off the homeowner’s plate.&nbsp;</p><p style="text-align: start">If you’re looking to evaluate the quality of the HOAs within the communities you’re considering, don’t be afraid to ask the important questions. Find out what services are covered. Also, ask what the HOA’s reserve fund is. This will give you a good indicator of the overall readiness to deal with large-scale property damage. For example, consider hail storms, water damage, and big repairs. Lastly, don’t be afraid to ask other residents how they’re finding the HOA’s services. Word of mouth can tell you a lot about the state of an HOA.</p><h3 style="text-align: start">Onsite Recreation</h3><p style="text-align: start">Active retirement communities come with an array of recreation opportunities just a short walk from your front door. As such, the monthly cost of living encompasses access to well-maintained onsite facilities.&nbsp;<a href="https://www.55places.com/blog/the-best-selling-golf-course-communities" target="_blank" rel="noreferrer noopener">Golf retirement communities</a>&nbsp;are increasing in popularity across the U.S., providing residents with access to world-class golf courses as part of their residential experience. Other active retirement communities also feature&nbsp;<a href="https://www.55places.com/blog/trail-shoes-reasons-older-adults-walk" target="_blank" rel="noreferrer noopener">acres of trails</a>, lakes, and bike paths with private access for residents. Additionally, state-of-the-art fitness facilities and clubhouses are a staple of many 55+ communities, making your total monthly cost a package deal.</p><h3 style="text-align: start">Amenities</h3><p style="text-align: start">If luxury living is a priority for your retirement, you can expect your monthly living cost to fall on the higher end of the spectrum for resort-style retirement communities. These communities often come complete with luxury details such as onsite spas, private community pools, and 5-star dining. The vision behind master-planned resort retirement is to capture the feeling of your favorite vacation getaway within the comforts of a tight-knit community. The higher price tag is often worth the&nbsp;<a href="https://www.55places.com/blog/enhance-retirement-top-amenities-55-communities" target="_blank" rel="noreferrer noopener">highest-quality amenities</a>&nbsp;for a holiday-esque retirement experience.&nbsp;</p><h3 style="text-align: start">Safety and Security</h3><p style="text-align: start">Most<a href="https://www.55places.com/blog/10-perks-living-gated-active-adult-community" target="_blank" rel="noreferrer noopener">55+ communities are gated</a>&nbsp;to ensure peace and privacy. Security is included in the homeowner’s costs.&nbsp;<a href="https://www.55places.com/blog/safe-home-security-tips-older-adults" target="_blank" rel="noreferrer noopener">Enhanced safety measures</a>&nbsp;may include 24-7 surveillance cameras and staffed entry points. These measures extend to keeping onsite recreation areas private so residents can have peace of mind within their community.</p><p style="text-align: start">For more insights, check out:&nbsp;<a href="https://www.55places.com/blog/top-real-estate-tips-first-time-55-community-buyers" target="_blank" rel="noreferrer noopener">Our Top Real Estate Tips for First-Time 55+ Community Buyers</a>.</p><h2 style="text-align: start">Other Expenses When Moving to a Retirement Community</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/senior-couple-sitting-on-a-park-bench.jpg" alt="A 55+ couple sitting on a park bench on sunny autumn day looking over finances on a tablet." data-proportion="true" data-align="none" data-file-name="senior-couple-sitting-on-a-park-bench.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Don’t be caught unprepared by moving expenses. Consider these common costs to note prior to transitioning to the age-restricted community of your dreams.</p><h3 style="text-align: start">Out-of-State Transit and Moving Costs</h3><p style="text-align: start">If you’re considering&nbsp;<a href="https://www.55places.com/blog/retirement-faq-in-state-out-state" target="_blank" rel="noreferrer noopener">retiring in another state</a>&nbsp;or even across the country, the initial transit and moving costs can be significant. We recommend getting estimates&nbsp;<a href="https://www.55places.com/blog/when-planning-move-55-retirement-community" target="_blank" rel="noreferrer noopener">at least three months in advance</a>&nbsp;of your move-in date. This way you can plan ahead for the type of moving services you’ll need. What trucks or trailers will be best suited for the task? And how much will a move out-of-state cost? Weighing these costs against in-state retirement is a good way to determine the right option for your move-in timeline.</p><h3 style="text-align: start">Storage Costs</h3><p style="text-align: start"><a href="https://www.55places.com/blog/how-to-downsize-after-living-in-your-home-for-decades" target="_blank" rel="noreferrer noopener">Downsizing</a>&nbsp;is the goal for many retirees. With more time to prioritize hobbies and recreation, many 55+ residents find moving to an age-restricted community to be the best time to declutter. However, with decluttering comes additional storage costs. One consolidation strategy is to seek out 55+ communities that offer onsite storage. These communities typically offer a better rate alongside more convenient, easily accessible storage options exclusive to residents. In addition, residents enjoy peace of mind with elevated security measures to keep their assets safe.</p><h3 style="text-align: start">Long-Term Care Insurance for Assisted Living Transitions</h3><p style="text-align: start">Finally, if you’re considering moving to an&nbsp;<a href="https://www.55places.com/blog/assisted-living-active-adult-community-right-you" target="_blank" rel="noreferrer noopener">assisted living facility</a>&nbsp;or a transitional community where assistance may be a future option, it’s important to start cost planning now. Long-term care insurance is a useful solution for assisted living transitions. These plans can be purchased in advance to lock in the best rate or may even be covered in an employer-sponsored retirement plan. Review your options, fill in any gaps in coverage, and go into the next stage of your homeowner journey with confidence.</p><h2 style="text-align: start">55places Is a Helping Hand for This Exciting New Chapter</h2><p style="text-align: start">Transitioning to a 55+ community is an exciting new chapter. Don’t let unexpected financial costs dampen the enthusiasm. Plan ahead with a picture of your financial future and a vision of living your best life in a 5-star community.</p><p style="text-align: start">Contact the team at 55places for more retirement transition insights and learn more by answering the ever-pressing question:&nbsp;<a href="https://www.55places.com/blog/right-now-best-time-buy-a-home" target="_blank" rel="noreferrer noopener">Is Right Now Still the Best Time to Buy a Home?</a></p><p style="text-align: start"><a href="https://www.55places.com/blog/right-now-best-time-buy-a-home" target="_blank" rel="noreferrer noopener"><br></a></p><p style="text-align: start"><strong>by Alexis Wainwright:&nbsp;<a target="_blank" href="https://www.55places.com/blog/cost-living-retirement-community-what-need-know">https://www.55places.com/blog/cost-living-retirement-community-what-need-know</a></strong>​<br></p>

Down to the Dollars: What Are the Costs Associated With Living in a 55+ Community?

<h2 style="text-align: start">Answer:&nbsp;Yes, you can have a job while living in a 55+ community. Though many residents of 55+ communities are retired, others hold part-time, full-time, or volunteer positions.<br></h2><p>​</p><p style="text-align: start">Just because you&nbsp;<a href="https://www.55places.com/blog/retirement-budgeting-estimate-cost-home-55-community" target="_blank" rel="noreferrer noopener">move to a 55+ community</a>&nbsp;doesn’t mean that you’re retired. Even if you are, many retirees choose to continue working. The question several people ask when getting ready to move to a 55+ community is if they can continue working.</p><p style="text-align: start">We have the answers to this, as well as some more details&nbsp;<a href="https://www.55places.com/blog/5-myths-about-social-security" target="_blank" rel="noreferrer noopener">regarding your Social Security</a>.</p><h2 style="text-align: start">Can I Live in a 55+ Community and Still Work?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/working-55-woman.jpg" alt="Happy 55+ businesswoman in a headset on a conference call at her computer." data-proportion="true" data-align="none" data-file-name="working-55-woman.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Absolutely! The main condition of living in a 55+ community is the age requirement. This can range from community to community. Some even allow residents to stay there as long as they are over 19. There are other communities that require one resident to be 55 or older but will allow younger people to move in once they meet this condition. It really depends on the specific community, so be sure to ask before purchasing a home.</p><p style="text-align: start">As far as working goes, there’s no rule stating that you can’t live in a 55+ community and continue to be employed. You can enjoy the benefits of working a job while still living in the home of your dreams with no fears of repercussions from your 55+ community.</p><h2 style="text-align: start">Can I Work for My 55+ Community?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/55-man-gardening-job.jpg" alt="A 55+ man carrying a crate of potted plants at his part-time job." data-proportion="true" data-align="none" data-file-name="55-man-gardening-job.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">It’s certainly possible. Many 55+ communities hire lifestyle directors who plan community events.&nbsp;<a href="https://www.55places.com/blog/what-are-the-benefits-of-having-an-hoa" target="_blank" rel="noreferrer noopener">Homeowner associations (HOA)</a>&nbsp;also employ individuals to maintain the grounds and facilities to keep a 55+ community in beautiful condition. They also sometimes hire technicians, office workers, and more. Just check out the site of the 55+ community you’re interested in moving to and apply for any jobs that pop up.</p><h2 style="text-align: start">Are There Other Restrictions on Working If You Live in a 55+ Community?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/piggybank-saving-money.jpg" alt="55+ woman putting a coin into a piggybank." data-proportion="true" data-align="none" data-file-name="piggybank-saving-money.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Yes, there are. These are restrictions that may apply no matter where you live. And&nbsp;<a href="https://www.55places.com/blog/can-you-still-work-after-retirement" target="_blank" rel="noreferrer noopener">your Social Security check</a>&nbsp;will depend largely on your age. At a certain point, you can work as much as you want with no penalty to your Social Security check. However, the age requirements have gone up since the golden age of 65.&nbsp;</p><p style="text-align: start">If you were born between 1943 and 1954, the age you can fully retire is now 66. This gradually increases up to age 67. It’s possible to retire at age 62, but you won’t receive your full benefits.</p><p style="text-align: start">An example given on the&nbsp;<a href="https://www.ssa.gov/benefits/retirement/planner/agereduction.html" target="_blank" rel="noreferrer noopener">Social Security</a>&nbsp;website reveals that if you retire at 62, and you would normally bring in $1,000 a month, you’ll only get $750 of that amount. This reduces to around $700 for anyone born in 1960 or after.</p><p style="text-align: start">Spousal benefits which would normally be $500 for someone born between 1943 and 1954 are reduced to $350. And the lowest amount for anyone born after 1960 is $325.</p><p style="text-align: start">If you’re working, then this may limit how much money you’ll be able to make. At most, you can make $21,240 in 2023, according to the&nbsp;<a href="https://www.ssa.gov/benefits/retirement/planner/whileworking.html" target="_blank" rel="noreferrer noopener">Social Security</a>&nbsp;site. It usually increases a little each year, so this could change going into 2024.</p><p style="text-align: start">There are obviously other factors that come into play if you’re receiving Social Security benefits. Therefore, it’s best to go to the direct source for the most accurate information. Before you make a decision as to whether you’ll retire early or keep working, make sure you speak to your local Social Security office.</p><h2 style="text-align: start">Where Can You Work Part-Time as a Retiree?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/55-woman-part-time-job.jpg" alt="A 55+ woman working in a plant shop and taking orders on the phone." data-proportion="true" data-align="none" data-file-name="55-woman-part-time-job.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">Once you make the decision to keep working, the next question is what will make you happy. For most people who are retired, working 40 to 60 hours a week is no longer appealing. They simply want money to supplement what they’re bringing in from Social Security. Such jobs should be&nbsp;<a href="https://www.55places.com/blog/11-easy-yet-rewarding-part-time-jobs-for-retirees" target="_blank" rel="noreferrer noopener">easy, and yet very rewarding</a>.&nbsp;</p><p style="text-align: start">If you love teaching but want something other than a teaching position, you can work as a tutor or coach. This allows you to work with younger generations and pass on the knowledge you have gained over your lifetime.</p><p style="text-align: start">Other jobs include working as a dog walker, which will allow you to get some physical exercise, and spend time with clients who are thrilled to see you every day. Housekeepers and nannies are other jobs that are perfect for retirees who only want to work part-time.</p><p style="text-align: start">You can also take advantage of your free time to start a small business. Some hobbies that you’ve always wanted to do for a living may now be an option, like making your crafting hobbies a source of income.</p><p style="text-align: start">Whether you decide to work part-time or want to enjoy your free time without a boss calling, there are plenty of ways to stay busy in your 55+ community. You can also rest assured that no community is going to dictate whether you can work or not. The HOA may make rules about your home, but what you do in your free time is entirely up to you.</p><h2 style="text-align: start">What if I Want To Stay Active, But Don’t Want To Work?</h2><p></p><p></p><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><div class="se-component se-image-container __se__float-none"><figure style="margin: 2rem 0px; box-sizing: border-box; border: 0px; font-size: 16px; font-style: normal; font-weight: 400; outline: 0px; padding: 0px; vertical-align: baseline; color: rgb(61, 57, 53); font-family: aktiv-grotesk, Arial; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><img src="https://www.55places.com/wp-content/uploads/2023/11/continuing-education.jpg" alt="A smiling 55+ woman at a laptop in an adult education classroom." data-proportion="true" data-align="none" data-file-name="continuing-education.jpg" data-file-size="0" data-origin=",auto" data-size="," data-rotate="" data-percentage="auto,auto" style="box-sizing: border-box; border: none; vertical-align: bottom; border-radius: 0px; box-shadow: none;"></figure></div></figure><p></p><p></p><p style="text-align: start">If you want to stay on the go, but don’t want a job, then there are still options. You can go back to school to learn something that you’ve always been curious about but never had the time or money to invest. Once you gain a new degree, you can use this to pursue a new career path.</p><p style="text-align: start">You can also start new hobbies that you enjoy. Or if you just want to sit by the pool or play golf on the course, that’s always an option as well. There are many advantages to living in a 55+ community, so be sure to take advantage of them all.</p><h2 style="text-align: start">55places Is Here To Help</h2><p style="text-align: start">Now that you’re retired, you may be thinking of relocating to a 55+ community. There are many choices out there, and the hard part of choosing a new home is that no two communities are the same.&nbsp;</p><p style="text-align: start">Rather than doing the research on your own, and trying to discover which community is right for you, we can help. Simply reach out, and tell us what you’re looking for. We can give you advice, recommend specific communities, and help with anything that comes up. Contact us today to get the process of moving to your new home started.</p><p><br></p><p><strong>by&nbsp;Savannah Keaton:&nbsp;<a target="_blank" href="https://www.55places.com/blog/job-while-living-55-community">https://www.55places.com/blog/job-while-living-55-community</a></strong></p>

Can I Have a Job While Living in a 55+ Community?

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<p>Navigating life's transitions can be overwhelming. At Keller Williams, I'm more than just a real estate agent—I'm your trusted advisor. Whether you're embarking on a new chapter or making pivotal real estate decisions, count on me to guide you through every step with expertise and support.</p>

Navigating life's transitions can be overwhelming. At Keller Williams, I'm more than just a real estate agent—I'm your trusted advisor. Whether you're embarking on a new chapter or making pivotal real estate decisions, count on me to guide you through every step with expertise and support.

<h1>Browse Listings</h1><p>Find listings in your area here.</p>

Cobb County

Bath/Stubbed, Daylight, Full, Walk-Out Access

Elegant Stucco Exterior w/Stone Chimney.  Open flowing floor plan w/guest bedroom on main level and 9' smooth ceilings was a way ahead of it's time for year built.  FRESH INTERIOR PAINT.  Dramatic two-story foyer w/double curved tray celling and hardwood floors extending through all main living areas, staircase & upper hallways.  Open concept formal living & dining rooms w/private deck are ideal for entertaining.  Main level bedroom features a full tile bath w/deep cultured marble tub/shower combo.  The granite island kitchen w/gas cooking and wine bar views the vaulted fireside great room w/built-in bookcases and has access to the main deck.  All the space you could ever ask for in the enormous Primary Suite offering vaulted spa bath, his & her closets and "Retreat/Flex" space ideal for home gym, craft room, home office or even additional closet space.  Two upstairs secondary bedrooms share a tile Jack & Jill bath w/double vanity and another deep cultured marble tub/shower combo w/glass doors.  Upstairs Laundry w/sink and upper cabinets.  Basement has already been wired for electrial and drywalled - just need to add bathroom, HVAC, ceilings, trim & carpet!  Basement has been set up to have Rec Room, Media Room, Home Office or Gym, Full Bath and 5th Bedroom.  Lushly landscaped yard w/lots of privacy.  Updated Thermal Pane Windows on Main & Upper Level.  Swim/Tennis Community.

Welcome to 2121 Whitekirk Street, a rare chance to own one of the few ranch homes in the highly sought-after The Overlook at Marietta Country Club, one of West Cobb's premier neighborhoods. With a great floor plan designed for easy one-level living, this home also features a large bedroom/bonus room upstairs with on suite—perfect for guests or extra space. This motivated seller has listed their home offering instant equity with a recent appraisal at $1,050,000 and is now listed at just $900,000—an incredible value in this coveted community.

The kitchen is both functional and welcoming, featuring 42" cabinets, granite counters, stainless steel appliances, dual ovens, and a cozy breakfast room that opens to a spacious family room, ideal for everyday living and casual gatherings. A private study near the front of the home offers a quiet space for a home office or library, while the dining room provides ample space for hosting meals with family and friends.

The main level Primary suite includes a spacious bath with dual vanities, a whirlpool tub, and a separate shower. Two additional bedrooms share a connected bath, offering convenience and privacy. The beautifully landscaped yard enhances the home’s curb appeal, and the neighborhood’s well-maintained common areas add to the overall charm.

Living at The Overlook offers access to fantastic amenities, including two swimming pools—a junior Olympic pool with a three-story water slide—and five well-lit tennis courts with a two-story pavilion for spectators. The community also features a recently expanded 27-hole Robert Cubb-designed golf course, offering stunning views. Residents can conveniently access the Marietta Country Club through an under-road tunnel, making it easy to enjoy the private club's exclusive benefits and social events.

Perfect for all ages, the neighborhood includes a Tot Lot play area and is within walking distance of Mt. Paran School, with outdoor adventures just minutes away at Kennesaw Mountain.

This is a rare opportunity to own a ranch-style home in The Overlook. Come discover the fun, comfortable, convenient, and social West Cobb lifestyle at 2121 Whitekirk Street!

One floor living in highly sought after Heartwood located in the heart of East Cobb convenient to all area shopping, entertainment, and attractions that are close to this prime location.  Beautiful floors throughout this meticulously maintained move- in ready bright and sunny home located in a quiet Cul de sac. The front porch shades you while reading and enjoying the outdoors.  This home offers an inviting atmosphere that is spacious with an open floor plan, ideal for entertaining family and friends, watching your favorite game, or just relaxing in a home that complements the inviting atmosphere. The family room boasts built-in shelves surrounding the fireplace and mantel, adding both charm and functionality. The updated kitchen features newer appliances, ample counter space, cabinets, and an eat in kitchen that faces the enclosed sunroom where you can enjoy natural sunlight making it easy to enjoy sunrise and sunset as you start and wind down your day. A large owner’s suite on the main floor provides plenty of storage, a large walk-in closet and an additional oversized closet. The owner's suite includes an updated bathroom with a large walk-in shower, and ample counter and cabinet space. Fresh paint throughout the home. The systems are nearly new as the furnace and hot water heater were recently replaced, and the roof is 7 years old. The garage includes shelves for convenient seasonal item storage. Abundant closets and storage space throughout the home ensure organization and functionality. The large backyard is very private with a patio area, and a new decorative retaining wall that enhances the beauty of the outdoor space. HOA fees cover water, sewer, street maintenance, lighting, pool, and grounds maintenance. The community offers a vibrant atmosphere with manicured landscaping, friendly environment, and a sense of community.  The pavilion located in the recreation area hosts numerous social activities throughout the year. Close to shopping, dining, entertainment, GA 400, and I-75, with easy access to downtown Roswell, Woodstock, and the Chattahoochee Recreation Area. Heartwood's level lots and streetlights create a perfect environment for walking with neighbors or pets. Don’t miss the opportunity to tour this charming home and experience the welcoming community of Heartwood.

Back Yard, Cul-De-Sac, Front Yard, Landscaped, Level, Private

OPEN HOUSE THIS WEEKEND, SAT APRIL 5 FROM 1-3PM & SUN APRIL 6 FROM 2PM-4PM! Nestled in the heart of East Cobb, this exquisite brick-front executive home offers an unparalleled blend of elegance, comfort, and modern convenience in one of Marietta’s most sought-after communities. Located in a top-rated school district, this meticulously maintained residence is situated in a well-established neighborhood with premier amenities. Step into a grand two-story foyer that sets the tone for the sophistication found throughout. Rich hardwood floors span both the main and upper levels, while the terrace level boasts upgraded luxury vinyl plank flooring. The main level features a stately office with French doors, a bay window accent, and an elegant dining room adorned with tray ceilings and wainscoting, providing ample space for hosting 10 to 12 guests. The two-story family room impresses with Palladian windows, plantation shutters, and a striking fireplace, creating a warm and inviting atmosphere. Designed for the discerning chef, the spacious kitchen is outfitted with a gas cooktop, center island, stainless steel appliances, upgraded granite countertops, and a beautifully tiled backsplash. A charming sitting room off the kitchen, bathed in natural light from its expansive windows, offers the perfect gathering space for family and friends. An additional sunroom at the rear of the home provides breathtaking views of the park-like backyard—an outdoor oasis featuring walking paths, a fire pit, accent lighting, and lush greenery reminiscent of Central Park. Upstairs, four spacious bedrooms and three full bathrooms continue the home’s refined aesthetic, with hardwood floors throughout and tiled bathroom flooring. The primary suite is a true retreat, boasting a tray ceiling, sitting area, and a fully renovated en-suite bath complete with new vanities, a standalone garden tub, seamless glass shower, and custom tile work. The upgraded custom closet system enhances both style and functionality. The fully finished terrace level is designed for entertainment and multi-generational living. It includes a full theater room, bar area, gym, storage room, and an in-law suite with a kitchen, laundry, bedroom, family room, and full bathroom—all designed with handicap accessibility in mind. Additional features include a newly stained expanded deck for entertaining, a new HVAC system (2021) for the main and basement levels, a high-efficiency tankless water heater (2019), a newer roof (2017), and recently upgraded kitchen cabinets with high-end granite. The front windows have been replaced with high-efficiency double-pane models, and added attic flooring provides extra storage. The garage offers upgraded flooring, shelving, and space for a second refrigerator. Electric Car charger Smart controlled Rainbird sprinkler system in front and backyard Every detail of this home has been carefully curated for luxury and convenience. With its blend of timeless elegance and modern upgrades, this residence is truly a rare find in East Cobb.

Very sought after area. Quiet street. Friendly neighbors. This one won't last long. This cul-de-sac lot sits on a little over an acre. Enjoy the views of your forever private backyard from the master bedrooms screened in porch. This home has been extremely well kept. Beautifully updated kitchen and master bath. 2 minutes to Kennesaw Mountain, 5 minutes to Marietta Square. No HOA!

Back Yard, Creek On Lot, Cul-De-Sac, Landscaped, Sloped

Bath/Stubbed, Daylight, Exterior Entry, Full, Interior Entry, Unfinished

Situated in the desirable Warren Creek swim/tennis community with top-rated schools, this move-in-ready home offers thoughtful updates throughout. Recent upgrades include stunning new granite counters, a sleek tile backsplash, fresh interior paint, and upgraded light fixtures that elevate the home's style. The family room features newly added built-ins, enhancing both style and functionality. A private office on the main floor provides a quiet space for work or study. Outside, enjoy a large deck overlooking the beautiful backyard, a landscaped front yard, and a spacious two-car side-entry garage. The large, full unfinished basement offers endless possibilities for customization. Conveniently located near the Silver Comet Trail for outdoor recreation.

Crawl Space, Exterior Entry, Walk-Out Access

If you have been searching for an affordable home in the heart of Marietta with many bedrooms, this is the one for you! This move-in ready home has been expanded to accommodate 6 bedrooms and 3 full baths, with all the work being done with permits and up to code, and the septic has been expanded. This home offers fresh paint throughout, new LVP flooring through most of the home and the rest being tile or hardwoods, one of the zoned HVAC units is new, and a brand new roof! As you make your way into the home from the large porch you are greeted by a spacious living room that flows to the kitchen with granite and a tiled backsplash and the open dining area. There are 3 bedrooms and a full bath off the living area with an appealing split bedroom plan for the oversized primary bedroom, which is almost brand new and offers a large walk-in closet and bathroom with tiled floors and tiled tub/shower. Upstairs you will find 2 more good sized bedrooms and a 3rd full bath. The home also offers 2 walk-in crawl space areas that are great for storage along with a large outbuilding. The yard has been lovingly planted with all types of flowers and plants to enjoy almost year-round. Make sure you do not miss this home, which offers so much space in an amazing location convenient to everything Marietta has to offer!

Daylight, Exterior Entry, Finished, Interior Entry

Charming East Cobb Home with Stunning Curb Appeal and Spacious Living Welcome to this beautifully maintained home in the desirable Raintree Forest neighborhood, offering fantastic swim, tennis and playground  amenities. This 4-bedroom, 2.5-bathroom home with a full basement checks all the boxes and is ready for its next owners to move right in! The inviting curb appeal and front porch are just the beginning. Step inside to find an open-concept floor plan featuring gleaming wood floors and updated light fixtures throughout the main level. The spacious den is bathed in natural light, thanks to windows on three sides, and boasts a charming shiplap fireplace and recessed lighting, creating a warm and welcoming atmosphere. Across the hall, you'll find a formal dining room, convenient laundry area, and a powder room. The updated kitchen is a true highlight, featuring stainless steel appliances, light granite countertops, a stylish tile backsplash, and ample space for a cozy dining table. The kitchen also offers access to a back staircase, providing easy access to the upper level. Upstairs, the serene primary suite offers two large walk-in closets with custom closet systems and an updated bathroom with a glass-enclosed shower for a spa-like experience. Three additional generously sized bedrooms (one with access to the back staircase) share an updated full bathroom, completing the upstairs living space. The full daylight basement is partially finished with a playroom or home office featuring built-in bookshelves and brand-new flooring. There's plenty of additional space for storage, a home gym, or the potential to finish out the rest of the basement to suit your needs-the possibilities are endless! Entertaining is a breeze with a large deck off the kitchen that overlooks a private backyard-perfect for hosting and summer barbecues. Two car garage with extra storage space. Located within the highly sought-after Garrison Mill, Mabry, and Lassiter school district, this home offers easy access to Mabry Park and is just a short drive to downtown Roswell or Woodstock. Plus, the Raintree Forest neighborhood amenities, including a pool, tennis courts and playground, are just a few doors down, adding even more appeal to this incredible location. Don't miss your chance to make this exceptional East Cobb home yours-schedule a showing today!

OPEN HOUSE THIS WEEKEND, SAT APRIL 5 FROM 1-3PM & SUN APRIL 6 FROM 2-4PM! Welcome to 2051 Candlewood Ct NE, Marietta, GA! Nestled in the quiet cul-de-sac of the desirable Stockton's Mill subdivision, this beautiful home offers a perfect life to live.  This 4-bedroom, 3.5-bath home features a finished basement with bedroom and full bath, a spacious, oversized master suite with walk-in closet with upgraded custom design closet system and updated master bathroom with  double vanity with tiled shower and seamless glass door. The main level boasts hardwood floors, a cozy gas log fireplace, and a large breakfast area with a breakfast bar, quartz countertops, pantry, and a laundry room. Enjoy outdoor living with a deck, a three-season sunroom, and a screened-in patio—perfect for relaxation or entertaining. The home also includes an attached two-car garage, RV parking, and newly sodded backyard for added outdoor enjoyment. Also included is whole house master surge protection.

Located nearby are many Cobb County community parks, a tennis center, the Cobb County Art Place has numerous art classes, camps, plays, and music performances, plus nearby shopping, restaurants, and other activities like bowling, skating, and trampoline parks. Many fitness facilities like YMCA just around the corner.  Recent updates include a new roof with upgraded architectural shingles, new Champion energy efficient windows, new Champion sunroom overlooking huge backyard, new Champion energy efficient siding and soffits, and new Wi-Fi-enabled insulated garage door openers, smart home thermostat. New deck with lower level screen porch.  Newly updated kitchen with quartz counters, & stainless steel appliances.  All new plumbing throughout the house with upgraded PEX. New microwave in kitchen, newly refinished floors in garage, all new carpet on upper level, newer components and gas logs for fireplace along with upgraded blower which helps circulate heat throughout the house plus a new chimney cap. AT&T high speed fiber connected home. Located in the highly sought-after Simpson Middle School and Lassiter High School district, and with neighborhood amenities such as a pool, tennis court, and playground, this home offers both a peaceful retreat and easy access to everything you need in East Cobb.   Don't miss out on this incredible opportunity in a prime Marietta East Cobb location with wonderful amenities, well maintained homes and top rated schools.

Investors Dream Opportunity!  Large double lot! Potential commercial for front half of lot on Canton Road, and possible residential lot on back half of lot with access to quiet Centerview Drive.  This unique opportunity has a brick ranch home on front half of lot that has excellent visibility to approx 25,000 cars passing daily on Canton Road.  Would make a great office space for any business, or keep long time renter in place for easy income producing. One of the great features of this lot is the easy access from Canton Road but also easy exit via Red Oak Drive to Centerview Dr.  Allowing safe and easy traffic flow for everyone.  With the back half of this large parcel being a level wooded lot in the residential community of Noonday, you could build a spec home or another rental property.  So many options.  Best of all the existing home is a well maintained brick ranch with original hardwood floors. In 2019 Seller replaced all waterlines with copper, HVAC, Furnace, roof, and water heater. Home is bigger then tax records reflect with 2 car carport converted to a large family room with bay window and bookcases as well as a huge laundry room.  This area could easily be converted to a nice primary suite with private bath to create a 4 bedroom 2 bath home....again, so many options in a fantastic location! Easy access to I-575 and I-75.  Close to shopping and schools.  Convenient to Marietta Sq.  Located in a booming area with lots of great longtime businesses around.  Don't miss out on this special opportunity!

Back Yard, Corner Lot, Front Yard, Level, Rectangular Lot, Wooded

Gorgeous home with natural stone front in beautiful Waterford Club, cul-de-sac street, Swim/Tennis Community, prime location, wonderfully maintained home in serene setting with main level primary bedroom, new roof 2021, new water heater, newer HVAC systems, flat backyard with expansive patio and newly glassed sun-room, chef's kitchen with new granite, white cabinets, tile backsplash, new double ovens, vent hood & cook-top, new dishwasher & beautiful SS steel sink, guest bathroom, expansive primary bedroom on main with double doors leading to back deck/patio, primary bath boasts new light fixtures, faucets & hardware, whirlpool tub and double vanities & huge his and her walk-in closets, this home has a welcoming entrance foyer, separate dining room, 2-story grand family room with fireplace & glass door leading to the cheerful sun-room, adjacent eat-in kitchen overlooks the beautiful backyard & patio with a natural canopy of shade and sun, a gardeners delight and entertainer's dream, perfect place for all of your outdoor gatherings, main level also features a sizeable laundry room, a home office with window and a handy workroom for any fun projects or additional storage, upstairs features 3 spacious bedrooms with an abundance of closet space, full bath, additional features include the newly painted 2 car garage, pressure washed patio & driveway, re-stained deck, located minutes from Downtown Acworth & Downtown Kennesaw, KSU, shopping, dining, parks, Lake Allatoona, I-75 & close to the I-75 Express Lane for easy commuting, come experience gracious lifestyle living in this incredibly welcoming neighborhood ~ you will love living here!

Back Yard, Front Yard, Landscaped, Level, Private, Wooded

Welcome to this engaging and modern 3-bedroom, 3.5-bathroom townhome located in the highly sought-after Cumberland Station community in Smyrna, Georgia. This meticulously designed property offers a perfect blend of comfort, style, and convenience, making it an ideal home for families or professionals.
Three Stories of Spacious Living: Enjoy a thoughtfully designed layout with ample space for living and entertaining.
Main Entrance Level: Features an ensuite guestroom for privacy and convenience. 
Second Floor: Open-concept living area with built-in bookshelves and an electric fireplace.
A balcony off the living room, perfect for enjoying your morning coffee or evening relaxation.
Modern kitchen with abundant counter and cabinet space, complemented by sleek appliances.
Third Floor: Loft space ideal for use as an office or entertainment area. Laundry room is conveniently located on the same level as the bedrooms.

Located within walking distance to The Battery Atlanta, home to Truist Park where the Atlanta Braves play, along with a variety of shops, restaurants, and entertainment options. 
Minutes from key destinations such as Cobb Galleria, Cumberland Mall, and major highways (I-285 and I-75), ensuring seamless connectivity to Atlanta and beyond.

Daylight, Driveway Access, Finished, Finished Bath, Full, Interior Entry

Nestled in the highly desirable Beacon Hill subdivision within the top-rated Lassiter High School district, this John Wieland home with soaring ceilings of 9 and 14 feet, offers both comfort and style. Beautifully landscaped, full of blooming eye catching colors in the summer. On the main level, you'll find a primary suite with a large bedroom, a cozy study/office, a welcoming family room, a formal dining room and a huge kitchen with a seperate breakfast area. The lower level features a large family room, 2 generously sized bedrooms, a full bath and private screened porch - an ideal retreat for relaxation. Recent updates include a new water heater (August 2024) and brand-new garage doors (March 2024). The home is freshly painted in Sherwin Williams Alabaster (July 2022) and features new low e vinyl double glazed windows and doors (2022). As a part of an active HOA, this swim/tennis community offers easy access to nearby shops and dining like Merchants Walk and Canton Street in Roswell. Trash collection is included in HOA fees. Take a drive through this quiet, upscale neighborhood and see for yourself why this could be the perfect place to call home!

Spacious & Renovated 4 Bedroom Home on .77 Acres in Prime Marietta Location! Welcome to this beautifully renovated home in a prime Marietta location near Smyrna! Sitting on .77 acres, this property offers tons of space both inside and out, making it perfect for families, entertaining, and privacy. As you arrive, you'll love the huge front yard, circular driveway for multiple vehicles, and the big front porch perfect for relaxing. Being the last home on the street, you'll enjoy peace and privacy. The fenced backyard has two storage sheds and has been mostly cleared, offering endless possibilities for outdoor fun. Plus, two porches on each side of the home provide great spots for summer barbecues! Step inside to find a completely renovated interior with recessed lighting throughout, hardwood floors, and updated fixtures. The stunning kitchen features quartz countertops, a stylish backsplash, stainless steel appliances, and beautiful cabinetry. The bathrooms have been fully updated, with luxury vinyl flooring, a new vanity, and a ceramic tile stand up shower. The home offers 4 spacious bedrooms and 2 baths, with the master conveniently located on the main level. There are also two living rooms, one of which could easily be converted into another bedroom. Other key features include: 8 year old roof in great condition, Up to date A/C maintenance, 2 year old water heater, Cement siding in excellent shape & Crown molding & fresh paint throughout. Located just 3 minutes from all your favorite restaurants and stores, this extremely well maintained home offers the perfect mix of space, privacy, and convenience. Don't miss out! Schedule your showing today!

This is the one! This gorgeous well maintained 5 BR 3 BA home is move-in ready! Featuring 3-car garage parking with convenient kitchen entry. Spacious covered front porch with stepless entry. A fabulous two-story foyer entrance perfect for welcoming guests! Large kitchen with ample counterspace and a sizeable island/breakfast bar, huge walk-in pantry, and a breakfast area. The open-concept kitchen/great room is welcoming and ideal for entertaining. The separate dining room is open to the foyer and is perfect for hosting a crowd. Also, on the main floor is a full BA with walk-in shower and a guest BR. Up the beautiful stairs you will find an open loft area large enough to be an office space. The primary BR is oversized with room for a sitting area and features a tray ceiling adding a luxurious feel to the space. The primary BA features a double vanity, separate shower, corner soaking tub and an exceptionally large closet. Conveniently located down the hall is the laundry room with storage cabinets. There is an extra-large bonus/media/BR room and 2 more BRs with vaulted ceilings and a BA with a double vanity. This family friendly neighborhood offers lake access with fishing, swimming, and boating permitted.

Newly renovated ranch with modern design finishes throughout. Owner removed all walls between common use areas to create an inviting open floor plan for fun family living and grand entertainment. New master suite full of natural light for happy wake-up and splashy shower in a swanky modern bathroom with a stand alone tub next to a sleek shower, a double vanity and a private WC. All secondary bedrooms and bathrooms have been remodeled in total as well. All new hardwoods for easy upkeep. Very large fenced in backyard with a shed for woodworking or storage.

Back Yard, Front Yard, Landscaped, Private

Nestled in the heart of the highly desirable East Cobb area, this charming home offers the perfect blend of comfort, convenience, and style. Located in a neighborhood with highly sought-after schools, this home features a primary bedroom on the main level for ultimate convenience.
The updated kitchen is equipped with appliances that are less than a year old, including a double oven, making cooking and entertaining a breeze. The home boasts updated hardwood floors throughout the main level, adding a fresh, modern touch.
Enjoy the serene sunlight streaming into the sunroom, an ideal space for extra dining, living, hobbies, or simply relaxing with a book. The fully fenced backyard is perfect for outdoor enjoyment and includes raised beds for gardening, offering a great space to cultivate your own flowers, herbs, or vegetables.
Need more space? The bonus room with separate stairs from the kitchen offers endless possibilities, whether as a home office, gym, or playroom. Plus, the home comes with a home warranty, providing peace of mind for the new owners.
Located in a prime East Cobb location with easy access to shopping, dining, and parks, this is a home you won’t want to miss. There hasn’t been a home for sale in this neighborhood for years, so you won’t want to miss this rare opportunity!

Back Yard, Corner Lot, Landscaped, Level, Private

Daylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry

Discover your opportunity to live in East Cobb with this charming split-level home boasting 4 bedrooms and 3 bathrooms. Embrace the chance to customize and elevate this space into your dream home with the help of your contractor. The open floor plan includes a formal dining and living room, an updated kitchen perfect for entertaining, and a spacious family room with a fireplace. Enjoy modern comforts like an updated primary bathroom, a jetted garden tub in the hall bath, and a convenient walk-in style shower in the lower level. The lower-level game room opens to the backyard through sliding glass doors, while the garage and laundry room offer easy access with side-entry doors. This functional home is ideal for multi-generational families or guests seeking privacy, near the Mountain View Aquatic Center, shopping, restaurants, and more. Take advantage of no HOA fees and no rent restrictions, with an optional swim/tennis/playground at the rear of the neighborhood.

Daylight, Exterior Entry, Finished Bath, Full, Interior Entry, Walk-Out Access

JUST UPGRADED - DUAL KITCHENS, NEW PAINT IN & OUT, NEW GRANITE AND MUCH MORE, GREAT OPPORTUNITY FOR OWNER OCCUPIED OR INVESTOR. LOCATED IN A QUIET NEIGHBORHOOD, THIS SPACIOUS HOME HAS 6 BEDROOMS AND 3.5 BATHROOMS. THE KITCHEN IS AN EAT-IN KITCHEN WITH NEWLY INSTALLED GRANITE AND EXQUISITE TILE AS BACKSPLASH AND EASY ACCESS TO THE BACK DECK WHICH IS PERFECT FOR OUTDOOR RELAXING AND LARGE ENOUGH FOR ENTERTAINING. CABINETS AND NEWLY INSTALL SUBWAY-TILE BACKSPLASH WITH STAINLESS STEEL APPLIANCES. IN ADDITION, IN THE FIRST FLOOR LIVING ROOM, FORMAL DINING AND FAMILY ROOM. SECOND FLOOR OFFER 4 SPACIOUS BEDROOMS WITH 2 FULL BATHS, HUGE LAUNDRY ROOM INCLUDED DRYER AND WASHER. LARGE BRIGHT MASTER BEDROOM WITH CATHEDRAL CEILING. MASTER BATH OFFER DOUBLE VANITY WITH VANITY AND TILED FLOOR, SEPARATE SHOWER AND GARDEN TUB, WALK IN CLOSET. THE HOME HAS NEWLY PAINT THROUGHOUT THE HOME.  FINISHED BASEMENT WITH 2ND KITCHEN, 2 BEDS AND 1 FULL BATH. OFFERING PLENTY OF SPACE AND PRIVACY, IT IS ONE OF THE BEST LOTS IN THE COMMUNITY. THIS HOME IS CONVENIENTLY LOCATED TO SHOPPING, RESTAURANTS, SCHOOLS AND EASY ACCESS TO THE NW CORRIDOR EXPRESS LANES & WAKING DISTANCE TO PARK AND RIDE. THE COMMUNITY AMENITIES INCLUDE POOL, PLAYGROUND AND TENNIS COURTS. THE PERFECT PLACE TO SETTLE IN AND CALL HOME. NO RENTAL RESTRICTION.

Welcome to this beautifully upgraded 4-bedroom, 2.5 Bath home, nestled in a PRIME LOCATION and sitting on a culdesac lot. With a spacious and open floor plan, this home features modern finishes and attention to detail throughout. The gourmet kitchen boasts stainless steel appliances, sleek countertops, and ample cabinetry, perfect for cooking and entertaining. Enjoy endless dining options including a more casual kitchen bar seating, spacious eat-in breakfast area overlooking incredible backyard, or in your separate elegant formal dining room. Enjoy your large family room with stunning natural light and a cozy masonry fireplace, creating the ideal setting for relaxation. The primary suite is a true retreat with a luxurious en-suite bathroom, offering a spa-like experience. Each secondary bedroom is generously sized with great closet space. Another full bath located upstairs has been fully remodeled and features double vanities. Further upgrades include updated flooring, custom trim work, elegant bronze lighting and hardware, and modern fixtures. As if the inside hasn't won you over enough, step outside into your own private oasis! The beautifully landscaped backyard features a sparkling saltwater pool, ideal for warm weather enjoyment and entertaining guests as well plenty of additional fenced yard. Located in a desirable neighborhood with close proximity to shopping and dining options, this home offers both style and convenience with an Amazing location! Minutes to Lake Allatoona boating and hiking trails of Red Top Mountain State Park. Sits just between Downtown Acworth and Downtown Kennesaw restaurants and retail, less than 1 mile to I-75 Express lane. Walk to North Cobb Christian School. Districted to the International Studies Magnet School at North Cobb high School. Short drive to Kennesaw State University and so much more! Don't miss out on the chance to make this dream home yours!

Back Yard, Cul-De-Sac, Front Yard, Landscaped, Level

Seller may consider buyer concessions if made in an offer. Welcome to this charming home that boasts a cozy fireplace perfect for chilly nights. The kitchen features a center island, nice backsplash, and plenty of storage. The spacious primary bedroom comes with a walk-in closet and a luxurious primary bathroom with a separate tub and shower, double sinks, and good under sink storage. Step outside to enjoy the fenced backyard with a relaxing sitting area. Fresh interior paint and partial flooring replacement in some areas add to the appeal of this lovely property. Don't miss out on the opportunity to make this house your home!

This charming home is nestled in a quiet neighborhood, perfect for those seeking peace and privacy. Located in a great school district, it’s an ideal spot for families. The spacious backyard offers plenty of room for relaxation, play, and outdoor gatherings. A perfect blend of comfort and convenience, this home is ready to welcome you!

Back Yard, Front Yard, Landscaped, Level, Private

Tenant Move out 4/17/2025 which held up prior sale. Must-see beautiful townhome end unit located in the South corridor of South Cobb Drive and 285. One light away from the city of Atlanta and the Upper West Side. Situated perfectly between a private oasis and steps away from the life of the city. This home boasts almost 3,000 sq ft, a fully finished basement, a movie theater, and a game room. Upstairs are Oversized bedrooms and three and a half bathrooms. The master boasts a whirlpool with a wall-mounted TV, 5 5-head body spray shower, and a dual vanity. The Master has vaulted ceilings with recessed lights and its private deck off of the master suite for morning coffee and quiet time. there are a total of 3 private patio decks situated in a wooded Paradise. There are two sunrooms, and hardwood floors throughout the main room and terrace level. Full gourmet Kitchen, natural wood cabinets, SS appliances, walk-in pantry, separate dining, 10 ft kitchen island, dual ovens. The living room boasts coffered ceilings with dimmable lights. Vaulted ceilings in both master and secondary bedroom... too many upgrades and wonderful things to list!

Up-dated split level with In-Law Suite in Marietta! Run to see this home to a non-HOA community. Features a private entrance to a full-in-law suite. This home is ideal for investors or those seeking a rental income or a multi-generational living. Its location can't be beaten. Close to everything but in a quiet, well-established neighborhood! Easy access to major highways, the city, shopping, dining, parks and within walk-in distance to Kennestone Hospital. This wonderful, move in ready, Brick & frame home offers so much in the way of both comfort and function.  Large family room with laminated flooring. Well equipped kitchen offers custom cabinetry, stainless appliances, stone counter tops and looks out to both the family room and separate dining area or den with cathedral ceiling.
Having extended family and guests stay? short or long term? couldn't be easier in this home due to the full-in-law suite. Total of 4 bedrooms plus a flex room or computer room with closet.
New paint in/out, new architectural roof, HVAC, new flooring. Out building. The home sits on a roomy, Cul-de -Sac with an extra-long new driveway! All of this is in a wonderful Cobb County location. Don't miss the opportunity to see this one!

Back Yard, Cul-De-Sac, Private, Sloped, Front Yard

|| BEAUTIFUL SUNSET VIEWS || || NEW TILE & CARPET ||  || FULLY RENOVATED ALL BATHROOMS ||  || NEW WINDOWS ||  || BRAND NEW BACK DECK ||  || LANDSCAPED YARD ||  || RE-CARPETED DEN & OFFICE ||   || NEW GARAGE DOORS & OPENERS ||  || FINISHED BASEMENT ||   || GRANITE COUNTERS & KITCHEN ISLAND ||   || HIS & HERS CLOSETS ||   || NO RENT RESTRICTIONS || ** What You'll See ** Step inside and be greeted by NEW FLOORING & FRESHLY UPDATED SPACES that feel like new construction. The LUSH LANDSCAPING on this CORNER LOT creates a picture-perfect setting. Large windows including ALL-NEW BACK WINDOWS flood the home with natural light, while the SPA-LIKE MASTER BATH with a SOAKING TUB & SKYLIGHT adds a touch of luxury. ** What You'll Hear ** Enjoy the QUIET COMFORT OF A SMOKE-FREE HOME in a peaceful community. Step onto the NEW BACK DECK and listen to the SOFT RUSTLING OF TREES as the sun sets. The FENCED-IN BACKYARD ensures privacy, perfect for unwinding in your own outdoor retreat. ** What You'll Feel ** The moment you walk in, you'll feel THE WARMTH OF A WELL-MAINTAINED HOME. Soft NEW CARPET in the bedrooms, den, and office provides a cozy touch, while the GRANITE COUNTERS in the kitchen offer a cool, sleek surface for meal prep. His & Hers closets provide A SENSE OF ORGANIZATION & SPACE, while the FINISHED BASEMENT offers extra room to relax, work, or entertain. ** What You'll Experience ** This home is MOVE-IN READY with every update already done! Host gatherings in the open-concept living spaces, cook in your UPDATED KITCHEN, and retreat to the master bath for a SPA-LIKE ESCAPE. The LANDSCAPED BACKYARD provides a private oasis, while the NEW GARAGE DOORS & OPENERS make coming and going effortless. Plus, NO RENT RESTRICTIONS mean flexibility for the future. TRANSFERABLE HOME WARRANTY AVAILABLE covering HVAC, appliances, electrical, and more! Don't miss this RARE OPPORTUNITY to own a fully updated home in a prime location!

Back Yard, Corner Lot, Front Yard, Landscaped

Daylight, Exterior Entry, Finished, Finished Bath, Interior Entry

Tucked away on a peaceful cul-de-sac, this home offers the perfect blend of privacy, play, and tranquility. The kitchen is a dream, featuring upgraded cabinetry, gleaming granite countertops, and a cozy window seat in the breakfast area—just the spot for morning coffee as sunlight filters in.The heart of the home is the stunning family room, where a vaulted ceiling adds drama and a beautiful stone fireplace invites cozy gatherings. Upstairs, all three bathrooms have been elegantly updated with upscale vanities and stylish tile work, offering a spa-like retreat. Need extra space? A versatile rec/bonus room provides endless possibilities, whether for a playroom, media space, or home office. And when it's time to unwind, the lovely screened porch is the perfect escape, where you can relax and take in the lush, wooded views of your private backyard. This home is truly move-in ready. Plus, optional swim and tennis clubs are just a stone’s throw away for even more ways to enjoy this fantastic community. Don’t miss your chance to make this peaceful retreat your own!

Back Yard, Cul-De-Sac, Front Yard, Level, Private, Wooded

This isn’t just a house—it’s the fresh start your family has been waiting for. Tucked away on a peaceful, tree-lined street in East Cobb, this fully renovated home blends comfort, style, and functionality in one of Marietta’s most desirable school districts. Step inside to discover a bright, open-concept layout filled with natural light, fresh modern flooring, and a welcoming energy that makes you feel right at home. The heart of the home is a stunning new kitchen featuring quartz countertops, shaker-style cabinets, and premium stainless steel appliances—perfect for everyday meals and weekend gatherings. A unique highlight is the private mother-in-law suite with its own entrance, ideal for multi-generational living, guests, or additional rental potential. Every detail has been thoughtfully curated to offer comfort, convenience, and style. Outside, the spacious lot provides room to relax, entertain, or simply enjoy the outdoors with family and friends. With freshly painted interiors and exteriors, top-of-the-line finishes, and a location just minutes from top-rated schools, parks, shopping, and dining, this home offers the perfect mix of peaceful living and everyday convenience. Don’t miss your chance to make this East Cobb gem yours—schedule your private tour today.

Run, don't walk to this open Concept & Spacious ranch located on a spectacular private homesite in West Cobb's beautiful Active Adult 50+ up community. Enjoy low maintenance living & affordable HOA dues including lawncare & weekly trash. Gourmet kitchen with abundant cabinetry & enormous center island-ideal for entertaining, opening to a family room and dining area. Upgraded Appliances!! Extra storage space in garage and laundry room. Hardwood floors throughout & Quartz countertops. Butlers pantry, stepless walk in spa/shower. Conveniently located near hospitals, shopping dining, & recreation in Cobb County- w/attractive senior tax exemptions, Move -in ready! General inspection, Termite and Radon inspection was done. Title exam and closing letter has been completed. Can close early. Seller is motivated! Lender offers 100% conventional loan with no PMI. Grants up to 10k for concessions. A must see!!!

Hurry- Pick your upgrades- Getting ready for fencing additional landscaping and other pearls.  Welcome to your own mountain retreat, nestled in the heart of East Cobb! This spectacular gem offers a perfect blend of elegance and comfort from top to bottom. As you approach the private cul-de-sac location, you'll immediately be captivated by the tranquility and beauty that surround you. Step inside to discover an open and flowing floor plan featuring gorgeous laminate hardwoods and brand-new carpet in the master suite. The spacious secondary bathrooms provide plenty of room for everyone, while the incredible screened-in porch invites you to relax and enjoy the outdoors year-round. The list of features goes on and on, making this home a true haven. Located in the highly sought-after Chimney Springs community, you'll experience the best of East Cobb living with an epic combination of charm, convenience, and natural beauty. Welcome home!

Back Yard, Cul-De-Sac, Front Yard, Level, Private

Superb schools - Kemp, Lovinggood & Hillgrove. Two story home w/ four bedrooms, 3 baths upstairs. One bedroom features private bath. Two secondary bedrooms w/ Jack-n-Jill bath. Master bedroom is oversized with sitting area and trey ceilings. Plenty of closet space in all bedrooms. Master bath updated beautifully w/ double vanity, sep. shower & spa tub. Main level features formal dining room, two story foyer w. trey ceiling, den & two story living room w/ fireplace & built-in bookshelves. Lots of natural light throughout home w/ gorgeous windows with plantation shutters. Kitchen completely updated. Island w/ updated lighting and granite is inviting for guests. Beautiful finishes when remodeled including venthood, five burner gas stove, granite, & updated ss appliances. Laundry & half bath on main. Full finished basement w/ interior & exterior entry. Large room used as living room suite/gaming. Full bath with tub/shower combo. Additional room in basement with closet used as fifth bedroom. Exercise room also located in basement. Outdoors offers enclosed back porch. Patio recently built for firepit with built in seating. Sprinkler system. Broadlands neighborhood is a great subdivision with walking trails, lake w/ dock, swimming pool, tennis, pickleball and clubhouse. The swimming pool features an additional building with kitchen in addition to clubhouse with kitchen. Lots of walking trails in neighborhood with pretty views of creek and lake.

Back Yard, Front Yard, Landscaped, Level, Private, Sprinklers In Rear

Come and see this fully remodeled 4 bed, 2 full and 1 half bath home located in the perfect part of Cobb County. This beautiful home is located in a hidden gem neighborhood, completely surrounded by equestrian estates, farms, and large tract estate homes, but only 20 minutes from I-75, 20 min to Marietta Square, 10 minutes to the shopping and dining of The Avenues at West Cobb, and in Hillgrove school district! When you pull up to this water front lot, you are immediately noticing the beautiful brick front home. Enter the front door and see the tall ceilings in the family room with a fireplace. The updated white kitchen with stainless appliances features. Freshly painted walls and brand new flooring throughout bring a fresh and vibrant feeling to the home. The owner's suite which features trey ceilings and a beautiful owner's bath with a tile walk-in shower, garden tub, walk-in closet, and double vanity with granite tops.  Perfect size backyard and patio for entertaining and pond for fishing!!!  No HOA.

Back Yard, Cleared, Front Yard, Pond on Lot, Sprinklers In Front, Sprinklers In Rear

Bath/Stubbed, Exterior Entry, Finished, Finished Bath, Interior Entry, Walk-Out Access

Welcome to a home that truly has it all—space, comfort, and a community you’ll love. Nestled in the highly sought-after Harrison High School district, this 5-bedroom, 4-bath home offers the perfect blend of functionality and charm. From the moment you walk in, you’re greeted with warmth and natural light that flows effortlessly through the open and airy kitchen. It’s the heart of the home, where morning coffee tastes just a little better, and conversations linger a little longer. Whether you’re prepping dinner, helping with homework at the island, or just soaking in the peaceful view of the backyard, this space was designed to bring people together. With a bedroom and full bath on the main floor, guests or family members have a comfortable retreat without having to navigate stairs. Upstairs, the additional bedrooms offer plenty of space to spread out, but the real bonus is downstairs. The fully finished basement is like a home of its own, complete with a bedroom, full bath, spacious living area, and even a kitchenette—perfect for movie nights, hosting guests, or giving in-laws or older kids their own space while still keeping them close. And don’t worry, there’s still plenty of storage for all the things that need a place but don’t need to be seen. But what truly sets this home apart is the backyard. It’s a space that invites you to slow down and enjoy the little moments—morning coffee under the brand-new covered porch, kids or pets playing in the fenced yard, summer night BBQs with friends. It’s the kind of outdoor space that makes home feel like a retreat. And then there’s the community. With swim and tennis amenities, nature trails, and neighbors who quickly become friends, this is more than just a neighborhood—it’s the kind of place where you’ll want to put down roots. If you’ve been searching for a home that checks all the boxes and then some, you might have just found it.

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